The document discusses mobile payments and opportunities for Binary Mantra Systems, a software development company. It covers key concepts in mobile payments like mobile remote payment and proximity payment using near field communication. It also discusses stakeholders in mobile payments like mobile devices, content providers, and payment service providers. The technology, classification, opportunities, challenges, and the current Indian scenario for mobile payments are described. It concludes that while mobile payments have yet to be widely adopted, the necessary infrastructure is developing and it will become more viable.