This PPT contains different financial tools.

2. CONSUMERS
INVESTMENT PLANNING
USING DIFFERENT TOOLS
PROJECT TITLE

3. TABLE OF CONTENTS QUICKLY
LEARNINGS
KEY FINDINGS
SECTOR
INFORMATION
COMPANY
DETAILS
WORK
SYNOPSIS
SUGGESTIONS

4. Insurances
Life
Insurances
Non-Life
Insurances
Health General
Crop Fire
Others
Source: https://www.ibef.org/industry/insurance-sector-india/infographic
INDUSTRY INFORMATION
51 companies
24
27
BFSI : USD 82 trillion (2018)

5. 510713.4
602471.1
672178.5
588956.4
125188.8
0
100000
200000
300000
400000
500000
600000
700000
800000
FY16 FY17 FY18 FY19 FY20
INR(Crores)
Financial Years
Gross Premiums written in India
Market
Size
FY16 FY17 FY18 FY19 FY20*
New Premiums 152929.5 193473.6 214101.3 218369.1 83933.4
Renewal Premiums 251088.9 268160.1 291633 298746 0
0
50000
100000
150000
200000
250000
300000
350000
INR(Crores)
Financial Years
Growth In Life Insurance Premiums
New Premiums Renewal Premiums
Source: https://www.ibef.org/industry/insurance-sector-india/infographic
SECTOR INFORMATION
Penetration in India (2018): 3.70%
Life Insurance – 2.74%
Non-Life Insurance – 0.97%

6. Serial
Number
Particulars Description
1
Type Joint Venture
{IDBI Bank (48%), Federal
Bank (26%), AGEAS (26%)}
2 Industry Insurance
3 Headquarters Mumbai
4 Founded 2008
5
Products Life Insurance
{Life Advantage Plan,
Guaranteed Wealth Plan,
Youngstar Plan.}
6
Number of
Employees
1600+ employees and 10,000+
agents
Vision
• “To be the leading provider of
insurance plans which adds
value to the lives”.
Mission
• “Continually strive to enhance
customer experience, superior
service delivery to customers in
the most convenient and cost
effective way”.
COMPANY DETAILS

7. BUSINESS HIGHLIGHTS
Source: Annual Report of the company, 2019

8. WORK SYNOPSIS
MEETING CUSTOMERS &
CLOSING 4
SURVEYING THE MARKET 1
MAKING PROSPECT LIST 2
APPOINTMENT FIXING 3
LEADS
CUSTOMERS
PROSPECTS

9. LEARNINGS
1
Fixed
Deposit
7
KVP
4
NSC
6
PPF
5
SSY
2
Recurring
Deposit
3
MIS

10. Type Tenure
Rate of
Interest
(%)
Minimum &
Maximum
Amount (Rs.)
Tax
Benefit
Interest
Calculation
Method
Loan
Facility
For NRIs?
Fixed Deposit Up to 10
years
4.5-8.0 Minimum 5,000 Yes Simple
Interest
Yes Yes
Recurring
Deposit
6 months
to 10 years
4.0 – 8.0 Minimum 100 Up to
10000
Simple
interest
(3months)
Yes Yes
MIS 5 years 7.30 1500 to
4,50,000
No Simple
Interest
No No
NSC 10 years 7.90 Minimum 100 Yes Compound
Interest
Yes No
SSY 21 years
(girl child)
8.50 Minimum 250
(initially 1000)
Yes Compound
Interest
No No
PPF 15 years 7.90 500-1,50,000 Yes Compound
Interest
Yes No
KVP 8 years 4
months
7.70 Minimum 1,000 No Compound
Interest
Yes No

11. Age: 25 - 30
Savings: 30,000 (1 year)
Suggested Investment Areas:
Example
SL NO INVESTMENT
AREA
AMOUNT TIME FINAL AMOUNT
1 FD 10000 5 years 13,382.25
2 MIS 5000 5 years 6,825.00
3 PPF 10000 5 years 18,179.95
4 SSY 5000 5 years 5,818.80
TOTAL 30000 5 years 44,205.75

12. KEY FINDINGS
PROFESSION
RISK TAKERSSAVINGS %
ANNUAL INCOME

13. KEY FINDINGS

14. SUGGESTIONS
1. Around 10% of respondents
saves more than 30% of their
income so the business can be
expand through them.
2. People who are not risk takers
can be the targeted one.
3. Company can introduce their
own Non-Life insurance
products to increase their
business.