Building a Smarter Bank, with Ron Shevlin

•

15 gefällt mir•4,267 views

Recording of the Backbase webinar Building a Smarter Bank, with Ron Shevlin. With technological developments and upstarts threatening to disrupt and displace established financial institutions, what should banks and credit unions do to defend their positions, and to grow and thrive in the new world of banking? In short, it's about how to become a ‘smarter’ bank – smarter about developing customer trust and relationships, smarter about understanding consumers' needs and wants, smarter about using technology, smarter about marketing products and services, and smarter about making money. In this webinar, Ron Shevlin, author of Smarter Bank, Snarketing Blogger & analyst at Cornerstone Advisors (before he worked at Aite Group and Forrester), provides a no-nonsense framework to address broad issues impacting banking's rapidly changing business model. The webinar addresses topics such as innovation, big data, customer engagement, mobile payments, personal financial management, and the changing financial behaviors of consumers, in particular, the Millennials.

BUILDING A SMARTER BANK
RON SHEVLIN
DIRECTOR OF RESEARCH
CORNERSTONE ADVISORS

THERE’S A SUCKER
BORN EVERY MINUTE.
P.T. BARNUM
@RSHEVLIN

IS IBM ABOUT TO
MAKE BANKS
OBSOLETE?
THE MOTLEY FOOL
APRIL 27, 2015
@RSHEVLIN

THE FUTURE OF BANKING IS
MONEY MANAGEMENT,
NOT MONEY MOVEMENT
@RSHEVLIN

THE THREE
FORCES
OF CHANGE
CONSUMERS
TECHNOLOGY
INDUSTRY STRUCTURE

THE
NEW
FINANCIAL
SERVICES
CONSUMER
@RSHEVLIN

@jane Pass the orange juice
@RSHEVLIN

GEN Y IS THE MOST
FINANCIALLY-ENGAGED
GENERATION
@RSHEVLIN

@RSHEVLIN

@RSHEVLIN

@RSHEVLIN

@RSHEVLIN

@RSHEVLIN

@RSHEVLIN

@RSHEVLIN

@RSHEVLIN

@RSHEVLIN

@RSHEVLIN

FORESIGHT
WHAT SHOULD I DO?
INSIGHT
HOW AM I DOING?
OVERSIGHT
WHAT DO I HAVE AND
WHERE IS IT GOING?
@RSHEVLIN
PERSONAL HIERARCHY OF NEEDS

@RSHEVLIN

MASLOW’S
HIERARCHY
OF NEEDS

MOVEMENT
SECURITY
INDUSTRY HIERARCHY OF NEEDS
PERFORMANCE
@RSHEVLIN

MOVEMENT
PERFORMANCE
SECURITY
APIS
BANKING HIERARCHY OF NEEDS

1960 1970 1980 1990 2000 2010 2020 2030
RATES
LOCATION
PERFORMANCE
RATES
COMPETING ON PERFORMANCE
IMPORTANCE
@RSHEVLIN

FINSCORE:
FINANCIAL
PERFORMANCE
SCORE
 CREATES MOMENTS OF
OPPORTUNITY
 TIES PRODUCTS/SERVICES TO THE
“BOTTOM LINE”
 QUANTIFIES BENEFIT/IMPACT OF
FINANCIAL ACTIVITIES
 ESTABLISHES A NEW BASIS OF
COMPETITION
@RSHEVLIN

BANKS WILL BECOME THE
HMOS
OF FINANCIAL SERVICES

THE FUTURE OF
BANKING IS MONEY
MANAGEMENT,
NOT MONEY MOVEMENT
@RSHEVLIN

RON SHEVLIN EMAIL: RSHEVLIN@CRNRSTONE.COM
TWITTER: @RSHEVLIN
BLOG: THEFINANCIALBRAND.COM/SNARKETING
SMARTERBANKBOOK.COM
DIRECTOR OF RESEARCH
CORNERSTONE ADVISORS
HTTP://WWW.CRNRSTONE.COM

Weitere ähnliche Inhalte

Andere mochten auch

The presentation of Andrei Kozliar, CEO of Touch Bank. In this webinar, Jouk Pleiter, CEO of Backbase, talks to two of the most innovative banks in Europe – Touch Bank and CheBanca! Digital transformation is about fundamentally changing how banks attract, interact with and satisfy consumers, and it affects all levels of your organisation. Antonio and Andrei will share real-life examples of digital transformation in our new webinar, which will look at: what was needed to start their digital transformation journeys the key elements for success. Antonio Fratta Pasini is Head of CRM and Omni-channel for CheBanca!, the retail bank of Mediobanca Group, the third largest financial services group in Italy. CheBanca! has always been at the forefront of innovation, from flagship futuristic branches to award-winning banking apps such as WOW! Andrei Kozliar is CEO of Touch Bank, a neobank created by OTP Bank. Founded in 1949, OTP Bank is one of the largest independent financial service providers in Central and Eastern Europe, serving nine countries. Recognizing that today’s digital-savvy customers and emerging digital natives are going to be the fastest growing customer segment, OTP Bank decided to launch a new, digital- and mobile-only bank under the label Touch Bank.

The Journey to Digital Transformation with Touch Bank

The Journey to Digital Transformation with Touch Bank

The Journey to Digital Transformation with Touch Bank

Uber has become a byword for the disruption of an entire industry with every new startup calling itself the ‘Uber of ______’. What can we in banking and financial services learn from Uber and its fellow disrupters? How as established can we learn and innovate, to deliver better experiences to our customers? And how can we embrace disruption to beat out the wave of new fintech companies? This webinar will look at: Breakdown the types and elements of Uber-like disruption that apply to banking and financial services. Examples of disruption and innovation. The imperative to deliver innovative digital experiences. What is required to deliver digital experiences that customers want to use. Guest speaker on this topic is Simon Mathews, Chief Strategy Officer, Extractable. Regularly sought after to speak on innovation and experience topics, Simon leads the strategy and digital experience design teams at Extractable, a leading digital experience design firm based in San Francisco. He is responsible for driving better outcomes for his clients’ customers, through the application of cutting-edge digital design techniques and innovative strategies. Simon’s team spans digital strategists, user-experience designers, content strategists and visual designers working in an agile methodology. He has over 20 years of consultancy experience spanning communications, advertising, and digital agencies in Europe, Asia and the US. He has worked with both major corporations and startups around the world including AIA, ACE Group, AIG, ALICO, Autodesk, BOK Financial, BMO, Dell, Emirates Airlines, IBM, Juniper, Leapfrog, LVMH., Merrill Corporation, Micron, McAfee, Motif Investing, The Newport Group, Nokia, Reebok, St. Luke’s, Seagate, Southwest Airlines, Stanford healthcare, TD Bank, Ubisoft, ZoneLabs, and WL Gore. Simon has visited 56 countries and is an avid kiteboarder, always seeking the next windy destination.

The Uberization of Banking

The Uberization of Banking

The Uberization of Banking

The Backbase webinar slides on Wednesday, 30th March: Embrace FinTech with Jouk Pleiter and Jelmer de Jong. In this webinar, Jouk Pleiter and Jelmer de Jong of Backbase will talk about how banks turn the threat into opportunity and embrace fintech. Fintech is a hot market. All around the world, startups are launching, challenger banks are formed, and fintech is on everybody's lips. In this free webinar, we reveal how banking and financial services can learn from these new fintech players, and how banks can use fintech companies and fintech vision to accelerate their own digital transformation, with strong focus on: How to leverage fintech in your digital strategy. The emerging Banking as a Service (BaaS) model. The impact of the open fintech API ecosystem. Initiating rapid business innovation. Real-world examples.

Embracing FinTech

Embracing FinTech

Embracing FinTech

Slides of the November 1, 2016 webinar 'The Adjacent Possible for Banks'. Digitally platformed customer experiences are rewiring consumer expectations. To resist competition, banks need new perspectives and fresh thought processes. Now, in 2016, we see every bank engaging with a series of fundamental challenges. · How should they take best advantage of the digital revolution? · How can they harness its power to improve their customer experience? · What strategic directions should they choose? We believe the best answers are contained in an approach called the Adjacent Possible. The Adjacent Possible provides a powerful conceptual framework for a bank’s digital strategy. So what is this framework? And how can it be applied? See the webinar or check out the slides for more info. Our guest speaker on this topic is Nic Parmaksizian, an award-winning FS specialist with a record for delivering innovative digital experiences and customer journeys. Nic leads Capco Digital business across EMEA. Nic has spent more than 15 years in the Financial Services industry and has worked with the world’s most important banks. Nic is a founder at East London Ventures. Nic is also a founding member of the FinTech working group at Tech London Advocates. Nic is a mentor and advisor to various startups in Europe and the Americas, where he focuses on building lasting businesses fast, making the right connections, and facilitating investment opportunities.

