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Consumer Snapshot
                        January 2013

             PA M G O O D F E L L O W
  CONSUMER INSIGHTS DIRECTOR, BIGINSIGHT™

  400 W. Wilson Bridge Road, Suite 200, Worthington, OH, 43085   614-846-0146   info@BIGinsight.com
January 2013 Snapshot

                                                                                          Consumer Confidence: Fragile

                                                                                          The New Normal? Rebound Becoming Less
                                                                                          Realistic

                                                                                          Look Both Ways Before Proceeding to
                                                                                          Checkout

                   photo credit: Beverly & Pack via photo pin cc
                                                                                          Focus on Finances in 2013

         State of the Consumer                                                            Some Life in Spending Plans


                      This report is derived from the following studies:
                      • BIGinsight™ Monthly Consumer Survey, January 2013 (N = 5815, respondents surveyed 1/2 – 1/9/13)
                      • BIGinsight™ Monthly Consumer Survey Trends, January 2007 – January 2013

                      Disclaimer: BIGinsight™ is a trademark of Prosper Business Development. Services are delivered by Prosper and/or a Prosper affiliated company (“Prosper”). Prosper
                      makes no warranties, either expressed or implied, concerning: data gathered or obtained from any source; the present or future methodology employed in producing the
                      statistics; or the data and estimates represent only the opinion of Prosper and reliance thereon and use thereof shall be at the user’s own risk.

© 2013, Prosper®
Consumer Confidence: Fragile
Confident/Very Confident in Chances for a Strong Economy
Adults 18+
 55%

 50%

 45%

 40%

 35%
                                                                                                                                                                                           35.3%
 30%

 25%

 20%

 15%
                  Apr.




                                                 Apr.




                                                                                Apr.




                                                                                                               Apr.




                                                                                                                                              Apr.




                                                                                                                                                                             Apr.
                                Oct.




                                                               Oct.




                                                                                              Oct.




                                                                                                                             Oct.




                                                                                                                                                            Oct.




                                                                                                                                                                                           Oct.
        Jan. 07


                         Jul.


                                       Jan. 08


                                                        Jul.


                                                                      Jan. 09


                                                                                       Jul.


                                                                                                     Jan. 10


                                                                                                                      Jul.


                                                                                                                                    Jan. 11


                                                                                                                                                     Jul.


                                                                                                                                                                   Jan. 12


                                                                                                                                                                                    Jul.


                                                                                                                                                                                                  Jan. 13




© 2013, Prosper®                                                                                                                                                                                            Source: BIGinsight.com
The New Normal? Rebound Becoming Less Realistic

Do you think the economy will ever rebound to what it was before the current economic crisis?
Adults 18+

                                                      40.8%
Jan-10



                                        35.1%
Jan-11



                                32.3%
Jan-12



                               31.6%                  Yes

Jan-13                                                No
                                                      Not sure


       20%         25%   30%       35%          40%           45%




© 2013, Prosper®
Look Both Ways Before Proceeding to Checkout

Do you think the current economic crisis will impact your lifestyle
over the next 5 years in any of the following ways? (TOP 5)
Adults 18+
                          Jan-10     Jan-11       Jan-12    Jan-13

   I will consider each purchase more
                 carefully



           I will try to stick to a budget



  I will be more price conscious when
         buying clothing and food



            I will spend less dining out




I will not incur a large credit card debt


                                             0%   10%      20%   30%   40%   50%   60%


© 2013, Prosper®
Focus on Finances in 2013

 Which of the following financial steps are you planning to take
 in the next 3 months?
 Adults 18+
                     Jan-11    Jan-12    Dec-12    Jan-13




            Pay down debt




          Increase savings




Decrease overall spending




                         20%       25%       30%        35%   40%


© 2013, Prosper®
Some Life in Spending Plans

Over the next 90 days (January, February and March), do you plan on spending more, the same
or less on the following items than you would normally spend at this time of the year?
Adults 18+




                                     All categories
                                         remain
                                         DOWN
                                          from
                                     pre-recession
                                     January 2007.




