Gemma - mApps Presentation

1. Gemma Budget Planner
MINISTRY FOR THE FAMILY, CHILDREN'S RIGHTS AND
SOCIAL SOLIDARITY
22nd November 2018
Dr Charlie Abela & Dr Joel Azzopardi
Department of Artificial Intelligence

2. Rationale
2
Create a suite of mobile apps to support
individuals to manage their personal spending
and encourage budget planning.

3. Financial Planning
Define
financial goals
Develop
financial plans
and strategies
to achieve
goals
Implement
financial plan
and strategies
Periodically
monitor and
control
progress
towards goals
Evaluate
results & take
corrective
action as
required
Redefine
goals and
revise plans
and strategies
as personal
circumstances
change

4. Features
4
Back up &
Export
budgeting
information
Advanced
Visualisation
s
Personalise
&
Recommend
Currency
Conversion
Creation of
budget plans
Categorise
expenses
Information
on the
budget plan
Keep track of
revenue &
expenses
Secure log-in

5. Wizard to build an initial user profile
Initial Profile
Target user sectors from
which the user can
select the one which is
most suitable for her.
Relevant Questions
The user is supported by a
wizard to answer a specific
set of questions associated
with the target user sector.
5

6. Learning the User’s Behaviour
6
01
02
03
Initial Profile
The user is presented
with a minimal set of
questions that are
relevant to a particular
user sector.
Learning
Based on the user’s
interaction, the app
learns about her
spending behaviour.
Updating
The learnt behaviour is
used to update the
user’s profile and to
make recommendations
to the user.

7. Transactions: Income
Add an income
Add a description of the
income and the amount.
Choose the type of
income.
Recurring income
The user can also choose to
store a recurring income at a
specific frequency.
An end date for this
recurrence will need to be
set.

8. Transactions: Expenses
Add an expense
Add a description for the
expense and the amount.
Choose the type of expense
from a set of personalised
categories and subcategories.
Recurring expense
The user can also choose to
store a recurring expense
at a specific frequency.
An end date for this
recurrence will need to be
set.
Choice between Need and
Want possible.

9. Transactions Summary
Transactions
Views
Transactions can be
viewed with aggregated
totals by day, week and
month.

10. Monitoring Income and Expenses
Visualisations &
Analysis
Visualisations and
analysis are being
introduced to allow the
user to better monitor
her spending trends.

11. Thank You
Contact Details:
info@muhc.com.mt
Dr Ing. Alexia Pace Kiomall:
alexia.pacekiomall@muhc.com.mt
2340 8903
Ing. Mario Cachia:
mario.cachia@muhc.com.mt
2340 8908
Room 210 Dar Guzeppi Zahra University of Malta