Backbase Webinar: The Adjacent Possible for Banks

Backbase Webinar: The Adjacent Possible for Banks

Backbase Webinar: The Adjacent Possible for Banks

Building the 10x better bank, by @joukpleiter & @jelmerdejong Slides of the November 11, 2015 webinar 'Omni-channel banking & the digital transformation roadmap'. In this webinar, Jouk Pleiter and Jelmer de Jong of Backbase will talk about building the 10-times-better bank. The financial services market is going through many changes. New challengers have appeared and are looking for a slice of the market. In addition, customers are more demanding and more informed, expecting convenience and simplicity when it comes to financial services, particularly online and via mobile devices. People love digital services such as Netflix, Amazon, and Uber because they’re easy to use and deliver great customer experiences. They deliver 10 times more convenience and better customer experiences than the status quo, and are therefore winning the market. It’s only a matter of time before the 10-times-better bank is founded, a thought that's on the radar of every banker. In this webinar, we outline the journey of creating the 10-times-better bank, providing a detailed analysis of how banks can begin their digital journey, with a strong focus on five main points: 1) new competitors in banking: the disrupters 2) customer experience: the key ingredients 3) omni-channel and the changing channel mix 4) mobile's impact on online sales and share of wallet 5) regaining control in the era of digitization

Building the 10x better bank

Building the 10x better bank

Building the 10x better bank

Customer loyalty and retention, two of the most important considerations in measuring business success in banking, are created by truly knowing your customer and offering a superior customer experience. However, banks need to improve customer experience, and digital channels are the best way to achieve this. Many FIs know this already, yet still find it difficult to seize the opportunity, despite knowing many customer pain points, such as no real onboarding process, a personalization gap, and lack of a seamless omni-channel experience. In this new Backbase webinar, we have talked to the renowned industry thought leader Jim Marous, co-publisher of The Financial Brand and publisher of the Digital Banking Report, about the importance of digital channels, about onboarding, and about the multi-channel process. The webinar agenda covers: The importance of digital channels Digital onboarding The commitment to the digital The real online customer experience: the omni-channel process

Backbase webinar feat. Jim Marous: State of the Digital Customer Journey

Backbase webinar feat. Jim Marous: State of the Digital Customer Journey

Backbase webinar feat. Jim Marous: State of the Digital Customer Journey

In this special, exclusive webinar, Jouk Pleiter and Tim Rutten of Backbase will showcase the Finovate Europe’s Best of Show solution, The Everyday Bank - we will show how to create personalised customer journeys hyper targeted to users, resulting in increased customer acquisition and retention. Instead of simply providing customers with traditional banking products such as account access and payment tools, the new solution will push the boundaries of personalisation to the next level by delivering tailor-made customer journeys based on real-time behavior, interests, location and preferences. We will look at: How can banks leverage on AI (artificial intelligence)? How can they harness its power to improve their customer experience? The impact of the open fintech API ecosystem. PSD2 - not just compliance but a new sales & origination opportunity The main strategic directions banks should choose from

Backbase Webinar: Everyday banking

Backbase Webinar: Everyday banking

Backbase Webinar: Everyday banking

Slides of the November 1, 2016 webinar 'The Adjacent Possible for Banks'. Digitally platformed customer experiences are rewiring consumer expectations. To resist competition, banks need new perspectives and fresh thought processes. Now, in 2016, we see every bank engaging with a series of fundamental challenges. · How should they take best advantage of the digital revolution? · How can they harness its power to improve their customer experience? · What strategic directions should they choose? We believe the best answers are contained in an approach called the Adjacent Possible. The Adjacent Possible provides a powerful conceptual framework for a bank’s digital strategy. So what is this framework? And how can it be applied? See the webinar or check out the slides for more info. Our guest speaker on this topic is Nic Parmaksizian, an award-winning FS specialist with a record for delivering innovative digital experiences and customer journeys. Nic leads Capco Digital business across EMEA. Nic has spent more than 15 years in the Financial Services industry and has worked with the world’s most important banks. Nic is a founder at East London Ventures. Nic is also a founding member of the FinTech working group at Tech London Advocates. Nic is a mentor and advisor to various startups in Europe and the Americas, where he focuses on building lasting businesses fast, making the right connections, and facilitating investment opportunities.

Backbase Webinar with Capco: The Adjacent Possible

Backbase Webinar with Capco: The Adjacent Possible

Backbase Webinar with Capco: The Adjacent Possible

The presentation of Antonio Fratta Pasini, Head of CRM and Omni-channel of CheBanca!. In this webinar, Jouk Pleiter, CEO of Backbase, talks to two of the most innovative banks in Europe – Touch Bank and CheBanca! Digital transformation is about fundamentally changing how banks attract, interact with and satisfy consumers, and it affects all levels of your organisation. Antonio and Andrei will share real-life examples of digital transformation in our new webinar, which will look at: what was needed to start their digital transformation journeys the key elements for success. Antonio Fratta Pasini is Head of CRM and Omni-channel for CheBanca!, the retail bank of Mediobanca Group, the third largest financial services group in Italy. CheBanca! has always been at the forefront of innovation, from flagship futuristic branches to award-winning banking apps such as WOW! Andrei Kozliar is CEO of Touch Bank, a neobank created by OTP Bank. Founded in 1949, OTP Bank is one of the largest independent financial service providers in Central and Eastern Europe, serving nine countries. Recognizing that today’s digital-savvy customers and emerging digital natives are going to be the fastest growing customer segment, OTP Bank decided to launch a new, digital- and mobile-only bank under the label Touch Bank.

The Journey to Digital Transformation with CheBanca!

The Journey to Digital Transformation with CheBanca!

The Journey to Digital Transformation with CheBanca!

Financial institutions in Europe are preparing to confront a major legislation revision for the banking industry: the proposal for a revised directive on payment services in the internal market, better known as Payment Services Directive, or PSD2. PSD2 represents one of the single biggest changes in banking industry history, because it’s the first time banks will be obligated by law to open their infrastructures to third parties. Many banks are concerned about this legislation, feeling exposed and under attack from new entrants. It also enables customers to be in the driving seat when it comes to their finances. Yet, does it need to be a huge threat? In this special, exclusive webinar, Jouk Pleiter and Jelmer de Jong of Backbase talk about what PSD2 means for the banking industry, and how can banks can prepare for this inevitable change. We are looking at: What PSD2 actually is PSD2 and the connection with APIs PSD2’s impact on banks New entrants in the banking space The bank’s fundamental strategic choice: the defensive or offensive strategy Opportunities to capitalise on.

PSD2: Making it actionable

PSD2: Making it actionable

PSD2: Making it actionable

Regain Control of Your Digital Strategy

Regain Control of Your Digital Strategy

Regain Control of Your Digital Strategy

Enabling the Everyday Bank

Enabling the Everyday Bank

Enabling the Everyday Bank

Accenture’s Senior Managing Director, Juan Pedro Moreno, shares the firm’s vision for banks in the digital age. During this free, one hour long webinar, Juan Pedro will highlight: - How customer behavior has shaped a digital revolution for banks, - How technology is blurring the boundaries that define customer service, and - What threats and opportunities this emerging digital landscape presents for banks. - Last but not least, he will go into the specific steps banks must take in order to become a successful Everyday Bank. "Banks face a growing challenge from non-bank entities that are aggressively using digital innovations to take on functions traditionally part of banking. Think Amazon, which now offers loans to its merchants. Or the giant Alibaba, now the world’s largest payment provider. But banks have a huge competitive advantage in this digital world. With their vast digital data, payment know-how and deep understanding of compliance, security and financing, they are positioned to become an Everyday Bank, providing an unparalleled personalized customer experience that cannot be replicated by non-banks." -- The Everyday Bank, Accenture.

