Vikas Garg

New Delhi Area, India India

Fintech, Product development, portfolio & P/L monitoring, Credit Risk

Finance / Banking / Insurance

17 years experience in Retail & Emerging corporate Banking Professional with extensive experience in managing Credit risk of Retail Banking asset portfolio comprising Mortgage Loans, Industrial and medical equipment loans, Personal Loans, Working Capital & project loans, Structured & Real estate finance, Leasing & SME Banking. Strengths & Exposure: Product development Portfolio Management, Credit Policy & Risk Management, Product & Banking Solution Development, System Implementation Credit Risk & Business Analytics, Credit Underwriting, Development & Implementation of rating model, Risk - Return based Portfolio Segmentation, Due diligence, Compliance, Process audit & MIS, Collecti...