A range of cashflow solutions for UK businesses

1. Shire Funding Solutions
A range of cash flow solutions for UK
businesses

2. Shire Funding Solutions
We understand that cash flow is the lifeblood of a business
and offer you our range of funding options to help support
and grow your business where traditional funding is not
available. These options allow an immediate injection of cash
into your business for:-
• Working capital
• Business expansion
• Purchasing stock
• Clear debts

3. Funding Solutions
Invoice Finance
• Generate the cash tied up in your invoices and release working
capital …

4. Funding Solutions
Invoice Finance
• Invoice Factoring – collection of outstanding invoices
• Invoice Discounting – cash is in your bank within 48 hours
• Confidential Invoice Discounting – customers remain totally
unaware of a funder’s involvement

5. Funding Solutions
Unsecured Business Loans
• A range of loans for investment, development or for
whatever your business needs…
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6. Funding Solutions
Unsecured Business Loans
• 16% of small businesses are reportedly looking to borrow
money and nearly 40% of those are being turned down by
banks
• Shire Funding Solutions work with a range of funders,
matching your needs to the lending criteria on offer.

7. Funding Solutions
Commercial Mortgages
• Use the equity in your premises to access funds for your
business…

8. Funding Solutions
Commercial Mortgages
• A loan secured on commercial property including a shop,
warehouse, factory, workshop and garage etc.
• The cost of secured lending is typically at a lower interest rate
than an unsecured loan
• Lender holds title deeds

9. Funding Solutions
Merchant Cash Advance
• Turn future card sales into cash today!
• A convenient, flexible means of raising funds for businesses
that use credit and/or debit cards and is tailor-made for
retailers and those in the hospitality and leisure sector.

10. Funding Solutions
Merchant Cash flow Advance
Future revenue of card sales can be used to
obtain an unsecured business loan which is
repaid through an agreed percentage of future
transactions.
• No need to produce a business plan or forecast
• No security required
• No fixed repayment value
• No repayment dates
• No fixed term agreement
• No penalties

11. Bridging Loans
A bridging loan is an ideal short-term secured loan
and can be used to solve temporary cash shortfall
when buying a property or paying for a major
renovation.

12. Bridging Loans
Bridging loans come in two forms:-
• Open Bridging Loans: When buying a property and the contract for sale has
not yet been completed
• Closed Bridging Loans: Where the contract for sale has been completed but
there is a delay in the receipt of funds
Benefits
Bridging loans can be a good means of funding for:-
• Purchasing one property before selling another
• Purchasing a property before a long-term mortgage is in place
• Purchasing property in need of repair/renovation until repairs are completed

13. Shire Funding Solutions
Funding Solutions is committed to providing
Shire
innovative, simple and effective finance solutions for
UK businesses. We’re based in the Midlands and have
thousands of satisfied customers across the UK.
Call now for more information on 01827 300357