Top 10 term sheet terms - TCN Life Science Fast Track

•

1 gefällt mir•435 views

The Capital Network

Part of the life science fast track: http://www.thecapitalnetwork.org/programs/life-science-venture-fast-track/

Terms of Endearment:
Top 10 Things to Remember about
Term Sheets
January 21, 2014

Nutter McClennen & Fish LLP
Seaport West
155 Seaport Boulevard
Boston, Massachusetts 02210
Telephone 617.439.2000
www.nutter.com

Top 10 Things to Remember about Term Sheets

10. Control Rights vs. Economic Rights
9. Binding and Non-Binding Commitments
8.  Workable Protective Provisions
7.  Voting Rights – among investors and founders’
rights post-closing
6.  Liquidation Preference

Nutter McClennen & Fish LLP • www.nutter.com

2

Top 10 Things to Remember about Term Sheets

5. Anti-Dilution Protection
4. Founder Stock Terms – vesting and change of
control
3. Board Composition
2. The Trouble with High Valuations
1. Valuation and the Option Pool Shuffle

Nutter McClennen & Fish LLP • www.nutter.com

3

Adam B. Ghander, Esq.
Nutter McClennen & Fish LLP
155 Seaport Blvd.
Boston, Massachusetts 02210
email: aghander@nutter.com
office: 617-439-2991

Nutter McClennen & Fish LLP • www.nutter.com

4

Weitere ähnliche Inhalte

Mehr von The Capital Network

The pressures of running a business while looking for funding causes many founders to underestimate the importance of creating a clear fundraising strategy. You don’t want to waste your time seeking capital without a clear timeline and plan. In this workshop, the experienced investors and entrepreneurs will guide you on how to best prepare, plan and execute a strategy that’s best suited to your business. This workshop will also address the specifics of what it means to raise capital as a female founder and provide practical tips, checklists, templates and interactive exercises so you can start applying these to your company and Own Your Raise. Key topics addressed include: What’s the landscape of raising money for female founders? What does raising capital mean for me and for my business? Is my company ready to raise? How much should I raise? What’s the process and timeline of raising from angels/VCs? How can I best prepare to raise my first outside capital? How do I figure out and understand who the right investors are for my company? How can I best align running my company and running a fundraising round? What are the resources out there that can help me fundraise? By attending this workshop, you will: Understand what raising outside capital means for you and your business Have a clear understanding of how to create a fundraising strategy that makes sense for you and for your company Learn about resources to help you fundraise Get checklists and templates for planning and executing your raise Get access to the slides & recording Please note that this is a woman-only event. Use of “women” & “female” is inclusive of and welcomes trans women, nonbinary folks, and anyone who identifies with womxnhood in any way that is significant to them.

TCN Fundraising Strategy for Female Founders 2022.pdf

TCN Fundraising Strategy for Female Founders 2022.pdf

TCN Fundraising Strategy for Female Founders 2022.pdf

The Capital Network

Emerging Fund Managers, or those managers who generally have less than $100M under management, are managing fewer than three institutional funds, and focused on early or seed-stage ventures, have become one of the fastest-growing segments in the venture capital industry. Many of these managers come from diverse backgrounds and/or are interested in investing in diverse founders. Our conversation will highlight the opportunities and challenges faced by emerging fund managers as they aim to diversify the venture capital funding landscape.

Tcn investment & inclusion series - emerging fund managers opportunities and ...

Tcn investment & inclusion series - emerging fund managers opportunities and ...

Tcn investment & inclusion series - emerging fund managers opportunities and ...

The Capital Network

Back in 2016, we created our 'OWN YOUR RAISE' program to solve some of the unique issues women founders face when it comes to raising money: lack of access to knowledge and investor networks and a need for greater confidence and executive leadership growth in scenarios where they are often the only woman in the room. We have created a safe space where fellows can be inspired by and champion each other, where they can connect and build on their leadership and fundraising strategy, and where they can ultimately OWN. THEIR. RAISE.

