The document argues that the current federal budget deficit and debt levels are unfairly blamed on ordinary Americans, who did not cause the issues. It claims the true causes were decades of bad economic policies, including unjustified wars, outsourcing of jobs, tax cuts for the wealthy, financial deregulation, and stagnating middle-class incomes. Resolving the debt crisis requires addressing the underlying economic crisis first through solutions that help, not penalize, average Americans, rather than continuing policies advocated by those responsible for the problems. Fair debt policy should not scapegoat citizens for issues they did not create.