This document discusses multiple channel delivery options for self-employed professionals' banking needs. It outlines traditional banking methods like visiting branches for deposits, withdrawals, payments and account checks. Newer electronic options like ECS, NEFT, RTGS, mobile banking, ATMs, POS terminals and internet banking allow professionals to manage finances remotely. A multi-channel banking system should be convenient, affordable and accessible anytime to provide a unified view of customers' accounts across different relationships and channels.