Sarah Tavel of Greylock Partners analyzes the unique financial pain points that young Americans are facing and explains why fintech is ripe for disruption.
The Millennial Shift: Financial Services and the Digital GenerationLinkedIn
Maya Pope-Chappell, News Editor, LinkedIn
Theresa McLaughlin, CMO Canadian Banking, Auto, and Wealth, TD Bank
Denise Karkos, CMO, TD Ameritrade
Marty Willis, Chief Marketing Officer, OppenheimerFunds
Laura Desmond, CEO, Starcom MediaVest Group
Donna Sabino, SVP, Ipsos
Bill Sullivan, Head of Global Financial Services, Market Intelligence, Capgemini
Leslie Gillin, Managing Director and Chief Marketing Officer, Citi Global Consumer Bank
With one of the largest generations in history comes tremendous buying power: Millennials spend $1.3 to $1.7 trillion annually. In fact, this group of digital natives represents a lucrative market and the next generation of financial clients. To make inroads with Millennials, firms must appeal to their demand for services and experiences on par with those delivered by retail and other industries that have learned how to capitalize on consumer interactions in the digital era.
Live Webinar: Winning Affluent MillennialsLinkedIn
This document summarizes key findings from a study about affluent millennials and their financial habits and expectations. Some of the main points are:
- Affluent millennials, defined as those aged 18-34 with over $100k in investible assets, number around 15.5 million in the US and spend $2 trillion annually.
- They are more ambitious than previous generations, with many aiming to start businesses or charitable foundations.
- While concerned about future financial crises, affluent millennials are highly confident in economic growth and believe in achieving the American Dream through hard work.
- They are more open to guidance from financial advisors than older generations but still want to do
This LinkedIn & Ipsos study provides actionable insights on:
• How Affluent Millennials are dramatically reshaping the future of the finance industry.
• How Affluent Millennials are preparing for tomorrow.
• What Affluent Millennials are looking for in a financial services provider and why it’s important to begin strengthening relationships with them today.
The Economic Impact of Female EntrepreneursKyle Lacy
Women owned businesses make up 36% of all U.S. businesses and employ over 23 million people, contributing over $3 trillion to the economy. Companies with women on the executive team receive higher investments on average - $12 million compared to $8 million for those without women. States like California, New York, and Massachusetts see the most investments in companies with women executives. The percentage of venture capital funded companies and total invested capital for companies with women leaders has increased from 2011 to 2013. Venture capital firms with women partners are twice as likely to invest in companies with women executives.
How Generation Y millennials are driving financial industry changeHarland Clarke
Financial marketers are being put to the test as fairly predictable generations of customers give way to the less familiar and less predictable. Pre-Baby Boom generations have been in retirement for years, and their pattern of drawing down assets continues. Now, Baby Boomers themselves are busy liquidating assets to fund college educations, weddings and their own retirements. Generation Xers have well-established careers and saving/investing habits to match.
Affluent Millennials are reshaping the finance industry through their optimistic and progressive views. They are confident in economic growth, believe their current decisions will lead to future success, and have ambitious goals. Affluent Millennials are independent decision-makers who conduct their own research but also value guidance from advisors. They are loyal customers but open to switching for better options. Social media is central to Affluent Millennials' decisions, and they seek educational content on financial topics through social networks. Financial institutions should leverage social media to engage Affluent Millennials, provide relevant content to build trust and long-term relationships with this influential group.
How to Preserve Your Wealth for Generations in CaliforniaScott Schomer
With proper estate and legacy planning, wealthy families have a better chance of success in passing on their fortune to their family, from one generation to the next. Learn more about legacy wealth planning in this presentation.
Sarah Tavel of Greylock Partners analyzes the unique financial pain points that young Americans are facing and explains why fintech is ripe for disruption.
The Millennial Shift: Financial Services and the Digital GenerationLinkedIn
Maya Pope-Chappell, News Editor, LinkedIn
Theresa McLaughlin, CMO Canadian Banking, Auto, and Wealth, TD Bank
Denise Karkos, CMO, TD Ameritrade
Marty Willis, Chief Marketing Officer, OppenheimerFunds
Laura Desmond, CEO, Starcom MediaVest Group
Donna Sabino, SVP, Ipsos
Bill Sullivan, Head of Global Financial Services, Market Intelligence, Capgemini
Leslie Gillin, Managing Director and Chief Marketing Officer, Citi Global Consumer Bank
With one of the largest generations in history comes tremendous buying power: Millennials spend $1.3 to $1.7 trillion annually. In fact, this group of digital natives represents a lucrative market and the next generation of financial clients. To make inroads with Millennials, firms must appeal to their demand for services and experiences on par with those delivered by retail and other industries that have learned how to capitalize on consumer interactions in the digital era.
Live Webinar: Winning Affluent MillennialsLinkedIn
This document summarizes key findings from a study about affluent millennials and their financial habits and expectations. Some of the main points are:
- Affluent millennials, defined as those aged 18-34 with over $100k in investible assets, number around 15.5 million in the US and spend $2 trillion annually.
- They are more ambitious than previous generations, with many aiming to start businesses or charitable foundations.
