1. Data is oil is money is [r]evolution
«Banking is necessary, banks are not»
SEBASTIAN DIEMER
CEO & Founder
NOAH Berlin, June 2015

2. ,,
Wilhelm II
1900 2013
The internet is virgin
territory for us all.
Angela Merkel
I believe we will go back to
horses soon. The automotive is
only a temporary appearance.
,,

3. Welcome to the new age!
Kreditech has developed an algorithmic scoring
technology which gets smarter with every transaction.
EUR
260m
raised capital
>200
employees in
10 offices
20,000
data points
2m
consumers
scored
«Next Billion
Dollar Startup»
APRIL 2015
50m EUR revenure run rateFounded in 2012 Big Data made in Germany

4. The Facebook like button is
a data leech.
,,
Germany is positioning itself
as the Digital Vietnam.
Big mistake.

5. Fact №1
Not understanding or
ignoring technology doesn’t
mean it’s not happening.

6. Fact №2
This revolution
hasn’t started. E-commerce
is only taking orders in a
digtal mode.
Next: Algorithm businesses taking decisions

7. Fact №3
The 20th century replaced
muscle power with
machines, the 21st century is
replacing the brain with
algorithms.

8. Fact №4
Data is the oil
of the 21st century.

9. Fact №5
Data, unlike oil, is not limited
but growing exponentially.

10. Fact №6
Algorithms learn,
machines don’t.

11. Fact №7
Data, like money, isn’t good
or bad, nor stupid or smart.
People using it are.

12. facebook.com/kreditech
twitter.com/kreditech
kreditech.com
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