SlideShare ist ein Scribd-Unternehmen logo
1 von 17
Guaranteed  Income Benefit for Life (and a  7%  Guaranteed Rate of Return) By:  Roccy DeFrancesco, JD, CWPP, CAPP, MMB  Founder:  The Wealth Preservation Institute Co-Founder:  The Asset Protection Society
Asset Allocation in a  volatile  world ,[object Object],[object Object]
Security and Guarantees ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Guaranteed Returns  and a  Guaranteed Income Benefits  (GIB)  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Income for life ,[object Object],[object Object],[object Object]
Living longer ,[object Object],[object Object],[object Object],[object Object]
[object Object],Recovery (many people don’t have time or want to take that risk) ,[object Object],[object Object]
Would you like a financial product that would Guarantee you a  7%  Rate of Return? ,[object Object],[object Object],[object Object],[object Object],[object Object]
Difference between Accumulation value and Account value   Accumulation Value Account Value Issue Age 55 $100,000  $100,000  Year 1 Age 56 $107,000  $103,600  Year 2 Age 57 $114,490  $107,329  Year 3 Age 58 $122,504  $111,193  Year 4 Age 59 $131,080  $115,196  Year 5 Age 60 $140,255  $119,343  Year 6 Age 61 $150,073  $123,639  Year 7 Age 62 $160,578  $128,090  Year 8 Age 63 $171,819  $132,702  Year 9 Age 64 $183,846  $137,479  Year 10 Age 65 $196,715   $142,428
Guaranteed Income Benefit (GIB) ,[object Object],[object Object],[object Object],[object Object],[object Object]
How do you calculate the GIB? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Example ,[object Object],[object Object],[object Object],[object Object],[object Object]
What if you are 50 years old? Is this a product you should use? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Guaranteed Income Benefit  ,[object Object],[object Object],[object Object],[object Object]
What happens when you die? ,[object Object],[object Object],[object Object]
What’s the cost of the GIB Rider and other specifications? ,[object Object],[object Object],[object Object],[object Object],[object Object]
Summary ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Weitere ähnliche Inhalte

Was ist angesagt?

Was ist angesagt? (19)

Retirement Basics
Retirement BasicsRetirement Basics
Retirement Basics
 
Iul workshop 10102013
Iul workshop 10102013Iul workshop 10102013
Iul workshop 10102013
 
Retirement Planning presentation
Retirement Planning presentationRetirement Planning presentation
Retirement Planning presentation
 
Retirement And Your Money
Retirement And Your MoneyRetirement And Your Money
Retirement And Your Money
 
Retirement Planning Process
Retirement Planning ProcessRetirement Planning Process
Retirement Planning Process
 
Thumb Rules for Personal Finance
Thumb Rules for Personal FinanceThumb Rules for Personal Finance
Thumb Rules for Personal Finance
 
Retirement.life.client
Retirement.life.clientRetirement.life.client
Retirement.life.client
 
Retirement 101
Retirement 101Retirement 101
Retirement 101
 
1. fwb financial planning
1. fwb financial planning1. fwb financial planning
1. fwb financial planning
 
8 Key Risks of Retirement Planning
8 Key Risks of Retirement Planning8 Key Risks of Retirement Planning
8 Key Risks of Retirement Planning
 
Roadmap to Retirement
Roadmap to RetirementRoadmap to Retirement
Roadmap to Retirement
 
Sellathon - Sell 365
Sellathon - Sell 365Sellathon - Sell 365
Sellathon - Sell 365
 
Last Chance Retirement Strategy
Last Chance Retirement StrategyLast Chance Retirement Strategy
Last Chance Retirement Strategy
 
Pension review checklist
Pension review checklistPension review checklist
Pension review checklist
 
Recruitment Webinar No Animation
Recruitment Webinar No AnimationRecruitment Webinar No Animation
Recruitment Webinar No Animation
 