- While concerned about future financial crises, affluent millennials are highly confident in economic growth and believe in achieving the American Dream through hard work.
- They are more open to guidance from financial advisors than older generations but still want to do
This LinkedIn & Ipsos study provides actionable insights on:
• How Affluent Millennials are dramatically reshaping the future of the finance industry.
• How Affluent Millennials are preparing for tomorrow.
• What Affluent Millennials are looking for in a financial services provider and why it’s important to begin strengthening relationships with them today.
The Economic Impact of Female EntrepreneursKyle Lacy
Women owned businesses make up 36% of all U.S. businesses and employ over 23 million people, contributing over $3 trillion to the economy. Companies with women on the executive team receive higher investments on average - $12 million compared to $8 million for those without women. States like California, New York, and Massachusetts see the most investments in companies with women executives. The percentage of venture capital funded companies and total invested capital for companies with women leaders has increased from 2011 to 2013. Venture capital firms with women partners are twice as likely to invest in companies with women executives.
How Generation Y millennials are driving financial industry changeHarland Clarke
Financial marketers are being put to the test as fairly predictable generations of customers give way to the less familiar and less predictable. Pre-Baby Boom generations have been in retirement for years, and their pattern of drawing down assets continues. Now, Baby Boomers themselves are busy liquidating assets to fund college educations, weddings and their own retirements. Generation Xers have well-established careers and saving/investing habits to match.
Affluent Millennials are reshaping the finance industry through their optimistic and progressive views. They are confident in economic growth, believe their current decisions will lead to future success, and have ambitious goals. Affluent Millennials are independent decision-makers who conduct their own research but also value guidance from advisors. They are loyal customers but open to switching for better options. Social media is central to Affluent Millennials' decisions, and they seek educational content on financial topics through social networks. Financial institutions should leverage social media to engage Affluent Millennials, provide relevant content to build trust and long-term relationships with this influential group.
How to Preserve Your Wealth for Generations in CaliforniaScott Schomer
With proper estate and legacy planning, wealthy families have a better chance of success in passing on their fortune to their family, from one generation to the next. Learn more about legacy wealth planning in this presentation.
Seventy-four percent of Americans believe CEOs are not paid the
correct amount relative to the average worker. Only 16 percent
believe they are. While responses vary across demographic
groups (e.g., political affiliation and household income), overall
sentiment regarding CEO pay remains highly negative.
Recently, the Rock Center for Corporate Governance at Stanford
University conducted a nationwide survey of 1,202 individuals—
representative by gender, race, age, political affiliation,
household income, and state residence—to understand public
perception of CEO pay levels among the 500 largest publicly
traded corporations....
The document summarizes the growth of TrustToken and its stablecoin TrueUSD from January 2018 to present. In January 2018, TrustToken had a 5 person team, no TrueUSD in circulation, and $0 in monthly volume. As of today, it has a 32 person team with $31M in funding, over $230M of TrueUSD in circulation, and $3B in monthly volume. The document then provides explanations and examples of how stablecoins can improve upon traditional payment methods by offering faster settlement, lower costs, and greater accessibility worldwide. Potential future applications discussed include cryptocurrency market onramps/offramps, international remittances, foreign exchange, and more use cases emerging daily.
The document summarizes the key findings of a survey conducted by Stanford University on public perceptions of CEO misconduct. The survey presented respondents with scenarios of potential unethical behaviors by CEOs and measured the perceived offensiveness of the behaviors and the believed appropriate punishment. The survey found that the public views violations of trust between a company and its customers as most egregious. Additionally, respondents were surprisingly critical of potentially immoral personal behaviors by CEOs. Compared to the public, boards of directors appear to administer stricter punishment for misconduct, such as termination.
Millennials are feeling the pressure that comes from a mediocre credit history. Over the last four years, millennials account for 21% of all new personal loan dollars with a 40% increase in balances since 2011.
Millennials on average have weak credit according to studies, with a median age of 28, income of $33,000, credit score of 623, eight credit accounts on file and only 39% considered prime or better. Over the last four years, millennials have accounted for 21% of new personal loans and have increased balances by 40% since 2011, showing they are feeling pressure from mediocre credit histories. Freedom Mortgage claims to have tools to help millennials improve their credit situation.
We’re leaking, and everything’s fine: How and why companies deliberately leak...Ian McCarthy
Although the protection of secrets is often vital to the survival of organizations, at other times organizations can benefit by deliberately leaking secrets to outsiders. We explore how and why this is the case. We identify two dimensions of leaks: (1) whether the information in the leak is factual or concocted and (2) whether leaks are conducted overtly or covertly. Using these two dimensions, we identify four types of leaks: informing, dissembling, misdirecting, and provoking. We also provide a framework to help managers decide whether or not they should leak secrets.
The Most Eye-Popping Facts About Female Founders!SurveyCrest
Irrespective of the bias and inequality women have to face in the corporate world, women entrepreneurs have proven themselves as an Enormous Economic Force. They are contributing growth in revenue, growth in employment, financial efficiency, entrepreneurial spirit and more for the generations up and coming.
Here are some surprising facts about women entrepreneurs that everyone should know...
