Prudent Partners is creating a niche for itself in the financial planning field, Within 6 months of its launch; today it is serving 25+ clients across different strata of society.

2. Pedigree
 Prudent Partners is a boutique firm started by first generation entrepreneurs –
Vivek Damani, CFPCM & Vijay Dalmia, CFPCM, LUTCF
 The object of this firm is to manage relationships with the assistance of external
intermediaries and provide products and services through structured service
oriented architecture
 It boasts of highly successful strategic advisors comprising of professionals
bringing with them relevant domain knowledge and global best practices to help
relationships with their financial management

3. Our Vision
To be a leading financial services provider backed by superior advisory capabilities
for discerning clients
This we hope to achieve by:
 Building long term relations with our clients
 Understanding the needs of the clients & offering them
independent and unbiased advice
 Leveraging technology to service clients quickly, efficiently
and conveniently
 Building transparency in all our dealings
The success of the company will be built by its unwaivered commitment to the five core
values –
Client First Confidentiality Integrity Transparency Passion

4. Challenges & Solutions
Challenges Solutions
 Distinction between Income-Generating Assets  Help in creation of higher Income-Generating assets
and Self Consumption Assets which will take you towards financial independence
 Wide range of asset classes and growing trend  A professional needed to research all asset classes
towards Do-it-Yourself service and suggest the right fit
 Too many Advisors in the market with a  Single point of contact with service centric
product push architecture architecture whose advice is trustworthy
 Demand for highly professional and  A structured set-up having relevant professional
personalized services experience and can deliver need based advice
 Highly demanding work environment  You can be more productive if someone can handle
your finances
 Multiple points of contact for multiple tasks  With one point of contact for practically all finance
related tasks, you enjoy greater freedom
 Frequent change of advisors  One person handling finances for life

5. Comprehensive Approach
Today clients seek
CFO Cash Flow
Management
who can provide them 3600 view
about their finances and assist in
planning, executing and monitoring
complete finances by taking a Accounting Investment
& Reporting Planning
holistic approach rather than
working on a piece-meal basis Financial
pushing products which he or his Advisor
company sells.
In a nutshell, they seek a Financial
Planner. NOT a seller of Financial Trust &
Tax Planning Estate
Products. Planning

6. Our Unique Proposition
 Professionally qualified team of  Focus on service centric architecture
Financial Planners guiding and rather than product push
mentoring the Firm
 Strategic, flexible and adaptable service
 Wide range of product suite available
to offer you the ones which suits your  Maximum use of technology to service
specific needs you quickly, efficiently and conveniently
 Independent & objective financial  Creative solutions to financial challenges
advice
 Strategic planning, sourcing &
implementation capabilities
 Experience & stability

7. Our Structured Approach
Primary Data Advisory Implementation
Step 1
Step 2
Step 3
Recommendation
Objective Final Plan
Current Portfolio Research presentation
Risk Appetite Data Processing Discussion with
Expert Analysis client
Cash Flows
Review Implementation
Assets & Liabilities
Final Regular Monitoring
Future Goals
Recommendation
Client expectations Strategies defined by Execution of set
finalized basis inputs expectations strategies

8. The Management Team
Vivek Damani Vijay Dalmia
 17 years of experience in the field of  Has been active in the field of Financial Services
Financial Services & Customer for the last 15 years
Relationship Management,  Qualifications:
 Qualifications:  Certified Financial PlannerCM
 Certified Financial PlannerCM  LUTCF (Life Underwriter Training Council
 Certified Insurance Broker Fellow) from The American College & The
 Licentiate from Insurance Institute of India International Academy of Insurance &
Financial Management, USA
 Has worked in various capacities with:
 Mahindra & Mahindra Financial Services
Ltd
 ICICI Prudential Life Insurance Co. Ltd
 ICICI Prudential AMC Ltd
 HDFC Standard Life Insurance Co. Ltd
 Reliance Life Insurance Co. Ltd
 Angel Broking Ltd

9. The Strategic Advisors
Professional Advisors Technological Advisors
To provide the best advice to our With our vision to serve our clients
clients, we have put in place quickly, efficiently and
Strategic Advisors. Our Advisors conveniently, we have put in place
specialize in the areas of: strategic partners to provide us with
the best available technological
 Accounting & Taxation support.
 Investments
 Law This will help us in providing both
online and offline service and
support to our clients
We would also continue to build
valuable partnerships for our clients

10. What do we charge?
 We charge on the following basis:
 Per diem rate
 Ad hoc project exercise
 An annual retainer basis
 We are completely transparent in what we charge
 We aim to work with you to ensure that expectations and deliverables are always
set in accordance with what you desire.

