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SECOMAR
                      Servicios de Consultorías Administrativas y Financieras Martinez
                    _______________________________________________________________

                   SECOMAR
BROCHURE




                                  2011




           Satisfying our customer need with Quality and
                        Responsibility is our commitment..!



     P L A Z A S I L O H E , L O C A L 1A , 6 C A L L E , E N T R E 9 Y 1 0 A V E N I D A , B A R R I O G U A M I L I T O , S A N P E D R O S U L A ,

                             TELEFONO      2509-0328 ;                 WEB : WWW . GRUPOMARAJ . COM
MISSION
We are a service-oriented company providing outsourcing in Business Administration,
Consultancy, intensive Corporate-level training, Financial Auditing & Internal Control
for all issues related to Financial & Business administration founded upon principles of
trust, loyalty, efficiency, quality, added-value, responsibility and personalized services
set according to our client needs. Our commitment is to our customers, seeking always
to satisfy their needs and their quality standards, pushing our resources and professional
skills to their maximum in order to always exceed our customers’ expectations of our
services.


VISION
By 2015, be recognized nationally as a company committed to teamwork, known for the
quality of our services as well as our values and responsibility, in collaboration with
professionals of high academic caliber and experience, allowing us to be among the top
10 most prestigious firms in Honduras. By 2020, be a globally recognized firm with an
international representation which qualifies us as a world-class contender and positions
us among the top 5 most prestigious firms known for providing intercultural exchanges
among businessmen, methodology and businesses which will help us to strengthen and
improve our service profile.


CORE VALUES
SECOMAR is committed to living 6 core-values which constitute as the founding pillars
of   our    professional   services.   They   are:   INTEGRITY,      ETHICS,     TRUST,
RESPONSIBILITY, QUALITY & ADDED-VALUE.
THE FIRM

SECOMAR, was founded in November 2009 with the main objectives being to provide
consultancy and outsource financial share-services i.e. financial auditing, internal
control, tax assessment, financial reporting, communication network installation,
corporate training as needed, executive coaching in English/Spanish/French for business
tasks etc.

The founding partners are Julio Cesar Martinez, owner & co-founder, is a Chartered
Public Accountant with a Masters in Business Administration with more than 20 years
experience in auditing, inventory control, project evaluations, accounting, finance and
administration.

Suzanne Rajkumar, owner & co-founder, graduate from Trinidad and Tobago in
linguistics minoring in psychology with more than 23,000 hours teaching experience
accumulated in adult executive coaching in the last 11 years in Honduras. Using her 18
years experience in pedagogy, she has formulated the successful CBC methodology used
in making adults speak a second language in as little time as 6 to 9 months.

Our greatest advantage is our flexibility to provide any kind of professional service as
requested by our customers both in small and middle class size companies. We support
continuous improvement through administering financial and internal control audits,
outsourced accounting, implementing administrative controls, corporate trainings,
second-language coaching etc in general we collaborate in order to bring about the most
efficient operations of the company in our care. We are authorized and recognized by the
(Colegio Professional-COHPUCP) Public Chartered Accountant Society to present
professional opinions with approved of the CNBS.
OUR professional SERVICES
SECOMAR, has experience in

    Auditing Financial Statements with opinion
    Auditing Internal Procedures & Controls
    Corporate Level Workshops
    Financial Assessment and Reengineering for Projects
    Outsourcing of Financial Share-Services
    Administrative Consultancy
    Implementation of Communication networks
    Tax assessment

All services are provided with personnel from SECOMAR/GRUPO MARAJ, we also
have access to different professionals and studies in the case of tasks outside our core
activities.


AUDITING OF FINANCIAL STATEMENTS


SECOMAR, has the capacity to develop auditing programs for businesses operating in
Honduras, be they local or foreign, all presented with an audit-opinion in reference to the
accuracy and reasonableness of the numbers reflected on the financial statement. Our
methodology places emphasis on planning and internal control, using as our reference
base the IAS- International Auditing Standards & IFRS- International Financial
Reporting Standards applicable to Honduras.
INTERNAL AUDITING & CONTROLS

Keeping in mind our objective to offer an integrated, first-class service which caters to
the needs of your company, SECOMAR, has developed the best and most efficient
financial share services team in Accounting working with committed professionals with
high standards of responsibility and experience which allows us to always offer added-
value to our inspections and reports. Our methodology applies and complies with the
IAS- International Auditing Standards & IFRS- International Financial Reporting
Standards.
    Auditing Compliance with Administrative Policies and Procedures
    Taking Physical Inventory
    Applying Special Inspections (detecting fraud)