Identifying Millennials’ Attitudes and BehaviorsGen Re
Millennials are all around you, and they’re important to your business. However, it’s clear that this group - which numbers 2.5 billion globally - possesses specific attitudes and behaviors that call for a fresh approach to marketing financial services, especially when it comes to insurance products.
Read more from our series "Millennials in Insurance" at: www.genre.com/millennials
The Millennial Generation: Banking's Big Problem- Opportunities in Digital Fi...George Samuel Samman
This document discusses the opportunities in banking presented by the millennial generation. It notes that millennials, the largest generation, dislike traditional banks and are open to switching to alternatives. Studies show millennials believe banks offer little differentiation and will be disrupted by innovative startups. They prefer low-fee digital offerings and want services tailored to their preferences for connectivity, access over ownership, and impact investing. Banks risk being left behind if they do not adapt to the demands of this emerging demographic, leaving a major opportunity for fintech companies to acquire millennial customers and transform banking.
Insurance products, savings and investments are crucial elements of financial health that evolve throughout our lifetime. But getting consumers to think long-term is not easy.
Millennials. Ready or not, here they come.
Otherwise known as Generation Y, those born between 1982 and 2003 are a force whose dominating presence and behavior (everywhere, but especially in the workforce) will define American life and culture in the next decade and beyond...
To get the most out of the millennials (or anyone for that matter) try the following:
- Hire those who fit your unique culture
- Understand their goals
- Solicit and listen to their ideas
- Ask what they would like to get out of their career and then make it happen
- Lead and mentor, don’t hand hold
- Loosen up and nurture fun
And most importantly, like with all employees, it's imperative to make sure that millennials feel valued in the workplace.
LinkedIn Marketing Solutions Affluent Millennials Research WhitepaperLinkedIn
The document summarizes a study on affluent millennials in Australia. Some key findings:
- Affluent millennials (those with over $100k assets) are optimistic about the future, conduct their own research but validate decisions with advisors, and are open to offerings from non-financial brands.
- They set ambitious goals like starting businesses and buying homes. They also seek educational opportunities abroad.
- They diversify income sources through inheritance, family businesses and wages. They take on debt for loans but also save 30% of income on average.
- Affluent millennials want control over financial decisions but also value guidance from advisors. They are loyal but open to new providers
The document discusses strategies for nonprofit fundraising in a changing philanthropic landscape. It recommends diversifying fundraising plans, understanding donor motivations, and creating a culture of philanthropy within the organization. It also provides tips for development professionals during economic downturns, such as focusing on the mission, increasing donor contact, and developing a short-term action plan.
Engaging millenials for financial servicesJason Dea
Webinar sponsored by Empathica discussing how the financial services industry can leverage great experiences to better engage with the Millennial generation
Find a great Infographic summary of some of the research here http://forewardsapp.com/blog/influence-millenials-drive-customer-referrals/
Gen Y cannot be generalized as a homogeneous stratum across globe, as the influencing factors in each country and culture differs hugely. This report tries to bring the key differentiating factors of Indian Millennial
By 2030, Millennials (ages 18-35) will make up 50% of the US workforce – a fact particularly important for employers and human resource leaders that know future success depends on their ability to attract and retain the best young talent. They are digitally connected, technologically savvy and excited to share their opinions, beliefs and dreams–but what does all that mean for their careers? And for the people who will hire them?
Get Business Smart - The value of curiosityemmersons1
The document discusses the value of curiosity for businesses. It argues that curiosity is crucial for organizations to thrive in changing times as it drives continuous learning, adaptation and innovation. Curiosity fosters qualities in employees like being collaborative and detail-oriented that are important for high performance. The document advocates for businesses to encourage curiosity in their employees and create an environment where people can ask questions without embarrassment. This benefits businesses by making employees more agile, creative and problem-solving.
Resourcefulness, creativity can help further your nonprofit's missionGrant Thornton LLP
Not-for-profit organizations are seeking to expand their impact and grow revenue by strategically investing resources in key markets with long-term potential. One such organization, Be The Match, entered three new cities to gain access to more potential donors and volunteers. They focus on broadening ethnic diversity of donors to better serve underrepresented groups. Creativity and partnerships can also help further missions - for example, Boeing transports toys for orphans in Iraq when delivering planes, and Samuel Adams partners with Accion to provide coaching to entrepreneurs. Not-for-profits are also quantifying outcomes to demonstrate true value and impact to donors through transparency.
The document discusses the importance of practice for developing skills as a musician or coder. It quotes Jascha Heifetz saying that lack of practice for one day is noticeable to oneself, two days to critics, and three days to the public. For both music and coding, regular practice is needed to develop craftsmanship and mastery, as over half the time on projects is spent thinking rather than actual coding work. Cloud-based development environments can give developers an extra 48% of time to spend on design and coding through improved tools and workflows.
My books- Learning to Go https://gumroad.com/l/learn2go & The 30 Goals Challenge for Teachers http://amazon.com/The-Goals-Challenge-Teachers-Transform/dp/0415735343
Resources at http://shellyterrell.com/math
Seventy-four percent of Americans believe CEOs are not paid the
correct amount relative to the average worker. Only 16 percent
believe they are. While responses vary across demographic
groups (e.g., political affiliation and household income), overall
sentiment regarding CEO pay remains highly negative.
