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Ira Goldstein's CRA Presentation
- 1. Using PolicyMap to Model Your Institution’s CRA Policy Objective Ira Goldstein, Ph.D., Director, Policy Solutions, The Reinvestment Fund Monday, November 7, 2011
- 4. CRA Exercise: Step 1 – Find areas that have high(er) NSP scores
- 5. CRA Exercise: Step 2 – …and also have low/mod income families
- 6. CRA Exercise: Step 3 – …and home prices are reasonably stable
- 7. CRA Exercise: Step 4 – …LIHTC investments are often stabilizing
- 8. CRA Exercise: Step 5 – …Zoom in on a region of interest
- 9. Summary CRA Exercise: Step 6 – Generate timely and objective demographic data on the market area
- 10. Summary CRA Exercise: Step 6 – Generate housing market data on the market area
- 11. Summary PolicyMap is a powerful tool that, used properly, gives organizations an opportunity to develop community -reinvestment policies and programs that are both consistent with the lending and risk objectives of the organization and the Community Reinvestment Act. Such data-based decisions will enhance the likelihood that the CRA investments are sound and impactful for the organizations and the communities for which CRA was established.