Everyday Bank: A Journey to Digital Transformation

Everyday Bank: A Journey to Digital Transformation

Everyday Bank: A Journey to Digital Transformation

Growing momentum for Disruption in FinTech: Looking back and looking forward. Recording of the Backbase webinar of December 18th, 2014. In our 2014 closing webinar we will look back at the disruptive highlights of this year and we start looking forward to 2015. From BBVA acquiring Simple, to more and more neo-banks popping up, fintech startups going IPO and omni-channel moving from marketing buzz to the real thing. In this 60 minute webinar, Backbase's Jouk Pleiter and Jelmer de Jong discuss the main trends and best practices for banks and credit unions to keep on disrupting in the digital banking space.

Disruption in Digital Banking

Disruption in Digital Banking

Disruption in Digital Banking

Bank: Trends, Tech and Future

Bank: Trends, Tech and Future

Bank: Trends, Tech and Future

Regain Control of you Digital Strategy with Backbase Engage

Regain Control of you Digital Strategy with Backbase Engage

Regain Control of you Digital Strategy with Backbase Engage

Disruption in Banking: The Era of Digitisation

Disruption in Banking: The Era of Digitisation

Disruption in Banking: The Era of Digitisation

Powering Disruption in Banking

Powering Disruption in Banking

Powering Disruption in Banking

Backbase: Regain Control of Your Digital Strategy

Backbase: Regain Control of Your Digital Strategy

Backbase: Regain Control of Your Digital Strategy

Can a bank disrupt? Imagining the bank as a retailer for digital goods. In this webinar Amir Tabakovic, Head of Market Development at PostFinance will share his expertise on the latest technology to disrupt the traditional banking model; the integration of digital gift cards into banks’ own existing digital channels. Integrating gift cards embraces the continuing shift in media consumption towards digital channels and generates new revenue for the bank, while improving customer loyalty. “By looking at partnerships with multinational companies from a completely new perspective, we were able to zero in on the area of digital goods and look for ways we could begin innovating. We realized that the in-app buying process for virtual codes, such as those used by iTunes, Nintendo, XBOX, Sony-PSN, and paysafecards, inside a banking app would be a first not only for PostFinance but also for the entire banking sector. During the webinar I’ll be sharing how we approached the idea practically, what we feel the market potential is, and what challenges we’ve had to overcome.” - Amir. Amir Tabakovic currently serves as Head of Market Development at PostFinance, the fourth largest retail bank in Switzerland. In his current role, he is responsible for initiation, development and market introduction of digital innovations. A former internet start-up entrepreneur, Mr Tabakovic likes to be at the centre of merging business and communication technologies and bringing new solutions to market. He has participated in the Mobey Forum since 2010, currently chairs the Mobey Forum Mobile Wallet Workgroup and has been a member of the Board since 2011.

Can a bank disrupt the retail industry?

Can a bank disrupt the retail industry?

Can a bank disrupt the retail industry?

Andere mochten auch (20)

The Journey to Digital Transformation with Touch Bank

The Journey to Digital Transformation with Touch Bank

The Journey to Digital Transformation with Touch Bank

The Uberization of Banking

The Uberization of Banking

The Uberization of Banking

Embracing FinTech

Embracing FinTech

Embracing FinTech

Backbase Webinar: The Adjacent Possible for Banks

Backbase Webinar: The Adjacent Possible for Banks

Backbase Webinar: The Adjacent Possible for Banks

Building the 10x better bank

Building the 10x better bank

Building the 10x better bank

Backbase webinar feat. Jim Marous: State of the Digital Customer Journey

Backbase webinar feat. Jim Marous: State of the Digital Customer Journey

Backbase webinar feat. Jim Marous: State of the Digital Customer Journey

Backbase Webinar: Everyday banking

Backbase Webinar: Everyday banking

Backbase Webinar: Everyday banking

Backbase Webinar with Capco: The Adjacent Possible

Backbase Webinar with Capco: The Adjacent Possible

Backbase Webinar with Capco: The Adjacent Possible

The Journey to Digital Transformation with CheBanca!

The Journey to Digital Transformation with CheBanca!

The Journey to Digital Transformation with CheBanca!

PSD2: Making it actionable

PSD2: Making it actionable

PSD2: Making it actionable

Regain Control of Your Digital Strategy

Regain Control of Your Digital Strategy

Regain Control of Your Digital Strategy

Enabling the Everyday Bank

Enabling the Everyday Bank

Enabling the Everyday Bank

Everyday Bank: A Journey to Digital Transformation

Everyday Bank: A Journey to Digital Transformation

Everyday Bank: A Journey to Digital Transformation

Disruption in Digital Banking

Disruption in Digital Banking

Disruption in Digital Banking

Bank: Trends, Tech and Future

Bank: Trends, Tech and Future

Bank: Trends, Tech and Future

Regain Control of you Digital Strategy with Backbase Engage

Regain Control of you Digital Strategy with Backbase Engage

Regain Control of you Digital Strategy with Backbase Engage

Disruption in Banking: The Era of Digitisation

Disruption in Banking: The Era of Digitisation

Disruption in Banking: The Era of Digitisation

Powering Disruption in Banking

Powering Disruption in Banking

Powering Disruption in Banking

Backbase: Regain Control of Your Digital Strategy

Backbase: Regain Control of Your Digital Strategy

Backbase: Regain Control of Your Digital Strategy

Can a bank disrupt the retail industry?

Can a bank disrupt the retail industry?

Can a bank disrupt the retail industry?

Mehr von Backbase

Backbase banking automation bulletin coverage

Backbase banking automation bulletin coverage

Backbase banking automation bulletin coverage

Retail banker intl

Retail banker intl

Retail banker intl

Too often, banks calculate the value of software solutions on their time to market. The quicker the solution goes live, the better the ROI. But what banks keep missing, is the value of their time-to-decision. In many situations, the dreadful and highly political decision-making processes during the Request for Information (RFI) phase, takes longer than actually implementing the software. Therefore, time-to-market goes both ways.

Time to-market starts with you

Time to-market starts with you

Time to-market starts with you

Transforming banks into digital natives

Transforming banks into digital natives

Transforming banks into digital natives

2019 outlook : 3 key trends that will impact digital-first banking

2019 outlook : 3 key trends that will impact digital-first banking

2019 outlook : 3 key trends that will impact digital-first banking

Most banks have already made the move to digital, but keeping up with today’s competition means becoming completely immersed in it. Anything less than 100% commitment is not enough. Your customers expect more than basic products and services, they expect holistic solutions to their financial needs. The truth is, if you’ve been tagging bits of digital onto the current offering — you’re already falling behind. So where do you start? Become a Digital-First Enterprise and move way beyond your comfort zone Think digital Change your business culture In this comprehensive webinar, Jouk Pleiter and Tim Rutten, outline the tools and strategic approaches needed to become truly digital-first. Get serious about future proofing your bank, register today!

Webinar digital first banking innovation

Webinar digital first banking innovation

Webinar digital first banking innovation

People want a seamless customer experience and smart digital platforms. Banking providers, however, are struggling to complete. Legacy systems are delaying digital transformations for 77% of financial institutions, and stopping half of them. Agility and streamlined systems are crucial to delivering superb customer experiences, and you need the right digital banking platformto get there. Our experts, Tim Rutten, the VP Solutions Engineering, and Barry de Leeuw, the Solutions Engineer, discuss the following topics: * Omni-channel customer experience; * Open APIs; * Modular architecture; * Smart AI-driven banking. Learn more about the four strategic pillars required to build a future-proof digital bank.

Backbase On-Demand Webinar: Banking 2025

Backbase On-Demand Webinar: Banking 2025

Backbase On-Demand Webinar: Banking 2025

Banks won’t succeed if they don’t put the desires of their customers above all else. The current state of the banking industry falls short of expectations for both banks and their customers, yet the market has become increasingly competitive. Whilst the reasons for this vary, falling behind will most likely lead to failure. Staying relevant is about so much more than just bringing nice interfaces to the end customer. An integrated approach is vital, one that spans the entire user experience and a host of back-end systems and procedures. This is about bringing everything together to create a smart framework that connects all the parts of the bank to optimize the customer experience. That framework is Customer OS and its four pillars are open banking, modular banking, omni-channel banking and smart banking. An open API strategy and the clever use of data will drive the open and modular banking components. Segmented client experiences across all channels and embracing new technologies will power omni-channel and smart banking.