Recently, the Rock Center for Corporate Governance at Stanford
University conducted a nationwide survey of 1,202 individuals—
representative by gender, race, age, political affiliation,
household income, and state residence—to understand public
perception of CEO pay levels among the 500 largest publicly
traded corporations....
The document summarizes the growth of TrustToken and its stablecoin TrueUSD from January 2018 to present. In January 2018, TrustToken had a 5 person team, no TrueUSD in circulation, and $0 in monthly volume. As of today, it has a 32 person team with $31M in funding, over $230M of TrueUSD in circulation, and $3B in monthly volume. The document then provides explanations and examples of how stablecoins can improve upon traditional payment methods by offering faster settlement, lower costs, and greater accessibility worldwide. Potential future applications discussed include cryptocurrency market onramps/offramps, international remittances, foreign exchange, and more use cases emerging daily.
The document summarizes the key findings of a survey conducted by Stanford University on public perceptions of CEO misconduct. The survey presented respondents with scenarios of potential unethical behaviors by CEOs and measured the perceived offensiveness of the behaviors and the believed appropriate punishment. The survey found that the public views violations of trust between a company and its customers as most egregious. Additionally, respondents were surprisingly critical of potentially immoral personal behaviors by CEOs. Compared to the public, boards of directors appear to administer stricter punishment for misconduct, such as termination.
Millennials are feeling the pressure that comes from a mediocre credit history. Over the last four years, millennials account for 21% of all new personal loan dollars with a 40% increase in balances since 2011.
Millennials on average have weak credit according to studies, with a median age of 28, income of $33,000, credit score of 623, eight credit accounts on file and only 39% considered prime or better. Over the last four years, millennials have accounted for 21% of new personal loans and have increased balances by 40% since 2011, showing they are feeling pressure from mediocre credit histories. Freedom Mortgage claims to have tools to help millennials improve their credit situation.
We’re leaking, and everything’s fine: How and why companies deliberately leak...Ian McCarthy
Although the protection of secrets is often vital to the survival of organizations, at other times organizations can benefit by deliberately leaking secrets to outsiders. We explore how and why this is the case. We identify two dimensions of leaks: (1) whether the information in the leak is factual or concocted and (2) whether leaks are conducted overtly or covertly. Using these two dimensions, we identify four types of leaks: informing, dissembling, misdirecting, and provoking. We also provide a framework to help managers decide whether or not they should leak secrets.
The Most Eye-Popping Facts About Female Founders!SurveyCrest
Irrespective of the bias and inequality women have to face in the corporate world, women entrepreneurs have proven themselves as an Enormous Economic Force. They are contributing growth in revenue, growth in employment, financial efficiency, entrepreneurial spirit and more for the generations up and coming.
Here are some surprising facts about women entrepreneurs that everyone should know...
Identifying Millennials’ Attitudes and BehaviorsGen Re
Millennials are all around you, and they’re important to your business. However, it’s clear that this group - which numbers 2.5 billion globally - possesses specific attitudes and behaviors that call for a fresh approach to marketing financial services, especially when it comes to insurance products.
Read more from our series "Millennials in Insurance" at: www.genre.com/millennials
The Millennial Generation: Banking's Big Problem- Opportunities in Digital Fi...George Samuel Samman
This document discusses the opportunities in banking presented by the millennial generation. It notes that millennials, the largest generation, dislike traditional banks and are open to switching to alternatives. Studies show millennials believe banks offer little differentiation and will be disrupted by innovative startups. They prefer low-fee digital offerings and want services tailored to their preferences for connectivity, access over ownership, and impact investing. Banks risk being left behind if they do not adapt to the demands of this emerging demographic, leaving a major opportunity for fintech companies to acquire millennial customers and transform banking.
Insurance products, savings and investments are crucial elements of financial health that evolve throughout our lifetime. But getting consumers to think long-term is not easy.
Millennials. Ready or not, here they come.
Otherwise known as Generation Y, those born between 1982 and 2003 are a force whose dominating presence and behavior (everywhere, but especially in the workforce) will define American life and culture in the next decade and beyond...
To get the most out of the millennials (or anyone for that matter) try the following:
- Hire those who fit your unique culture
- Understand their goals
- Solicit and listen to their ideas
- Ask what they would like to get out of their career and then make it happen
- Lead and mentor, don’t hand hold
- Loosen up and nurture fun
And most importantly, like with all employees, it's imperative to make sure that millennials feel valued in the workplace.
LinkedIn Marketing Solutions Affluent Millennials Research WhitepaperLinkedIn
The document summarizes a study on affluent millennials in Australia. Some key findings:
- Affluent millennials (those with over $100k assets) are optimistic about the future, conduct their own research but validate decisions with advisors, and are open to offerings from non-financial brands.
- They set ambitious goals like starting businesses and buying homes. They also seek educational opportunities abroad.
- They diversify income sources through inheritance, family businesses and wages. They take on debt for loans but also save 30% of income on average.
