this presentation is very simple and easy

1. Financial services
Ram murti
16PBA041
Baddi University of Emerging Science
And Technology

2. Financial services
The term ‘Financial Services’ means “mobilizing
and allocating savings.” Thus, it includes all
activities involved in the transformation of savings
into investment.

3. Financial services can be defined as the products
and services offered by institutions like banks of
various kinds for the facilitation of various
financial transactions and other related activities
in the world of finance like loans, insurance,
credit cards, investment opportunities and money
management as well as providing information on
the stock market and other issues like market
trends.

4. Features of Financial Services
• Financial services are Intangible
• Financial services are customer oriented
• The production and delivery of a service are
simultaneous functions therefor are inseparable
• They are perishable in nature and cannot be stored
• They are proactive in nature and help to visualize the
expectations of the market
• They acts as link between the investor and borrower
• They aid in distribution of risks.

5. Components of Financial Services

6. Types of Financial Services
• Capital market Services – It consists of consist of
term lending institutions which mainly provide long
term funds.
• Money market Services – It consists of commercial
banks, financial institutions, co-operative banks
which providing short term funds agencies
• Retail Service – Services provided to individuals for
direct consumption.
• Wholesale Service – Services provided to corporate
institutions which may be directly or indirectly
converted into retail services.

7. Types of financial Activity
Fund Based Services Modern Activities
Fee based services

8. Fund based Activities
• Underwriting or investment in shares, debentures,
bonds, etc. of new issues
• Dealing in secondary market activities
• Participating in money market instruments eg.
Discounting bills, treasury bills, certificate of
deposit etc.
• Involving in equipment leasing, hire purchase,
venture capitals
• Dealing in foreign exchange activities

9. Fee based Activities
• Managing the capital issue in accordance with
SEBI guidelines enabling promoters to market their
issue
• Making arrangements for placement of capital and
debt instruments with investment institutions
• Arrangement of funds from financial institutions
for clients project cost or working capital
• Assisting in getting all Government and other
clearances

10. Modern Activities
• Rendering project advisory services right from the
preparation of the project report till raising of funds
• Guiding Corporate Customers in capital restructuring
• Acting as trustees to the debenture holders
• Recommending changes in managing structure and
style
• Managing the portfolio of large public sector
corporations
• Advising clients
• Promoting credit rating agencies

11. Importance of Financial Services
• Vibrant Capital Market.
• Expands activities of financial markets.
• Benefits of Government.
• Economic Development.
• Economic Growth.
• Maximizes Returns.
• Minimizes Risks.
• Promotes Savings.
• Promotes Investments.
• Balanced Regional Development.

12. Utility or Uses
• Financial Services form a major part of the Gross
Domestic Product
• It ensures there is no shortage of funds for
productive ventures
• It helps in making good financial decisions
• It aids in allocation of risk and helps to minimize
risk
• It aids in financial deepening and broadening
• It generates employment

13. Thank You