Hier finden Sie den Geschäftsbericht der Volkswagen Financial Services AG für das Jahr 2010. Weitere Informationen erhalten Sie unter http://www.vwfsag.de/geschaeftsbericht
Was macht "sichere" Anlagen aktuell so gefährlich?StarCapital
Die meisten Anleger flüchten derzeit in vermeintlich sichere Anlagen wie Gold oder Staatsanleihen und positionieren sich damit falsch.
StarCapital Fondsmanager Peter E. Huber geht in dem aktuellen Vortrag auf die Gefahren ein und zeigt bessere Investitionsgelegenheiten auf.
Hier finden Sie den Geschäftsbericht der Volkswagen Financial Services AG für das Jahr 2011. Weitere Informationen erhalten Sie unter http://www.vwfsag.de/geschaeftsbericht
Der Steiermärkische Sparkasse-Konzern konnte 2011 seine Ertragslage verbessern und steigerte sein Betriebsergebnis zum Vergleichszeitraum 2010 um 2,6 Prozent auf 192 Mio. Euro. Gleichzeitig konnte die Kernkapitalquote auf 12,3% verbessert werden. Die NPL-Ratio (Non Performing Loans: Anteil der notleidenden Kredite an den gesamten Ausleihungen)konnte weiter gesenkt werden: Sie nahm von 6,8% auf 6,3% des Portfolios ab.
Unsicherheit ist ein Kernelement der Unternehmensplanung. Wie Manager professionell mit wachsender Komplexität umgehen erklärt Prof. Dr. Björn Bloching.
Hier finden Sie den Geschäftsbericht der Volkswagen Financial Services AG für das Jahr 2010. Weitere Informationen erhalten Sie unter http://www.vwfsag.de/geschaeftsbericht
Was macht "sichere" Anlagen aktuell so gefährlich?StarCapital
Die meisten Anleger flüchten derzeit in vermeintlich sichere Anlagen wie Gold oder Staatsanleihen und positionieren sich damit falsch.
StarCapital Fondsmanager Peter E. Huber geht in dem aktuellen Vortrag auf die Gefahren ein und zeigt bessere Investitionsgelegenheiten auf.
Hier finden Sie den Geschäftsbericht der Volkswagen Financial Services AG für das Jahr 2011. Weitere Informationen erhalten Sie unter http://www.vwfsag.de/geschaeftsbericht
Der Steiermärkische Sparkasse-Konzern konnte 2011 seine Ertragslage verbessern und steigerte sein Betriebsergebnis zum Vergleichszeitraum 2010 um 2,6 Prozent auf 192 Mio. Euro. Gleichzeitig konnte die Kernkapitalquote auf 12,3% verbessert werden. Die NPL-Ratio (Non Performing Loans: Anteil der notleidenden Kredite an den gesamten Ausleihungen)konnte weiter gesenkt werden: Sie nahm von 6,8% auf 6,3% des Portfolios ab.
Unsicherheit ist ein Kernelement der Unternehmensplanung. Wie Manager professionell mit wachsender Komplexität umgehen erklärt Prof. Dr. Björn Bloching.
This document provides notes for a 92-part lecture series on the life of Jacob from Genesis. It includes:
- An overview of the heptamerous (seven-part) structure of Genesis, with the Jacob narrative corresponding to the sixth day of creation.
- A table of contents listing the titles of each of the 92 lectures.
- Excerpts from some of the lectures discussing themes in specific chapters of Genesis related to Jacob's life, such as his blessing, marriage to Rachel and Leah, wrestling with God, and reuniting with Esau.
