6. List of commercial banks
Public sector bank
State Bank of India
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
Corporation Bank
7. Dena Bank
Indian Bank
Indian Overseas Bank
Oriental Bank of Commerce
Punjab & Sind Bank
Punjab National Bank
Syndicate Bank
Union Bank of India
United Bank of India
UCO Bank
Vijaya Bank
IDBI Bank
8. Indian private banks
Axis Bank
Bank of Rajasthan
Bharat Overseas Bank
Catholic Syrian Bank
Centurion Bank of Punjab
City Union Bank
Development Credit Bank
Dhanalakshmi Bank
Federal Bank
Ganesh Bank of Kurundwad
HDFC Bank
ICICI Bank
9. IndusInd Bank
ING Vysya Bank
Jammu & Kashmir Bank
Karnataka Bank Limited
Karur Vysya Bank
Kotak Mahindra Bank
Lakshmi Vilas Bank
Nainital Bank
Ratnakar Bank
SBI Commercial and
International Bank
South Indian Bank
Tamilnad Mercantile Bank Ltd.
YES Bank
10. Foreign banks in India
ABN-AMRO Bank
Abu Dhabi Commercial
Bank Ltd.
American Express Bank Ltd
Citibank
DBS Bank Ltd
Deutsche Bank
HSBC Ltd
Standard Chartered Bank
11. Main function of commercial banks
A Acceptance of deposits
Fixed deposit account
Saving bank account
Current account
B Advancing of loan
Cash credit
Call loans
Over draft
Bills discounting
12. C Agency function
Collecting receipts
Making payments
Buy and sell securities
Trustee and executor
D General utility function
Issuing letters of credit, travelers cheques
Underwriting share and debentures
Safe custody of valuables
Providing ATM and credit card facilities
Providing credit information
13. RESERVE BANK OF INDIA
The central bank of India.
Established in april,1935.
Objective- monetary stability, management of
currency and supervision of financial as well as
payments system
Main Functions
Monetary Functions
Non-Monetary Functions
14. Functions of RBI
Monetary functions Non-monetary functions
a. Note issuing authority a. Collection and publication
b. Banker`s bank and lender of data
of the last resort b. Regulatory and
c. Banker to the government supervisory function
d. Custodian of foreign c. Development and
exchange reserves promotion function
e. Control of credit
15. State of Banking: 2006-07
It focus on the following five aspects of
commercial banks
Profile of Credit,
Deposits Growth,
Financial Performance,
Financial Inclusion,
Migration to Basel II norms
16. Contemporary and future issues in
Indian banking
High capital inflows: an opportunity as well as a
challenge
Technology is the key
Globalization of financial services
Indian Banks at the global stage
17. Will the stable conditions continue for the banks?
Is size the only constraint for Indian banks?
What is being done to prepare Indian banks to meet
global challenge?
Will M&A be Key Competitive Tool?