- Affluent millennials want control over financial decisions but also value guidance from advisors. They are loyal but open to new providers
The document discusses strategies for nonprofit fundraising in a changing philanthropic landscape. It recommends diversifying fundraising plans, understanding donor motivations, and creating a culture of philanthropy within the organization. It also provides tips for development professionals during economic downturns, such as focusing on the mission, increasing donor contact, and developing a short-term action plan.
Engaging millenials for financial servicesJason Dea
Webinar sponsored by Empathica discussing how the financial services industry can leverage great experiences to better engage with the Millennial generation
Find a great Infographic summary of some of the research here http://forewardsapp.com/blog/influence-millenials-drive-customer-referrals/
Gen Y cannot be generalized as a homogeneous stratum across globe, as the influencing factors in each country and culture differs hugely. This report tries to bring the key differentiating factors of Indian Millennial
By 2030, Millennials (ages 18-35) will make up 50% of the US workforce – a fact particularly important for employers and human resource leaders that know future success depends on their ability to attract and retain the best young talent. They are digitally connected, technologically savvy and excited to share their opinions, beliefs and dreams–but what does all that mean for their careers? And for the people who will hire them?
Get Business Smart - The value of curiosityemmersons1
The document discusses the value of curiosity for businesses. It argues that curiosity is crucial for organizations to thrive in changing times as it drives continuous learning, adaptation and innovation. Curiosity fosters qualities in employees like being collaborative and detail-oriented that are important for high performance. The document advocates for businesses to encourage curiosity in their employees and create an environment where people can ask questions without embarrassment. This benefits businesses by making employees more agile, creative and problem-solving.
Resourcefulness, creativity can help further your nonprofit's missionGrant Thornton LLP
Not-for-profit organizations are seeking to expand their impact and grow revenue by strategically investing resources in key markets with long-term potential. One such organization, Be The Match, entered three new cities to gain access to more potential donors and volunteers. They focus on broadening ethnic diversity of donors to better serve underrepresented groups. Creativity and partnerships can also help further missions - for example, Boeing transports toys for orphans in Iraq when delivering planes, and Samuel Adams partners with Accion to provide coaching to entrepreneurs. Not-for-profits are also quantifying outcomes to demonstrate true value and impact to donors through transparency.
The document discusses the importance of practice for developing skills as a musician or coder. It quotes Jascha Heifetz saying that lack of practice for one day is noticeable to oneself, two days to critics, and three days to the public. For both music and coding, regular practice is needed to develop craftsmanship and mastery, as over half the time on projects is spent thinking rather than actual coding work. Cloud-based development environments can give developers an extra 48% of time to spend on design and coding through improved tools and workflows.
My books- Learning to Go https://gumroad.com/l/learn2go & The 30 Goals Challenge for Teachers http://amazon.com/The-Goals-Challenge-Teachers-Transform/dp/0415735343
Resources at http://shellyterrell.com/math
The Great State of Design with CSS Grid Layout and FriendsStacy Kvernmo
This document discusses the importance of doing work that you love and believe is great. It includes a quote from Steve Jobs about finding truly satisfying work by doing what you believe is great work and loving what you do. The rest of the document provides examples of challenges, questions, and discussions that commonly come up for designers in their work.
Esta NOM establece las especificaciones para circuitos eléctricos que operan con corriente alterna de hasta 600V y corriente directa de hasta 1500V. También enumera varias normas vigentes relacionadas con el uso de conductores eléctricos, pruebas de rigidez, seguridad en equipos eléctricos y métodos de medición de voltaje. La NOM no se aplica a instalaciones eléctricas de embarcaciones, vehículos o minas.
A bayesian framework for unsupervised one-shot learning of object categorieswolf
The document discusses one-shot learning, which uses prior knowledge to classify new categories of objects with only a single or small number of examples. It explains that one-shot learning incorporates prior information about object categories to update knowledge into a posterior given new observations. Performance results on face and motorbike models show that algorithms using one-shot learning can classify new categories with only 1-5 training images and have error rates between 5.6-15%
Situación de las instalaciones eléctricas en MéxicoEfren Franco
Este documento presenta un diagnóstico de la situación de las instalaciones eléctricas en viviendas en México. Identifica problemas como la antigüedad de las instalaciones, la falta de mantenimiento y la falta de cumplimiento de la normatividad. Esto ha dado lugar a riesgos como incendios, electrocuciones y pérdidas humanas y económicas. Se propone la creación de un sistema de inspección y revisión periódica obligatoria de las instalaciones, así como campañas de concientización sobre la importancia de
El documento habla sobre diferentes métodos arquitectónicos como el icónico o tipográfico que repite soluciones estructurales, y el analógico que se inspira en objetos naturales o artificiales. Luego describe el Anfiteatro Flavio en Roma y el Edificio Lotus y Parque Popular en China como ejemplos de estas técnicas. Finalmente define la arquitectura contemporánea como aquella que se caracteriza por la simplificación de formas y la ausencia de ornamentación clásica.
