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08-10-2006 1 SEWA Creating Women Entrepreneurs
Structure and Membership SEWA-Introduction SEWA support services Leadership Agenda Organizational Sustainability Key Challenges and Issues  Lessons Learnt
08-10-2006 Bare Facts Importance of the Informal Sector ,[object Object],[object Object],[object Object],[object Object]
08-10-2006 Self Employed Women’s Association (SEWA)‏ ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Ela Bhatt Founder of SEWA
08-10-2006 Seeds of Inception and Growth and Journey   (2) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 SEWA – the Organization in 2006 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 SEWA Movement ,[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 SEWA – Campaigns ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 ,[object Object],[object Object],Leadership
08-10-2006 1 ,[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Ela ‘s Vision
[object Object],[object Object]
08-10-2006 1 ,[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],More Notable Leaders in SEWA
08-10-2006 1 Structure- SEWA ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 Self-employed workers ,[object Object],[object Object],[object Object],Home-based workers like weavers,  potters, bidi and agarbatti  workers, papad rollers, ready-made garment workers  Manual laborers & service providers like construction  workers,  contract laborers, handcart pullers   Membership Agricultural workers
08-10-2006 1 SEWA-Growth Gujarat 535,674 Delhi 252 Uttar Pradesh 40,000 Madhya Pradesh 103,220 Bihar 1,635 Kerala 923 Total  6,89,551     Year  2002 ,[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 The SEWA Tree - A Women's Support Network   Union ,[object Object],[object Object],[object Object],[object Object],[object Object],Cooperatives S E W A ,[object Object],[object Object],[object Object],[object Object],[object Object],Banks ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Services Vendor Cooperatives: Kerosene vendors Vegetable suppliers Fish vendors  Artisans Coops. : Weavers Bamboo workers Block printers Patchworkers Embroiderers  Service Coops. Child care providers Industrial cleaners Wastepaper collectors Community health workers  Land & Animal Coops Wasteland and  agro-forestry Diary Tree growers   Group rallies Establishing nexus Negotiations Lobbying Social security Protests Identity cards Count cases  Trade Groups Garment stitches Bidi rollers Head loaders Cart pullers Used garment dealers Vendors Domestic workers Incense workers Scrap collectors Construction workers Papad rollers Carpenters Smiths Agricultural Labourers Tobacco processors Fuel traders  Source:  Kalima Rose:" Where Women are Leaders"
08-10-2006 1 SEWA Support Services SEWA  Support Services Capacity Building Health care Video SEWA Housing Infrastructure Child care Legal Services  Work Security Insurance SEWA BANK
08-10-2006 1 SEWA BANK ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Financial Sustainability ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],08-10-2006 1
08-10-2006 1 Mechanism adopted by Bank to achieve its objectives:   Rationale-   SEWA Bank wants to help its members to be pro-active and forward-looking, to be able to plan and utilize financial services for a more secure and comfortable future. Recognize/understand in detail financial problems of self-employed women   Design procedures and adopt mechanisms which are suitable to them   Adopt methods of operation through which they can come out of these financial problems  Mechanisms
08-10-2006 1 Problems faced & Solutions Offered….. Providing loan for replying old debts, at a comparatively lower rate of interest   Providing loan for  working capital at lower rate of interest  Providing loans for  buying equipment  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Indebtedness  (paying high rate of interest)‏ Borrowed working  capital (paying high rate of interest )‏ Hired equipment  (paying rent on  equipment)  Problem  Faced- SEWA  BANK’s Interv mention- Results-