TCN 2021 Fellowship Impact Report

TCN 2021 Fellowship Impact Report

TCN 2021 Fellowship Impact Report

The Capital Network

Crowdfunding has become an increasingly popular funding strategy for early stage entrepreneurs — but it’s not a guaranteed success. We’re partnering with IFundWomen, a crowdfunding platform for women-led businesses to bring you this workshop. Whether you are creating a campaign for funding or for market validation, we’ll help you create an enticing campaign that will resonate with your audience and provide your business with the capital it needs to keep growing. Our crowdfunding experts will walk you through practical ways to hone your pitch, map your network, strategically estimate your fundraising goal, market to your target audience, and design rewards that sell. We’ll also provide useful resources, playbooks, toolkits, etc that you will need to rock your crowdfunding campaign.

Crowdfunding Workshop with IFundWomen

Crowdfunding Workshop with IFundWomen

Crowdfunding Workshop with IFundWomen

The Capital Network

Cash flow is the lifeblood of a startup. Effective cash flow management is fundamental to a business’s success. As a founder, understanding your cash position is super important and you must have a firm grasp of cash flow mechanics to keep your business operating smoothly. To help you stay on top of it, in this webinar, we’ll break down the basics of cash flow management and provide tips so you can guarantee a healthy cash flow for your business. With a clear understanding of your company’s cash flow, you can get through downturns and be in a strong position to grow in a new post-COVID environment.

TCN Cash flow workshop slides

TCN Cash flow workshop slides

TCN Cash flow workshop slides

The Capital Network

What you receive as a tcn female founder fellow

What you receive as a tcn female founder fellow

What you receive as a tcn female founder fellow

The Capital Network

2021 tcn resource guide final

2021 tcn resource guide final

2021 tcn resource guide final

The Capital Network

Recent conversations around DEI in VC firms have centered on diversifying portfolios and hiring. But what happens if the very organizational processes and governance of these firms are actively creating barriers to achieving DEI initiatives? In this conversation, we discuss Pledges, Riders, Board Placements and more to understand what works and doesn’t, and what VC firms can do differently to create structural change.

Tcn investment & inclusion panel - dei & vc firms- structural barriers to eq...

Tcn investment & inclusion panel - dei & vc firms- structural barriers to eq...

Tcn investment & inclusion panel - dei & vc firms- structural barriers to eq...

The Capital Network

What you receive as a tcn female founder fellow 2021

What you receive as a tcn female founder fellow 2021

What you receive as a tcn female founder fellow 2021

The Capital Network

The Fellowship For Female Founders - Applications & What You Receive As A Fel...

The Fellowship For Female Founders - Applications & What You Receive As A Fel...

The Fellowship For Female Founders - Applications & What You Receive As A Fel...

The Capital Network

The $2 trillion federal coronavirus relief package signed recently, officially known as the CARES Act, includes the nearly $350 Paycheck Protection Program to help small businesses affected by the Coronavirus Pandemic. The new loan program is designed to help small businesses with their payroll and other business operating expenses. The Small Business Administration (SBA) will forgive the portion of the loan proceeds that are used to cover the first eight weeks of payroll costs, rent, utilities, and mortgage interest. The SBA and the Department of Treasury have released the information that will guide the programs. To help entrepreneurs better understand how can they benefit from the program, we created the webinar in partnership with the SBA, Cambridge Trust and the law firm Nutter to answer questions including: Who are eligible for a Paycheck Protection Program loan? How do businesses apply? What information is needed? How much money can a business receive through the loan program? When will the loans be available? What’s the interest rate? What does the payment schedule look like? How does the Affiliation Rules affect VC-backed startup’s eligibility? Can the loan eventually be forgiven? What’s the eligibility for loan forgiveness? What if the PPP Loan does not cover a business’s needs? What are the other options under the CARES Act?

The CARES ACT - What's In It For Startups?

The CARES ACT - What's In It For Startups?

The CARES ACT - What's In It For Startups?