CORPORATE LEVEL TRAINING WORKSHOPS

SECOMAR, has a trained team of experts available to provide High-Quality intensive
training seminars and workshops in the areas of finance, accounting, motivation, human
resources, languages and any other theme related to financial administration. Training is
provided by the founding partners who have experience teaching undergrad and post-
grad in UNITEC & UTH, in addition to excellent logistics, maturity and the knowledge
necessary to help improve companies and their executives.
    International Financial Reporting Standards (IFRS)
    General applications of Finance
    Motivational Leadership & Professional Attitude
    Costs Accounting Analysis
    Budgeting and Operational controls
    Tax updating
    English/Spanish/French for business communication
PROJECT ASSESSMENT & PROJECTIONS

SECOMAR, can lend support to individuals and companies interested in setting up an
investment project, with focus on the evaluation and elaboration of the projections, as in
establishing the financial structure, setting the adequate resources and assessing the
interested parties in the presentation of the project to various financial institutions. For
this task, SECOMAR, has Engineers with post grad status specialized in this area and
contributing to the added-value core in this field.


ADMINISTRATIVE & ACCOUNTING SERVICES

Given the growing competition and the need for specialized services, many companies
are seeking to outsource their accounting needs, payroll control and administrative
services. Conscious of this market niche, SECOMAR set up its Share-Services business
unit where primarily it provides clients with accounting and administrative support from
our personnel. Additionally, our company can recruit and hire the administrative and
payroll staff as needed, also, any other outsourcing service as requested by companies
looking to subcontract costing or quality improvement services.
Our company offers the following professional services:
    Recurrent Outsourced Accounting (monthly)
    Outsourced Administration services
    Outsourced Payroll elaboration & Payments
    Monthly Financial Analysis and review of Results
    Preparation of Tax declarations for VAT (Value Added Tax), Annual Sales
      Volume &
    Income Tax
    Updating Accounting Ledgers
ADMINISTRATIVE CONSULTING


SECOMAR, provides consulting services for companies with a need to evaluate their
basic operational performance, which facilitates detecting and determining strengths and
weaknesses in supply and management control, especially with issues concerning:
finance, administration and commerce. In addition to detecting SWOT, our company
formulates proposals to improve the policies, standards and procedures in the deficient
areas. Here we offer Policy & Procedure Manuals, Job Descriptions, Organizational
manuals, Business & Financial Projections, Strategic Planning and Accounting
Operations.



TAX CONSULTANCY SERVICES


Aware of the importance of planning an effective tax strategy in order to comply with all
legal requirements and tributary contributions, we have a put together a team of highly-
qualified professionals to aid and support companies with this task. This way we develop
tax audits, tax strategies and ensure tax compliance with specific standards set according
to industry or regional sectors.
PARTNERS EXPERIENCE & FORMATION

SECOMAR, has at its disposal a wealth of experienced professionals in a variety of
disciplines ready to support any needs of our clients. The following is a brief description
of our founding partners:


SISTER COMPANY- CBC, S DE R L


Corporate Bilingual Consultancy- CBC, was founded in 2005 by Suzanne Rajkumar,
offering custom-designed business English/ Spanish/French tutorials specifically for
middle and upper management executives. All classes are flexible to suit the industry
needs of our clients. CBC was born to accommodate the flex-schedule needs of today’s
busy executives in Honduras, who don’t have the time to sit in a traditional class. The
CBC program is intensive and result-oriented, all students learn to speak in the language
in which they are receiving tutorials.


Our company provides classes at our student’s workplace or in our offices in San Pedro
Sula to the convenience of our clients. Our objective is to make the best use of our
student’s time and provide rapid solutions to improve the student’s communication skills
in order to facilitate communicating business ideas in a second language. Our clients
determine the schedule so we are very flexible and adapt to their needs.
SUZANNE RAJKUMAR

CBC founder and co-founder of SECOMAR brings with her more than 18 years
teaching experience in the instruction of languages- English, Spanish & French. She was
born in Trinidad and Tobago being a native English speaker. She worked several years
with Harris Communications in San Pedro Sula to later establish her own company,
Corporate Bilingual Consultancy (CBC) when she has provided approximately 23000
hours of classes, only in Honduras- making her an expert in the language of the
manufacturing industry for middle and upper management. CBC clients over the years
include: GILDAN, ELCATEX, ELCA, DELFINGEN HONDURAS, HBI, KIMBERLY
CLARKE, CERVECERIA HONDURENA, ICCE, PROCINCO, CARACOL KNITS
AND CARGILL DE HONDURAS.
CBC, putting its knowledge and accumulated experience to work has developed its own
unique methodology to ensure second-language acquisition for its clients. CBC has
become a developer of teaching material, dynamic games and is poised to impact on
national education through its high impact training sessions. We are a pioneer in our
field here in Honduras, providing custom-designed lessons curtailed for the Honduran
student taking into consideration the cultural impact of learning a second language and
preserving the student’s national identity while acquiring another language tool. CBC
offers:

    Business tutorials in English, Spanish and French
    Interpreting services
    Editing services
    One to one coaching for oral presentations
    Pronunciation workshops
    CBC audio material
     Listening Comprehension Workshops

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SECOMAR- FINANCIAL OUTSOURCING IN HONDURAS

  • 1. SECOMAR Servicios de Consultorías Administrativas y Financieras Martinez _______________________________________________________________ SECOMAR BROCHURE 2011 Satisfying our customer need with Quality and Responsibility is our commitment..! P L A Z A S I L O H E , L O C A L 1A , 6 C A L L E , E N T R E 9 Y 1 0 A V E N I D A , B A R R I O G U A M I L I T O , S A N P E D R O S U L A , TELEFONO 2509-0328 ; WEB : WWW . GRUPOMARAJ . COM
  • 2. MISSION We are a service-oriented company providing outsourcing in Business Administration, Consultancy, intensive Corporate-level training, Financial Auditing & Internal Control for all issues related to Financial & Business administration founded upon principles of trust, loyalty, efficiency, quality, added-value, responsibility and personalized services set according to our client needs. Our commitment is to our customers, seeking always to satisfy their needs and their quality standards, pushing our resources and professional skills to their maximum in order to always exceed our customers’ expectations of our services. VISION By 2015, be recognized nationally as a company committed to teamwork, known for the quality of our services as well as our values and responsibility, in collaboration with professionals of high academic caliber and experience, allowing us to be among the top 10 most prestigious firms in Honduras. By 2020, be a globally recognized firm with an international representation which qualifies us as a world-class contender and positions us among the top 5 most prestigious firms known for providing intercultural exchanges among businessmen, methodology and businesses which will help us to strengthen and improve our service profile. CORE VALUES SECOMAR is committed to living 6 core-values which constitute as the founding pillars of our professional services. They are: INTEGRITY, ETHICS, TRUST, RESPONSIBILITY, QUALITY & ADDED-VALUE.
  • 3. THE FIRM SECOMAR, was founded in November 2009 with the main objectives being to provide consultancy and outsource financial share-services i.e. financial auditing, internal control, tax assessment, financial reporting, communication network installation, corporate training as needed, executive coaching in English/Spanish/French for business tasks etc. The founding partners are Julio Cesar Martinez, owner & co-founder, is a Chartered Public Accountant with a Masters in Business Administration with more than 20 years experience in auditing, inventory control, project evaluations, accounting, finance and administration. Suzanne Rajkumar, owner & co-founder, graduate from Trinidad and Tobago in linguistics minoring in psychology with more than 23,000 hours teaching experience accumulated in adult executive coaching in the last 11 years in Honduras. Using her 18 years experience in pedagogy, she has formulated the successful CBC methodology used in making adults speak a second language in as little time as 6 to 9 months. Our greatest advantage is our flexibility to provide any kind of professional service as requested by our customers both in small and middle class size companies. We support continuous improvement through administering financial and internal control audits, outsourced accounting, implementing administrative controls, corporate trainings, second-language coaching etc in general we collaborate in order to bring about the most efficient operations of the company in our care. We are authorized and recognized by the (Colegio Professional-COHPUCP) Public Chartered Accountant Society to present professional opinions with approved of the CNBS.
  • 4. OUR professional SERVICES SECOMAR, has experience in  Auditing Financial Statements with opinion  Auditing Internal Procedures & Controls  Corporate Level Workshops  Financial Assessment and Reengineering for Projects  Outsourcing of Financial Share-Services  Administrative Consultancy  Implementation of Communication networks  Tax assessment All services are provided with personnel from SECOMAR/GRUPO MARAJ, we also have access to different professionals and studies in the case of tasks outside our core activities. AUDITING OF FINANCIAL STATEMENTS SECOMAR, has the capacity to develop auditing programs for businesses operating in Honduras, be they local or foreign, all presented with an audit-opinion in reference to the accuracy and reasonableness of the numbers reflected on the financial statement. Our methodology places emphasis on planning and internal control, using as our reference base the IAS- International Auditing Standards & IFRS- International Financial Reporting Standards applicable to Honduras.
  • 5. INTERNAL AUDITING & CONTROLS Keeping in mind our objective to offer an integrated, first-class service which caters to the needs of your company, SECOMAR, has developed the best and most efficient financial share services team in Accounting working with committed professionals with high standards of responsibility and experience which allows us to always offer added- value to our inspections and reports. Our methodology applies and complies with the IAS- International Auditing Standards & IFRS- International Financial Reporting Standards.  Auditing Compliance with Administrative Policies and Procedures  Taking Physical Inventory  Applying Special Inspections (detecting fraud) CORPORATE LEVEL TRAINING WORKSHOPS SECOMAR, has a trained team of experts available to provide High-Quality intensive training seminars and workshops in the areas of finance, accounting, motivation, human resources, languages and any other theme related to financial administration. Training is provided by the founding partners who have experience teaching undergrad and post- grad in UNITEC & UTH, in addition to excellent logistics, maturity and the knowledge necessary to help improve companies and their executives.  International Financial Reporting Standards (IFRS)  General applications of Finance  Motivational Leadership & Professional Attitude  Costs Accounting Analysis  Budgeting and Operational controls  Tax updating  English/Spanish/French for business communication