08-10-2006 1 Problems faced & Solutions Offered….. Providing loans, facilitating savings and financial counseling   Mortgaged properties relieved and providing loans for buying other assets  Providing financial counseling  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Low income level   Assetlessness Lack of financial  planning  Problem  Faced- SEWA  BANK’s Interv mention- Results-
SEWA Bank Statistics Details 2003-2004 2004-2005 Increase Members 34,835 44,938 10,103 share Capital 1,79,53,000 2,05,98,000 26,45,000 Accounts 2,56,617 2,76,684 20,067 Total Deposit(Rs.)‏ 61,96,99,000 62,47,66,000 50,67,000 Working Capital(Rs.)‏ 87,23,62,000 89,14,47,000 1,90,85,000 No. of Loans & Advances Accounts 53,472 64,326 10,854 Loans & Advances (Rs.)‏ 16,69,44,000 18,41,72,000 1,72,28,000 Profit (Rs.)‏ 88,59,000 62,20,000 26,39,000
08-10-2006 1 SEWA Health- Main Features ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 SEWA Health Care SEWA  Healthcare Approach Health education Immunizations Sanitation activities Family Planning Educational Healthcare Injuries, suicide, cancer, ulcers Promotion of low cost traditional medicines & health centers
08-10-2006 1 Healthcare  Impact ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 Child Care at SEWA ,[object Object],[object Object],[object Object]
08-10-2006 1 Child Care at SEWA ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 SEWA’s Work Security Scheme ,[object Object],[object Object],[object Object]
08-10-2006 1 Life natural and  accidental death (23,3000)‏ Health  (30, 1200)‏ Widowhood (optional )‏ coverage of husband in case of natural  & accidental death (15, 40000)‏ Flood, Fire,  communal  riots (7,5000)   Maternity Benefits (0,300)‏ Type of Coverage (Premium , Amount Paid)‏ SEWA’s Work Security Scheme
08-10-2006 SEWA Academy Brings out the two SEWA newsletters,  ‘ Anusooya’ and ‘Akashganga Training in vocational  skills and capability  building to the members conducts research on issues related to  self-employed women workers Capacity Building
08-10-2006 1 Housing and Infrastructure ,[object Object],[object Object],[object Object]
08-10-2006 1 Legal Services ,[object Object]
08-10-2006 1 Legal Services ,[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 Video SEWA ,[object Object],[object Object]
08-10-2006 1 Activities Video Production Video Documentation Video Replays Total number of women viewers  Number of Women 21 125 300 20000 Some figures about Video SEWA……..
Sustainability  The meaning of self-reliance in SEWA meant both financial self-sufficiency, as well “taking your own decisions so you are not just beneficiaries or users of the program but you are also manager and owner of the program. You decide and you manage in taking decisions, in managing your own affairs. You are self-sufficient. That is, in very specific terms, what we mean by self-reliance.”  Self-reliance and sustainability, both at the financial and managerial levels 08-10-2006 1
Organizational Sustainability ,[object Object],[object Object],[object Object],[object Object],[object Object],08-10-2006 1
[object Object],[object Object],08-10-2006 1 Financial Sustainability
Some Success Stories...  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 Conclusion- Is SEWA successful?? Methodology to monitor the success of its work and general direction 1. Have our members obtained  more employment  from our efforts? 2. Has their  income  increased? 3. Have they obtained  food and nutrition ? 4. Have their  health  been safeguarded? 5. Have they obtained  child-care ? 6. Have they obtained  shelter ? 7. Have their  assets increased ?  8. Have the workers  organisation been strengthened ? 9. Has workers l eadership  increased? 10. Have they become  self-reliant  both collectively and individually? 11. Are more members  educated?
A “social entrepreneurship venture” ,[object Object],[object Object],[object Object],[object Object],[object Object]
08-10-2006 1 Learning ,[object Object],[object Object],[object Object]
08-10-2006 1 Learning ,[object Object],[object Object]
08-10-2006 1 Learning ,[object Object],[object Object],[object Object]
08-10-2006 1 Sunita, Bangle  Worker   Maithri, Bidi  Worker Shobha, Vegetable  Vendor  Santokh, IronPicker Kamla, Readymade Garment Maker Geeta, Agarbatti Worker Women  Entrepreneurs…… Living with pride…… Building the nation…..
