Loan delinquencies across the metro area have reached a new low. After spiking during the recession and leveling off, there has been a sharp decline since 2012. With an improving market banks are starting to increase lending.

1. St. Louis
Chart of the week: July 6, 2015
Source: JLL Research, Federal Financial Institutions Examination Council (US)/FRED
Loan delinquencies reach new low
• Loan delinquencies across the metro area have reached a new low. After spiking during the recession
and leveling off, there has been a sharp decline since 2012. With an improving market banks are
starting to increase lending. According to an article in the St. Louis Business Journal, “Total loans as a
percentage of total assets rose to 62.85 percent as of March 31 at 83 St. Louis-based banks with less
than $10 billion in assets.” That number is the highest percentage in five years. Increased lending
gives business owners more access to capital for investment into operations, a positive for the region.
$0
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
$700,000
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015
($0,000)
Total loan and lease finance receivables, past due 90 days or more and still
accruing for commercial banks in FRB-St. Louis District
Recession