The Capital Network

Getting started with SBIR by the isis group

Getting started with SBIR by the isis group

Getting started with SBIR by the isis group

The Capital Network

You might be interested in getting your startup into an accelerator – and rest assured Boston has no shortage of options – but it’s hard to know exactly what the best options for your stage and industry are. From business support, mentorship and desk space, to equity vs non-equity, marketing, and even prize money – accelerators offer a whole lot and can really help you develop your product, brand, and network.

2019 accelerator info handout

2019 accelerator info handout

2019 accelerator info handout

The Capital Network

Financial Projections are key in all aspects of the fundraising process: Pitching, Valuation, Due Diligence, and in the long term planning of your company. Join our experts in an overview discussion of financial projections and learn the key metrics that will get investors to notice you, as well as those that will get you rejected. With the expert advice of serial Startup CFOs and VC Analysts we’ll walk you though the process of what you need to know. If you have no or little idea where to begin with your financial projections, this program is for you.

Calculate Financial Projections for Investment Presentations

Calculate Financial Projections for Investment Presentations

Calculate Financial Projections for Investment Presentations

The Capital Network

You have the Money - Now What?

You have the Money - Now What?

You have the Money - Now What?

The Capital Network

Angel_financing_term_sheet_7/26/18

Angel_financing_term_sheet_7/26/18

Angel_financing_term_sheet_7/26/18

The Capital Network

Nutter: Emerging Companies & Entrepreneurship

Nutter: Emerging Companies & Entrepreneurship

Nutter: Emerging Companies & Entrepreneurship

The Capital Network

TCN Presents: Choosing & Managing Your Board

TCN Presents: Choosing & Managing Your Board

TCN Presents: Choosing & Managing Your Board

The Capital Network

TCN employee comp and equity presentation

TCN employee comp and equity presentation

TCN employee comp and equity presentation

The Capital Network

TCN financial projections April 12 2018.pptx

TCN financial projections April 12 2018.pptx

TCN financial projections April 12 2018.pptx

The Capital Network

Mehr von The Capital Network (20)

TCN Fundraising Strategy for Female Founders 2022.pdf

TCN Fundraising Strategy for Female Founders 2022.pdf

TCN Fundraising Strategy for Female Founders 2022.pdf

Tcn investment & inclusion series - emerging fund managers opportunities and ...

Tcn investment & inclusion series - emerging fund managers opportunities and ...

Tcn investment & inclusion series - emerging fund managers opportunities and ...

TCN 2021 Fellowship Impact Report

TCN 2021 Fellowship Impact Report

TCN 2021 Fellowship Impact Report

Crowdfunding Workshop with IFundWomen

Crowdfunding Workshop with IFundWomen

Crowdfunding Workshop with IFundWomen

TCN Cash flow workshop slides

TCN Cash flow workshop slides

TCN Cash flow workshop slides

What you receive as a tcn female founder fellow

What you receive as a tcn female founder fellow

What you receive as a tcn female founder fellow

2021 tcn resource guide final

2021 tcn resource guide final

2021 tcn resource guide final

Tcn investment & inclusion panel - dei & vc firms- structural barriers to eq...

Tcn investment & inclusion panel - dei & vc firms- structural barriers to eq...

Tcn investment & inclusion panel - dei & vc firms- structural barriers to eq...

What you receive as a tcn female founder fellow 2021

What you receive as a tcn female founder fellow 2021

What you receive as a tcn female founder fellow 2021

The Fellowship For Female Founders - Applications & What You Receive As A Fel...

The Fellowship For Female Founders - Applications & What You Receive As A Fel...

The Fellowship For Female Founders - Applications & What You Receive As A Fel...

The CARES ACT - What's In It For Startups?

The CARES ACT - What's In It For Startups?

The CARES ACT - What's In It For Startups?

