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1. Compensations for Injuries beyond the Limits of Policy with Coral Springs Accident
Attorney
The defendant‟s insurance agency is responsible for the payment of your legal fees and the cost
of your damages either during settlement or after the trial. The settlement amount generally
stays within the highest limit of the policy. Some circumstances may allow you to ask for the
coverage beyond this limit. Basically, the limit of a policy determines the maximum amount of
money an insurance company will be willing to pay at the time of any claim. Even if you are
awarded a compensatory amount beyond that limit in a lawsuit, you have to acquire that
amount from somewhere else.
Acquiring Excess Compensations for Damages
The methods that will help Coral Springs Accident Attorney collect damages more than the
highest policy limit are as mentioned below but remember that the suitable methods may vary
from case to case.
 You may bring lawsuits against additional defendants.
 You may use an umbrella insurance policy.
 You may influence the defendant to pay you personally.
The Presence of Additional Defendants
More than one defendant may have been responsible for your injuries. Your Coral Springs
Accident Attorney may ask the insurance companies of all the defendants to cover for your
damages.
 In the cases of medical malpractice, the treating physician along with the hospital
authority and the personnel can be held responsible.
 In the product liability cases, the manufacturer and the distributor of the defective
product along with the shop-owner can held responsible.
 The owner will be held responsible for not being aware of the presence of a defective
product on the personal property. The manufacturer will also be responsible for the
faulty production.
 In vicarious liability cases, the employer will be held responsible for the accidents caused
by the employees within the working-hours.
The Extra Liability Insurance
This plan is also known as an umbrella policy. The giant corporate houses or business holders
are usually the holders of this policy. It takes effect in the presence of a compensatory amount
that is steeper than the highest limit of a specific policy. It covers for the additional expenses. A
private citizen can also avail the benefits of this policy alongside the corporate houses or
businesspersons.

2. Personally from the Defendant
In the absence of an umbrella policy or multiple defendants, your Coral Springs Accident
Attorney may try to collect the excess compensatory amount directly from the defendant. You
may place a lien on the property of the defendant in order to acquire the necessary amount.
You may even collect the judgment of wedge garnishment in order to fulfill your demands.
The Reasons behind Bad Faith
The insurance company is required to pursue the plaintiff for a settlement if supported by the
policy. The insurance company will be held in „bad faith‟ in the absence of this process. The
company will also be held responsible for the payment of the entire amount if proven liable
after a court-proceeding.

3. Will Gaps in My Medical Treatment Affect my Claim for Compensation?
You will undoubtedly require necessary treatment after getting injured in an accident
irrespective of its type. You may require medical consultation and pathological tests even in the
absence of any surgical procedure. Additionally the primary medical consultation may require
several follow-up visits and later you may even require different types of therapeutic
treatments.
Any of the aforementioned therapies may be necessary for your complete recuperation. If you
fail to keep up with your followup appointments, it may affect your lawsuit negatively and it is
best to discuss it with your Coral Springs accident lawyer. An inconsistency or gap may end up
reducing the compensatory amount of yours significantly.
The Definitions of Gaps in Lawsuits
The two types of medical gaps are as mentioned below.
 You are required to seek the consultation of a physician immediately after the accident.
Your failure to seek treatment for a long period of time will be considered as the gap in a
lawsuit.
 Another gap will be the interval present between your primary consultation and your
followup visits. If you fail to follow up with your treating physicians as per the directions,
it will be considered as a gap in your treatment.
The insurance adjusters always try to reduce the compensatory amount by diminishing the
value of plaintiff‟s claim. If there is any gap present in your medical treatment, the adjuster can
make good use of it. It can be used to prove that your injuries are not as severe as being
claimed but it is possible that your Coral Springs accident lawyer can intervene and help. It is
necessary to maintain followup visits as per the directions of your physician. It will check the
insurance agencies from negating your claims. As a precautionary measure, you may also
maintain a journal recording all of your visits and symptoms.
Legally Justifiable Reasons behind Gaps
Some unfortunate events may compel you to miss your necessary followup appointments. It
does not necessarily mean that you are not injured.
 You may miss an appointment due to a disabling sickness.
 You may even undergo a surgical procedure unrelated to your personal injury case. A
surgery may keep you bedridden for several months.
 You may have to take care of a sick loved one, living out of town.
The aforementioned scenarios can be considered as a few examples of legally justifiable gaps.
However, it is necessary to keep your personal-injury lawyer informed of any gap present in
your medical treatment and the Coral Springs accident lawyer will be able to document a
reasonable explanation. This may save your claim from being mishandled by the insurance
adjuster.

4. Benefits of Maintaining Follow-up Visits
The properly maintained followup visits will not only help the lawsuit of yours. It will also help
you recuperate from your injuries completely. The debilitating injuries, after an accident, may
continue to bother you for the rest of your life. Most of the Coral Springs accident lawyer advice
that the severity of these injuries may lessen if you maintain the treatment protocol as per the
directions of your physicians.

