The collection average rate of microfinance firms in Jordan is 92-99%. These firms have high collection rates due to their strong organizational structures, which include boards of directors, general managers who oversee departments like operations, finance, marketing, and human resources. Previously, firms faced difficulties like client duality where a client could take loans from multiple firms. However, firms now have an agreement to share client data through an online system to prevent this. Microfinance in Jordan aims to improve standards of living and reduce poverty through financial and training services that support small businesses and entrepreneurs.

1. The Microfinance In Jordan

6. Sanabel’s annual conferences Advancing Arab Microfinance: Greater Social Impact through Inclusive Financial Services Tunisia 2008 Human Capital in Microfinance: People, Passion and Value Lebanon 2009-May Serving the Poor: 10 million clients by 2010 Yemen 2007 From Microcredit to Microfinance in the Arab Region Morocco 2005 Microentrepreneur awards Egypt 2004 Shaping the Industry’s future Jordan 2003 THEME COUNTRY YEAR

9. General Information about the companies 300 – 15000$ 2 – 36 Months 1 week 13500 7 Finca 300 – 15000$ 6 – 36 Months 2 weeks 15000 8 Nmb 500 – 75000 $ 6 – 72 Months 1 month 40000 15 Def 200 – 30000 $ 2 – 48 Months 1 week 33000 17 Mffw 300 – 40000 $ 2 – 48 Months 1 week 44000 16 Jmcc 500- 15000 $ 6 – 36 Months 3 weeks 5000 6 Mmco 500-15000 $ 6 -36 Months 2 weeks 5200 8 Ahli Loan Amount Loan’s period Loan Process Active Clients N. Branches Company

20. How is it so high??? The Answer is: The Organizational Structure in all firms.

21. Organizational Structure of a company Board of Directors External Auditor General Manager Internal Auditor

22. Organizational Structure of a company General Manager Operation Department Finance Department M.I.S Department Marketing Department H.R Department

23. Organizational Structure of a company Operation Department Operation Manager Credit Manager Branches Managers Supervisors Loans Officers

25. Thank you for your presence Samer Abu Dalo