Getting started with SBIR by the isis group

Getting started with SBIR by the isis group

Getting started with SBIR by the isis group

2019 accelerator info handout

2019 accelerator info handout

2019 accelerator info handout

Calculate Financial Projections for Investment Presentations

Calculate Financial Projections for Investment Presentations

Calculate Financial Projections for Investment Presentations

You have the Money - Now What?

You have the Money - Now What?

You have the Money - Now What?

Angel_financing_term_sheet_7/26/18

Angel_financing_term_sheet_7/26/18

Angel_financing_term_sheet_7/26/18

Nutter: Emerging Companies & Entrepreneurship

Nutter: Emerging Companies & Entrepreneurship

Nutter: Emerging Companies & Entrepreneurship

TCN Presents: Choosing & Managing Your Board

TCN Presents: Choosing & Managing Your Board

TCN Presents: Choosing & Managing Your Board

TCN employee comp and equity presentation

TCN employee comp and equity presentation

TCN employee comp and equity presentation

TCN financial projections April 12 2018.pptx

TCN financial projections April 12 2018.pptx

TCN financial projections April 12 2018.pptx

Kürzlich hochgeladen

Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...

Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...

Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...

"Embrace the epitome of hospitality at M.C Lodges in Jhang, Pakistan. Tucked away in scenic surroundings, our guest house offers more than just a stay—it's an experience. With innovative key card security, attentive room service, and the comfort of air conditioning and Wi-Fi, every moment is crafted for your utmost enjoyment. Park your worries, and immerse yourself in the charm of our cozy retreat, where luxury meets warmth, and every detail speaks of our dedication to your satisfaction."

M.C Lodges -- Guest House in Jhang.

M.C Lodges -- Guest House in Jhang.

M.C Lodges -- Guest House in Jhang.

https://www.productmanagementtoday.com/frs/26795801/the-path-to-product-excellence--avoiding-common-pitfalls-and-enhancing-communication In the fast-paced world of digital innovation, success is often accompanied by a multitude of challenges - like the pitfalls lurking at every turn, threatening to derail the most promising projects. But fret not, this webinar is your key to effective product development! Join us for an enlightening session to empower you to lead your team to greater heights. Through compelling storytelling and actionable insights, learn to overcome challenges like misaligned objectives, communication breakdowns, and resistance to change. Takeaways: • Uncover and navigate through common pitfalls that are plaguing product teams today. • Explore proven solutions, laying the groundwork for triumphant product launches. • Gain inspiration from real-world success examples from top digital companies, offering invaluable insights into their winning strategies. • Discover how the symbiotic relationship between product managers, UX/UI designers, and developers can transform pitfalls into opportunities, propelling your product outcomes to unprecedented heights.