                                        Consumer Snapshot InsightCenter™

© 2013, Prosper®
Contact    400 W. Wilson Bridge Road
                              Suite 200
                              Worthington, OH 43085
                              Ph: 614-846-0146
                              info@BIGinsight.com
                              _




                             www.ConsumerSnapshot.com



© 2013, Prosper®

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Consumer Snapshot January 2013

  • 1. Consumer Snapshot January 2013 PA M G O O D F E L L O W CONSUMER INSIGHTS DIRECTOR, BIGINSIGHT™ 400 W. Wilson Bridge Road, Suite 200, Worthington, OH, 43085 614-846-0146 info@BIGinsight.com
  • 2. January 2013 Snapshot Consumer Confidence: Fragile The New Normal? Rebound Becoming Less Realistic Look Both Ways Before Proceeding to Checkout photo credit: Beverly & Pack via photo pin cc Focus on Finances in 2013 State of the Consumer Some Life in Spending Plans This report is derived from the following studies: • BIGinsight™ Monthly Consumer Survey, January 2013 (N = 5815, respondents surveyed 1/2 – 1/9/13) • BIGinsight™ Monthly Consumer Survey Trends, January 2007 – January 2013 Disclaimer: BIGinsight™ is a trademark of Prosper Business Development. Services are delivered by Prosper and/or a Prosper affiliated company (“Prosper”). Prosper makes no warranties, either expressed or implied, concerning: data gathered or obtained from any source; the present or future methodology employed in producing the statistics; or the data and estimates represent only the opinion of Prosper and reliance thereon and use thereof shall be at the user’s own risk. © 2013, Prosper®
  • 3. Consumer Confidence: Fragile Confident/Very Confident in Chances for a Strong Economy Adults 18+ 55% 50% 45% 40% 35% 35.3% 30% 25% 20% 15% Apr. Apr. Apr. Apr. Apr. Apr. Oct. Oct. Oct. Oct. Oct. Oct. Jan. 07 Jul. Jan. 08 Jul. Jan. 09 Jul. Jan. 10 Jul. Jan. 11 Jul. Jan. 12 Jul. Jan. 13 © 2013, Prosper® Source: BIGinsight.com
  • 4. The New Normal? Rebound Becoming Less Realistic Do you think the economy will ever rebound to what it was before the current economic crisis? Adults 18+ 40.8% Jan-10 35.1% Jan-11 32.3% Jan-12 31.6% Yes Jan-13 No Not sure 20% 25% 30% 35% 40% 45% © 2013, Prosper®
  • 5. Look Both Ways Before Proceeding to Checkout Do you think the current economic crisis will impact your lifestyle over the next 5 years in any of the following ways? (TOP 5) Adults 18+ Jan-10 Jan-11 Jan-12 Jan-13 I will consider each purchase more carefully I will try to stick to a budget I will be more price conscious when buying clothing and food I will spend less dining out I will not incur a large credit card debt 0% 10% 20% 30% 40% 50% 60% © 2013, Prosper®
  • 6. Focus on Finances in 2013 Which of the following financial steps are you planning to take in the next 3 months? Adults 18+ Jan-11 Jan-12 Dec-12 Jan-13 Pay down debt Increase savings Decrease overall spending 20% 25% 30% 35% 40% © 2013, Prosper®
  • 7. Some Life in Spending Plans Over the next 90 days (January, February and March), do you plan on spending more, the same or less on the following items than you would normally spend at this time of the year? Adults 18+ All categories remain DOWN from pre-recession January 2007. Consumer Snapshot InsightCenter™ © 2013, Prosper®
  • 8. Contact 400 W. Wilson Bridge Road Suite 200 Worthington, OH 43085 Ph: 614-846-0146 info@BIGinsight.com _ www.ConsumerSnapshot.com © 2013, Prosper®