Backbase Webinar: Customer OS

Backbase Webinar: Customer OS

Backbase Webinar: Customer OS

In this special, exclusive webinar, Jouk Pleiter and Tim Rutten of Backbase will share best practices in how banks and credit unions move their mobile banking experience to the next level. Find out the 5 habits of highly effective bank transformation projects – how financials can execute and optimize a successful mobile banking strategy that is integrated with a wider multi-channel strategy. Total duration: 60 minutes

Backbase Webinar: Next Level Mobile Banking

Backbase Webinar: Next Level Mobile Banking

Backbase Webinar: Next Level Mobile Banking

Backbase Webinar: Next Level Mobile Banking

Backbase Webinar: Next Level Mobile Banking

Backbase Webinar: Next Level Mobile Banking

In this webinar we will be talking to Sam Maule, Consulting Manager at Carlisle & Gallagher Consulting Group, to identify and discuss the issues that are influencing a change in consumer attitudes to and adoption of payment channels. We’ll also be taking a look at the drivers behind innovation in payments and how both traditional and non-traditional payment ecosystem players are responding. Sam Maule serves as a Consulting Manager at Carlisle & Gallagher Consulting Group. He joined the firm in June 2011 focusing on the Cards & Payments Community of Practice. In this role, Sam provides industry subject matter knowledge and experience to CG's Financial Services clients in support of projects such as Consumer and Commercial Card portfolio management, emerging payments, Loyalty & Prepaid, and online/mobile banking. Prior to joining CG, Sam held management positions with TSYS in a number of Consumer and Commercial Card areas, including digital card management, mobile, loyalty & prepaid, and consultative services. Sam is an active voice in the FinTech Social Media space, and his contributions led to his recognition as one of Bank Innovation's 2013 Banking Innovators To Watch.

Shift Happens: Key Innovation Drivers in Consumer Payments

Shift Happens: Key Innovation Drivers in Consumer Payments

Shift Happens: Key Innovation Drivers in Consumer Payments

Mehr von Backbase (11)

Backbase banking automation bulletin coverage

Backbase banking automation bulletin coverage

Backbase banking automation bulletin coverage

Retail banker intl

Retail banker intl

Retail banker intl

Time to-market starts with you

Time to-market starts with you

Time to-market starts with you

Transforming banks into digital natives

Transforming banks into digital natives

Transforming banks into digital natives

2019 outlook : 3 key trends that will impact digital-first banking

2019 outlook : 3 key trends that will impact digital-first banking

2019 outlook : 3 key trends that will impact digital-first banking

Webinar digital first banking innovation

Webinar digital first banking innovation

Webinar digital first banking innovation

Backbase On-Demand Webinar: Banking 2025

Backbase On-Demand Webinar: Banking 2025

Backbase On-Demand Webinar: Banking 2025

Backbase Webinar: Customer OS

Backbase Webinar: Customer OS

Backbase Webinar: Customer OS

Backbase Webinar: Next Level Mobile Banking

Backbase Webinar: Next Level Mobile Banking

Backbase Webinar: Next Level Mobile Banking

Backbase Webinar: Next Level Mobile Banking

Backbase Webinar: Next Level Mobile Banking

Backbase Webinar: Next Level Mobile Banking

Shift Happens: Key Innovation Drivers in Consumer Payments

Shift Happens: Key Innovation Drivers in Consumer Payments

Shift Happens: Key Innovation Drivers in Consumer Payments

Kürzlich hochgeladen

How to Get Started in Social Media for Art League City

How to Get Started in Social Media for Art League City

How to Get Started in Social Media for Art League City

Organizational Transformation Lead with Culture

Organizational Transformation Lead with Culture

Organizational Transformation Lead with Culture

Saudi Arabia [ Abortion pills) Jeddah/riaydh/dammam/++918133066128☎️] cytotec tablets uses abortion pills 💊💊 How effective is the abortion pill? 💊💊 +918133066128) "Abortion pills in Jeddah" how to get cytotec tablets in Riyadh " Abortion pills in dammam*💊💊 The abortion pill is very effective. If you’re taking mifepristone and misoprostol, it depends on how far along the pregnancy is, and how many doses of medicine you take:💊💊 +918133066128) how to buy cytotec pills At 8 weeks pregnant or less, it works about 94-98% of the time. +918133066128[ 💊💊💊 At 8-9 weeks pregnant, it works about 94-96% of the time. +918133066128) At 9-10 weeks pregnant, it works about 91-93% of the time. +918133066128)💊💊 If you take an extra dose of misoprostol, it works about 99% of the time. At 10-11 weeks pregnant, it works about 87% of the time. +918133066128) If you take an extra dose of misoprostol, it works about 98% of the time. In general, taking both mifepristone and+918133066128 misoprostol works a bit better than taking misoprostol only. +918133066128 Taking misoprostol alone works to end the+918133066128 pregnancy about 85-95% of the time — depending on how far along the+918133066128 pregnancy is and how you take the medicine. +918133066128 The abortion pill usually works, but if it doesn’t, you can take more medicine or have an in-clinic abortion. +918133066128 When can I take the abortion pill?+918133066128 In general, you can have a medication abortion up to 77 days (11 weeks)+918133066128 after the first day of your last period. If it’s been 78 days or more since the first day of your last+918133066128 period, you can have an in-clinic abortion to end your pregnancy.+918133066128 Why do people choose the abortion pill? Which kind of abortion you choose all depends on your personal+918133066128 preference and situation. With+918133066128 medication+918133066128 abortion, some people like that you don’t need to have a procedure in a doctor’s office. You can have your medication abortion on your own+918133066128 schedule, at home or in another comfortable place that you choose.+918133066128 You get to decide who you want to be with during your abortion, or you can go it alone. Because+918133066128 medication abortion is similar to a miscarriage, many people feel like it’s more “natural” and less invasive. And some+918133066128 people may not have an in-clinic abortion provider close by, so abortion pills are more available to+918133066128 them. +918133066128 Your doctor, nurse, or health center staff can help you decide which kind of abortion is best for you. +918133066128 More questions from patients: Saudi Arabia+918133066128 CYTOTEC Misoprostol Tablets. Misoprostol is a medication that can prevent stomach ulcers if you also take NSAID medications. It reduces the amount of acid in your stomach, which protects your stomach lining. The brand name of this medication is Cytotec®.+918133066128) Unwanted Kit is a combination of two medicines, o

unwanted pregnancy Kit [+918133066128] Abortion Pills IN Dubai UAE Abudhabi

unwanted pregnancy Kit [+918133066128] Abortion Pills IN Dubai UAE Abudhabi

unwanted pregnancy Kit [+918133066128] Abortion Pills IN Dubai UAE Abudhabi

Abortion pills in Kuwait Cytotec pills in Kuwait

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bangalore Booking Contact Details :- WhatsApp Chat :- +91-7737669865 2-May-2024(SMW) Call Girls In Model Towh Bangalore +91-7737669865 !! Best Woman Seeking Man Call Girls Service, Escorts Service in Home Hotel in Bangalore NCR 24 Hours Available Service Call Girls, Contact Us +91-7737669865 (Any Time. Any Where) Call Girls in Bangalore, Noida, Gurgaon, Ghaziabad,Sexy Indian Female Escorts Service Bangalore NCRWelcome To Bangalore Escorts Service – An All Over New Bangalore Very Sexy Hot Call Girls Agency Service Escorts In South BangaloreNCRBangalore’s No. 1 High Profile Independent Female Escorts Service. We Provide Good Quality Educated Profile At Very Regnebal Price 100% Safe And Original.We Are Provide Escorts Service All OYO Hotels ,3*,4*,5* Star Hotel And Home Flat, Apartment. Guest-House. Services In -Call And Out – Call Both Are Services Available. 24Hrs. Any Time Any Where. In All Over Bangalore Noida Gurgaon Ghaziabad Faridabad.More Information And Contact Profile Real Pic Visit Our Website City Wise Escorts Service Agency.Good Looking Cheap And Best Models Girls U Can Get Best Click On Link……Night Call Girls Now In Hotel Le Meridien Gurgaon Near Female Escort One Shot — 5000/in call (time 1 hour), 6000/out call Two shot with one girl — 8000/in call (time 2 hour), 10000/out call Body to body massage with sex- 8000/in call (time 1 hour) Full night Service for one person– 12000/in call, 13000/out call (shot limit 3-4 shots) Full night Service for more than 1 person — please contact Us —7737669865 We are available 24*7 all days of the year. Call us — 7737669865 Thank you for Visiting.