The document analyzes the symbolic significance of the Jacob narrative in the broader context of Genesis and argues it depicts Jacob as a true
Este documento proporciona instrucciones para crear una fotocaricatura animada en Etoys en 8 pasos: 1) obtener una foto, 2) crear un proyecto en Etoys, 3) seleccionar partes de la foto, 4) dibujar objetos, 5) colocar imágenes en un contenedor, 6) animar los objetos, 7) colapsar el contenedor y colocar imágenes sobre la foto, y 8) reproducir la animación. El objetivo es crear una caricatura animada de una foto usando varias herram
Robotic renal transplantation first european case boggiMerqurio
This case report describes the first robotic kidney transplantation performed in Europe using the daVinci surgical system. A kidney from a 56-year-old mother was transplanted into her 37-year-old daughter laparoscopically. The surgery lasted 154 minutes, including 51 minutes of warm ischemia for the kidney graft. Urine production started immediately after reperfusion and renal function remained optimal at the 3-month follow-up. The robotic system allowed the performance of the kidney transplantation through small incisions and provided 3D visualization and wristed instruments, facilitating the vascular anastomoses. Further experience is needed but robotic surgery may become more common for solid organ transplants.
1) El documento presenta varias ecuaciones que describen la dinámica de un sistema de masas conectadas por resortes.
2) Se proporcionan ecuaciones para calcular la fuerza, aceleración y velocidad de cada masa en función de sus masas y la constante del resorte.
3) El documento analiza el comportamiento del sistema para diferentes configuraciones de masas y constantes del resorte.
Learn how Hahnemann University Hospital reduced readmissions at the Center for Advanced Heart Failure Care by over 20%. This is a follow up to our Fall 2014 webinar with more data and outcomes to reveal. During this discussion, you’ll learn the positive impact a Readmissions Reduction program can have for a hospital including financial, care delivery, and care team collaboration improvements.
Current-day programming languages include constructs to embed meta-data in a program’s source code in the form of annotations. More than mere documentation, these annotations are used in modern frameworks to map source- level entities to domain-specific ones. A common example being the Hibernate Object-Relational Mapping framework that relies on annotations to declare persistence configurations. While the presence of annotations extends the base semantics of the language, it also imposes restrictions on the annotated program. In this paper we consider the manner in which annotations affect automated refactorings, and in particular how they break their behavior preservation. As refactorings, during their condition checking phase, ignore the annotation’s restrictions they can no longer guarantee the preservation of the domain-specific mappings. To address this problem, we propose to make the restrictions of the annotations explicit, and use them to steer the refactoring process. A prototype extension of the Eclipse IDE’s refactoring engine is used to demonstrate our approach.
Proyecto de investigación visual. Tornello YaninaYanina Tornello
Este documento presenta el proyecto final de Yanina Tornello para el Instituto de Formación Docente Continua sobre el tema de la "Infancia Consumida". El proyecto aborda la problemática de la trata de personas con fines de explotación sexual, que interrumpe la infancia de las víctimas. A través de una producción visual y una campaña de concientización, el proyecto busca generar reflexión y prevención sobre este tema.
Este documento proporciona información biográfica y profesional sobre varios cantantes populares como Rihanna, Maroon 5, Lady Gaga y Katy Perry. Resume sus carreras musicales, logros, álbumes destacados y éxitos.
O documento resume as seguintes informações:
1) A cidade de Oriente realizará um passeio ciclístico no dia 30 de novembro como parte das comemorações do aniversário da cidade, com o objetivo de incentivar atividades físicas e a preservação ambiental.
2) A prefeitura de Pompeia está organizando eventos e decoração para o Natal, incluindo enfeites nas praças públicas.
3) Haverá um sarau musical sobre a cultura africana no dia 22 de novembro em Pompe
Santa Fe Indonesia E-Newsletter Vol.2 - 2016Adita Bella
The document discusses Ramadan, the Muslim holy month of fasting, and provides information and etiquette tips for non-Muslims interacting with Muslims during this time. Some key points include:
- Ramadan involves fasting from dawn to dusk for 30 days and is a time for spiritual reflection.
- Expatriates may see household staff take time off to visit family and restaurants see more business.
- Non-Muslims can still eat in front of fasting Muslims but should be understanding if they decline invitations to work lunches.
- Joining the post-fast meal (iftar) is encouraged to experience the communal celebration.
- Simple greetings like "Ramadan Mubarak" are
Georgia Common Core Coach CCGPS Edition, English Language Arts, Grade 2TriumphLearningNY
Scaffolded Common Core content for your early learners.