  • 6. PROJECT ASSESSMENT & PROJECTIONS SECOMAR, can lend support to individuals and companies interested in setting up an investment project, with focus on the evaluation and elaboration of the projections, as in establishing the financial structure, setting the adequate resources and assessing the interested parties in the presentation of the project to various financial institutions. For this task, SECOMAR, has Engineers with post grad status specialized in this area and contributing to the added-value core in this field. ADMINISTRATIVE & ACCOUNTING SERVICES Given the growing competition and the need for specialized services, many companies are seeking to outsource their accounting needs, payroll control and administrative services. Conscious of this market niche, SECOMAR set up its Share-Services business unit where primarily it provides clients with accounting and administrative support from our personnel. Additionally, our company can recruit and hire the administrative and payroll staff as needed, also, any other outsourcing service as requested by companies looking to subcontract costing or quality improvement services. Our company offers the following professional services:  Recurrent Outsourced Accounting (monthly)  Outsourced Administration services  Outsourced Payroll elaboration & Payments  Monthly Financial Analysis and review of Results  Preparation of Tax declarations for VAT (Value Added Tax), Annual Sales Volume &  Income Tax  Updating Accounting Ledgers
  • 7. ADMINISTRATIVE CONSULTING SECOMAR, provides consulting services for companies with a need to evaluate their basic operational performance, which facilitates detecting and determining strengths and weaknesses in supply and management control, especially with issues concerning: finance, administration and commerce. In addition to detecting SWOT, our company formulates proposals to improve the policies, standards and procedures in the deficient areas. Here we offer Policy & Procedure Manuals, Job Descriptions, Organizational manuals, Business & Financial Projections, Strategic Planning and Accounting Operations. TAX CONSULTANCY SERVICES Aware of the importance of planning an effective tax strategy in order to comply with all legal requirements and tributary contributions, we have a put together a team of highly- qualified professionals to aid and support companies with this task. This way we develop tax audits, tax strategies and ensure tax compliance with specific standards set according to industry or regional sectors.
  • 8. PARTNERS EXPERIENCE & FORMATION SECOMAR, has at its disposal a wealth of experienced professionals in a variety of disciplines ready to support any needs of our clients. The following is a brief description of our founding partners: SISTER COMPANY- CBC, S DE R L Corporate Bilingual Consultancy- CBC, was founded in 2005 by Suzanne Rajkumar, offering custom-designed business English/ Spanish/French tutorials specifically for middle and upper management executives. All classes are flexible to suit the industry needs of our clients. CBC was born to accommodate the flex-schedule needs of today’s busy executives in Honduras, who don’t have the time to sit in a traditional class. The CBC program is intensive and result-oriented, all students learn to speak in the language in which they are receiving tutorials. Our company provides classes at our student’s workplace or in our offices in San Pedro Sula to the convenience of our clients. Our objective is to make the best use of our student’s time and provide rapid solutions to improve the student’s communication skills in order to facilitate communicating business ideas in a second language. Our clients determine the schedule so we are very flexible and adapt to their needs.
  • 9. SUZANNE RAJKUMAR CBC founder and co-founder of SECOMAR brings with her more than 18 years teaching experience in the instruction of languages- English, Spanish & French. She was born in Trinidad and Tobago being a native English speaker. She worked several years with Harris Communications in San Pedro Sula to later establish her own company, Corporate Bilingual Consultancy (CBC) when she has provided approximately 23000 hours of classes, only in Honduras- making her an expert in the language of the manufacturing industry for middle and upper management. CBC clients over the years include: GILDAN, ELCATEX, ELCA, DELFINGEN HONDURAS, HBI, KIMBERLY CLARKE, CERVECERIA HONDURENA, ICCE, PROCINCO, CARACOL KNITS AND CARGILL DE HONDURAS. CBC, putting its knowledge and accumulated experience to work has developed its own unique methodology to ensure second-language acquisition for its clients. CBC has become a developer of teaching material, dynamic games and is poised to impact on national education through its high impact training sessions. We are a pioneer in our field here in Honduras, providing custom-designed lessons curtailed for the Honduran student taking into consideration the cultural impact of learning a second language and preserving the student’s national identity while acquiring another language tool. CBC offers:  Business tutorials in English, Spanish and French  Interpreting services  Editing services  One to one coaching for oral presentations  Pronunciation workshops  CBC audio material  Listening Comprehension Workshops