Slides Pre Retirement
Slides  Pre RetirementSlides  Pre Retirement
Slides Pre Retirement
 
gm_530_paper[1]_JOHN_FREDERICK
gm_530_paper[1]_JOHN_FREDERICKgm_530_paper[1]_JOHN_FREDERICK
gm_530_paper[1]_JOHN_FREDERICK
 
EVERYTHING SOLUTION Brochure 1800
EVERYTHING SOLUTION Brochure 1800EVERYTHING SOLUTION Brochure 1800
EVERYTHING SOLUTION Brochure 1800
 
Key Principles Infographic
Key Principles InfographicKey Principles Infographic
Key Principles Infographic
 

Andere mochten auch

Heap.client
Heap.clientHeap.client
Heap.clientswkoppel
 
Cash balance plans.consumer
Cash balance plans.consumerCash balance plans.consumer
Cash balance plans.consumerswkoppel
 
Cic.client
Cic.clientCic.client
Cic.clientswkoppel
 
Charitable.planning
Charitable.planningCharitable.planning
Charitable.planningswkoppel
 
Asset protection part i
Asset protection part iAsset protection part i
Asset protection part iswkoppel
 

Andere mochten auch (6)

Heap.client
Heap.clientHeap.client
Heap.client
 
Cash balance plans.consumer
Cash balance plans.consumerCash balance plans.consumer
Cash balance plans.consumer
 
Basic ep
Basic epBasic ep
Basic ep
 
Cic.client
Cic.clientCic.client
Cic.client
 
Charitable.planning
Charitable.planningCharitable.planning
Charitable.planning
 
Asset protection part i
Asset protection part iAsset protection part i
Asset protection part i
 

Ähnlich wie Gib7

For Those Who Want to Prosper & Thrive in Retirement
 For Those Who Want to Prosper & Thrive in Retirement For Those Who Want to Prosper & Thrive in Retirement
For Those Who Want to Prosper & Thrive in Retirementfreddysaamy
 
Key Principles
Key PrinciplesKey Principles
Key PrinciplesChris Rice
 
How to Prosper and Thrive in Retirement (1)
How to Prosper and Thrive in Retirement (1)How to Prosper and Thrive in Retirement (1)
How to Prosper and Thrive in Retirement (1)Robert C. Eldridge
 
Financial Future
Financial FutureFinancial Future
Financial Futurelotus1944
 
Retirement Planning
Retirement PlanningRetirement Planning
Retirement Planningguest1967a8a
 
Exploring Your Options For A Quality Retirement Redone
Exploring Your Options For A Quality Retirement RedoneExploring Your Options For A Quality Retirement Redone
Exploring Your Options For A Quality Retirement RedoneRobert Blackburn
 
Tax free foundational asset retirement
Tax free foundational asset retirementTax free foundational asset retirement
Tax free foundational asset retirementAmerinsur
 
For Those Who Want to Prosper and Thrive in Retirement
For Those Who Want to Prosper and Thrive in RetirementFor Those Who Want to Prosper and Thrive in Retirement
For Those Who Want to Prosper and Thrive in RetirementRetirement Advisory Group
 
Retirement funding project
Retirement funding projectRetirement funding project
Retirement funding projectRoddy Warren
 
Intro to Fixed Annuities
Intro to Fixed AnnuitiesIntro to Fixed Annuities
Intro to Fixed Annuitieslifeplanman
 
How Do You Know When You Have Enough to Retire?
How Do You Know When You Have Enough to Retire?How Do You Know When You Have Enough to Retire?
How Do You Know When You Have Enough to Retire?Dana Calcagno Wilkins
 

Ähnlich wie Gib7 (20)

For Those Who Want to Prosper & Thrive in Retirement
 For Those Who Want to Prosper & Thrive in Retirement For Those Who Want to Prosper & Thrive in Retirement
For Those Who Want to Prosper & Thrive in Retirement
 
Key Principles
Key PrinciplesKey Principles
Key Principles
 
How to Prosper and Thrive in Retirement (1)
How to Prosper and Thrive in Retirement (1)How to Prosper and Thrive in Retirement (1)
How to Prosper and Thrive in Retirement (1)
 
