This is a presentation of the various Loan Software that we have set up for our clients and dashboards to get a snapshot view of the overall lending process. If you want to get in touch here is a link https://www.insightconsultants.co/stylus-contactus/

1. T H I N K T O G E T H E R
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2. Client 1:
A Leading Loan Origination Software Company
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3. Problem
Our client, who has been part of the Lending Industry in the United
States for over 15 years, identified three customer pain points.
1. Most of the LOS in the market are not easily configurable. Hence
difficult to customize for both geographic and organizational level
credit policy differences
2. All are hosted on-premise, and based on legacy technology. Hence
not flexible enough to address constantly changing lending policies
and regulations
3. They do not have dynamic custom reporting capabilities or reports.
Hence real time visibility into operations was practically zero
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4. Additional
considerations
1. All sensitive data should be protected against theft and misuse
2. Eliminate the need for banks to invest in data centers
3. Loan officers should not have to be tech experts – shouldn’t have to
learn to install/configure/manage applications on their computers
4. IT department should be able to retain their IT policies which in
most cases requires restricted permission on user machines
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5. Our solution
Develop a completely new, cloud hosted, web based, configurable,
scalable loan decision software that would also
1. Offer better productivity with less resources at a lower cost
2. Ensure better user experience
3. Be quickly deployable
4. Offer unfettered mobility, enabling anytime anywhere access from
any device
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6. The specifics
• We built the application in ASP.Net MVC
• Hosted in the IBM Softlayer Cloud on a Windows 2012 R2 instance
• Created a dashboard with rich interactive interface and real-time
reporting, that can provide instant data across regions, branches,
divisions, and organizations
• A scalable system that can be deployed within existing systems for
meeting compliance requirements
• LOS architecture designed with highly parallelized, rules-driven mini
workflows, interwoven with a Document Management System for
specific activities in the business workflow
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7. Sample dashboards
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8. Result
A cloud hosted, web based, loan origination solution that is
currently being used by dozens of banks across the United
States.
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9. Client 2:
A Leading Auto Loan Refinancing Company
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10. Problem
1. Our client was using a web based LOS written in ASP, which has
complex pages with performance issues
2. Learning difficulties and the scarcity of expert resources to handle
ASP was a major concern
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11. Additional
considerations
• Though the client finds it difficult to handle, users are comfortable
with the interface of the LOS. Hence, looking for a solution to modify
the LOS in a way that would make it equally convenient.
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12. Our solution
1. To re-design the LOS in a way that would not change the user
interface and the way it’s working
2. The new application will be designed in a way that will allow for
scalability and interface re-design in future
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13. The specifics
• We used .NET, which is Microsoft’s current framework to
build the enterprise application
• We included a business layer which helped to modularize the
application and will allow for scalability in future
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14. Sample dashboards
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15. Result
A scalable modular application, that is twice as fast as its
previous version, that managed to retain it’s well liked UI
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16. Client 3:
A dynamic instant cash loan start-up
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17. Problem
Our client is a leading instant cash loan company in the United States,
who offer easy solutions for its customers instant fund needs.They face
a few challenges:
• The various products available in the market only addressed specific
functions.There was nothing that addressed the entire process.
• It also needed to be scalable and highly customizable.
• It had to be AI ready to facilitate automatic decisioning.
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18. Our solution
1. Develop and deploy a custom Loan Origination Solution
2. Permit future enhancements based on client’s specific requirements
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19. The specifics
Analyzing the flaws in their current LOS, developed a loan decision
application with below features:
• Loan application visibility
• Auto calculation of the payment schedule based on pay frequency
• Loan document generation
• Underwriting module
• Customer portal with borrower sign in, consent page, payment
schedule view, ability to view borrower’s personal information
• Manage loan and loan status field
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20. Sample dashboards
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21. Result
A fully integrated LOS that is highly customizable and scalable.
Currently managing thousands of loans every month across
multiple states in the United States.
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22. Thank You!
Vinny Alex
CEO & Managing Director
vinny.alex@insightconsultants.co
www.insightconsultants.co
Tina Mary Thomas
Operations Head
+91 9845131701
+1 817 806 9510
tina.thomas@insightconsultants.co
www.insightconsultants.co
We look forward to working with you!
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