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

WHITEFIELD CALL GIRL IN 98274*61493 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL IN We are Providing :- ● – Private independent collage Going girls . ● – independent Models . ● – House Wife’s . ● – Private Independent House Wife’s ● – Corporate M.N.C Working Profiles . ● – Call Center Girls . ● – Live Band Girls . ●- Foreigners & Many More . Service type: 1.In call 2.out call 3. full Lip to Lip kiss 4.69 5.b-job without Condom 6. Hard Core sex & Much More. 7 Body to Body Touch 8 Kissing 9 Sucking Boobs and More 10 Enjoy by Hand 11 Relax By Oral 12 Sex with Happy Ending • In Call and Out Call Service • 3* 5* 7* Hotels Service • 24 Hours Available • Indian, Russian, Punjabi, Kashmiri Escorts • Real Models, College Girls, House Wife, Also Available • Short Time and Full Time Service Available • Hygienic Full AC Neat and Clean Rooms Avail. In Hotel 24 hours • Daily Escorts Staff Available • Minimum to Maximum Range Available.c al

Whitefield CALL GIRL IN 98274*61493 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL

Whitefield CALL GIRL IN 98274*61493 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL

Whitefield CALL GIRL IN 98274*61493 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL

kapoorjyoti4444

Business Model Canvas (BMC)- A new venture concept

Business Model Canvas (BMC)- A new venture concept

Business Model Canvas (BMC)- A new venture concept

Call Now ☎️🔝 9332606886 🔝 Call Girls ❤ Service In Bhilwara Female Escorts Service Near You <J.R.P> 02-05-2024 Model Call Girl Services in India reach out to us at 🔝 9332606886🔝✔️✔️ Our agency presents a selection of young, charming call girls available for bookings at Oyo Hotels. Experience high-class escort services at pocket-friendly rates, with our female escorts exuding both beauty and a delightful personality, ready to meet your desires. Whether it's Housewives, College girls, Russian girls, Muslim girls, or any other preference, we offer a diverse range of options to cater to your tastes. We provide both in- call and out-call services for your convenience. Our in-call location in India ensures cleanliness, hygiene, and 100% safety, while our out-call services offer doorstep delivery for added ease. We value your time and money, hence we kindly request pic collectors, time-passers, and bargain hunters to refrain from contacting us. Our services feature various packages at competitive rates: One shot: ₹2000/in-call, ₹5000/out-call Two shots with one girl: ₹3500 /in-call, ₱6000/out-call Body to body massage with sex: ₱3000/in-call Full night for one person: ₱7000/in-call, ₱10000/out-call Full night for more than 1 person : Contact us at 🔝 9332606886🔝. for details Operating 24/7, we serve various locations Vadodara,Nashik,Rajkot,Kalyan Khas near metro stations. For premium call girl services in India 🔝 9332606886🔝. Thank you for considering us !India Escorts SASTI 🔝 9332606886🔝– ONLINE CALL GRILS IN India [BOOKING क्या आप सेक्स के लिए लड़की चाहते हैं अगर चाहते है तो कॉल करे x-) {} • In Call and Out Call Service in India • 3* 5* 7* Hotels Service x-) {} • 24 Hours Available • Indian, Punjabi, Kashmiri Escorts x-) {} • Real Models, College Girls, House Wife, Also Available • Short Time and Full Time Service Available x-) {} • Hygienic Full AC Neat and Clean Rooms Avail. In Hotel 24 hours • Daily New Escorts Staff Available • Minimum to Maximum Range Available

Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...

Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...

Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...

Phases of Negotiation .pptx

Phases of Negotiation .pptx

Phases of Negotiation .pptx

nandhinijagan9867

Organisational success today depends on effective communication and collaboration with individuals from cultures with varying beliefs and practices. Indeed, with the workforce increasingly comprised of people of varying cultural backgrounds, leaders must now prioritise the significance of cultural competence in the workplace. Ensuring cultural competence at every level of your organisation cannot be understated. While cultural disparities can manifest in different ways, as a leader, you must build deep and nuanced cultural competence skills and education to accurately spot, address and alleviate the various scenarios that can arise. Failing to recognise the importance of cultural competence or not acting to improve it can lead to cultural negligence. There are a few things to consider to ensure your organisation is on the right track. In this deck, you'll understand the importance of building cultural competence in the workplace. You'll also learn • The three (3) dimensions of Cultural Competence in the workplace • Key strategies to build a culturally competent workforce • Major benefits you stand to gain by having a culturally competent team.

Cracking the Cultural Competence Code.pptx

Cracking the Cultural Competence Code.pptx

Cracking the Cultural Competence Code.pptx

Workforce Group

https://www.productmanagementtoday.com/frs/26795801/the-path-to-product-excellence--avoiding-common-pitfalls-and-enhancing-communication In the fast-paced world of digital innovation, success is often accompanied by a multitude of challenges - like the pitfalls lurking at every turn, threatening to derail the most promising projects. But fret not, this webinar is your key to effective product development! Join us for an enlightening session to empower you to lead your team to greater heights. Through compelling storytelling and actionable insights, learn to overcome challenges like misaligned objectives, communication breakdowns, and resistance to change. Takeaways: • Uncover and navigate through common pitfalls that are plaguing product teams today. • Explore proven solutions, laying the groundwork for triumphant product launches. • Gain inspiration from real-world success examples from top digital companies, offering invaluable insights into their winning strategies. • Discover how the symbiotic relationship between product managers, UX/UI designers, and developers can transform pitfalls into opportunities, propelling your product outcomes to unprecedented heights.

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar Call/Whatsapp:- +971551707352 Girls, Call Girls in Dubai, Dubai Call Girls Service, Indian Call Girls in Dubai, Pakistani Call Girls in Dubai, Independent Call Girls in Dubai, Cheap Call Girls in Dubai, Russian Call Girls in Dubai, Hot Dubai Call Girls I have Used the Service from this agency Yesterday in Bur Dubai Area. The Call Girl was so corporative and Fashionable. She Came Into my hotel room. I got This Dubai Call Girl numbers from Proven Expert so straightway I contacted her. I am so happy after using this agency service. This is highly recommended if you are a visitor in Dubai and you don't have an idea how to get the Call Girls In Dubai. This agency is having a big collection of Indian Call Girls In Dubai and Pakistani Call Girls In Dubai and the best thing about it is they all are verified, staff. Even They have a huge variety of Independent Call Girls In Dubai as well. This agency is holding a confirmed Staff which is a great opportunity for every user in Dubai or any part of UAE. After reading many positive reviews about this company i have decided to give it a chance. I contact on this Call Girl number mentioned in the tittle. The whole process was very transparent and clear. I received the Call Girls photos I chose one of them if I'm not wrong she belongs from Pakistan. She came in my hotel near Al rigga next bur Dubai area. I paid her 2500 aed for 4 hrs. We spent together very good time. She was neat and clean and she was wearing full black dress. I really liked her sense of humor. After the 8 hrs she gave me 30 mins extra for some gossip. i will always remember that Golden Shower. This is how my date ended up. Everything was great. This is called a quality service. I will always consider this Call Girl agency in future. Cheers A good option for practical people. Real girls with real Call Girls photos Dubai. It's social nature if you pay for something you require the best results from it. This same synopsis happened in my case. After many attempts finally I have found an established Call Girls Agency in Dubai. I prefer them to use their Call Girls because they are vaccinated and taking care of hygiene as well. they are clean and have a positive attitude. It was simple for me I was searching Dubai Call Girls Numbers and found this profile on proven Expert. then I contact their Tele caller he suggested Sam in 4 hrs for 2500 and guess what it was lovely moments being with her. Now I do not need to go anywhere or to anyone else. My participation was excellent with them, this is the only approved escorts service in Dubai with tested Call Girls. I am using their services for the last 9 months and they have never deceived me in any way. They have their own chauffeurs who bring the Call Girls in less time in any area of Dubai like Al Barsha, JLT or JBR or even Dubai Investment Park DIP too. I am writing here all after enduring your services in all situations. So confidentl

