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Agile Banking –
what banks can learn from Fintechs
Christoph Schmiedinger
borisgloger consulting GmbH
Vienna, 19.07.2016
Success Factors
of Fintechs
Spirit Trial and Error Specialization
How to achieve those success factors in well-establishedand large banks?
Agile Principles
Short Iterations
Selforganizing Teams
Focus on Customer and User
Software-
development
Organizational
Development
Hardware-
development
Spirit Trial and Error
Spirit
“Don‘t move information to authority –
move authority to the information.“
David Marquet – Turn the ship around
Spirit Trial and Error
Prototyping
Source: scanrail, carmenmsaa, Galovtsik Gabor / 123RFLizenzfreieBilder
Short Iterations
Agile Business Models
Source: Lean Enterprise (Jez Humbleet. al)
Focus on the User
Source: nyul / 123RFLizenzfreieBilder
“Incubator“-Modell
1) Set the seed 2) Growing up 3) Transfer into the system
Selbst sicher zum Erfolg.

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