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“ Smart Way to Bank ”
Presented by,
Yamuna
 “The Karur Vysya Bank Limited” ,
popularly known as KVB & its one of the
private-sector Indian bank.
 Board of Directors  10 members
 Number of Employees  7197 (2015)
 KVB has 629 branches and network of 1675 ATM's
as on July-2015.
KEY PEOPLE
Chair man CEO & MD
Mr. katta pradyumna Mr. K. Venkataraman
Kumar
Finanacial activities
 KVB total business till March 2015 was around
82000 crores with
 Total deposits  Rs. 44690 crores &
 Total advances  Rs. 36691 crores
 Net Profit  Rs. 464.28 Crores
 Total income  Rs. 5976.71 Crores
 Total Expenditure  Rs. 5033.42 Crores
Their Journey ,
 KVB was set up in 1916 by Mr. M.A.Venkatarama
chettiar & Mr. Athi Krishna Chettiar .
 Head Quarters  Karur.
 In 1916 the bank started with a capital of Rs.1 lack and
engaged in bank transacts and all kinds of banking
business.
“ KVB “
Old-building New-building
 1964  The bank took over the assets &
liabilities of the Pathenen Gram Vasishya Bank
Lit., Salem, Shri Kannika Parameshwari Bank
Ltd. (4 branches) ,Arya Visya Bank Ltd.(14
branches) & Coimbatore Bhagya Lakshmi
Bank Ltd.
 In 1982  To issue right shares
 In 1987  To issued the equity shares.
 In 2003 , KVB ties up with UTI to unveil a shared
ATM network across the country.
 In 2010 KVB joined hands with “ Reliance Money
Express Ltd.”
 In 2014 KVB in association with “Bajaj Allianz
General Insurance Company.”
 Tie up with “ M/S Birla Sun Life Insurance
Company Ltd. ”
 KVB tie up with SBI cards for a co-branded
credit card
 KVB has tied up with two exchange houses from
the Gulf to facilitate direct remittance of Indian
rupees to accounts with banks in India,
 Lulu International Exchange, Abu Dhabi
 GCC Exchange Company ,Dubai.
Off-line and on-line trading facility is
available to the demat customers enabled
through a tie-up with M/s Religare
Securities Ltd and M/s IDBI Caps
respectively.
VISION
Delight customers continually by blending
tradition with technology to deliver
innovative products and services at
affordable rates through a pan India
branch network.
MISSION
 Adapt technology to introduce innovative
products and services as well as increase the value
of products on an on-going basis and provide them
at reasonable rates.
 Expand branch network to reach the top business
centres, besides unbanked and under banked areas
in the country
 Streaghten the financials through effective
deployment of funds and ensuring financial
discipline while adhering to the regulator’s
guidelines.
 Update the knowledge and skills of the human
capital to provide quality customer support.
STP
 Segment 
Individual and Industry banking
 Target Group 
Semi-Urban and Rural Sector
 Positioning 
Smart way for complete
banking solutions
SWOT Analysis
STRENGTH
 Innovative financial products with use of
technology
 Tie-ups with different financial institutions for
various products
 Stable performance in economic slowdown
 All the branches are powered with CBS (Core
Banking Solution)
WEAKNESS
 Regional concentric i.e. in South India only
 Low publicity and brand visibility
OPPORTUNITY
Industry banking in the region
 Extensive penetration in rural banking
THREATS
 Economic slowdown and recessions
 Highly competitive environment
 Stringent Banking Norms
 Local money lenders in the rural areas
factors of risk faced by KVB,
 Credit Risk
 Market Risk
 Operational Risk
 Liquidity Risk
 Interest Rate Risk in the Banking Book
 Strategic Risk
 Reputational Risk
The bank distributed products,
 Investment banking
 Commercial banking
 Retail banking
 Private banking
 Asset management
 Mortagages
 Gift Cards
 Credit cards
 Multicurrency travel cards
 KVB e-book –Mobile App
 Internet Banking and Mobile Banking
 KVB markets services through multiple channels including,
 Online Tax Payments through Internet Banking
 On-line utility bill payments and shopping facilities
 VISA and MasterCard Debit cards
 VISA enabled Gift
 Travel Card
Loans provided by KVB,
 Professional Loan
 Green Harvester
 Quick Loan
 Farmers Two Wheeler Scheme
 Rent Fin Loan
 KVB Happy Kisan
 Educational Loan
Some Insurance policies,
 Car Insurance
 Health insurance
 House hold insurance
 KVB Suraksha
 SBI Mutual Funds,
 Reliance MF
 Sundaram BNP Paribas MF
 Birla Sunlife MF
 Franklin Templeton MF
 LIC Mutual Fund.
