By Ms. Jhoanna Quiton of COL Financial (TRC Tacloban Caravan) 5 july2015

1. “The data, statistics and analysis contained in this presentation are solely for
informational purposes. It does not take into account the recipient’s particular
objectives, financial situation or needs. While care has been taken in the preparation
of the material, no warranty is given in respect of the information provided. It is the
responsibility of the client/participant to evaluate the accuracy, completeness and
usefulness of any opinion, advice, service, data or other information presented.
Accordingly, the information should not be used or treated as a substitute for specific
financial advice. It is not intended as a recommendation or endorsement of or offer or
solicitation for the purchase or sale of any security or investment product.
The speaker on all the seminars provided by COL Financial Group, Inc. (COL) is not
authorized to sell or promote products other than what COL officially endorses.
Hence, COL, its officers, employees and agents shall not be liable on any ground
whatsoever with respect to decisions or actions taken by any client/participant acting
upon such information.”
COL FINANCIAL GROUP INC
DISCLAIMER
www.colfinancial.com

2. Building Wealth
through
STOCK
INVESTING
MARKET
Source: http://depositphotos.com/3286361/stock-photo-freedom-man-working-with.html

3. Jhoanna Quiton
Certified Securities
Representative
COL Financial Accounts
Officer
Civil Service Eligible

4. COL Financial
continues to
stay true to
its mission to
educate,
equip and
empower
Filipino
investors.

5. The Greatest Difference
by far between RICH and POOR
is not in how they spend
but how they SAVE.
-Unknown

6. INCOME EXPENSES SAVINGS
- =
OLD Formula

7. - =
NEW Formula
INCOME SAVINGS EXPENSES

8. SAVE for the short -term,
INVEST for the future.
Source: http://www.mcgill.co.uk/cms/images/money.jpg

10. The road to
financial freedom is a
BATTLEGROUND

11. 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014
4.0
5.3
2.7 2.3
4.8
6.5
5.5
2.9
8.3
4.2 3.8
4.6
3.2 3.0
4.1
INFLATION decreases the value of money over time.
Source: World Bank

12. O YR 5 YR 10 YR 15 YR 30 YR 60 YR
SAVINGS INVESTMENTS
20,000
20,000
38,508
21,020
74,144
142,759
1,019,003
51,918,373
22,092
23,219
26,957
36,334
1% 14%
Your earning
generates its own
earning through
COMPOUNDING
WHY INVEST ?

13. “The biggest risk
is not taking any
risk.” - Mark Zuckerberg
Source: http://www.meritechcapital.com/system/uploads/hero_area/hero_image/1/Facebook.png

14. PSEI T-BILLS INFLATION
5 YEAR RETURN 10 YEAR RETURN
18.82%
14.77%
1.81% 3.48% 3.75%
4.62%
Effective Annual Yield %
(as of end 2014)
The PSE Index
is used to indicate the
overall performance
of the Philippine
Stock Market
WHY THE STOCK MARKET ?

15. WHY THE STOCK MARKET ?
ALI 26.4% BDO 26.97%
BPI 18.0% DMC 25.0%
JFC 33.10% EDC 17.0%
MWC 14.6% ICT 25.3%
SMPH 18.0% MBT 9.6%
TEL 10.3% MPI 4.3%
AC 23.6% SM 16.6%
AP 15.8% URC 58.8%
Annual Return(December 2014)

16. The STOCK MARKET is a place where one can
invest in stocks to benefit from a
company’s tremendous value over time.
WHAT IS STOCK MARKET ?
Source: http://www.villageofmanhattan.org/vertical/Sites/%7BC299AB89-4140-469A-B02A-149D683060CF%7D/uploads/Vintage_Market.jpg
CONGLOMERATESFINANCIALPROPERTIES

17. TRADITIONAL STOCK BROKER
------------------
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------------------
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QUOTES
COMMUNICATION
LIVE STOCK
BROKER
Source: https://nyoobserver.files.wordpress.com/2011/06/52014792.jpg?w=300&h=196

18. ONLINE STOCK BROKER
CONVENIENCE INFORMATION CHARGES

19. P R I C E
APPRECIATION
D I V I D E N D S
CASH/STOCK
the increase in the
value of the company
profits distributed by
the company to its
shareholders
P
HOW DO YOU EARN ?