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

Value Proposition canvas- Customer needs and pains

Value Proposition canvas- Customer needs and pains

Value Proposition canvas- Customer needs and pains

John Halpern sued for sexual assault.pdf

John Halpern sued for sexual assault.pdf

John Halpern sued for sexual assault.pdf

It will be International Nurses' Day on 12 May

It will be International Nurses' Day on 12 May

It will be International Nurses' Day on 12 May

Saudi Arabia [ Abortion pills) Jeddah/riaydh/dammam/++918133066128☎️] cytotec tablets uses abortion pills 💊💊 How effective is the abortion pill? 💊💊 +918133066128) "Abortion pills in Jeddah" how to get cytotec tablets in Riyadh " Abortion pills in dammam*💊💊 The abortion pill is very effective. If you’re taking mifepristone and misoprostol, it depends on how far along the pregnancy is, and how many doses of medicine you take:💊💊 +918133066128) how to buy cytotec pills At 8 weeks pregnant or less, it works about 94-98% of the time. +918133066128[ 💊💊💊 At 8-9 weeks pregnant, it works about 94-96% of the time. +918133066128) At 9-10 weeks pregnant, it works about 91-93% of the time. +918133066128)💊💊 If you take an extra dose of misoprostol, it works about 99% of the time. At 10-11 weeks pregnant, it works about 87% of the time. +918133066128) If you take an extra dose of misoprostol, it works about 98% of the time. In general, taking both mifepristone and+918133066128 misoprostol works a bit better than taking misoprostol only. +918133066128 Taking misoprostol alone works to end the+918133066128 pregnancy about 85-95% of the time — depending on how far along the+918133066128 pregnancy is and how you take the medicine. +918133066128 The abortion pill usually works, but if it doesn’t, you can take more medicine or have an in-clinic abortion. +918133066128 When can I take the abortion pill?+918133066128 In general, you can have a medication abortion up to 77 days (11 weeks)+918133066128 after the first day of your last period. If it’s been 78 days or more since the first day of your last+918133066128 period, you can have an in-clinic abortion to end your pregnancy.+918133066128 Why do people choose the abortion pill? Which kind of abortion you choose all depends on your personal+918133066128 preference and situation. With+918133066128 medication+918133066128 abortion, some people like that you don’t need to have a procedure in a doctor’s office. You can have your medication abortion on your own+918133066128 schedule, at home or in another comfortable place that you choose.+918133066128 You get to decide who you want to be with during your abortion, or you can go it alone. Because+918133066128 medication abortion is similar to a miscarriage, many people feel like it’s more “natural” and less invasive. And some+918133066128 people may not have an in-clinic abortion provider close by, so abortion pills are more available to+918133066128 them. +918133066128 Your doctor, nurse, or health center staff can help you decide which kind of abortion is best for you. +918133066128 More questions from patients: Saudi Arabia+918133066128 CYTOTEC Misoprostol Tablets. Misoprostol is a medication that can prevent stomach ulcers if you also take NSAID medications. It reduces the amount of acid in your stomach, which protects your stomach lining. The brand name of this medication is Cytotec®.+918133066128) Unwanted Kit

Mifty kit IN Salmiya (+918133066128) Abortion pills IN Salmiyah Cytotec pills

Mifty kit IN Salmiya (+918133066128) Abortion pills IN Salmiyah Cytotec pills

Mifty kit IN Salmiya (+918133066128) Abortion pills IN Salmiyah Cytotec pills

Abortion pills in Kuwait Cytotec pills in Kuwait

Yaroslav Rozhankivskyy: Три складові і три передумови максимальної продуктивн...

Yaroslav Rozhankivskyy: Три складові і три передумови максимальної продуктивн...

Yaroslav Rozhankivskyy: Три складові і три передумови максимальної продуктивн...

Lviv Startup Club

RSA Conference Exhibitor List 2024 - Exhibitors Data

RSA Conference Exhibitor List 2024 - Exhibitors Data

RSA Conference Exhibitor List 2024 - Exhibitors Data

Exhibitors Data

VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS Live Booking Contact Details :- WhatsApp Chat :- [+91-9999965857 ] The Best Call Girls Delhi At Your Service Russian Call Girls Delhi Doing anything intimate with can be a wonderful way to unwind from life's stresses, while having some fun. These girls specialize in providing sexual pleasure that will satisfy your fetishes; from tease and seduce their clients to keeping it all confidential - these services are also available both install and outcall, making them great additions for parties or business events alike. Their expert sex skills include deep penetration, oral sex, cum eating and cum eating - always respecting your wishes as part of the experience (07-May-2024(PSS)

VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS...

VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS...

VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS...

