Overview of George Petersen Insurance Agency, one of the largest independent brokerages in Northern California.

1. George Petersen Insurance Agency
Independently Owned Since 1935
Business Insurance Employee Benefits Personal Insurance
Gates and Associates Insurance Agency
a division of George Petersen Insurance Agency

2. Building on 75 Years of Experience
About Our Agency
George Petersen Insurance Agency has been
providing comprehensive insurance coverage
since 1935. With a 75-year history of delivering
exceptional service at competitive pricing, our
focus has always been on serving our clients and
protecting their assets.
As one of the largest independently owned
agencies in Northern California, we have the size
and experience to provide in-house expertise for
every kind of insurance coverage.
The agency’s founder, George Petersen, circa 1935.
Our History
Our focus has always In 1935, George Petersen was the founding partner
of an insurance agency that still bears his name —
been on serving our and still upholds his ideals of superior customer
service and lasting relationships.
clients and protecting
Since its founding in Eureka, California, over 75
their assets. years ago, the agency has grown to include more
than ten offices and almost 200 employees across
Northern California and Oregon, making us one of
the largest independently owned agencies in the
region.
George Petersen Insurance Agency

3. Our Vision
Our vision is to develop and maintain
comprehensive, strategic and innovative
insurance portfolios.
We focus on managing sophisticated and
complex risks that need a consultative
approach, including insurance program
development, risk transfer and loss control.
Whether your company is local or global in
reach, we have the resources, experience and
relationships in the marketplace to provide
Our Approach you with the strength and stability necessary
to compete in today’s business environment.
Our growth and success are rooted in the strong
relationships we have developed with our clients
and our carriers. By earning the confidence and
respect of our customers, we are able to build
95% Client Retention Rate
lasting relationships as part of their decision-
making team.
Ultimately, this approach results in a client
retention rate that’s consistently over 95% —
one of the highest in the industry.

4. Our Services
Business Insurance Employee Benefits Personal Insurance
All types of coverage for your Comprehensive benefits services, Our dedicated personal insurance
business — whether you’re a sole including health, disability, staff will review your insurance
proprietorship or a large corporate executive benefits and retirement needs to develop a program that
entity. programs — all designed to help works to protect you and your
you retain your employees. family.
California’s North Coast
Locations
With more than ten offices across
Northern California and Oregon, our agency has the resources of a
large firm and the customer service of a boutique agency.
We have offices located in the following counties:
Sonoma | Sacramento | Napa | Mendocino | Shasta | Humboldt | Placer | Deschutes, OR
George Petersen Insurance Agency

5. Business Insurance
Commercial insurance comes naturally to us at George
Petersen Insurance Agency. With 75 years of experience
protecting our business customers, we have learned that
every client benefits from a consultative, customized
approach that takes into account the unique characteristics
of the business, its exposures and its evolving needs.
Our goal is to comprehend all aspects of your business so
that we can paint the best possible picture of your risk to our
carriers, thereby ensuring that you receive the best coverage
and pricing.
Our Products
Property Commercial Auto Employment Practices
General Liability Professional Liability Excess and Umbrellas
Workers’ Compensation Directors and Officers Crime
Inland Marine Aircraft
Bonds
Our Services
Coverage Summary Contract Review Ex-Mod Projection
Policy Schedule Certificate Processing Unit Statistical Claims Review
Premium Breakdown Loss Control & Safety
Statement of Values Claims Management

6. Risk Management Services
We work closely with each client to develop a service program that is tailored to
meet their individual needs. When you work with our in-house risk management
professionals, your company will benefit from our wide selection of customized
services, including:
Safety & Loss Control Human Resources Consulting
We offer clients access to our Risk Management • Federal and Cal/OSHA Compliance Assistance
Center — a secure, web-based risk management and • Hiring and Termination Policies Review
safety platform that includes:
• Assistance with Injury and Illness Prevention
Plans (IIPP) and Safety Incentive Programs
• Incident Tracking and Claims Reporting
• Employee Handbook Development
• Bilingual Resource Library
• Employee Training and Safety Meetings
• MSDS Management
• On-Site Facility Inspections and Work Injury Risk
• Certificate of Insurance Management Assessments
• Job Description Builder • Sexual Harassment Training for Supervisors and
Managers — required for employers with over 50
• Job Hazard Analysis (JHA) Library
employees
• Employee Training Programs
• Human Resources and Benefits Platform
Workers’ Compensation
Claims Administration
• Claims Management and Review
• Experience Modification Projection and
Analysis
• Reporting and Compliance Assistance
George Petersen Insurance Agency