How to go from structureless to structured without losing your vibeCamille Fournier
The document discusses moving from a flat organizational structure to one with more hierarchy and leadership roles at a company. It notes that as engineering teams grow past a certain size, the flat structure breaks down, and it's time to consider roles like VP of Engineering or Director of Engineering. However, it emphasizes that these new leadership roles need clearly defined responsibilities and expectations to avoid confusion and ensure accountability. It advocates creating an engineering ladder or level system to establish clarity around hiring, pay, promotion criteria and growth opportunities for team members at different career stages.
Freshdesk increased productivity by 90% and gave a company a competitive advantage over others. With Freshdesk, the company saw a 100X increase in revenue without missed conversations. Freshdesk helps make customer support fun through gamification techniques like badges, leaderboards, and quests to incentivize agents and improve performance. Measuring agent performance identifies best practices and areas for improvement to better align customer support with business goals.
Den vollständigen Bericht können Sie sich runterladen via http://bit.ly/DTTR15
Wir haben mehr als 700 Fach- und Führungskräfte befragt, um die Gedankenprozesse und das Verhalten von Kandidaten vom Zeitpunkt des ersten Kontakts bis zum Akzeptieren eines Angebots nachvollziehen zu können.
Mit diesen Daten haben Sie einen Lageplan, um den modernen und dynamischen Kandidatenpool innerhalb Ihres Landes und weltweit erfolgreich für sich gewinnen und rekrutieren zu können.
Jenn Lim presented on reframing the way companies approach work by prioritizing a culture of happiness. She discussed how companies with happier cultures see nearly 3x higher stock returns and how creating emotional connections through expectations, experiences, emotions, stories and culture can improve employee engagement, retention and productivity. Lim also presented frameworks for understanding happiness, how Zappos achieved business success through their culture-first approach, and how companies can measure and improve their culture of happiness through leadership commitment to core values and transparency.
The document discusses using visual arts as a vehicle to develop literacy skills in young people. It reviews literature showing that engaging in art activities can indirectly improve literacy in several ways, such as by increasing confidence, promoting reflection and dialogue, and developing emotional awareness. While some argue art directly enhances literacy through cognitive skills, others believe literacy gains are an indirect result of engagement in the creative process. The document aims to explore through action research whether participation in art programs can help young people in Scotland develop literacy skills beyond just the art activities themselves.
You can you up - Chinoiserie - 60 words about ChinaPengyuan Zhao
Chinese Culture, Chinese tradition, Chinese Characters and Pinyin--- Chinoiserie --- 60 words about China.
Created by Pengyuan Zhao
Like & Share, Follow me
Twitter: @zpy2789
Contact : zpy2789@hotmail.com
The document discusses the need for educators to move from passively accepting problems in schools to becoming innovators who help solve problems. It argues that for schools to provide optimal learning, all members of the school community must feel responsible for problem-solving and see innovation as essential. The document then provides a checklist for creating a culture of innovation in schools, which involves prioritizing problems, gaining stakeholder buy-in for change, prototyping solutions, and constantly refining approaches through calculated risks and mistakes.
1) Consumer behavior has shifted from passive consumption to active participation as technology has fragmented services, allowing them to be mixed and matched like melodies.
2) This has resulted in infinite touchpoints between individuals who can now influence each other from celebrities to everyday people through live broadcasts to those similar to themselves.
3) Brands must provide more direct engagement and micro interactions rather than just promises, by staging custom experiences for involved consumers.
This document summarizes various geological processes that shape the Earth's surface features and landforms. It describes granite shaping processes like tors and boulders, structural shaping forming mesas and buttes, and fluvial shaping creating valleys, bedloads, rapids, and deltas. It also outlines groundwater processes, karst shaping forming speleothems and sinkholes, coastal shaping of beaches and tombolos, glacial shaping cutting valleys and depositing moraines, and wind shaping of desert dunes and aeolian landforms. The document covers the key geological forces that sculpt the Earth's diverse reliefs.
This document discusses the concept of stability and center of gravity (CoG). It begins by defining stability as an object's ability to return to its original position after being tilted, while instability means an object continues moving past its original position. An object is in equilibrium when stationary. The CoG is the point where all the object's weight seems to be concentrated and where gravitational force acts. For regular shapes, the CoG is at the geometric center. Irregular shapes require finding the CoG experimentally by balancing on different points. Stability depends on CoG position and base size - a lower CoG and wider base increase stability. The document provides various examples and explanations of these concepts.
For more information about our Healthcare Summits, please contact Slideshare@marcusevans.com. This presentation was delivered by Steve Moran, Publisher/Blogger, Senior Housing Forum at the marcus evans Long-Term Care & Senior Living CXO Summit July 13-14, 2015 in Palm Beach, FL
The top 10 most funded campaigns on Kickstarter were all created by males, and only 6 of the 82 campaigns that raised over $1 million were created by females or had females in the founding team. Male-dominated categories such as games receive the most funding, while female-friendly categories like dance and theater raised just $40.7 million total, only 3% of all Kickstarter money. As projects seek more money, the percentage of female creators decreases, though for business-level funding, females can achieve similar success rates to VC or angel financing.
If you didn’t raise a million dollars through Twitter or Facebook in 2010, you’re not alone. Unlike the wide-eyed success stories reported by mainstream media, many charities struggle to raise significant revenue from social media channels.
