1. Payment Systems Symposium
January 19 & 20, 2016
Holiday Inn Hurstbourne
1325 S Hurstbourne Parkway January 19 & 20 REGISTRATION FEE
Louisville $395 per person
All times are local times. For directions, please visit www.kybanks.com. REGISTER EARLY! Space is limited.
JANUARY 19 program begins at 1 p.m.; JANUARY 20 program begins at 9 a.m.
Program Moderator is Trent Fleming
Building Your Bank's Payments Strategy
Customers increasingly have options for making
payments, yet your bank's checking accounts and debit
cards are often the primary funding source for these
payments. Trent will look at ways you can preserve
relationships and revenue as customer habits change.
Payments and SAR – THE Compliance Challenge
Suspicious Activity Reporting (SAR) is the bedrock of Bank
Secrecy Act (BSA) compliance. With the new payment
streams and options that will increase the speed and
settlement of transactions and payments, the require-
ments to identify and report suspicious transactions will
not be eliminated and may actually become more
challenging for the financial community. This session will
review: the basic SAR reporting requirements; highlight
current SAR trends in the Payments stream; identify
potential “Red-Flags” in the Payments arena that “could”
require a SAR filing; and identify the current areas of
federal focus in SAR reporting.
Bank Merchant Services
KBA’s endorsed merchant services consulting provider,
Wimsett & Company, will discuss the evolution of the
merchant processing industry with emphasis on ways
your bank’s merchant services program can be structured.
Through this session you will learn how your bank can
structure a new and exciting program that allows you to meet
your bank goals and deliver tremendous value to your clients.
Trends in ATM and Debit Processing
ATM and Debit Card activity is changing. This session will
provide a look into how each of these payment channels
will change in coming years, and how you can prepare to
benefit from the changes. Special attention will be given to
EMV strategy.
Networking Reception (dinner on your own)
Emerging Trends in Payments
Each of the major phone vendors now has a wireless
payments solution. Other app based payment channels are
also in development. CSI will offer a survey of key payment
types, and how your bank can position itself to benefit.
New Revenue Opportunities - Business Credit
Cards
This session is designed to provide a broad overview of
current trends in payments, including industry “hot topics”
like EMV, data security, and interchange fees, and address
disrupters who create “payments noise” including Apple
Pay. The segment provides insight into the value of issuing
business branded debit cards, including enhanced revenue
and customer loyalty.
Same Day ACH and Other Current Issues in EFT
It is mandatory for all financial institutions to be ready to
receive Same Day ACH credit transactions beginning,
September 2016. Financial institutions will need to work
proactively internally, with software providers, customer
contact areas and clients to be ready for this change. This
session is designed to provide an overview of the changes
and discuss the impact to financial institutions that will
originate and/or receive these transactions.
The New Landscape of Payments Fraud
The next few years will bring unprecedented changes in
payment options. Customers will face a confusing array of
new products & services, and many of these will bring new
fraud challenges. Banks will need to develop innovative
strategies to satisfy customer demand while addressing
these new threats. This informative session provides an
overview of emerging payment fraud issues and provides
valuable guidance for setting an effective direction for
maintaining customer satisfaction and reducing risk.
Wrap Up from Trent Fleming

2. SPEAKERS
Derrick Bretz, Director of Payment Services, CSI, leads
strategic product development and quality
improvement initiatives within CSI Payment Services.
He has more than eight years of experience in the
payments arena, providing expertise on EMV chip
technology and payment networks. Specifically, Derrick
oversees product direction for the card networks, card
production and card fraud mitigation. Having helped
coordinate the development of CSI’s initial mobile
offerings, which included mobile browser and text-
based banking solutions, he also continues to provide
leadership around future mobile commerce initiatives.
