This Slide show how the Bank work and what are filed of bank. When we go to design an application for bank so what field we need to know.

1. Banking Application Architecture

2. mishraba108@gmail.co
m
Suntiara Soft
www.suntiara.in
+91 9912923179
+91 9581271790
India

3. Bank
• Introduction
• Architecture of bank
• Types of Bank
• Functions of Bank
• Channel of Bank

4. INTRODUCTION
• Bank is mediator between entities for
transactions of funds.

5. ARCHITECTURE OF BANK
1. ATM
2. POS
3. Teletet
4. Teller(Branch)
5. Internet Banking
6. CIF
7. Product Factory
8. Portfolio Management
9. Deposit

6. ARCHITECTURE OF BANK
cont…
10. Securities
11.FX Import
12.Loans/Credits
13.NBS
14.Cheques
15.Merchant
16.Sale & Support System
17.CMS
18.Treasury Payment

7. ARCHITECTURE OF BANK
cont…
19. GL/Accounting
20. Settlement
21. PCM
22. Campaign Management
23. Management Control
24. Info Center
25. Reporting

8. ARCHITECTURE OF BANK
cont…
26. Information Delivery
27. Phone Banking
29. Mobile Banking/SMS Banking
30. Internet Shopping
31. EFT
32.Credit Risk Management
33.Relationship Management

9. ARCHITECTURE OF BANK
cont…
34. Payment
36. HR

10. TYPES OF BANK
• Retail Banks
• Commercial banks
• Cooperative banks
• Investment Banks
• Specialized banks
• Central banks

11. TYPES OF BANK cont…
• Global banks
- full range of services
- international capability
• Commercial banks
- wide range of services
- limited international capability
• Investment banks
- arranging, originating and distributing debt
and equity issues and advice
• Savings banks
- taking deposits and making loans

12. FUNCTIONS OF BANK
• Handle customers business in a safe and
professional manner
• Honour customers’ cheques
• Comply with any express (written) instruction
from the customer
• Maintain secrecy about customers’ affairs
• Give reasonable notice to close an account

13. FUNCTIONS OF BANK cont…
• Provide balance of account on request
• Receive customers money and cheques and
credit to the correct account
• Repay money on demand in banking hours
• Advise customers immediately of any
improper event affecting the account
• Exercise proper care and skill when
performing all its duties.

14. Bank Account
• Current account
• Deposit/savings account
• Composite account
• Money market deposit
• Overdraft
• Loan accounts
• Resident and Non-resident accounts

15. CHANNEL OF BANK
• ATM
• POS
• Card
• Cheqes
• Online/ Internet banking
• Phone Banking
• Mobile Banking/SMS Banking

16. Bank Accounts/Services
To control Float
 Lockbox
 Intervention accounts
 Remote disbursement
 Controlled disbursement
 Direct collections
 - Negotiation
 - Collection

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18. Questions?

19. Thanks