In this presentation, a possible trend of the IoT, Mobile Terminals, and Cloud for the emerging 4G/5G high-speed mobile networks will be introduced. Hope Bay (HB) Mobile Inc. has proposed the patented “Cloud Memory Extension (CME)” Technology and the “Data-centric IoT” architecture, so that the system space of the mobile and IoT devices can be merged with the cloud storage seamlessly. In this way, the logical space of the devices could be extended without any limitation. With CME, Developers will be able to create applications easily since the details of the device-to-cloud communications has been hidden; instead, cloud data can be accessed from within the device local file systems directly.