With pricing at a three year low for housing, it just might be the right time to look into purchasing a home. Rental properties are hard to come by in this tight market, thanks to population growth these past few years. Therefore, it makes sense to look into a more permanent situation – a house to call your own. When it comes to home loans, Kwinana and Cockburn residents and others in the surrounding area may find an advantageous interest rate.

1. A Drop in Housing Prices Means More
Advantageous Home Loans – Cockburn
Residents Take Note
© The Mortgage Gallery Rockingham

2. With pricing at a three year low for housing, it just might be the right time to look into
purchasing a home. Rental properties are hard to come by in this tight market, thanks to
population growth these past few years. Therefore, it makes sense to look into a more
permanent situation – a house to call your own. When it comes to home loans,
Kwinana and Cockburn residents and others in the surrounding area may find an
advantageous interest rate.
How the Market Looks Right Now
Home pricing is driven by several factors: mortgage loan financing, affordable pricing,
the number of homes for sale and also how the economy is performing as a whole.
Previous rate cuts have positively affected interested buyers, thus causing the lowest
price tag that our real estate market has seen in several years.
Yes, home values have declined slightly in the market, so it is the perfect time to buy.
Consider a home as an investment for your future. Instead of worrying about the sharply
rising prices in rentals and the fact that you’re paying money to a landlord instead of
putting it on your own pocket, you can take advantage of the home prices now. Get
some professional advice on how to proceed by talking with a mortgage broker.
Cockburn, Kwinana and other local area residents can benefit from their knowledge
about the market and applying for a home loan.
Don’t Work Alone
With more affordable housing available in the current market, you want to maximise
your dollars and get a beneficial lending rate. It is hard to go through this process on
your own without help. You truly need a mortgage broker to garner the right interest rate
for your home loan.
With a mortgage broker, Cockburn residents and others in the area like you will have
their financial interests protected. A broker will analyse your finances to determine what
you can afford to pay. They will look at your credit history as well as your debt to income
ratio. The broker works directly with the lender to facilitate communications and work
towards the right interest rate for your home loan.
© The Mortgage Gallery Rockingham

3. When you are ready to purchase a home, come to us here at The Mortgage Gallery
Rockingham for help in navigating the ins and outs of home loans. We will provide
expert advice and several options to consider when you are ready to invest in a home of
your own. Our brokers understand the nuances of the real estate market as well as the
financial institutions’ lending money.
© The Mortgage Gallery Rockingham