This document provides an overview of the accounts, deposits, cards, loans, investments, insurance, payments and other services offered by various banks including Axis Bank, HDFC Bank and State Bank of Patiala. It also discusses CIBIL guidelines for credit information generation and KYC norms for customer identification and verification required for opening new accounts or availing certain services.

1. PROTON business school A Report On Comparative Analysis Of Banks Mahakdhoot Kanter hall 03b017

2. Axis bank – Y.N road HDFC bank – South Tukoganj State bank of Patiala – UshaNagar

4. Accounts

6. Krishi Savings Account

7. Easy Access Savings Account

8. Azaadi - No Frills

9. Prime Savings Account

10. Senior Citizen's Account

11. Women's Savings Account

12. Demat Account

13. Corporate Salary Account

14. Trust/NGO Savings Account

15. Power Salute

16. Pension Savings Account

17. Demat Account

18. Saving account

19. Current account

20. Pension Savings Account

21. Family saving

22. Kisan club saving

23. Flexi current

24. RFC domestic

25. apex current account

26. Kisan no frills saving

27. Senior citizen saving

28. Retail trust saving

29. Defence saving account

30. No frill saving account

31. Trade current account

32. Saving max

33. Kids advantage

34. Demat Account

35. Saving account

36. Current account

37. Pension Savings Account

38. Star account

39. No frills saving account

41. Deposits

43. Recurring Deposit

44. Encash 24

45. Tax Saver Fixed Deposit

46. Fixed Deposit

47. Recurring Deposit

48. Safe deposit locker

49. 5 year tax saving

50. Fixed Deposit

51. Recurring Deposit

52. Deposit locker

53. Tax saving term deposit

54. Cards

56. Debit Card

57. Prepaid Cards

58. Credit Cards

59. Debit Card

60. Prepaid Cards

63. Car Loan

64. Personal Loan

65. Loan Against Shares

66. Loan Against Property

67. Loan Against Security

68. Study Loan

69. Consumer Loan

70. Home Loan

71. New Car Loan

72. Personal Loan

73. Two wheeler loan

74. Used car loan

75. Loan Against Property

76. Loan Against Security

77. Gold loan

78. Smart draft

79. Education loan

80. Tractor loan

81. Home Loan

82. Car Loan

83. Two wheeler loan

84. Personal Loan

85. Loan Against pensioners

86. Loan Against gold ornaments

87. Loan Against RBI relief bonds

88. Education Loan

89. Loan against term deposit

92. Online Trading

93. Mutual Funds

94. Demat Account

95. KalBhi, AajBhi

96. Mdura Gold bar

97. IPO application through ASBA

98. Mutual Funds

99. Demat Account

100. Equity and derivatives

101. Bonds

102. Tax planning

103. Knowledge center

104. Mutual Funds

107. Safe Home

108. Family Health

109. Safe Home plus

110. Sliver Health

111. Motor Insurance

112. Jewellery Insurance

113. Travel Companion

114. Critical Illness

115. Life Insurance Products

116. Business Advantage

117. 5 for Life

118. Home

119. Travel

120. Personal Vehicle

121. Health

122. Commercial vehicle

123. Traditional plans

124. Unit linked plans

125. Sbi Life – SubhNivesh

126. Sbi Life – MahaAnand

127. Sbi Life – Smart ULIP

130. Tax e-Payments

131. Electronic Clearing Service

132. Direct Tax Payments

133. Pension Disbursement

134. Bill Pay

135. (VBV)MasterCard SecureCode

136. Netsafe

137. RTGS Funds Transfer

138. Online Payment of Direct Tax

139. Visa Money Transfer

140. Instapay

141. Bill Pay

142. Tax e-Payments

143. Electronic Clearing Service

144. Direct Tax Payment

147. Lockers

148. E-Statement

149. Online Shopping

150. IPO Smart

151. branch network

152. Atms

153. Net banking

154. Mobile Refill

155. Lockers

156. E-Statement

157. Online Shopping

158. Religious offerings

159. Donate to charity

160. Branch network

161. Atms

162. Net banking

163. Atms

165. Accounts

167. NRO Saving account

168. NRE Current account

169. NRO Current account

170. Super Saver account

171. Sweep in account

172. RFC Saving account

173. NRE Saving account

174. NRO Saving account

175. NRE Current account

176. NRO Current account

177. Super Saver account

178. Sweep in account

179. RFC Saving account

180. NRE Saving account

181. NRO Saving account

182. NRE Current account

183. NRO Current account

184. Super Saver account

185. Sweep in account

188. FCNR Deposit

189. NRO Rupee Deposit

190. RFC Term Deposit

191. NRE Fixed Deposit

192. NRO Fixed Deposit

193. RFC Fixed Deposit

194. FCNR Deposit

195. FCNR Deposit

196. NRE Fixed Deposit

199. Partner Banks

200. SWIFT

202. Indialink

203. cheque Lockbox

205. Rapid Remittance

207. The key objective of CIBIL system is generation of credit information file as per RBI Guidelines. Salient Features:- Credit information of corporate and individual consumers from regional branches is consolidated at Delhi Branch. Facility of uploading of Credit information as well as manual entry by users Credit information file generation as per the RBI guidelines Validations on segments like Borrower, Relationship, Credit facility, Guarantor etc as per RBI guidelines.

209. Kyc Norms

210. KYC (KNOW YOUR CUSTOMER) The Reserve Bank of India (RBI) has advised banks to follow a 'KYC guidelines', where in certain personal information of the account-opening prospect or the customer is obtained. The objective of doing so is to enable the Bank to have positive identification of its customers. This is also in the interest of customers to safeguard their hard earned money. The KYC guidelines of RBI mandate banks to collect three proofs from their customers. They are 1. Photograph 2. Proof of identity 3. Proof of address

212. In respect of accounts where documents as per current KYC standards have not been submitted while opening the initial account

213. Opening a Locker Facility where these documents are not available with the Bank for all the Locker facility holders

214. When the Bank feels it necessary to obtain additional information from existing customers based on conduct of account

215. When there are changes to signatories, mandate holders, beneficial owners etc.

216. For non-account holders approaching the Bank for high value one-off transactions like Drafts, Remittances etc.