Get 9-12 car insurance quotes. Increase your auto policy deductibles, don't pay extra for comprehensive or collision coverage on an older car worth less than $4,000.

1. 12 ways to waste money on car insurance ByCraig J. CaseyUN-insurance Specialist

2. Not Comparing The average car insurance shopper gets only 3 quotes. 9-12 would take more time but result in a much lower payment, or better coverage over a long period. https://www.4carinsurancequotes.com/wasting-money.html

3. Low Deductibles Low deductibles = high premiums. Increasing your deductible from $200 to $500 could lower your premium by 20%. https://www.4carinsurancequotes.com/wasting-money.html

4. Over Insuring Older Cars If you have an old car that isn't worth a lot of money, don’t pay extra for comprehensive or collision coverage. https://www.4carinsurancequotes.com/wasting-money.html

5. Not combining policies Putting home and auto insurance together will reduce the amount the insurer is overcharging you in the first place. https://www.4carinsurancequotes.com/wasting-money.html

7. PIP is required in 16 states, so check your laws to make sure especially if you are in a no fault state. https://www.4carinsurancequotes.com/wasting-money.html

10. Your rates will go down under certain levels.https://www.4carinsurancequotes.com/wasting-money.html

11. Service Fees Some insurers charge a monthly service fee with each payment Use a company that doesn’t charge extra for monthly payments, or pay annually or every 6 months. https://www.4carinsurancequotes.com/wasting-money.html

12. Towing Rider You pay up to $30 a year but one tow only costs $100. In an accident, towing is covered under collision. https://www.4carinsurancequotes.com/wasting-money.html

13. Speeding Speeding is a the largest cause of accidents, so speeding tickets scare insurers. https://www.4carinsurancequotes.com/wasting-money.html

14. At Fault Accidents Car insurers will raise your premium unless they have an accident forgiveness program, which does not cover personal injury damages. https://www.4carinsurancequotes.com/wasting-money.html

15. - Farm or Ranch Vehicle - Teacher / NEA member - New GM vehicle - Engineer or scientist Missing Special Discounts https://www.4carinsurancequotes.com/wasting-money.html

16. About Me I am a financial writer/blogger. I was a stockbroker, registered principal, and independent insurance agent. I became interested in finance watching “Wall Street Week with Louis Rukeyser” with my dad. Now I am a dad, husband, wrestling coach, dishwasher and more. I have helped many over 10 years UN-insure themselves. Since you can’t insure against every possible loss, I help you choose which coverage to keep. https://www.4carinsurancequotes.com/wasting-money.html

17. Connect with Me Facebook.com/craigcasey85 Info@4carinsurancequotes.com https://www.4carinsurancequotes.com/wasting-money.html