In this workshop, we’ll take a “no bull” approach to examining the use of social media & mobile giving in integrated digital campaigns. We’ll learn from successes but even more from failures, looking at the latest case studies from projects that are experimenting in this space.
Let’s get real – social media is only one complementary channel for your online programs. Do you know how to really leverage your resources, staff knowledge and most importantly – fundraising strategies – to get the benefits of the real-time web? If you feel chasing after “awareness” is not enough, join this session for a grounded guide to social media fundraising, by a fundraiser, for fundraisers.
Takeaways:
- The characteristics of successful fundraisers involving social media
- The digital literacy skills necessary to make wise choices about investment in social media
- An introduction to the latest tools charities are experimenting with this to raise money this year
According to research of giving patterns since 1966 compiled by the Giving USA Foundation, only bequests averaged an increase during recessionary periods. All
other types of giving either remained static or reported declines.
But is your planned giving program getting its fair share of the marketing budget?
We scoured the internet to find the following awesome information. And, although we can’t take credit for the research, we can take credit for the pretty charts!
So feel free to share this report with colleagues and friends (including your board). And when you’re ready to engage in serious marketing to find hidden gifts, generate
leads and cultivate relationships, we hope you’ll reach out to us: http://imarketsmart.com/contact-us
After all, our mission is to help further your mission.
ENJOY THE REPORT!
Artez australia seminar july 2010 sharePhilip King
This document provides tips and case studies for online fundraising. It discusses how people are more interested in donating online but many have not done so before. It emphasizes that people give to other people and sharing stories online can encourage donations. Case studies show that identifying "sneezer" super fundraisers who inspire others and asking people to fundraise in groups can significantly increase donations and participation in fundraising campaigns. Testing and optimizing digital campaigns is important to improve conversion rates from visitors to donors.
The document outlines five best practices for nonprofit crowdfunding campaigns: 1) Start with a well-defined fundraising goal, 2) Rethink rewards and donation tiers to focus on impact, 3) Create a compelling story, 4) Build a tribe of champions to promote the campaign, and 5) Leverage press coverage when appropriate. It provides tips and strategies for implementing each best practice, such as using Hollywood storylines to craft narratives, identifying journalist contacts, and preparing pitch materials. The overall message is that nonprofits can boost online fundraising success by following these evidence-based crowdfunding best practices.
Making Your CEO the Center of Your Next Influencer Marketing CampaignMWI
These slides were part of a presentation delivered on 22 Aug 2017 through a webinar in partnership with the Hong Kong office of Meltwater, a media intelligence company who provides media monitoring and social media monitoring to help companies grow and build brand.
Clients in both the B2B and B2C spaces are becoming less loyal to brands, less trusting of corporations, and are hungry for human connection.
People do business with people they trust, and companies whose executives are actively engaged with their clients are reaping the biggest wins. While hiring a celebrity as spokesperson can result in temporary attention, to create lasting trust you need to turn your CEO into your primary influencer, or key opinion leader (KOL).
Learn from MWI CEO Josh Steimle as he tells his story of how he turned himself into MWI's KOL, and how he helps Fortune 500 executives become KOLs and use their position of thought leadership to grow their businesses.
Kickstarter and its alternatives (other crowdfunding platforms and DIY crowd ...Crowdfund Productions, LLC
Kickstarter is the most famous crowdfunding platform. But it is not the best option for everyone. The presentation delivered in August 2013 discussed different options for people and businesses looking to crowd fund their projects. How to chose the right platform, should you DIY, what to look for and how this choice can influence the result of your campaign.
Women Personal Grants Provide You The Chance To Prosper And Thrive Even In Th...Americas Got Grants
Women business grants offer a vital opportunity for women to challenge the status quo and narrow the gender gap in entrepreneurship. These grants, provided by government agencies, nonprofits, and private organizations, serve as a powerful tool to empower women economically.
Kickstarter and its alternatives: How to choose the right platform for YOUR c...Elena Mikhaylova
How to choose a platform for a crowdfunding project.
Different types of crowd funding websites.
How to compare different platforms: example - Kickstarter vs. Indiegogo
This document provides an overview of crowdfunding, including definitions, types of crowdfunding, tips for successful crowdfunding campaigns, and platforms. It discusses reward-based and equity-based crowdfunding. Key tips include preparing well, telling a compelling story, building an audience in advance, focusing on the backer's benefits, and delivering on promised rewards. While some campaigns achieve large sums, crowdfunding requires ongoing effort to succeed and not all ideas will be funded. The bubble for crowdfunding is unlikely to burst given the focus on stories and personalities. The document emphasizes the importance of asking for funding in the right way.
Professor Janine Jacques presented on new opportunities for online fundraising. She discussed how the economic downturn negatively impacted charitable giving but religious organizations saw increases. While online giving is growing, it remains a small percentage of total donations. Successful online fundraising campaigns use social media, capture email addresses, and emphasize why people donate. Online raffles have consistently raised $25 per ticket on average and can be very profitable for nonprofits.
This document provides an overview of crowdfunding and the JOBS Act through a case study presentation. It discusses the different crowdfunding models including rewards, equity, lending, and donations. It also outlines how much individuals can invest through crowdfunding under the JOBS Act and highlights some popular crowdfunding platforms. The presentation profiles three successful crowdfunded projects and offers considerations and lessons learned for running a crowdfunding campaign.