RECOGNITION
 In 2010 - “Best Small Award” by ‘Business World
Awards’.
 The best banker growth mid-sized award by “The
Sunday Standard Best Bankers Awards’13”.
 Third Best bank among private sector banks at
national level by “State Forum of Banker’s club,
Kerala Excellence Awards’14 “.
 Third Best bank among private sector banks at national level
by “State Forum of Banker’s club, Kerala Excellence
Awards’14 “.
 Master Card payments Strategy Workshop, Goa 2014 – Karur
Vysya Bank received the Innovation Award for
implementation of RFID enabled Debit Card Program.
(June 2014).
 Ranked as a Best private sector bank by UTV
Financial Leadership awards’12.
 Insitute of Public Enterprises (IPE) – BFSI awarded
“Best Bank in Private Sector” in June 2013.
CSR (Corporate Social
Responsibility)
Education
health care
 other charitable activities.
The Bank’s CSR mission
To contribute to the social and
economic development of the
community.
Core areas for KVB CSR initiatives
 promoting education.
 ensuring environmental sustainability.
 promoting preventive health care and sanitation
including contribution to the Swach Bharat Kosh .
 promoting gender equality, empowering women,
setting up homes.
The bank offering cards,
 Debit cards
 Gift cards
 Credit cards
 Travel cards
THANK YOU

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Karur Vysya Bank

  • 1. “ Smart Way to Bank ” Presented by, Yamuna
  • 2.  “The Karur Vysya Bank Limited” , popularly known as KVB & its one of the private-sector Indian bank.  Board of Directors  10 members  Number of Employees  7197 (2015)
  • 3.  KVB has 629 branches and network of 1675 ATM's as on July-2015.
  • 4. KEY PEOPLE Chair man CEO & MD Mr. katta pradyumna Mr. K. Venkataraman Kumar
  • 5. Finanacial activities  KVB total business till March 2015 was around 82000 crores with  Total deposits  Rs. 44690 crores &  Total advances  Rs. 36691 crores  Net Profit  Rs. 464.28 Crores  Total income  Rs. 5976.71 Crores  Total Expenditure  Rs. 5033.42 Crores
  • 6.
  • 7.
  • 8. Their Journey ,  KVB was set up in 1916 by Mr. M.A.Venkatarama chettiar & Mr. Athi Krishna Chettiar .
  • 9.  Head Quarters  Karur.  In 1916 the bank started with a capital of Rs.1 lack and engaged in bank transacts and all kinds of banking business.
  • 10. “ KVB “ Old-building New-building
  • 11.  1964  The bank took over the assets & liabilities of the Pathenen Gram Vasishya Bank Lit., Salem, Shri Kannika Parameshwari Bank Ltd. (4 branches) ,Arya Visya Bank Ltd.(14 branches) & Coimbatore Bhagya Lakshmi Bank Ltd.  In 1982  To issue right shares  In 1987  To issued the equity shares.
  • 12.  In 2003 , KVB ties up with UTI to unveil a shared ATM network across the country.  In 2010 KVB joined hands with “ Reliance Money Express Ltd.”  In 2014 KVB in association with “Bajaj Allianz General Insurance Company.”
  • 13.  Tie up with “ M/S Birla Sun Life Insurance Company Ltd. ”  KVB tie up with SBI cards for a co-branded credit card
  • 14.  KVB has tied up with two exchange houses from the Gulf to facilitate direct remittance of Indian rupees to accounts with banks in India,  Lulu International Exchange, Abu Dhabi  GCC Exchange Company ,Dubai.
