This document provides information about an RBRDFI (Rural Bankers Research and Development Foundation Inc.) training event held on November 11, 2011 at the Manila Hotel. It lists basic banking courses covered, the roles of RBRDFI and host federations in training events, and the schedule of upcoming RBRDFI trainings in topics like internal audit, accounting systems, taxation and more. It also includes an organizational chart and outlines of a credit risk management manual covering credit processes, problem loan management, and risk monitoring.

1. RBRDFI UPDATES
NOVEMBER 11, 2011
MANILA HOTEL

2. LIST OF BASIC COURSES
TELLERING
 CASHIERING
 BOOKEEPING
 INTERNAL AUDIT
 FINANCIAL REPORTING PACKAGE
(FRP)
 AMLA

3. ROLE OF RBRDFI TO FEDERATION
HOSTED TRAININGS
Prepare the Circular
Letter
Prepare the Speaker’s
Profile Sheet For The
Host Confederation/
Federation
Provide and coordinate
with Resource Persons
for the seminar

4. ROLE OF RBRDFI TO FEDERATION
HOSTED TRAININGS
Pay the Resource Speaker honoraria
Prepare and issue individual certificates of
completion
 Arrange travel itinerary of
Resource Speaker in coordination with host
confederation/federation
 Summarize Evaluation
Forms

5. ROLE OF THE HOST
CONFEDERATION/
FEDERATION
Finalize the circular letter
invitation and ensure the
maximum number of
participants who will attend
the training
Collect participation fee and
issue receipts to attendees
Pay RBRDFI training core fee
of Php25,000 per seminar

6. ROLE OF THE HOST
CONFEDERATION/
FEDERATION
Arrange and pay for the
seminar venue and meals of the
participants
 Provide for the seminar
equipment e.g Projector
screen, multi-media projector
 Shoulder the transportation,
accommodation and meals of
the Resource Speaker

7. ROLE OF THE HOST
CONFEDERATION/
FEDERATION
 Provide list of seminar participants to RBRDFI for
certificate of attendance
 Send participants evaluation feedbacks to RBRDFI

8. RBRDFI SCHEDULE OF TRAININGS
DATE TOPIC VENUE/
HOST
NOV. 14, 2011 RURAL BANK TACLOBAN
ACCOUNTING
SYSTEM
NOV. 15, 2011 INTERNAL AUDIT TACLOBAN
INTERNAL
CONTROL
NOV. 17, 2011 RURAL BANK DAVAO
ACCOUNTING
SYSTEM
NOV. 18, 2011 INTERNAL AUDIT DAVAO
INTERNAL
CONTROL

9. RBRDFI SCHEDULE OF TRAININGS
DATE TOPIC VENUE/
HOST
NOV. 24, 2011 INTERNAL AUDIT RBAP MANILA
INTERNAL
CONTROL
NOV. 25, 2011 AMLA CIRCULAR 706 RBAP MANILA
DEC. 1, 2011 TAXATION OF RURAL RBAP
BANKS MANILA

10. RBRDFI SCHEDULE OF TRAININGS
DATE TOPIC VENUE/
HOST
DEC. 2, 2011 SIGNATURE RBAP
Verification MANILA
DEC. 3, 2011 KNOW YOUR RBAP
MONEY MANILA
DEC.12-13, 2011 Corporate RBAP
Governance & Risk MANILA
Management For RB
Directors

11. RBRDFI SCHEDULE OF TRAININGS
DATE TOPIC VENUE/
HOST
DEC. 14, 2011 CASHIERING RBAP
MANILA
JAN. 12-13, 2012 Compliance Officer’s RBAP
DevelopmentWorksho MANILA
p
JAN. 18, 2012 CASHIERING RBAP
MANILA

12. RBRDFI SCHEDULE OF TRAININGS
DATE TOPIC VENUE/
HOST
JAN. 19, 2012 Rural Bank RBAP
Accounting MANILA
SYSTEM
JAN. 20, 2012 AMLA RBAP
MANILA
JAN. 26-27, Corporate RBAP
2012 Governance & Risk MANILA
Management For
RB Directors

13. ORGANIZATIONAL CHART
BOARD OF DIRECTORS
PRESIDENT
Risk Mgmt
Committee
VICE-PRESIDENT
Relationship Credit Loan Remedial Risk
Mgmt/Mktng Admin. & Operations Management Managemen
Head Services Head Head t Head
Head
Credit Loan Remedial Credit Risk
Relationshi Evaluation Booking Acct. Mgmt Unit
p Mgmt / Unit Officers
Mktg Unit CI/
Appraisal Credit
Collectio Review Unit
n Unit
Credit
Admin.

14. CREDIT RISK MANUAL
 PART
I : CREDIT RISK
MANAGEMENT
Credit Risk Management
Framework
Managing Credit Risk

15. CREDIT RISK MANUAL
 Components of Risk Management
 Oversight and Supervision
Role of the Board of Directors
 Role of the Risk Mgt. Committee
 Role of Senior Management
Organizational Structure

16. CREDIT RISK MANUAL
 PARTII: LENDING POLICIES
&GUIDELINES
Internal Rules for the Granting of
Credit
Mandatory Allocation of Credit
Resources
Magna Carta for MSMEs
Agri-Agra Loans

17. CREDIT RISK MANUAL
Account Classification and
Provisioning
Write Offs
Lending to Group or Related
Accounts
Roles & Responsibilities of a Loan
Officer

18. CREDIT RISK MANUAL
 PART III: THE CREDIT PROCESS
 Credit Initiation
Target Market/Portfolio Mix
Initial Background Check
Client Calls
Credit Investigation
Collateral Appraisal

19. CREDIT RISK MANUAL
 Credit Evaluation and Analysis
Credit Assessment
Financial Analysis
Risk Grading
Risk Mitigants

20. CREDIT RISK MANUAL
 Structuring and Packaging
Loan Purpose
Loan Tenor
Credit Facilities
Rediscouting

21. CREDIT RISK MANUAL
 Credit Application
 Credit Approval and Authority
Limits
 Loan Documentation and Review
Responsibility For Documentation &
Review
Documentary Deficiencies
Loan Documentation Checklist

22. CREDIT RISK MANUAL
 Implementation and Disbursement
 Credit Monitoring

23. CREDIT RISK MANUAL
 PART
IV: PROBLEM LOAN
MANAGEMENT
 Early Detection of Potential Problem
Loan
 Corrective Action Plan
 Transfer To remedial Management Unit

24. CREDIT RISK MANUAL
 PART
V: REAL & OTHER
PROPERTIES ACQUIRED
 PARTVI: CREDIT RISK
MONITORING
Risk Monitoring & Reporting
Risk Asset Analysis
Stress Testing

25. CREDIT RISK MANUAL
 Risk Review
 Impairment
 Provisioning

26. THANKYOU