Mark W. Dever, AAP, CAMS, is a Vice President at
Professional Bank Services. He has extensive
experience in many areas including the automated
clearing house (ACH), domestic wire transfer, affiliate
bank post-acquisition conversions and consolida-
tions, bank operation centralizations, and payment
system risk. He teaches a variety of PBS seminars
including the ACH Processing and Compliance, Anti-
Money Laundering and Bank Secrecy Act, and
Managing Customer Information seminars. Mr. Dever
is an Accredited Automated Clearing House
Professional (AAP), and a Certified Anti-Money
Laundering Specialist (CAMS).
Trent Fleming serves as a trusted adviser to financial
institutions. He works with management on enterprise
and technology strategy, and provides guidance into
acquiring and managing technology resources. Fleming
serves on the faculty of the Graduate School of
Banking at the University of Wisconsin, Penn State
University, and regularly contributes articles to
industry publications. He also publishes a very popular
banking newsletter. Trent holds a BS in Economics and
Finance from Christian Brothers University. Trent is our
moderator for the symposium.
Matthew Herren, Product Manager, CSI. In his role,
Matt has employed advanced analytics and data
analysis to not only react to fraud, but also prevent
it. As the product manager for Payment Analytics, he
has expanded CSI’s ability to address fraud through
early identification of merchant breaches and
fraudulent testing techniques. By working
to increase bank profitability
through fraud mitigation and
card portfolio analysis, Matt
assists CSI customers in
realizing industry-leading results
and maximizing program performance.
Don Jackson is the Chief Operations Officer for Southern
Financial Exchange and is a Certified Treasury Professional
and Accredited ACH Professional. Don has over 30 years’
experience in Treasury Management, specializing in the
ACH industry. Don has worked closely with the National
Automated Clearing House Association (NACHA), serving
on several NACHA councils and workshops and currently
serves on NACHA’s Rules and Operations Committee.
Scott Kelley, Senior Vice President, oversees the business
development efforts for the Card Services Division of The
Independent BankersBank. In his 19 years at TIB, he has
worked extensively in all facets of the merchant, credit,
debit and prepaid programs. He has spent the last 24 years
partnering with community banks in offering the most
competitive payment solutions available.
Jack Vonder Heide is one of America’s leading authorities
on technology and its impact on American business. He is
consistently ranked among the top speakers at industry
conventions, management conferences, corporate
seminars, board meetings and other events. Jack is
regularly quoted in the Wall Street Journal and other top-
tier newspapers and magazines. In 2015, Money Magazine
named him “one of America’s leading authorities on
technology-related risks.”
Thomas A. Wimsett, Founder, Chairman & Managing
Partner, Wimsett & Company, established Wimsett &
Company in February 2012. He is a veteran of the
payments industry with more than 30 years of experience.
He is the former President and CEO of National Processing
Company, which was the second largest merchant
processing provider in the world. He is the Founder, and
former Chairman and CEO, of Iron Triangle Payment
Systems which in 7 years grew to 240,000 merchant
clients. Mr. Wimsett is widely regarded as a pioneer in the
payments industry.
Hotel Reservations
Please call the Holiday Inn
Hurstbourne at (502) 426-2600
to make your room
reservations. Please mention
the KBA room block for the
special room rate.

3. Payment Systems Symposium
January 19 & 20, 2016
Cancellation Policy
Cancellations received in the KBA office 4 business days prior to the scheduled
program will be refunded in full. Registrants who do not show up to the program,
or send a substitute, will be responsible for the entire registration fee. Due to
commitments and expenses we cannot reverse, such as handouts, food,
beverages, room rentals, speaker fees, etc., cancellations received less than 4
business days prior to the scheduled program are not refundable. Substitutions
are welcome.
Questions
Please contact Jamie Hampton at (502) 582-2453 or jhampton@kybanks.com.
For a complete listing of KBA programs, or to register online, please visit
www.kybanks.com. Dress is business casual.
Notes
Reception Tuesday, breakfast and lunch on Wednesday are included in the
registration fee.
Registration Form
Upcoming
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Business
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Best Practices
Seminar
February 10
Lexington
February 11
Bowling Green
Bond University
Part II
February 23 & 24
Louisville
Payment Systems Symposium
$395 person (PDF)
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