11. Client Testimonials
• Just the knowledge of saving & investment doesn’t help…implementing surely does. Vijay
proved this right for us. Before meeting Vijay we both worked for money but now money is
working for us. Thank you Vijay…we appreciate your advice & guidance.
– Chaitee & Nihar Gulwadi
• Vivek has shown wonderful capability to align our needs with our resources and develop
suitable solutions. He has been available at all times and extremely responsive to our
queries.
– Bindu & Ramchandran Subramani
• We are new to Financial Planning and wanted to start investing with a view to planning
our family’s future. We found Vivek’s methods suited us perfectly. The process Vivek took
us through was extensive and informative. It enabled us to understand real meaning
behind the financial jargon, determine what financial goals we could achieve and how our
attitudes & goals affect the investment decisions we make. Vivek’s advice also enabled us
to make important personal insurance and real estate decisions that can often be
underestimated. Approaching financial planning in a methodical manner has given us the
confidence that our future and that of our child is secure and protected.”
– Sandeep Somani

12. Client Testimonials
• Vivek is very professional and helpful. He assessed our needs and worked very quickly to
recommend us the path to achieve the financial goals and objectives we had decided,
though the recommended path is an ongoing process but we have seen drastic
improvements in our financial health only in few months.
– Krishnakant Jayswal – B.Pharm (Owner of Pharmacy Store)
• I would like to express my high regard for the service and support Vijay has provided to us
over the last two years. Vijay has not only provided timely advice, the solutions to our
business and personal challenges have been creative, appropriate and practical. The level
of professionalism displayed by Vijay has been exemplary in an environment of strict
confidence and trust. I would have no hesitation in recommending Vijay to clients looking
for investment, pensions or personal wealth advice.
– Jugal Kishore Gaggar
• Services provided by Vijay are devised to cater to each individual's financial goals. It takes
a razor sharp mind like Vijay's to equate one's needs to the plethora of offerings in the
market. What suits my portfolio best is known to Vijay 24x7. He is comfortable handling
instruments such as Insurance, Mutual Funds, Mediclaims, Liquid funds, ETF's amicably. On
a more engaging scale, my cash flow management, Planning (retirement / investment /
tax) have been handled professionally and deftly by Vijay and his team. Wishing him all the
best in his endeavors!
– Saurav De

13. Contact us
Name Landline Mobile E-mail
Vijay Dalmia +91 22 28792160 +91 9324408195 vijay@prudentpartners.com
Vivek Damani +91 22 28792160 +91 9321164242 vivek@prudentpartners.com
326/IV, Mastermind, Royal Palms, Aarey Colony, Goregaon East, Mumbai – 400 065. India
www.prudentpartners.com

14. Thank You

15. Disclaimer
 This document constitutes neither an offer nor solicitation to purchase or sell securities or any other
financial instruments.
 The services, as mentioned in this presentation, may or may not be offered to every prospective client. It
will solely depend on what the client solicits. Accordingly, the offering may be partial or total and will be
informed to the client while signing the letter of engagement. In no way, it should be construed that all the
services mentioned in this presentation are available to all clients of Prudent Partners.
 We hold personal information of our clients. We may be required from time to time to disclose information
about our clients to other professionals, insurance providers, superannuation trustees and product issuers in
order to provide our services and arrange for the issuance of Financial Products. This should not be treated
as leakage of confidential information and we can not be held liable for the same
 The recipient is requested to take into consideration all the risk factors including their financial condition,
suitability to risk-return profile, and take professional advice before contracting with Prudent Partners.
 This presentation is not for public distribution and has been furnished solely for information and must not
be reproduced or redistributed to any other person. Persons into whose possession this document may come
are required to observe these restrictions. No part of this material may be duplicated in any form and/or
redistributed without Prudent Partners’ prior written consent.