Call Girls In Delhi Whatsup 9873940964 Enjoy Unlimited Pleasure

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bangalore Booking Contact Details :- WhatsApp Chat :- +91-7737669865 2-May-2024(SMW) Call Girls In Model Towh Bangalore +91-7737669865 !! Best Woman Seeking Man Call Girls Service, Escorts Service in Home Hotel in Bangalore NCR 24 Hours Available Service Call Girls, Contact Us +91-7737669865 (Any Time. Any Where) Call Girls in Bangalore, Noida, Gurgaon, Ghaziabad,Sexy Indian Female Escorts Service Bangalore NCRWelcome To Bangalore Escorts Service – An All Over New Bangalore Very Sexy Hot Call Girls Agency Service Escorts In South BangaloreNCRBangalore’s No. 1 High Profile Independent Female Escorts Service. We Provide Good Quality Educated Profile At Very Regnebal Price 100% Safe And Original.We Are Provide Escorts Service All OYO Hotels ,3*,4*,5* Star Hotel And Home Flat, Apartment. Guest-House. Services In -Call And Out – Call Both Are Services Available. 24Hrs. Any Time Any Where. In All Over Bangalore Noida Gurgaon Ghaziabad Faridabad.More Information And Contact Profile Real Pic Visit Our Website City Wise Escorts Service Agency.Good Looking Cheap And Best Models Girls U Can Get Best Click On Link……Night Call Girls Now In Hotel Le Meridien Gurgaon Near Female Escort One Shot — 5000/in call (time 1 hour), 6000/out call Two shot with one girl — 8000/in call (time 2 hour), 10000/out call Body to body massage with sex- 8000/in call (time 1 hour) Full night Service for one person– 12000/in call, 13000/out call (shot limit 3-4 shots) Full night Service for more than 1 person — please contact Us —7737669865 We are available 24*7 all days of the year. Call us — 7737669865 Thank you for Visiting.

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Call Girls In Majnu Ka Tilla (Delhi) Call or Whataap {+91-8377877756} Escorts Provide 24×7 Available With Room ☆☆TIMINGS 24 HOURS OPENS☆☆☆ Booking Now Gentleman Only:-Call Now Best High Class Normal Call Girls Escorts Service In Delhi NCR 24-7 Hours Available Service I provide In Delhi NCR Female Escorts Sex Service 100% Customers Satisfaction Guarantee VIP Profiles Top Grade Service 100% Cooperative All round Service ꧁❤8377877756❤꧂ InCall: – You Can Reach At Our Place in Delhi Our place Which Is Very Clean Hygienic 100% safe Accommodation OutCall: – Service For Out Call You Have To Come Pick The Girl From My Place. We Also Provide Door Step Services. Note: – Pic Collectors Time Passers And Bargainers Stay Away As We Respect The Value Of Your Money And Time And Expect The Same From You. 8377877756. Hygienic: – Full Ac Neat And Clean Rooms Available In Hotel 24 * 7 Hrs In Delhi NCR 8377877756. Place: – South Extension Nehru Place Saket Malviya Nagar Munirka Vasant Kunj Safdarjung Katwaria Sarai Lajpat Nagar Kalkaji Hauz Khas Mahipalpur Dwarka Karol Bagh Noida Gurgaon Faridabad All Outcall Only Hotel Service In Delhi Ncr 8377877756. We are providing. : – House Wife’s : – Private Independent House Wife’s : – Private Independent Collage Going Girls : – Corporate MNC Working Profiles : – Call Center Girls : – Live Band Girls : – Foreigners and Many More: – Independent Models Service type : – Incall Short 2500 : – Outcall Short 3500 : – Incall Night 8500 : – Outcall Night 95,00 For Pictures And Other Details Pls Whatsapp Me Otherwise Call Me Any Time Incall Outcall Both Are Services Available Door Step, House, Apartment, Guest House, Flate, All Star Hotel Available ꧁❤8377877756❤꧂ THANKS FOR VISITING. Booking 24×7 HRS