This document discusses three massive funding opportunities: prizes and open challenges, perks-based crowdfunding, and equity crowdfunding. It provides an overview of each opportunity, including how big the potential funding is and what types of projects or companies might be a good fit. Prizes can provide big publicity opportunities, while perks-based crowdfunding platforms like Kickstarter have funded over $1 billion in projects. Equity crowdfunding is currently illegal but rules are changing to allow individuals to invest smaller amounts in private companies in exchange for equity. The document advises considering different opportunities based on one's project goals and style.
No Event? No Problem: The Power of Grassroots FundraisingFirstGiving
This webinar features new and innovative ways to raise money through grassroots fundraising.
In this free interactive webinar, you will learn about:
- Proven fundraising methods outside official events
- Easy ways to attract new donors by tapping into your supporters' existing networks
- Methods used by YMCA Metropolitan Dallas to raise thousands online.
Guest speaker: Sharon Bradley, Camp Grady Spruce, YMCA Metropolitan Dallas
Graham-Pelton Women in Philanthropy infographic US version June2015Elizabeth Zeigler
High net worth women rely more on planning and budgets for their giving than men. They also rely more on philanthropic advisors for guidance. Women are more motivated by knowing other women who are leading philanthropy for causes they care about and tend to give larger individual gifts of $1 million or more to organizations in their local regions, especially in the areas of higher education and human services.
This article discusses fraud on crowdfunding sites like Kickstarter. It profiles Dawn Sole, the owner of Pluck N' File, who was a victim of fraud when someone copied her campaign word-for-word on Kickstarter. Though Kickstarter removed the fraudulent campaign, Dawn feels government agencies and Kickstarter have not done enough to address the problem or protect victims. The article argues fraud is a growing issue as crowdfunding becomes more popular and accessible to criminals seeking to exploit the system.
Transparency Issues in Cause Marketingmikelawrence
The document discusses the importance of transparency in cause marketing. It notes that lack of transparency can lead to consumer distrust and confusion over how purchases support charitable causes. The document defines what transparency means according to consumer protection laws and better business standards. It provides examples of cause marketing campaigns that lack clarity and transparency. Finally, it offers a roadmap for cause marketers to provide transparency, including defining partnership terms, clearly communicating contributions to consumers, and reporting impact metrics.
This document provides an overview of a fundraising workshop. It begins with introductions and workshop rules. The topics to be covered include elements of fundraising success, sharing experiences, and a question and answer session. A quiz is provided to assess fundraising preparedness. The presenter discusses the current economic climate and challenges faced by nonprofits. Successful fundraising requires connecting to donors' dreams, providing excellent donor care, inspiring others to fundraise, being fearless, investing in fundamentals, believing in abundance, valuing networks, and overcoming personal limitations that can inhibit goals. Participants are asked to reflect on what they are unwilling to give up to achieve their deepest organizational desires.
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More than half of Kickstarter campaigns fail to reach their crowdfunding goal. The presentation examines the reasons for that and suggest the steps to be taken to improve your chances to succeed.
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The document discusses the key role of self-directed IRAs in crowdfunding. It notes that attracting investors, providing returns with tax efficiency, and addressing the upcoming retirement crisis are major issues for portals, investors, and the US. A self-directed IRA allows investing in alternative assets like crowdfunding projects, providing tax benefits. Offering this option could help attract more investors and address retirement savings shortfalls. The process for portals to offer self-directed IRAs is straightforward but many are unaware of them. Increased awareness and easier processes could boost crowdfunding participation.
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Gender in Crowdfunding (Based on Kickstarter Data)
1. Top 10MostFundedCampaigns
none were created by females
$
$
$
$
$
$
$
$
$
$
82 Campaigns
only 6 were created by females or
had females in the founding team
that raised over $1 million
Created by females
7%
Created by males
93%
The most funded campaign created by a female is #37 on the list.
TOP categories by funding /top
10 campaigns
Most “Female Fiendly”
Categories/Top 10 campaigns
Screenshot Of The Live Campaigns
Raised Over $20,000
“Female friendly”
categories are among the least funded on
Kickstarter. They’ve raised $40.7 million
(3%of all Kickstarter money)
Among serial backers
the vast majority are males
Women are mostly looking
for “friends and family” type of
funding, so they are more successful
in small(under $5,000) projects.
MM
3%
Gender
in Crowdfunding
Based on Kickstarter DATA
Conclusions
Male dominatedcategories have
the strongest Kickstarter communities.
$
The higherthe amount of money
raised by a project,
the lowerthe % of female creators
But for a business level of funding
female entrepreneurs
reach success rates similar to those
in VC or angel financing
Games
10
9
8
7
6
5
4
3
2
1
0
Film
Design
0 1 1
=
Dance
Theater
Journalism
6
5
4
10
9
8
7
6
5
4
3
2
1
0
100%
85% 94% 98%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%
$20,000-$50,000 $50,000-$100,000 <$100,000
Female
Male
Male
Female
Female
Male
www.CrowdfundProductions.com
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