Celero brings a rich history and extensive experience in the co-operative financial services sector. The only Canadian company included in the 2017 IDC Top 100 FinTech Rankings, Celero provides full-service, end-to-end IT, that meets the unique needs of credit unions and financial institutions. As the needs of clients shift to meet the financial service delivery demands of the technology savvy member, so too is Celero evolving with the credit union system. Celero is helping clients build their future delivery in key strategic areas: Digital and Mobile Banking; Enhanced IT services; and Modernizing Core Banking. For more information, visit the company's website at www.celero.ca.

1. Confidential © Celero
1
Celero Overview
Bank 5.0

2. OMNICHANNEL3.0
E-BANK1.0
MULTI CHANNEL2.0
AI & IoT4.0
5.0 ????

3. Product To Customer
ECONOMIC SHIFT
Digital Technology
CONNECTED SMART WORLD
Global Entrepreneurship
STARTUPS
Cheaper, Better, Faster, Personalized Choices
USER EXPERIENCE
New Generation, New Thinking, New Needs
TRANSFORMATION

4. Consumer Expectation
EXPERIENCE
INCLUSION
HOPE
Social Perspective
DEMOCRATIZE
DECENTRALIZE
P2P
SOCIAL VALUES
Digital Transformation
DIGITIZATION
DIGITIALIZATION
Technology Enablers
CLOUD
AI
BLOCKCHAIN
DIGITAL IDENTITY
COGNITIVE COMPUTING
OPEN BANKING
IoT
Business Enablers
FINTECH
CHALLENGER BANKS
NEO BANKS
BaaP
Digital Economy
DIGITAL ASSET & TOKENIZATION
DIGITAL CURRENCY
Regulatory Enablers
PSD2
GDPR

5. EXPERIENCE
Instant Omnichannel
Buy
Borrow
Pay
AUTONOMUS ORDERING
Frictionless Commerce

6. Market
Place
CHALLENGER BANKS NEO BANKSTRADITIONAL BANKS
BANK AS A PLATFORMS FINTECHS NON-TRADITIONAL BANKS

7. A consumer perspective
2023: My dream financial
services experience is _ _ _
A financial institutions perspective
2023: Our financial services
business model will be _ _ _

8. Confidential © Celero
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