Weitere ähnliche Inhalte Kürzlich hochgeladen (20) GT Briefing April 2015 The future of Money1. ©
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Dynamics
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1
GT
BRIEFING
APRIL
2015:
THE
FUTURE
OF
MONEY
www.globaltrends.com
2. ©
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2
InformaGon
is
power
but
money
certainly
is
too!
Photo
credit:
hBp://www.arealchange.com/blog/creaDng-‐informaDon-‐products-‐steps
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3
The
BRICS
rising
economic
strength
is
reshaping
the
global
economic
–
and
monetary
–
order
New
Development
Bank
(NDB)
headquartered
in
Shanghai
was
founded
by
the
five
BRICS
countries
in
July,
2014
as
an
alternaGve
to
IMF
and
The
World
Bank
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4
The
power
of
the
Chinese
renminbi
is
rising
Customer
iniGated
and
insGtuGonal
payments.
Inbound
+
outbound
traffic.
Based
on
value.
January
2014
January
2015
38.75%
33.52%
9.37%
2.50%
1.80%
1.75%
1.39%
1.38%
1.09%
0.98%
#1
USD
#2
EUR
#3
GBP
#4
JPY
#5
CAD
#6
AUD
#7
CNY
#8
CHF
#9
HKD
#10
THB
43.41%
28.75%
8.24%
2.79%
2.06%
1.91%
1.91%
1.74%
1.28%
0.98%
#1
USD
#2
EUR
#3
GBP
#4
JPY
#5CNY
#6
CAD
#7
CHF
#8
AUD
#9
HKD
#10
THB
Source:
SWIFT
Watch
December
2013
The
renminbi
(RMB)
overtook
the
Euro
to
become
the
second
most-‐
used
currency
in
global
trade
finance
(currency
by
value
for
documentary
credit)
aaer
the
U.S.
dollar
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5
Will
the
US$
lose
its
power
as
reserve
currency?
?
?
OR
RESERVE
CURRENCY
?
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6
TradiGonal
banking
is
under
pressure
and
industry
boundaries
are
blurring
Kickstarter
Upstart
My
ideal
city
Bogotá
Invested.in
Appbackr
Quirky
Crowdrise
RocketHub
Crowdfunder
Indiegogo
7. ©
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7
The
P2P
lending
industry
is
increasingly
popular
with
the
risk
of
changing
from
“peer-‐to-‐peer
lending”
to
“marketplace
lending”
Lately
banks
and
P2P
companies
have
started
entering
partnerships,
e.g.
UK
Santander
and
Royal
Bank
of
Scotland
with
P2P
companies.
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permission.
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8
A
new
era
of
invesGng
is
on
the
rise
but
there
is
sGll
a
long
way
to
go
In
2014,
US$46
billion
of
assets
were
classified
as
impact
investment
under
management,
up
20%
from
2013
US$210
trillion
is
invested
in
global
financial
markets
Source:
Spotlight
on
the
Market
-‐
The
Impact
Investor
Survey
9. ©
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permission.
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9
Modern
bartering
is
flourishing
across
the
world
Trade
what
you
have…
Get
what
you
want.
HONDA
haymarket
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10
From
mobile
to
wearable
payment,
contactless
payment
is
here
to
stay
More
than
two-‐thirds
of
US
smartphone
owners
say
they
prefer
to
use
a
wearable
device
over
a
mobile
phone
to
make
in-‐
store
payments.
(Source:
emarketer,
December
2014)
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permission.
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11
Paper
money
is
sGll
here
but
who
knows:
Perhaps
one
day
money
will
be
digital
only!
TOP
5
CRYPTO
CURRENCIES
BY
MARKET
CAP
(US$)
1. Bitcoin
$
3,625,544,073
2. Ripple
$
328,766,570
3. Litecoin
$
66,121,296
4. BitShares
$
20,586,980
5. Darkcoin
$
17,255,542
MORE
THAN
500
CRYPTO
CURRENCIES
ALREADY
EXIST
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12
Physical
banking
may
(not
quite)
be
a
thing
of
the
past
–
but
it
will
be
increasingly
driven
by
technology
Photo
credit:
hBp://www.robertsoncooper.com/good-‐daily-‐banking-‐arDcle/1214-‐
japanese-‐bank-‐employs-‐humanoid-‐robot-‐staff
Photo
credit:
hBp://www.balanceinc.com/porgolio/diebold-‐branch-‐of-‐the-‐future.html
The
new
employee
Japan’s
biggest
bank
Mitsubishi
UFJ
Financial
Group
has
employed
‘Nao,’
a
mulDlingual
5.4-‐kg
humanoid
robot,
to
deal
with
customers.
Nao
will
start
working
on
a
trial
basis
in
two
branches
from
April
2015.
Diebold’s
self-‐contained
banking
Here
customers
can
interact
with
a
very
human-‐like
avatar
to
perform
different
transacDons.
If
they
get
frustrated
with
the
avatar,
soaware
can
detect
a
problem
and
switch
the
customer
over
to
a
real
person.
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13
How
will
the
changing
landscape
of
money
impact
your
organizaGon
and
industry?
Read
the
full
briefing:
The
Future
of
money
hnp://www.globaltrends.com/monthly-‐briefings/60-‐monthly-‐
briefings/222-‐gt-‐briefing-‐april-‐2015-‐the-‐future-‐of-‐money
In
March,
look
out
for
trends
in
acGon
on
Managing
the
next
generaGons
at
work
14. ©
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14
This
presentaGon
is
adapted
from
the
GT
Briefing
April
2015:
The
future
of
Money.
Electronic
copies
of
the
briefing
and
of
our
The
Global
Trends
Fieldbook:
From
Data
to
Insights
to
AcGon
are
available
on
www.globaltrends.com,
and
printed
copies
of
The
Global
Trends
Fieldbook
and
The
Global
Trends
Report
can
be
purchased
on
Amazon.com
and
Amazon’s
European
sites.
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forget
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