20. ALI
Ayala Land Inc.
1,000 shares
Date Bought
02-Jan-14
Php 25.5 /
share
Date Sold
29-Dec-14
Php 33.7 /
share
GROSS
PROFIT
Php 8,200
04-Mar-14 Php 0.207/
share
08-Sep-14 Php 0.206 /
share
CASH
DIVIDEND
Php 414
HOW DO YOU EARN ?

21. CREATE AN
Investment Plan
OPEN A
Brokerage Account
A
B
HOW DO YOU START ?

22. CREATE AN Investment Plan
“Plan for what is
difficult while it
is easy, do what
is great while it
is small.” - Sun Tzu
Source: http://www.cysion.be/aocbox/images/suntzu_big.png

23. Strategic Averaging Method
click here to join the TRULY RICH CLUB online

31. CREATE AN
Investment Plan
OPEN A
Brokerage Account
A
B
HOW DO YOU START ?

32. WHY COL FINANCIAL ?

33. 3 easy steps to open a COL Financial Account
APPLY SUBMIT FUND1 2 3
Fill-out our
application
forms
Submit to
our accounts
officers
Fund your
COL account
OPEN A Brokerage Account

34. 34
Customer Account
Information form
(CAIF)
Online Securities
Trading Agreement
(OSTA)
Signature
Card(s)
STEP 1 : APPLY
Fill-out our application forms
Account has a single owner
INDIVIDUAL
JOINT OR
Account is owned by 2
individuals and all documents
and checks would reflect
both names
IN-TRUST-FOR (ITF)
A kiddie account in which a
parent opens for their child

35. STEP 2 : SUBMIT
Submit the following requirements
APPLICATION FORMS
GOVERNMENT ISSUED ID
PROOF OF BILLING
[CAIF, OSTA, Signature Cards]
[Passport, License, SSS, Voter’s ID, PRC ID,
Postal ID, UMID, Philhealth ID, TIN ID, etc.]
[Water Bill, Electric Bill, Phone Bill, etc.]
ITF Accounts
BIRTH CERTIFICATE
OF THE CHILD

36. STEP 3 : FUND
Fund your COL Account
Sample Payment Slips
FUNDING OPTIONS:
ONLINE BILLS PAYMENT
OVER-THE-COUNTER BILLS PAYMENT

37. 37
1. Download and fill-out the
WITHDRAWAL FORM
2. Special Instructions: Check for
pick-up or Deposit to your
REGISTERED BANK ACCOUNT
3. Send via e-mail or fax
withdrawals@colfinancial.com
634-6958

38. QUESTIONS

39. 6-515-888
ic.makati@colfinancial.com
@COLFinancial

40. 40
DIVIDENDS
1 2

41. 41
FEES
BDO
Banco de Oro
100 shares
Php 99.10 / share
24.78
Total Buying
Charges
Php 29.24
Total Selling
Charges
Php 78.79
Commission = 0.25% of Gross
2.97 Value Added Tax = 12% of Commission
PSE Transaction Fee = 0.005% of Gross0.50
0.99 SCCP Fee = 0.01% of Gross
24.78
2.97
0.50
0.99
Sales Tax = 0.5% of Gross 49.55

42. Stock Market Comes to You!
Mobile Apps
Take advantage of Mobility

43. Source: http://s3.amazonaws.com/thumbnails.illustrationsource.com/huge.2.13142.JPG

44. Look for GEMSS!
Guideline :
Buy Quality Stocks….
G
•Growth
Industry
E
•Earnings
Visibility
M
•Management
Credibility
S
•Superior
Products/
Services
S
•Strong
Balance
Sheet

45. Only TWO out of
ten Filipino house-
holds have a bank
deposit accounts
43.8%
51.5%
4.6%
Spent more
than their
Income
Spent as much
as their Income
Spent less than
their Income