Teacher-led instruction and guided practice—all heavily scaffolded—ensure that students can capably engage with complex text, on grade level. Careful modeling and repeat reading lead to fluency. Phonics, word-building, connecting short vowels to consonants to read words—all foundational skills have been carefully considered and kick off each reading lesson.
BONUS! Our Home-School Connection booklet provides a crucial bridge between content covered in the classroom and practice at home—and encourages important family involvement. (One FREE Home-School Connection booklet for each Common Core Coach ™ student book!)
This document summarizes Dorota Shortell's presentation on smart goods technologies. It discusses Simplexity, an engineering company working on smart products. It presents two case studies: the Microsoft Band smartwatch and Bowflex dumbbells that track workout data. For each, it describes the product, technical challenges overcome like size and durability, and needs in further technology like more powerful sensors and position tracking. It concludes that future smart products will need to affect the physical world through integrated manipulators and feedback sensors while addressing challenges like energy efficiency and security.
Power Point Developed to Help Agriculture Operations to Understand Where the Market is Today, Where it Will be Tomorrow. The Importance of Sanitation and How Cleaning Can Stop the Spread of Many Different Greenhouse Bacteria, Fungi and Virus.
This document discusses customer relationship management (CRM) and whether it is right for companies. It defines key terms like customer, loyalty, and discusses how the digital marketplace has impacted operational excellence, product leadership, and customer intimacy. Specifically, it notes that access to more information online has led to easier product comparisons and commoditization, while a lack of human interaction online makes developing customer loyalty and intimacy more difficult. However, using customer data and technology to better understand and respond to customer needs can still help improve loyalty.
Este documento describe los ninjas tal como aparecen en la obra Naruto. Explica que un ninja puede usar su chakra, una energía interna, para realizar ataques y técnicas. Describe los diferentes tipos de entrenamiento de chakra que realizan los ninjas para aprender a moldear y controlar su chakra, así como los diferentes tipos y usos del chakra.
This document summarizes hepatitis E surveillance data from Germany. It notes that hepatitis E is a notifiable disease and laboratories report cases to local health departments. There has been a steep increase in autochthonous (locally acquired) cases since 2001. Genotype 3 strains are most common in Germany. A population-based study found an overall prevalence of hepatitis E antibodies of 16.8%, indicating around 320,000 infections per year. Risk factors identified include contact with pigs and pork products, as there is a high rate of hepatitis E virus detection in pigs and pork products in Germany. Improved prevention in the veterinary sector could help reduce infection rates.
El documento describe la estructura y composición de la atmósfera terrestre. Explica que la atmósfera está compuesta principalmente de nitrógeno (78%) y oxígeno (21%), y describe brevemente las cuatro capas (troposfera, estratosfera, mesosfera y termósfera) que la componen. También resume los principales componentes del aire como el dióxido de carbono y la humedad relativa.
Este documento describe un proyecto escolar sobre el acoso escolar que utilizó películas para crear conciencia sobre el tema. El proyecto involucró a profesores, estudiantes y familias a través de cuestionarios, visionado de películas, guías didácticas y cineforos. El objetivo era prevenir el acoso escolar trabajando el tema en todos los niveles educativos y evaluar el impacto del proyecto para mejorarlo en el futuro.
Reflexión en torno a los cambios producidos en nuestra sociedad a lo largo de los últimos años, y cómo estos cambios afectan a la gestión del conocimiento actual.
Referentin: Ricarda Raths, Vorstandsmitglied des Deutschen Fundraising Verbands
Jeden Sommer stehen junge Leute an Informationsständen in den Berliner Bezirken. Sie klären auf und fragen nach finanzieller Hilfe für Tierschutzvereine, Kinderprojekte oder Umweltorganisationen. Wie wichtig diese Fundraisingmaßnahme für die finanzielle Basis vieler Organisationen ist zeigt Ihnen Ricarda Raths ebenso, wie den Umgang mit den jungen Teams und der Akzeptanz in der Organisation und der Bevölkerung. Im Anschluss diskutieren wir gemeinsam über die Notwendigkeit von Standards bei der Ansprache von Bürgerinnen und Bürger für gemeinnützige Projekte und der Einbindung von Web 2.0.
