The Aam Aadmi Bima Yojana (AABY) is a centrally sponsored scheme merged from two prior programs that provides life and disability insurance to families below the poverty line. It is implemented in partnership with state governments, union territories, and NGOs. The scheme provides Rs. 75,000 for accidental death, Rs. 76,000 for permanent total disability, and scholarships for children of beneficiaries studying from 9th to 12th standard.

1. Presented By
Durgesh Tiwari
(MBA RD)

2.  It is a centrally sponsored scheme.
 It is merger of two programme JSBY and AABY
and became AABY.
 Pass into 1/1/2013
 Through this programme govt. With
collaboration with LIC provides Bima to
People .

3.  Should be under 18 to 59
 Member should be head of family.
 Or one earner family below BPL.
 marginalised and landless
 Age proff

4.  Central govt.
 State govt.
 Union territories
 NGO

5.  A) On death due to accident Rs. 75,000/-
 B) Permanent total disability due to accident
Rs. 76,000/-
 C) Loss of two eyes or two limbs or one eye
Rs. 75,000/-
 and one limb in an accident
 D) Loss of one eye or one limb in accident Rs.
37,500/-
 In natural death 30,000

6.  Maximum scholarship of two children of the
beneficiary studying between 9th to 12th
Standard @ Rs.100/= per month for each
child payable half yearly – on 1st July and on
1st January, each year

7.  How to claim to get the Money.
 Who paid the money
 What are the procedures.

8.  It is an important welfare scheme .it should
be promoted by govt.
 Role of LIC is also important to implement of
the scheme.