FULL ENJOY Call Girls In Majnu Ka Tilla, Delhi Contact Us 8377877756

FULL ENJOY Call Girls In Majnu Ka Tilla, Delhi Contact Us 8377877756

FULL ENJOY Call Girls In Majnu Ka Tilla, Delhi Contact Us 8377877756

dollysharma2066

HONOR Veterans Event Keynote by Michael Hawkins

HONOR Veterans Event Keynote by Michael Hawkins

HONOR Veterans Event Keynote by Michael Hawkins

Michael W. Hawkins

Insurance IoT is a social good! Because: 🔵 Expected losses can be reduced structured programs with both real-time mitigation actions to solve a specific situation, and behavioral change mechanisms to promote safer behaviors (both in personal and commercial lines) 🔵 Rate can be matched to risks better: - Smaller and more accurate pricing clusters allow a large part of profiles to receive a lower rate - Even with the ability to price the individual probability of loss (cluster of one) the insurance foundation isn’t canceled (The risk of each policy will contribute to the expected losses of the portfolio; The premiums paid by many lucky policyholders will be used to pay the claims of the few unlucky policyholders who had an accident in a period of coverage) 🔵 IoT data can be used to increase the effectiveness and efficiency of the claim process, so improving the combined ratio ceteris paribus ⏩ Large part of the policyholders will pay less (and portfolios currently difficult to insure will become more insurable) Insurance IoT (and telematics) is not about providing a discount Insurance IoT (and telematics) is about creating economic value using the data and sharing part of this value with policyholders (and agents & brokers) An integrated holistic adoption of the IoT paradigm is a game changer for your insurance business and a social good: ◾ it allows to improve the availability and affordability of insurance coverages ◾while allowing the sector to write a profitable business Below you can enjoy a selection of best practices in both personal and commercial lines - written with some of the IoT Insurance Observatory members - that have already started to obtain results from their IoT business transformation journeys

Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

Some HCL environments are not utilized to their full extent, and that is unfortunate. If only specific modules (such as Files or Activities) are used in HCL Connections, it is not perceived and experienced as the Enterprise Social Network it truly is. If Sametime is only used for internal chat, you are missing out on integrating tailor-styled web-meeting facilities into your key processes. If an HCL Notes application is not accessible via the web, fewer users will be able to find it. Kick-start your HCL environment with three business cases that are low-hanging fruit. All you need is some (re)thinking and user adoption!

Boost the utilization of your HCL environment by reevaluating use cases and f...

Boost the utilization of your HCL environment by reevaluating use cases and f...

Boost the utilization of your HCL environment by reevaluating use cases and f...

The Coffee Bean & Tea Leaf(CBTL), Business strategy case study

The Coffee Bean & Tea Leaf(CBTL), Business strategy case study

The Coffee Bean & Tea Leaf(CBTL), Business strategy case study

Organisational success today depends on effective communication and collaboration with individuals from cultures with varying beliefs and practices. Indeed, with the workforce increasingly comprised of people of varying cultural backgrounds, leaders must now prioritise the significance of cultural competence in the workplace. Ensuring cultural competence at every level of your organisation cannot be understated. While cultural disparities can manifest in different ways, as a leader, you must build deep and nuanced cultural competence skills and education to accurately spot, address and alleviate the various scenarios that can arise. Failing to recognise the importance of cultural competence or not acting to improve it can lead to cultural negligence. There are a few things to consider to ensure your organisation is on the right track. In this deck, you'll understand the importance of building cultural competence in the workplace. You'll also learn • The three (3) dimensions of Cultural Competence in the workplace • Key strategies to build a culturally competent workforce • Major benefits you stand to gain by having a culturally competent team.

Cracking the Cultural Competence Code.pptx

Cracking the Cultural Competence Code.pptx

Cracking the Cultural Competence Code.pptx

Workforce Group

Monte Carlo simulation : Simulation using MCSM

Monte Carlo simulation : Simulation using MCSM

Monte Carlo simulation : Simulation using MCSM

Ravindra Nath Shukla

Mondelez State of Snacking and Future Trends 2023

Mondelez State of Snacking and Future Trends 2023

Mondelez State of Snacking and Future Trends 2023

How to Get Started in Social Media for Art League City

How to Get Started in Social Media for Art League City

How to Get Started in Social Media for Art League City

Kürzlich hochgeladen (20)

Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...

Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...

Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...

M.C Lodges -- Guest House in Jhang.

M.C Lodges -- Guest House in Jhang.

M.C Lodges -- Guest House in Jhang.

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...