This document provides notes for a 92-part lecture series on the life of Jacob from Genesis. It includes:
- An overview of the heptamerous (seven-part) structure of Genesis, with the Jacob narrative corresponding to the sixth day of creation.
- A table of contents listing the titles of each of the 92 lectures.
- Excerpts from some of the lectures discussing themes in specific chapters of Genesis related to Jacob's life, such as his blessing, marriage to Rachel and Leah, wrestling with God, and reuniting with Esau.
The document analyzes the symbolic significance of the Jacob narrative in the broader context of Genesis and argues it depicts Jacob as a true
Este documento proporciona instrucciones para crear una fotocaricatura animada en Etoys en 8 pasos: 1) obtener una foto, 2) crear un proyecto en Etoys, 3) seleccionar partes de la foto, 4) dibujar objetos, 5) colocar imágenes en un contenedor, 6) animar los objetos, 7) colapsar el contenedor y colocar imágenes sobre la foto, y 8) reproducir la animación. El objetivo es crear una caricatura animada de una foto usando varias herram
Robotic renal transplantation first european case boggiMerqurio
This case report describes the first robotic kidney transplantation performed in Europe using the daVinci surgical system. A kidney from a 56-year-old mother was transplanted into her 37-year-old daughter laparoscopically. The surgery lasted 154 minutes, including 51 minutes of warm ischemia for the kidney graft. Urine production started immediately after reperfusion and renal function remained optimal at the 3-month follow-up. The robotic system allowed the performance of the kidney transplantation through small incisions and provided 3D visualization and wristed instruments, facilitating the vascular anastomoses. Further experience is needed but robotic surgery may become more common for solid organ transplants.
1) El documento presenta varias ecuaciones que describen la dinámica de un sistema de masas conectadas por resortes.
2) Se proporcionan ecuaciones para calcular la fuerza, aceleración y velocidad de cada masa en función de sus masas y la constante del resorte.
3) El documento analiza el comportamiento del sistema para diferentes configuraciones de masas y constantes del resorte.
Learn how Hahnemann University Hospital reduced readmissions at the Center for Advanced Heart Failure Care by over 20%. This is a follow up to our Fall 2014 webinar with more data and outcomes to reveal. During this discussion, you’ll learn the positive impact a Readmissions Reduction program can have for a hospital including financial, care delivery, and care team collaboration improvements.
Current-day programming languages include constructs to embed meta-data in a program’s source code in the form of annotations. More than mere documentation, these annotations are used in modern frameworks to map source- level entities to domain-specific ones. A common example being the Hibernate Object-Relational Mapping framework that relies on annotations to declare persistence configurations. While the presence of annotations extends the base semantics of the language, it also imposes restrictions on the annotated program. In this paper we consider the manner in which annotations affect automated refactorings, and in particular how they break their behavior preservation. As refactorings, during their condition checking phase, ignore the annotation’s restrictions they can no longer guarantee the preservation of the domain-specific mappings. To address this problem, we propose to make the restrictions of the annotations explicit, and use them to steer the refactoring process. A prototype extension of the Eclipse IDE’s refactoring engine is used to demonstrate our approach.
Proyecto de investigación visual. Tornello YaninaYanina Tornello
Este documento presenta el proyecto final de Yanina Tornello para el Instituto de Formación Docente Continua sobre el tema de la "Infancia Consumida". El proyecto aborda la problemática de la trata de personas con fines de explotación sexual, que interrumpe la infancia de las víctimas. A través de una producción visual y una campaña de concientización, el proyecto busca generar reflexión y prevención sobre este tema.
Este documento proporciona información biográfica y profesional sobre varios cantantes populares como Rihanna, Maroon 5, Lady Gaga y Katy Perry. Resume sus carreras musicales, logros, álbumes destacados y éxitos.
O documento resume as seguintes informações:
1) A cidade de Oriente realizará um passeio ciclístico no dia 30 de novembro como parte das comemorações do aniversário da cidade, com o objetivo de incentivar atividades físicas e a preservação ambiental.
2) A prefeitura de Pompeia está organizando eventos e decoração para o Natal, incluindo enfeites nas praças públicas.