08-10-2006   Thank You

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07 Sewa

  • 1. 08-10-2006 1 SEWA Creating Women Entrepreneurs
  • 2. Structure and Membership SEWA-Introduction SEWA support services Leadership Agenda Organizational Sustainability Key Challenges and Issues Lessons Learnt
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  • 19. 08-10-2006 1 SEWA Support Services SEWA Support Services Capacity Building Health care Video SEWA Housing Infrastructure Child care Legal Services Work Security Insurance SEWA BANK
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  • 22. 08-10-2006 1 Mechanism adopted by Bank to achieve its objectives: Rationale- SEWA Bank wants to help its members to be pro-active and forward-looking, to be able to plan and utilize financial services for a more secure and comfortable future. Recognize/understand in detail financial problems of self-employed women Design procedures and adopt mechanisms which are suitable to them Adopt methods of operation through which they can come out of these financial problems Mechanisms
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  • 25. SEWA Bank Statistics Details 2003-2004 2004-2005 Increase Members 34,835 44,938 10,103 share Capital 1,79,53,000 2,05,98,000 26,45,000 Accounts 2,56,617 2,76,684 20,067 Total Deposit(Rs.)‏ 61,96,99,000 62,47,66,000 50,67,000 Working Capital(Rs.)‏ 87,23,62,000 89,14,47,000 1,90,85,000 No. of Loans & Advances Accounts 53,472 64,326 10,854 Loans & Advances (Rs.)‏ 16,69,44,000 18,41,72,000 1,72,28,000 Profit (Rs.)‏ 88,59,000 62,20,000 26,39,000
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  • 27. 08-10-2006 1 SEWA Health Care SEWA Healthcare Approach Health education Immunizations Sanitation activities Family Planning Educational Healthcare Injuries, suicide, cancer, ulcers Promotion of low cost traditional medicines & health centers
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  • 32. 08-10-2006 1 Life natural and accidental death (23,3000)‏ Health (30, 1200)‏ Widowhood (optional )‏ coverage of husband in case of natural & accidental death (15, 40000)‏ Flood, Fire, communal riots (7,5000) Maternity Benefits (0,300)‏ Type of Coverage (Premium , Amount Paid)‏ SEWA’s Work Security Scheme
  • 33. 08-10-2006 SEWA Academy Brings out the two SEWA newsletters, ‘ Anusooya’ and ‘Akashganga Training in vocational skills and capability building to the members conducts research on issues related to self-employed women workers Capacity Building
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  • 38. 08-10-2006 1 Activities Video Production Video Documentation Video Replays Total number of women viewers Number of Women 21 125 300 20000 Some figures about Video SEWA……..
  • 39. Sustainability The meaning of self-reliance in SEWA meant both financial self-sufficiency, as well “taking your own decisions so you are not just beneficiaries or users of the program but you are also manager and owner of the program. You decide and you manage in taking decisions, in managing your own affairs. You are self-sufficient. That is, in very specific terms, what we mean by self-reliance.” Self-reliance and sustainability, both at the financial and managerial levels 08-10-2006 1
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  • 43. 08-10-2006 1 Conclusion- Is SEWA successful?? Methodology to monitor the success of its work and general direction 1. Have our members obtained more employment from our efforts? 2. Has their income increased? 3. Have they obtained food and nutrition ? 4. Have their health been safeguarded? 5. Have they obtained child-care ? 6. Have they obtained shelter ? 7. Have their assets increased ? 8. Have the workers organisation been strengthened ? 9. Has workers l eadership increased? 10. Have they become self-reliant both collectively and individually? 11. Are more members educated?
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  • 48. 08-10-2006 1 Sunita, Bangle Worker   Maithri, Bidi Worker Shobha, Vegetable Vendor Santokh, IronPicker Kamla, Readymade Garment Maker Geeta, Agarbatti Worker Women Entrepreneurs…… Living with pride…… Building the nation…..
  • 49. 08-10-2006 Thank You