Value Proposition canvas- Customer needs and pains

Value Proposition canvas- Customer needs and pains

Value Proposition canvas- Customer needs and pains

John Halpern sued for sexual assault.pdf

John Halpern sued for sexual assault.pdf

John Halpern sued for sexual assault.pdf

It will be International Nurses' Day on 12 May

It will be International Nurses' Day on 12 May

It will be International Nurses' Day on 12 May

Mifty kit IN Salmiya (+918133066128) Abortion pills IN Salmiyah Cytotec pills

Mifty kit IN Salmiya (+918133066128) Abortion pills IN Salmiyah Cytotec pills

Mifty kit IN Salmiya (+918133066128) Abortion pills IN Salmiyah Cytotec pills

Yaroslav Rozhankivskyy: Три складові і три передумови максимальної продуктивн...

Yaroslav Rozhankivskyy: Три складові і три передумови максимальної продуктивн...

Yaroslav Rozhankivskyy: Три складові і три передумови максимальної продуктивн...

RSA Conference Exhibitor List 2024 - Exhibitors Data

RSA Conference Exhibitor List 2024 - Exhibitors Data

RSA Conference Exhibitor List 2024 - Exhibitors Data

VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS...

VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS...

VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS...

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

FULL ENJOY Call Girls In Majnu Ka Tilla, Delhi Contact Us 8377877756

FULL ENJOY Call Girls In Majnu Ka Tilla, Delhi Contact Us 8377877756

FULL ENJOY Call Girls In Majnu Ka Tilla, Delhi Contact Us 8377877756

HONOR Veterans Event Keynote by Michael Hawkins

HONOR Veterans Event Keynote by Michael Hawkins

HONOR Veterans Event Keynote by Michael Hawkins

Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

Boost the utilization of your HCL environment by reevaluating use cases and f...

Boost the utilization of your HCL environment by reevaluating use cases and f...

Boost the utilization of your HCL environment by reevaluating use cases and f...

The Coffee Bean & Tea Leaf(CBTL), Business strategy case study

The Coffee Bean & Tea Leaf(CBTL), Business strategy case study

The Coffee Bean & Tea Leaf(CBTL), Business strategy case study

Cracking the Cultural Competence Code.pptx

Cracking the Cultural Competence Code.pptx

Cracking the Cultural Competence Code.pptx

Monte Carlo simulation : Simulation using MCSM

Monte Carlo simulation : Simulation using MCSM

Monte Carlo simulation : Simulation using MCSM

Mondelez State of Snacking and Future Trends 2023

Mondelez State of Snacking and Future Trends 2023

Mondelez State of Snacking and Future Trends 2023

How to Get Started in Social Media for Art League City

How to Get Started in Social Media for Art League City

How to Get Started in Social Media for Art League City

Top 10 term sheet terms - TCN Life Science Fast Track

1. Terms of Endearment: Top 10 Things to Remember about Term Sheets January 21, 2014 Nutter McClennen & Fish LLP Seaport West 155 Seaport Boulevard Boston, Massachusetts 02210 Telephone 617.439.2000 www.nutter.com

2. Top 10 Things to Remember about Term Sheets 10. Control Rights vs. Economic Rights 9. Binding and Non-Binding Commitments 8.  Workable Protective Provisions 7.  Voting Rights – among investors and founders’ rights post-closing 6.  Liquidation Preference Nutter McClennen & Fish LLP • www.nutter.com 2

3. Top 10 Things to Remember about Term Sheets 5. Anti-Dilution Protection 4. Founder Stock Terms – vesting and change of control 3. Board Composition 2. The Trouble with High Valuations 1. Valuation and the Option Pool Shuffle Nutter McClennen & Fish LLP • www.nutter.com 3

4. Adam B. Ghander, Esq. Nutter McClennen & Fish LLP 155 Seaport Blvd. Boston, Massachusetts 02210 email: aghander@nutter.com office: 617-439-2991 Nutter McClennen & Fish LLP • www.nutter.com 4