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Chandigarh Escorts Service 📞8868886958📞 Just📲 Call Nihal Chandigarh Call Girls Service In Chandigarh No💰Advance Cash On Delivery Service 50% OFF ON TOP CALL GIRL Chandigarh ESCORT SERVICE CASH PAYMENT AVAILABLE Welcome to the famous place for booking elegant and charming No.1 call girls in Chandigarh. If you are in Chandigarh and want to bring excitement, our agency can help. Our agency has collaborated with many exotic and sensual girls ready to provide exciting romantic, and erotic services. Apart from these services, our girls are prepared to entertain a client in the meeting. There will be full enthusiasm and dedication from our girls to bring the highest satisfaction. The meeting with our girls will allow us to explore the world of pleasures while fulfilling fantasies and erotic imaginations. The highly talented and modern escorts and Call Girl In Chandigarh continue to win customers’ hearts through exceptional services. The hardworking girl brings a sense of completeness and satisfaction to every customer encounter. That is why our agency is synonymous with providing a perfect girlfriend and dream partner to customers in different situations. Book an attractive girlfriend online from this agency to experience the most satisfactory services with our escorts. The best thing is that everything will be designed and offered as per your fantasies. An exciting moment to cherish throughout your life can unfold in a meeting with our Chandigarh escorts. Call girls in Chandigarh TRAVEL WITH PROFESSIONAL Chandigarh CALL GIRL Chandigarh is a beautiful city with many exciting places worth visiting. There are parks, museums, shopping malls, and an industrial base where people from different parts of the world come. The other things worth mentioning here are the nightlife and party places. The city becomes vibrant and exciting as the sun sets in the west. The nightspots glow with light shows with bars, discos, and nightclubs buzzing with people. The party freaks and nightlife lovers prefer spending time with our gorgeous girl. That is because lavish parties, corporate events, and other fun activities can’t be completed without hiring talented girls. They are educated, smart, and exotic, with beautiful appearances. That is how our Chandigarh escort can bring excitement and memorable moments to this beautiful city. Chandigarh escorts and call girls have become popular among hobbyists. Real good times come for customers to spend time with them. But it is one of the many reasons to hire our gorgeous and qualified girl. Clients can expect many unforgettable moments to cherish later in life. The best thing is that everything will be arranged and designed per customers' wishes. So, spending time with our escorts is a lifetime opportunity you can't miss. Otherwise, you will regret it throughout your life. PERFECT MOMENTS WITH Chandigarh CALL GIRLS As a leading escort and call girl agency, our sincere effort is to make the client happy and satisfied.

Chandigarh Escorts Service 📞8868886958📞 Just📲 Call Nihal Chandigarh Call Girl...

Chandigarh Escorts Service 📞8868886958📞 Just📲 Call Nihal Chandigarh Call Girl...

Chandigarh Escorts Service 📞8868886958📞 Just📲 Call Nihal Chandigarh Call Girl...

Sheetaleventcompany

Call Girls In Delhi ☎8448577510 Door Step Delivery We Offering You 100% Genuine Completed Body And Mind Relaxation With Happy Ending ServiCe Done By Most Attractive Charming Soft Spoken Bold Beautiful Full Cooperative Independent Escort Girls ServiCe In All Star Hotel And Home ServiCe In All Over Delhi Noida Gurgaon Faridabad Ghaziabad Greater Noida, I Have Extremely Beautiful Broad Minded Cute Sexy & Hot Call Girls and Escorts, We Are Located in 3* 4* 5* Hotels in Delhi. Safe & Secure High Class Services Affordable Rate 100% Satisfaction, Unlimited Enjoyment. Any Time for Model/Teens Escort in Delhi High Class luxury and Premium Escorts ServiCe. ★ CALL US High Class Luxury and Premium Escorts ServiCe We Provide Well Educated Royal Class Female,High Profile Escorts Offering a Top High Class Escorts Service In the & Several Nearby All Places Of . ★ To Enjoy With Hot and Sexy Girls . ★ We Are Providing :- • Models • Vip Models • Russian Models • Foreigner Models • Call Center Working Girls/Women • Housewife • Collage Going Girls. • Travelling Escorts. • Ramp-Models • INDEPENDENT GIRLS / HOUSE WIFES ★OUR BEST SERVICES: ★ A-Level (5 Star Escort) ★ Strip-Tease ★ BBBJ (Bareback Blowjob) ★ Spending time in my rooms ★ BJ (Blowjob Without a Condom) ★ COF (Come On Face) ★ Completion ★ (Oral To Completion) bjnonCovered ★ Special Massage ★ O-Level (Oral sex) ★ Blow Job; ★ Oral Sex With A Noncondom) ★ COB (Come On Body) ★. Extraball (Have Sex Many Times) ★ All Meetings We Provide Hottest Female With Me Are Safe And Consensual With Most Limits Respected Complete Satisfaction Guaranteed…Service Available In:- 24/7 3* 4* 5* Star Hotel Services . In Call & Out Call ServiCe Available Also. FOR BOOKING Call/Whatsapp ☎+91-8448577510 ★ I Guarantee You To Have An Unforgettable Experience With Me.A Curvy Body, long Hair and Silky Smooth Skin. She Is an Independent Escorts Model Will Give You More Pleasure & Full Satisfaction. ★ I am Very Sensual and Flirtatious With Charming Personality! I Love To laugh and My Bright Smile Is Ever Present HOTEL & HOME SERVICE..PLZZ ★ Available Near All 3* 4* 5* Hotels Of I Want Only Hotel Name , Guest Name , Room No. Only For Confirmation. —– Booking 24/7 HRS —–

Call Girls From Raj Nagar Extension Ghaziabad❤️8448577510 ⊹Best Escorts Servi...

Call Girls From Raj Nagar Extension Ghaziabad❤️8448577510 ⊹Best Escorts Servi...

Call Girls From Raj Nagar Extension Ghaziabad❤️8448577510 ⊹Best Escorts Servi...

Malegaon Call Girls Service ☎ ️82500–77686 ☎️ Enjoy 24/7 Escort Service Enjoy Your Dream Girls, Available 24/7, Malegaon Just Dial: 82500–77686 [24 HOURS BEST REAL MEET HOT CALL GIRLS IN Malegaon] https://wa.link/hjg3yh Anyone who is searching for real-life escorts or Call girls in Malegaon. We Bring all types of call girls who will provide you with all services to fulfil all your sexual desires, including in-call and Out-call Hotel and Home services, without any advance. ''MOST IMPORTANT'' 1. Affordable Cost. 2. Best-class premium service. 3. Authentic photos of available girls. 4. Free pick-up and drop-off 24 hours at nearby areas. 5. 100 % Satisfaction Guarantee. CONTACT: Lucky +918250077686 - https://wa.link/hjg3yh [Anytime] 'REMARK'-' Find a reason to smile and ENJOY freedom like never before with our HOT girls. Website https://www.sheetalarora.com/ https://www.dighacallgirls.com/ https://www.prishagill.com/ https://www.streetgirls69.in/