5. Are You Allowed To Make A Claim Against The Homeowners Insurance Company?
It is necessary for every personal property owner to learn about the appropriate application
method of the homeowner‟s insurance policy. If any injury occurs on your personal premise,
this plan may cover the claims filed against you. In case, the accident was caused by your
negligence, this plan will save you from losing your personal property. The sooner the insurance
company is notified about the accident by Coral Springs Injury Attorney the better it will be for
the homeowner. The circumstances may determine the true meaning of “as soon as
practicable”. As per the policy, you are required to notify the agency immediately after the
accident. Any delay on your part may make the insurance company deny any coverage.
In any case, the insurance companies are legally required to prove that early information could
have resulted in better investigation at the time of denying any coverage. Oftentimes, a
delayed notification by Coral Springs Injury Attorney is all an insurance company requires in
order to reject your claim. An insurance company will be legally required to cover for the
damages in the presence of predictable and known dangers, even at the time of delayed
noticing.
The Necessary Information
The requirements may vary from one insurance policy to another. As per Coral Springs Injury
Lawyer, some common necessities may include:
 The identity and the policy number of the property owner.
 The description of the accident including the time and place.
 The name and addresses of the witnesses (if any) and the injured person.
 A detailed narration of the injuries and the damages.
In order to notify the proper authority, the homeowner is required to study the policy after the
accident. In the event of an accident, you can notify the insurance broker with proper authority
instead of the insuring agency. It is necessary to use certified mailing addresses in order to
maintain the record.
Lawsuit Requiring Timely Notification
In the event of a legal procedure, the homeowner‟s Coral Springs Injury Lawyer is required to
notify the insurance agency properly. The documents describing the type of complaint and the
demands for the damages are also required to be sent. The notification is to be made „as soon
as predictable‟ or „immediately‟ after the filing of the lawsuit. The „prejudice‟ caused by late
notice differs from one state to another. The homeowners are required to maintain some rules
as per the insurance company.
 The appropriate filing of the necessary documents.
 Proper preservation of the evidences in order to ensure a secured status.
 Maintaining timely court appearances.
 Voluntary participations into claim settlements.

6. The Non-Payable Claims
Some of your claims are considered non-payable even in the presence of an insurance policy.
 Harmful intentional abuses including the sexual abuse.
 Injuries received during business activities or professional services.
 Injuries inflicted by an automobile.
 The traumas received by the guests in the presence of the homeowner.
Thus, this is important information that you need to be aware of when you plan on filing a
claim.

7. Will Coral Springs Personal Injury Lawyer Help in Preparations for an Injury Lawsuit?
Your Coral Springs Personal Injury Lawyer may be getting ready for a personal injury lawsuit, if
the settlement amount seems unfair to you. This will require you to go through a series of court
proceedings. These events may seem like an ordeal, but a solid preparation will help get
through the process smoothly. The common facts related to a lawsuit are as mentioned below.
The litigation is a time-consuming affair. The small cases may get resolved quicker than the
medium-sized cases. Even your Coral Springs Personal Injury Lawyer will not be able to control
the pace of the proceedings. In a medium-sized or large case, you may be able to acquire the
compensatory amount years after the verdict.
The Incomprehensibility of the Proceeding
The myriads of hearings, pleadings, motions, document requests, discoveries, interrogations,
continuances, adjournments, negotiations and deadlines may make you feel perplexed. You are
supposed to know everything related to the court proceeding, the postponement of the hearing,
the discussions between the lawyers, or the necessary documents for your case. An
experienced Coral Springs Personal Injury Lawyer will help you understand everything related
to your lawsuit patiently. You may appoint a new attorney to your case, if your lawyer is
incapable of providing a crystal-clear explanation.
The Loss of Privacy
Any kind of lawsuit will invade the precious privacy of yours. The intrusive questions placed by
the defense‟s Coral Springs Personal Injury Lawyer may seem denigrating. The defense
attorney may ask you to produce the past financial, personal, medical or professional
documents of yours. This attorney will scrutinize the past occupations, injuries, medical
treatments, lawsuits, or workers‟ compensation cases of yours during the trial. These questions
may seem annoying and intrusive to you. The defense attorney is legally allowed to ask you
these questions in order to attain thorough information.
Get Ready for Investigations
The insurance companies generally appoint private investigators to enquire about the plaintiff in
medium-to-large sized lawsuits. As a plaintiff, your every action may get followed and
videotaped by an investigator. Any action of yours that is contradictory to the statement of
your lawyer or doctor may affect your lawsuit negatively.
Confrontational Testimonies
The defense attorney may try to agitate you or belittle you with intrusive and derogatory
questions at the time of trial. It will be prudent for your Coral Springs Personal Injury Lawyer to
stay calm in front of the jurors during the interrogation. The jurors usually are less sympathetic
towards angry plaintiffs even with just reasons. Your ability to explain everything calmly, even
the weakest part of your case, may turn out to be beneficial for your lawsuit.

8. Frequent Communication with Your Lawyer
You should have a better understanding of everything related to your lawsuit. It is hard for a
layman to understand the complexities of the legal process during a trial. You may feel
confused and at the end of your wits but a discussion with your Coral Springs Personal Injury
Lawyer may clear all of your confusions. This will enable you to stay prepared for anything you
may face during the trial.