  • 15. Off-line and on-line trading facility is available to the demat customers enabled through a tie-up with M/s Religare Securities Ltd and M/s IDBI Caps respectively.
  • 16. VISION Delight customers continually by blending tradition with technology to deliver innovative products and services at affordable rates through a pan India branch network.
  • 17. MISSION  Adapt technology to introduce innovative products and services as well as increase the value of products on an on-going basis and provide them at reasonable rates.  Expand branch network to reach the top business centres, besides unbanked and under banked areas in the country
  • 18.  Streaghten the financials through effective deployment of funds and ensuring financial discipline while adhering to the regulator’s guidelines.  Update the knowledge and skills of the human capital to provide quality customer support.
  • 19. STP  Segment  Individual and Industry banking  Target Group  Semi-Urban and Rural Sector  Positioning  Smart way for complete banking solutions
  • 20. SWOT Analysis STRENGTH  Innovative financial products with use of technology  Tie-ups with different financial institutions for various products  Stable performance in economic slowdown  All the branches are powered with CBS (Core Banking Solution)
  • 21. WEAKNESS  Regional concentric i.e. in South India only  Low publicity and brand visibility
  • 22. OPPORTUNITY Industry banking in the region  Extensive penetration in rural banking
  • 23. THREATS  Economic slowdown and recessions  Highly competitive environment  Stringent Banking Norms  Local money lenders in the rural areas
  • 24. factors of risk faced by KVB,  Credit Risk  Market Risk  Operational Risk  Liquidity Risk  Interest Rate Risk in the Banking Book  Strategic Risk  Reputational Risk
  • 25. The bank distributed products,  Investment banking  Commercial banking  Retail banking  Private banking  Asset management  Mortagages  Gift Cards  Credit cards  Multicurrency travel cards  KVB e-book –Mobile App
  • 26.  Internet Banking and Mobile Banking  KVB markets services through multiple channels including,  Online Tax Payments through Internet Banking  On-line utility bill payments and shopping facilities  VISA and MasterCard Debit cards  VISA enabled Gift  Travel Card
  • 27. Loans provided by KVB,  Professional Loan  Green Harvester  Quick Loan  Farmers Two Wheeler Scheme  Rent Fin Loan  KVB Happy Kisan  Educational Loan
  • 28. Some Insurance policies,  Car Insurance  Health insurance  House hold insurance  KVB Suraksha
  • 29.  SBI Mutual Funds,  Reliance MF  Sundaram BNP Paribas MF  Birla Sunlife MF  Franklin Templeton MF  LIC Mutual Fund.
  • 30.
  • 31. RECOGNITION  In 2010 - “Best Small Award” by ‘Business World Awards’.  The best banker growth mid-sized award by “The Sunday Standard Best Bankers Awards’13”.  Third Best bank among private sector banks at national level by “State Forum of Banker’s club, Kerala Excellence Awards’14 “.
  • 32.  Third Best bank among private sector banks at national level by “State Forum of Banker’s club, Kerala Excellence Awards’14 “.  Master Card payments Strategy Workshop, Goa 2014 – Karur Vysya Bank received the Innovation Award for implementation of RFID enabled Debit Card Program. (June 2014).
  • 33.  Ranked as a Best private sector bank by UTV Financial Leadership awards’12.  Insitute of Public Enterprises (IPE) – BFSI awarded “Best Bank in Private Sector” in June 2013.
  • 34. CSR (Corporate Social Responsibility) Education health care  other charitable activities.
  • 35. The Bank’s CSR mission To contribute to the social and economic development of the community.
  • 36. Core areas for KVB CSR initiatives  promoting education.  ensuring environmental sustainability.  promoting preventive health care and sanitation including contribution to the Swach Bharat Kosh .  promoting gender equality, empowering women, setting up homes.
  • 37. The bank offering cards,  Debit cards  Gift cards  Credit cards  Travel cards