3) Haverá um sarau musical sobre a cultura africana no dia 22 de novembro em Pompe
Santa Fe Indonesia E-Newsletter Vol.2 - 2016Adita Bella
The document discusses Ramadan, the Muslim holy month of fasting, and provides information and etiquette tips for non-Muslims interacting with Muslims during this time. Some key points include:
- Ramadan involves fasting from dawn to dusk for 30 days and is a time for spiritual reflection.
- Expatriates may see household staff take time off to visit family and restaurants see more business.
- Non-Muslims can still eat in front of fasting Muslims but should be understanding if they decline invitations to work lunches.
- Joining the post-fast meal (iftar) is encouraged to experience the communal celebration.
- Simple greetings like "Ramadan Mubarak" are
Georgia Common Core Coach CCGPS Edition, English Language Arts, Grade 2TriumphLearningNY
Scaffolded Common Core content for your early learners.
Teacher-led instruction and guided practice—all heavily scaffolded—ensure that students can capably engage with complex text, on grade level. Careful modeling and repeat reading lead to fluency. Phonics, word-building, connecting short vowels to consonants to read words—all foundational skills have been carefully considered and kick off each reading lesson.
BONUS! Our Home-School Connection booklet provides a crucial bridge between content covered in the classroom and practice at home—and encourages important family involvement. (One FREE Home-School Connection booklet for each Common Core Coach ™ student book!)
This document summarizes Dorota Shortell's presentation on smart goods technologies. It discusses Simplexity, an engineering company working on smart products. It presents two case studies: the Microsoft Band smartwatch and Bowflex dumbbells that track workout data. For each, it describes the product, technical challenges overcome like size and durability, and needs in further technology like more powerful sensors and position tracking. It concludes that future smart products will need to affect the physical world through integrated manipulators and feedback sensors while addressing challenges like energy efficiency and security.
Power Point Developed to Help Agriculture Operations to Understand Where the Market is Today, Where it Will be Tomorrow. The Importance of Sanitation and How Cleaning Can Stop the Spread of Many Different Greenhouse Bacteria, Fungi and Virus.
This document discusses customer relationship management (CRM) and whether it is right for companies. It defines key terms like customer, loyalty, and discusses how the digital marketplace has impacted operational excellence, product leadership, and customer intimacy. Specifically, it notes that access to more information online has led to easier product comparisons and commoditization, while a lack of human interaction online makes developing customer loyalty and intimacy more difficult. However, using customer data and technology to better understand and respond to customer needs can still help improve loyalty.
Este documento describe los ninjas tal como aparecen en la obra Naruto. Explica que un ninja puede usar su chakra, una energía interna, para realizar ataques y técnicas. Describe los diferentes tipos de entrenamiento de chakra que realizan los ninjas para aprender a moldear y controlar su chakra, así como los diferentes tipos y usos del chakra.
This document summarizes hepatitis E surveillance data from Germany. It notes that hepatitis E is a notifiable disease and laboratories report cases to local health departments. There has been a steep increase in autochthonous (locally acquired) cases since 2001. Genotype 3 strains are most common in Germany. A population-based study found an overall prevalence of hepatitis E antibodies of 16.8%, indicating around 320,000 infections per year. Risk factors identified include contact with pigs and pork products, as there is a high rate of hepatitis E virus detection in pigs and pork products in Germany. Improved prevention in the veterinary sector could help reduce infection rates.
El documento describe la estructura y composición de la atmósfera terrestre. Explica que la atmósfera está compuesta principalmente de nitrógeno (78%) y oxígeno (21%), y describe brevemente las cuatro capas (troposfera, estratosfera, mesosfera y termósfera) que la componen. También resume los principales componentes del aire como el dióxido de carbono y la humedad relativa.
Este documento describe un proyecto escolar sobre el acoso escolar que utilizó películas para crear conciencia sobre el tema. El proyecto involucró a profesores, estudiantes y familias a través de cuestionarios, visionado de películas, guías didácticas y cineforos. El objetivo era prevenir el acoso escolar trabajando el tema en todos los niveles educativos y evaluar el impacto del proyecto para mejorarlo en el futuro.