Financial Future
Financial FutureFinancial Future
Financial Future
 
Retirement Planning
Retirement PlanningRetirement Planning
Retirement Planning
 
Exploring Your Options For A Quality Retirement Redone
Exploring Your Options For A Quality Retirement RedoneExploring Your Options For A Quality Retirement Redone
Exploring Your Options For A Quality Retirement Redone
 
2010 ffs bop
2010 ffs bop2010 ffs bop
2010 ffs bop
 
Tax free foundational asset retirement
Tax free foundational asset retirementTax free foundational asset retirement
Tax free foundational asset retirement
 
For Those Who Want to Prosper and Thrive in Retirement
For Those Who Want to Prosper and Thrive in RetirementFor Those Who Want to Prosper and Thrive in Retirement
For Those Who Want to Prosper and Thrive in Retirement
 
Ml ilpp+2nd halfofstoryx
Ml ilpp+2nd halfofstoryxMl ilpp+2nd halfofstoryx
Ml ilpp+2nd halfofstoryx
 
Retirement funding project
Retirement funding projectRetirement funding project
Retirement funding project
 
Sky Is Falling
Sky Is FallingSky Is Falling
Sky Is Falling
 
Cpaa ilipp+never taxeddollars+ part1_the conceptx
Cpaa ilipp+never taxeddollars+ part1_the conceptxCpaa ilipp+never taxeddollars+ part1_the conceptx
Cpaa ilipp+never taxeddollars+ part1_the conceptx
 
Intro to Fixed Annuities
Intro to Fixed AnnuitiesIntro to Fixed Annuities
Intro to Fixed Annuities
 
Taming a Bear Market in Retirement
Taming a Bear Market in RetirementTaming a Bear Market in Retirement
Taming a Bear Market in Retirement
 
NDK_Revised-10-13
NDK_Revised-10-13NDK_Revised-10-13
NDK_Revised-10-13
 
Save
SaveSave
Save
 
Why save & invest
Why save & investWhy save & invest
Why save & invest
 
How Do You Know When You Have Enough to Retire?
How Do You Know When You Have Enough to Retire?How Do You Know When You Have Enough to Retire?
How Do You Know When You Have Enough to Retire?
 
Planning for child future
Planning for child futurePlanning for child future
Planning for child future
 

Gib7

  • 1. Guaranteed Income Benefit for Life (and a 7% Guaranteed Rate of Return) By: Roccy DeFrancesco, JD, CWPP, CAPP, MMB Founder: The Wealth Preservation Institute Co-Founder: The Asset Protection Society
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9. Difference between Accumulation value and Account value   Accumulation Value Account Value Issue Age 55 $100,000 $100,000 Year 1 Age 56 $107,000 $103,600 Year 2 Age 57 $114,490 $107,329 Year 3 Age 58 $122,504 $111,193 Year 4 Age 59 $131,080 $115,196 Year 5 Age 60 $140,255 $119,343 Year 6 Age 61 $150,073 $123,639 Year 7 Age 62 $160,578 $128,090 Year 8 Age 63 $171,819 $132,702 Year 9 Age 64 $183,846 $137,479 Year 10 Age 65 $196,715 $142,428
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.

Hinweis der Redaktion

  1. Copyright 2005 Copyright 2005
  2. Copyright 2005 Copyright 2005
  3. Copyright 2005 Copyright 2005
  4. Copyright 2005 Copyright 2005
  5. Copyright 2005 Copyright 2005
  6. Copyright 2005 Copyright 2005
  7. Copyright 2005 Copyright 2005
  8. Copyright 2005 Copyright 2005
  9. Copyright 2005 Copyright 2005
  10. Copyright 2005 Copyright 2005
  11. Copyright 2005 Copyright 2005
  12. Copyright 2005 Copyright 2005
  13. Copyright 2005 Copyright 2005
  14. Copyright 2005 Copyright 2005
  15. Copyright 2005 Copyright 2005
  16. Copyright 2005 Copyright 2005
  17. Copyright 2005 Copyright 2005