The document summarizes the Indian financial system. It describes the key components as real assets, equity instruments, debt instruments, deposits, insurance policies, pension reserves, and financial assets. It notes the financial system links savings to investment, accelerates savings and investment through financial services and instruments, and leads to larger production and economic growth. The system consists of individuals, intermediaries, markets, and users of savings. India's financial system has both a formal, organized sector and an informal, unorganized sector regulated by entities like the Ministry of Finance and Reserve Bank of India. Recent reforms have included deregulating bank deposit interest rates, online stock trading, new financial instruments, and measures to improve financial soundness, market integrity, and transparency
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