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The Future of Money
                 Heather Schlegel
image: peasap
Background
                •   SF Tech Boom 1.0
                •   AOL / Instant Messenger
                •   Blogging & Social Media
                •   Strategic Foresight
                •   Academic Research
                •   Film of the Future
                                        4/6/2011 | 2
                                     @heathervescent
Image:bdearth
It use to be easy




                  You had it or you didn’t
                                        4/6/2011 | 3
                                     @heathervescent
Image: epSos.de
Alternate Currencies

                      Gaming Currencies
                      Corporate Currencies
                      Social Capital Currencies




                                             4/6/2011 | 4
                                          @heathervescent
Image: Todd Huffman
Alternate Currencies

                      Gaming Currencies
                      • WoW, Linden, Facebook
                      Corporate Currencies
                      • Frequent Flyer, Rewards Points
                      Social Capital Currencies
                      • Ratings, Recommendation


                                                   4/6/2011 | 5
                                                @heathervescent
Image: Todd Huffman
Mobile Innovations
      Mobile Technologies
            • NFC
            • QR Codes
      Smartphone Apps
            • Paypal
            • Google Wallet
      Hardware
            • SquareUp

                                   4/6/2011 | 6
                                @heathervescent
Images:csaila
4/6/2011 | 7
@heathervescent
Credit Card Innovations




                                           4/6/2011 | 8
                                        @heathervescent
Image: Robert Scoble
New Currencies
     The Ven
     • International
     • Carbon Neutral

     Bitcoin
     • Peer to Peer
     • No Bank
     • Anonymous
                                         4/6/2011 | 9
                                      @heathervescent
Image: Tama Leaver
Collaborative Consumption
     Shifting Values
     • Recycling
     • Reusing
     • Sharing
     • Sustainability




                                        4/6/2011 | 10
                                      @heathervescent
Images:
Non-Financial Transactions




                                        4/6/2011 | 11
                                      @heathervescent
Images: rotokirby
Non-Financial Transactions
      Freecycler
      NeighborGoods
      CouchSurfing
      Local Time Banks
      Produce, Clothing, Electronics Swaps




                                               4/6/2011 | 12
                                             @heathervescent
Images: rotokirby
The Trends
     Alternate Currencies
     Mobile Technology
     Credit Card Innovations
     New Currencies
     Collaborative Consumption
     Non-Financial Transactions


                                     4/6/2011 | 13
                                   @heathervescent
Images: sevn floorsdown
Extend, Not Replace
                                              4/6/2011 | 14
                                            @heathervescent
Images: Troy Holden
Now, it’s your turn




                                            4/6/2011 | 15
                                          @heathervescent
Images: abbynormy
Thank You


              Heather Schlegel
            heathervescent@gmail.com
                 @heathervescent




                                       16

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The Future of Money

  • 1. The Future of Money Heather Schlegel image: peasap
  • 2. Background • SF Tech Boom 1.0 • AOL / Instant Messenger • Blogging & Social Media • Strategic Foresight • Academic Research • Film of the Future 4/6/2011 | 2 @heathervescent Image:bdearth
  • 3. It use to be easy You had it or you didn’t 4/6/2011 | 3 @heathervescent Image: epSos.de
  • 4. Alternate Currencies Gaming Currencies Corporate Currencies Social Capital Currencies 4/6/2011 | 4 @heathervescent Image: Todd Huffman
  • 5. Alternate Currencies Gaming Currencies • WoW, Linden, Facebook Corporate Currencies • Frequent Flyer, Rewards Points Social Capital Currencies • Ratings, Recommendation 4/6/2011 | 5 @heathervescent Image: Todd Huffman
  • 6. Mobile Innovations Mobile Technologies • NFC • QR Codes Smartphone Apps • Paypal • Google Wallet Hardware • SquareUp 4/6/2011 | 6 @heathervescent Images:csaila
  • 8. Credit Card Innovations 4/6/2011 | 8 @heathervescent Image: Robert Scoble
  • 9. New Currencies The Ven • International • Carbon Neutral Bitcoin • Peer to Peer • No Bank • Anonymous 4/6/2011 | 9 @heathervescent Image: Tama Leaver
  • 10. Collaborative Consumption Shifting Values • Recycling • Reusing • Sharing • Sustainability 4/6/2011 | 10 @heathervescent Images:
  • 11. Non-Financial Transactions 4/6/2011 | 11 @heathervescent Images: rotokirby
  • 12. Non-Financial Transactions Freecycler NeighborGoods CouchSurfing Local Time Banks Produce, Clothing, Electronics Swaps 4/6/2011 | 12 @heathervescent Images: rotokirby
  • 13. The Trends Alternate Currencies Mobile Technology Credit Card Innovations New Currencies Collaborative Consumption Non-Financial Transactions 4/6/2011 | 13 @heathervescent Images: sevn floorsdown
  • 14. Extend, Not Replace 4/6/2011 | 14 @heathervescent Images: Troy Holden
  • 15. Now, it’s your turn 4/6/2011 | 15 @heathervescent Images: abbynormy
  • 16. Thank You Heather Schlegel heathervescent@gmail.com @heathervescent 16