BBPS or Bharat Bill Payment System is a system launched by RBI aimed at easing the payment of bills across geographies.

1. Bharat Bill Payment System

2. Bharat Bill Payment System
What is Bharat Bill Payment System?
● BBPS or Bharat Bill Payment System is a system launched by RBI
aimed at easing the payment of bills across geographies.
● Along with bill payments, BBPS improves the security and speed of
payments with the help of the central unit (BBPCU) & operating units
(BBPOUs).
● The service of BBPS is available in multiple modes of payment;
online and through a network of agents.
● The usage of BBPS will transform the way payments are done; from
cash to electronic payments.
● Here, the NPCI acts as the Bharat Bill Pay Central Unit (BBPCU) and
banks & non-bank entities will play the role of the Bharat Bill Pay
Operating Units (BBPOU).
● With BBPS, bill payments are integrated and interoperable with the
added benefit of security, certainty and reliability of transactions
performed.

3. BBPS - Main Objectives
● BBPS is accessible from anywhere, at anytime,
making it very convenient for the customers.
● Reliable services of BBPS will increase the trust of
the customers.
● As an added advantage, BBPS offers various
modes of payment.
● System gives instant confirmation for bill payments
making it easy to verify the transactions.

4. BBPS and V-Mobile banking
BBPS is integrated with V-Mobile banking.
Steps to pay bills with BBPS and V-Mobile banking
● Log-in to the V-Mobile banking app.
● Select the Bharat Bill Payment option.
● Select the account from which money has to be
debited and enter the MPIN when prompted.
● Select the Biller category from the given options in
the screen.
● Enter the biller details and click view to see the bill
details.
● Click on the pay option to proceed towards the
payment.
● Payment confirmation message will be displayed on
the next screen and customer has the option to take
print-out of the confirmation screen.
● Other features of the app include; transaction
history, option to view bills, facility to lodge
complaints and also to track complaint status.

5. BBPS FAQs
● Utility bills that I can pay using BBPS?
○ Currently you can pay the following bills using
BBPS - Electricity, Telecom (Landline Post-
paid, Mobile post-paid and Broad-band Post-
paid), Gas, Water and DTH.
● Transaction charges?
○ Nil charges for electronic transactions done at
customers’ own bank.
● Different modes of payment under BBPS?
○ BBPS supports Cash, Cards (Credit, Debit &
Prepaid), IMPS, UPI, AEPS, Internet Banking
& Wallets.
● Different payment channels under BBPS?
○ BBPS supports both online and offline
channels. Online channels like Internet,
Internet banking, Mobile, Mobile banking, POS
(Point of Sale terminal), MPOS (Mobile Point
of Sale terminal), KIOSK and Offline channels
like ATM, Bank Branch, Agents and Business
Correspondents.
For more details on BBPS, click here.

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7. THANK-YOU