Reflexión en torno a los cambios producidos en nuestra sociedad a lo largo de los últimos años, y cómo estos cambios afectan a la gestión del conocimiento actual.
Referentin: Ricarda Raths, Vorstandsmitglied des Deutschen Fundraising Verbands
Jeden Sommer stehen junge Leute an Informationsständen in den Berliner Bezirken. Sie klären auf und fragen nach finanzieller Hilfe für Tierschutzvereine, Kinderprojekte oder Umweltorganisationen. Wie wichtig diese Fundraisingmaßnahme für die finanzielle Basis vieler Organisationen ist zeigt Ihnen Ricarda Raths ebenso, wie den Umgang mit den jungen Teams und der Akzeptanz in der Organisation und der Bevölkerung. Im Anschluss diskutieren wir gemeinsam über die Notwendigkeit von Standards bei der Ansprache von Bürgerinnen und Bürger für gemeinnützige Projekte und der Einbindung von Web 2.0.
Rahmenbedingungen des Übergangs Schule - Berufsausbildung:
aktueller Stand und künftige Entwicklungen
Dr. Joachim Gerd Ulrich, Bundesinstitut für Berufsbildung, Bonn
Die Schweizer Versicherungswirtschaft weist auch in 2012 gute Ergebnisse und weiteres solides Wachstum aus – trotz anhaltendem Tiefzinsumfeld und Unwetterschäden. Das Prämienvolumen in der Schadenversicherung wuchs im Rahmen der beiden Vorjahre. Die Kollektiv-Lebensversicherung trug erneut das Gesamtwachstum in der Lebensversicherung.
Vortrag über die Fördermöglichkeiten für Softwareunternehmen im Land Berlin, insbesondere das Programm Pro FIT, gehalten beim Forum Fördermittel von förderbar, SIBB e.V. und media.net berlinbrandenburg e.V. am 19.09.2012 in Berlin
Emre Pinarli: Wirtschaftsaufschwung. Das Potenzial der türkischen WirtschaftDialog-Institut
Emre Pinarli ging in seinem Referat auf das Potential der türkischen Wirtschaft ein. 2011 wurde deren Wachstum bis 2017 auf durchschnittlich 6% pro Jahr geschätzt. Zu den Gründen, weshalb die Türkei für ausländische Investoren empfehlenswert ist, zählte er die stabile Haushaltsführung, der souveräne Schuldenabbau, die dynamische, gut ausgebildete Population und die geostrategische Lage, sowie die Freihandelsabkommen und die Zollunion auf.
7. Februar 2013
Kapitalströme: Raus aus Aktien, rein in Anleihen!
Quelle: BofA Merrill Lynch Global Equity Strategy, Lipper, EPFR Global (fund flows in $bn) per 23.01.2013.
www.starcapital.de Seite 7
9. Februar 2013
Trendwende in Italien: Extrem attraktiv bewertet
FairValue-Bereich
4000
Italy-DS Index lokal
2000
1000 53% unter
Fair Value
Mit einem Kurs-Buchwert-Verhältnis von 0,8 und einem geglätteten Kurs-Gewinn-Verhältnis von 11,5 notiert der Aktienmarkt
53% unterhalb seines FairValues.
500
1986 1988 1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 2010 2012 2014
Quelle: Thomson Reuters Datastream sowie eigene Berechnungen per 31.01.2013 (Z-001).
www.starcapital.de Seite 9
10. Februar 2013
Kontakt
Für Fragen stehen StarCapital StarCapital Swiss StarCapital
wir Ihnen gerne Aktiengesellschaft Aktiengesellschaft Société Anonyme
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zur Verfügung. 61440 Oberursel Burgstrasse 8 5365 Munsbach
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Schweiz
E-Mail: info@starcapital.de E-Mail: info@starcapital.ch E-Mail: info@starcapital.lu
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Tel.: +49 6171 69419-0 Tel.: +41 71 68685-85 Tel.: +352 431180-0
Fax: +49 6171 69419-49 Fax: +41 71 68685-89 Fax: +352 431180-49
www.starcapital.de Seite 10