7. Employee Benefits
Employee Benefits | Executive Benefits | Retirement Benefits
With over 100 years of collective experience, our employee benefits team has the expertise
to tailor your benefits program to meet your unique needs. We focus on market evaluation
Medical
and financial analysis, including alternative funding methods, to provide programs at the most
competitive pricing available. Dental
Vision
Long-Term
Consulting Services Disability
Our experienced staff uses effective cost-
Short-Term
containment strategies to provide clients with Disability
the right employee benefits program for their
Long-Term Care
business. With an extensive understanding
Voluntary
of health and welfare plan design and access Benefits
to all carriers, we consult with clients to find
Life
an attractive and affordable program that fits
Supplemental
their needs.
Implementation and Life
We specialize in fully-insured as well as self- Communication Non-Qualified
funded employee benefits plans, and our Deferred
After designing your employee benefits Compensation
plan analysis includes a close examination of program, our dedicated team facilitates
Retirement
employer / employee premium contribution the implementation of plans and the 401(k)
formulas and employer benchmarks. Our communication of benefits to employees.
Employee
dedicated staff also assists with plan In addition to developing custom employee Assistance
administration, claims, billing and enrollment, Programs
communication materials, we organize
and our appointed ERISA attorney provides employee meetings and conduct on-site Health Savings
additional legal and technical support Accounts
enrollment assistance. We also review
on welfare plan benefits, cafeteria plans, all contracts and applications before final Key Person
communications and compliance. submission to the insurance carrier. And More

8. Personal Insurance
Personal insurance has long been a specialty of ours at
George Petersen Insurance Agency. We pride ourselves
on our exceptional customer service and customized
evaluation of your personal insurance needs.
In addition, as one of the largest independent agencies in
Northern California, we work with a wide range of carriers
to find you the best coverage and most affordable rates.
Homeowner’s /
Condo / Renter’s
Insurance
Auto
Umbrella Policies Allow us to handle all of your
Flood
Earthquake
personal insurance needs.
Boat and Watercraft
Our in-house specialists will handle all aspects of your personal
Motorcycle
insurance, from simple coverage change requests to an in-depth
Recreational Vehicles
exploration of your evolving insurance needs.
Mobile Homes
Our agents are knowledgeable and committed to ensuring that your
High-Value Homes
questions and concerns are handled to your complete satisfaction.
Life
Disability
Long-Term Care
George Petersen Insurance Agency

9. Why George Petersen Insurance Agency?
Service Resources Markets
We set the bar for client service, With specialized departments As an industry leader for over 75
as demonstrated by one of the dedicated to human resources, years, we have developed direct
highest client retention rates in safety & loss control, and relationships with national and
the industry. Our strong customer workers’ compensation claims international insurance carriers.
loyalty lies in our commitment to administration, we offer a unique Our continued growth is rooted in
providing unparalleled service and array of services that reduce your these strong carrier relationships,
access, allowing us to build strong, exposure to claims and provide which allow us to offer the best
long-term relationships with each you and your employees with a insurance programs at the most
of our clients. safe work environment. competitive pricing available.
Value
In the end, it comes down to value. By working with our clients to identify and
address the issues that underwriters are likely to raise, we are able to highlight
each client’s risk strengths. This allows us to offer the broadest coverage and
the most efficient and cost-effective insurance plans.
With unmatched market access and a wealth of value-added services, we have
the ability to provide competitive insurance programs that are second to none.