Malegaon Call Girls Service ☎ ️82500–77686 ☎️ Enjoy 24/7 Escort Service

Malegaon Call Girls Service ☎ ️82500–77686 ☎️ Enjoy 24/7 Escort Service

Malegaon Call Girls Service ☎ ️82500–77686 ☎️ Enjoy 24/7 Escort Service

Call Girl In Delhi 959961-/-3876 Door Step Delivery Top Quality Full Educated and Full Cooperative Independent Girls Escort ServiCes In All Over Delhi,Gurgaon,Faridabad,Noida,Ghaziabad I Have Extremely Beautiful Broad Minded Cute Sexy & Hot Call Girls and Escorts, We Are Located in 3* 4* 5* Hotels in Delhi. Safe & Secure High Class Services Affordable Rate 100% Satisfaction,Unlimited Enjoyment. Any Time for Model/Teens Escort in Delhi High class luxury and premium escorts agency. ★ CALL US High Class Luxury and Premium Escorts ServiCe We Provide Well Educated,Royal Class Female,High-Class Escorts Offering a Top High Class Escorts Service In the & Several Nearby All Places Of . ★ Get The High Profile,Well Educated,Good Looking,Full Cooperative Model Services.You Can See Me at My Comfortable Hotels or I Can Visit You In hotel Our Service Available IN All SERVICE, 3/4/5 STAR HOTEL,In Call /Out Call Services.24/7 hrs ★ To Enjoy With Hot and Sexy Girls . • Models • Vip Models • Russian Models • Foreigner Models • Call Center Working Girls/Women • Collage Going Girls. • Travelling Escorts. • INDEPENDENT GIRLS / HOUSE WIFES ★OUR BEST SERVICES: –FOR BOOKING CALL+91-959961-/-3876 ★ A-Level (5 Star Escort) ★ Strip-Tease ★ BBBJ (Bareback Blowjob) ★ BJ (Blowjob Without a Condom) ★ COF (Come On Face) ★ (Oral To Completion) bjnonCovered ★ Special Massage ★ O-Level (Oral sex) ★ Blow Job ★ Oral Sex With A Noncondom) ★. Extraball (Have Sex Many Times) Our Hotels Services Call Girls Near Holiday Inn Mahipalpur Call Girls Near Holiday Inn Mayur Vihar Noida Call Girls Near Radisson Blu Ghaziabad Call Girls Near Radisson Blu Gurgaon Call Girls Near Radisson Blu Faridabad Call Girls Near Radisson Blu Mbd Noida Call Girls Near Sheraton Saket New Delhi Call Girls Near Vivanta by Taj Dwarka New Delhi Call Girls Near ITC Mourya Chanakyapuri Call Girls Near Jaypee Siddharth Rajendra Place Call Girls Near Le Meridien Connaught Place ★ All Meetings We Provide Hottest Female With Me Are Safe And Consensual With Most Limits Respected Complete Satisfaction Guaranteed…Service Available In:- 24/7 3* 4* 5* Star Hotel Services . In Call & Out Call ServiCe Available Also. ★ I Guarantee You To Have An Unforgettable Experience With Me.A Curvy Body, long Hair and Silky Smooth Skin. She Is an Independent Escorts Model Will Give You More Pleasure & Full Satisfaction. ★ I am Very Sensual and Flirtatious With Charming Personality ! I Love To laugh and My Bright Smile Is Ever Present.,HOTEL & HOME SERVICE.PLZZ ★ Available Near All 3* 4* 5* Hotels Of I Want Only Hotel Name,Guest Name,Room No.Only For Confirmation. ——-♡♡♡♡♡THANKS FOR VISITING♡♡♡♡♡——– Booking 24 HRS. NOW CALL FOR ENJOY WITH Call Us ☎+91-959961-/-3876 ———-♡♡♡♡♡THANKS FOR VISITING♡♡♡♡♡———–

Call Girls In Nangloi Rly Metro ꧂…….95996 … 13876 Enjoy ꧂Escort

Call Girls In Nangloi Rly Metro ꧂…….95996 … 13876 Enjoy ꧂Escort

Call Girls In Nangloi Rly Metro ꧂…….95996 … 13876 Enjoy ꧂Escort

Eluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort Service Enjoy Your Dream Girls, Available 24/7, Eluru Just Dial: 82500–77686 [24 HOURS BEST REAL MEET HOT CALL GIRLS IN Eluru] Anyone who is searching for real-life escorts or Call girls in Eluru. We Bring all types of call girls who will provide you with all services to fulfil all your sexual desires, including in-call and Out-call Hotel and Home services, without any advance. ''MOST IMPORTANT'' 1. Affordable Cost. 2. Best-class premium service. 3. Authentic photos of available girls. 4. Free pick-up and drop-off 24 hours at nearby areas. 5. 100 % Satisfaction Guarantee. CONTACT: Lucky +919332606886 - https://wa.link/hjg3yh [Anytime] 'REMARK'-' Find a reason to smile and ENJOY freedom with our HOT girls like never before. Website https://www.sheetalarora.com/ https://www.dighacallgirls.com/ https://www.prishagill.com/ https://www.streetgirls69.in/

Eluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort Service

Eluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort Service

Eluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort Service

Falcon invoice discounting offers businesses a strategic financial tool to optimize cash flow, fuel growth, and enhance operational efficiency. By leveraging accounts receivable as collateral, businesses can unlock liquidity and seize opportunities with confidence. With flexible funding solutions, transparent terms, and personalized support, Falcon invoice discounting stands as a reliable partner in navigating the complexities of modern business finance.

Falcon Invoice Discounting: Unlock Your Business Potential

Falcon Invoice Discounting: Unlock Your Business Potential

Falcon Invoice Discounting: Unlock Your Business Potential

Falcon investment

Nelamangala Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore Escorts Service Booking Contact Details :- WhatsApp Chat :- +91-7737669865 2-May-2024(SMW) Call Girls In Model Towh Bangalore +91-7737669865 !! Best Woman Seeking Man Call Girls Service, Escorts Service in Home Hotel in Bangalore NCR 24 Hours Available Service Call Girls, Contact Us +91-7737669865 (Any Time. Any Where) Call Girls in Bangalore, Noida, Gurgaon, Ghaziabad,Sexy Indian Female Escorts Service Bangalore NCRWelcome To Bangalore Escorts Service – An All Over New Bangalore Very Sexy Hot Call Girls Agency Service Escorts In South BangaloreNCRBangalore’s No. 1 High Profile Independent Female Escorts Service. We Provide Good Quality Educated Profile At Very Regnebal Price 100% Safe And Original.We Are Provide Escorts Service All OYO Hotels ,3*,4*,5* Star Hotel And Home Flat, Apartment. Guest-House. Services In -Call And Out – Call Both Are Services Available. 24Hrs. Any Time Any Where. In All Over Bangalore Noida Gurgaon Ghaziabad Faridabad.More Information And Contact Profile Real Pic Visit Our Website City Wise Escorts Service Agency.Good Looking Cheap And Best Models Girls U Can Get Best Click On Link……Night Call Girls Now In Hotel Le Meridien Gurgaon Near Female Escort One Shot — 5000/in call (time 1 hour), 6000/out call Two shot with one girl — 8000/in call (time 2 hour), 10000/out call Body to body massage with sex- 8000/in call (time 1 hour) Full night Service for one person– 12000/in call, 13000/out call (shot limit 3-4 shots) Full night Service for more than 1 person — please contact Us —7737669865 We are available 24*7 all days of the year. Call us — 7737669865 Thank you for Visiting.

Nelamangala Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore...

Call Girls Zirakpur Call Girls👧 Book Now📱7837612180 📞👉Call Girl In Service Zirakpur Call Girls Service No Advance Cash On Delivery Zirakpur BEST Call Girls in Zirakpur Escort Service provide Cute Nice sweet and Sexy Models in beautiful Zirakpur city cash in hand to hand call girl in Zirakpur and Zirakpur escorts. HOT & SEXY MODELS // COLLEGE GIRLS IN Zirakpur AVAILABLE FOR COMPLETE ENJOYMENT WITH HIGH PROFILE INDIAN MODEL AVAILABLE HOTEL & HOME ★ SAFE AND SECURE HIGH CLASS SERVICE AFFORDABLE RATE ★ 100% SATISFACTION,UNLIMITED ENJOYMENT. ★ All Meetings are confidential and no information is provided to any one at any cost. ★ EXCLUSIVE Profiles Are Safe and Consensual with Most Limits Respected ★ Service Available In: - HOME & 24x7 :: 3 * 5 *7 *Star Hotel Service .In Call & Out call Services : ★ A-Level (5 star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob)Receive advanced sexual techniques in different mode make their life more pleasurable. ★ Spending time in hotel rooms ★ BJ (Blowjob Without a Condom) ★ Completion (Oral to completion) ★ Covered (Covered blowjob Without a Condom)Zirakpur Call Girls👧 Book Now📱7837612180 📞👉Zirakpur Call Girl Service No Advance Cash On Delivery

Call Girls Zirakpur👧 Book Now📱7837612180 📞👉Call Girl Service In Zirakpur No A...

Call Girls Zirakpur👧 Book Now📱7837612180 📞👉Call Girl Service In Zirakpur No A...

Call Girls Zirakpur👧 Book Now📱7837612180 📞👉Call Girl Service In Zirakpur No A...

Sheetaleventcompany

Call Girls In Delhi ☎8448577510 Door Step Delivery We Offering You 100% Genuine Completed Body And Mind Relaxation With Happy Ending ServiCe Done By Most Attractive Charming Soft Spoken Bold Beautiful Full Cooperative Independent Escort Girls ServiCe In All Star Hotel And Home ServiCe In All Over Delhi Noida Gurgaon Faridabad Ghaziabad Greater Noida, I Have Extremely Beautiful Broad Minded Cute Sexy & Hot Call Girls and Escorts, We Are Located in 3* 4* 5* Hotels in Delhi. Safe & Secure High Class Services Affordable Rate 100% Satisfaction, Unlimited Enjoyment. Any Time for Model/Teens Escort in Delhi High Class luxury and Premium Escorts ServiCe. ★ CALL US High Class Luxury and Premium Escorts ServiCe We Provide Well Educated Royal Class Female,High Profile Escorts Offering a Top High Class Escorts Service In the & Several Nearby All Places Of . ★ To Enjoy With Hot and Sexy Girls . ★ We Are Providing :- • Models • Vip Models • Russian Models • Foreigner Models • Call Center Working Girls/Women • Housewife • Collage Going Girls. • Travelling Escorts. • Ramp-Models • INDEPENDENT GIRLS / HOUSE WIFES ★OUR BEST SERVICES: ★ A-Level (5 Star Escort) ★ Strip-Tease ★ BBBJ (Bareback Blowjob) ★ Spending time in my rooms ★ BJ (Blowjob Without a Condom) ★ COF (Come On Face) ★ Completion ★ (Oral To Completion) bjnonCovered ★ Special Massage ★ O-Level (Oral sex) ★ Blow Job; ★ Oral Sex With A Noncondom) ★ COB (Come On Body) ★. Extraball (Have Sex Many Times) ★ All Meetings We Provide Hottest Female With Me Are Safe And Consensual With Most Limits Respected Complete Satisfaction Guaranteed…Service Available In:- 24/7 3* 4* 5* Star Hotel Services . In Call & Out Call ServiCe Available Also. FOR BOOKING Call/WhatsApp ☎+91-8448577510 ★ I Guarantee You To Have An Unforgettable Experience With Me.A Curvy Body, long Hair and Silky Smooth Skin. She Is an Independent Escorts Model Will Give You More Pleasure & Full Satisfaction. ★ I am Very Sensual and Flirtatious With Charming Personality! I Love To laugh and My Bright Smile Is Ever Present. ,HOTEL & HOME SERVICE..PLZZ ★ Available Near All 3* 4* 5* Hotels Of I Want Only Hotel Name , Guest Name , Room No. Only For Confirmation. —– Booking 24/7 HRS —–

Russian Call Girls In Rajiv Chowk Gurgaon ❤️8448577510 ⊹Best Escorts Service ...

Russian Call Girls In Rajiv Chowk Gurgaon ❤️8448577510 ⊹Best Escorts Service ...

Russian Call Girls In Rajiv Chowk Gurgaon ❤️8448577510 ⊹Best Escorts Service ...

Kürzlich hochgeladen (20)

How to Get Started in Social Media for Art League City

How to Get Started in Social Media for Art League City

How to Get Started in Social Media for Art League City

Organizational Transformation Lead with Culture

Organizational Transformation Lead with Culture

Organizational Transformation Lead with Culture

unwanted pregnancy Kit [+918133066128] Abortion Pills IN Dubai UAE Abudhabi

unwanted pregnancy Kit [+918133066128] Abortion Pills IN Dubai UAE Abudhabi

unwanted pregnancy Kit [+918133066128] Abortion Pills IN Dubai UAE Abudhabi

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Whitefield CALL GIRL IN 98274*61493 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL

Whitefield CALL GIRL IN 98274*61493 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL

Whitefield CALL GIRL IN 98274*61493 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL

Business Model Canvas (BMC)- A new venture concept

Business Model Canvas (BMC)- A new venture concept

Business Model Canvas (BMC)- A new venture concept

Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...

Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...

Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...

Phases of Negotiation .pptx

Phases of Negotiation .pptx

Phases of Negotiation .pptx

Cracking the Cultural Competence Code.pptx

Cracking the Cultural Competence Code.pptx

Cracking the Cultural Competence Code.pptx

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar

Chandigarh Escorts Service 📞8868886958📞 Just📲 Call Nihal Chandigarh Call Girl...

Chandigarh Escorts Service 📞8868886958📞 Just📲 Call Nihal Chandigarh Call Girl...

Chandigarh Escorts Service 📞8868886958📞 Just📲 Call Nihal Chandigarh Call Girl...

Call Girls From Raj Nagar Extension Ghaziabad❤️8448577510 ⊹Best Escorts Servi...

Call Girls From Raj Nagar Extension Ghaziabad❤️8448577510 ⊹Best Escorts Servi...

Call Girls From Raj Nagar Extension Ghaziabad❤️8448577510 ⊹Best Escorts Servi...

Malegaon Call Girls Service ☎ ️82500–77686 ☎️ Enjoy 24/7 Escort Service

Malegaon Call Girls Service ☎ ️82500–77686 ☎️ Enjoy 24/7 Escort Service

Malegaon Call Girls Service ☎ ️82500–77686 ☎️ Enjoy 24/7 Escort Service

Call Girls In Nangloi Rly Metro ꧂…….95996 … 13876 Enjoy ꧂Escort

Call Girls In Nangloi Rly Metro ꧂…….95996 … 13876 Enjoy ꧂Escort

Call Girls In Nangloi Rly Metro ꧂…….95996 … 13876 Enjoy ꧂Escort

Eluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort Service

Eluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort Service

Eluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort Service

Falcon Invoice Discounting: Unlock Your Business Potential

Falcon Invoice Discounting: Unlock Your Business Potential

Falcon Invoice Discounting: Unlock Your Business Potential

Nelamangala Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore...

Call Girls Zirakpur👧 Book Now📱7837612180 📞👉Call Girl Service In Zirakpur No A...

Call Girls Zirakpur👧 Book Now📱7837612180 📞👉Call Girl Service In Zirakpur No A...

Call Girls Zirakpur👧 Book Now📱7837612180 📞👉Call Girl Service In Zirakpur No A...

Russian Call Girls In Rajiv Chowk Gurgaon ❤️8448577510 ⊹Best Escorts Service ...

Russian Call Girls In Rajiv Chowk Gurgaon ❤️8448577510 ⊹Best Escorts Service ...

Russian Call Girls In Rajiv Chowk Gurgaon ❤️8448577510 ⊹Best Escorts Service ...

Building a Smarter Bank, with Ron Shevlin

1. BUILDING A SMARTER BANK RON SHEVLIN DIRECTOR OF RESEARCH CORNERSTONE ADVISORS

2. THERE’S A SUCKER BORN EVERY MINUTE. P.T. BARNUM @RSHEVLIN

3. IS IBM ABOUT TO MAKE BANKS OBSOLETE? THE MOTLEY FOOL APRIL 27, 2015 @RSHEVLIN

4. THE FUTURE OF BANKING IS MONEY MANAGEMENT, NOT MONEY MOVEMENT @RSHEVLIN

5. THE THREE FORCES OF CHANGE CONSUMERS TECHNOLOGY INDUSTRY STRUCTURE

6. THE NEW FINANCIAL SERVICES CONSUMER @RSHEVLIN

7. @jane Pass the orange juice @RSHEVLIN

8. GEN Y IS THE MOST FINANCIALLY-ENGAGED GENERATION @RSHEVLIN

19. FORESIGHT WHAT SHOULD I DO? INSIGHT HOW AM I DOING? OVERSIGHT WHAT DO I HAVE AND WHERE IS IT GOING? @RSHEVLIN PERSONAL HIERARCHY OF NEEDS

21. MASLOW’S HIERARCHY OF NEEDS

22. MOVEMENT SECURITY INDUSTRY HIERARCHY OF NEEDS PERFORMANCE @RSHEVLIN

23. MOVEMENT PERFORMANCE SECURITY APIS BANKING HIERARCHY OF NEEDS

24. 1960 1970 1980 1990 2000 2010 2020 2030 RATES LOCATION PERFORMANCE RATES COMPETING ON PERFORMANCE IMPORTANCE @RSHEVLIN

25. FINSCORE: FINANCIAL PERFORMANCE SCORE  CREATES MOMENTS OF OPPORTUNITY  TIES PRODUCTS/SERVICES TO THE “BOTTOM LINE”  QUANTIFIES BENEFIT/IMPACT OF FINANCIAL ACTIVITIES  ESTABLISHES A NEW BASIS OF COMPETITION @RSHEVLIN

26. BANKS WILL BECOME THE HMOS OF FINANCIAL SERVICES

27. THE FUTURE OF BANKING IS MONEY MANAGEMENT, NOT MONEY MOVEMENT @RSHEVLIN

28. RON SHEVLIN EMAIL: RSHEVLIN@CRNRSTONE.COM TWITTER: @RSHEVLIN BLOG: THEFINANCIALBRAND.COM/SNARKETING SMARTERBANKBOOK.COM DIRECTOR OF RESEARCH CORNERSTONE ADVISORS HTTP://WWW.CRNRSTONE.COM