Presentation given by Dara Albright on December 13, 2017 as part of Cision® and Crowdfundx's Virtual Investor Conference Series. This presentation underscores how and why retail demand for Reg A+ investment products will accelerate

1. © 2017 Dara Albright Media, All Rights Reserved
Reg A+ and the Renaissance of the Retail Investor
By Dara Albright,
President of Dara Albright Media & Co-founder of
FinTech Revolution TV
December 13, 2017

2. © 2017 Dara Albright Media, All Rights Reserved
@ToTheStoics | @FinTechRevTV
@DaraAlbrightMedia
www.Linkedin.com/in/DaraAlbright
Speaker, writer and influencer on topics
relating to FinTech, RegTech, digital-, peer-
& crowd- finance
About Dara Albright
www.daraalbrightmedia.com
www.fintechREVOLUTION.tv

3. “We are in the midst of a Digital Finance
Revolution that is redefining how we invest, raise
funds, borrow, lend, pay for goods and services
and save for retirement. It is reinventing currency,
fashioning new asset classes, democratizing the
flow of capital and giving rise to an entirely new
generation of tech-centric financial leaders.”

4. AND IT IS POWERING THE GREATEST
OPPORTUNITY FOR WEALTH CREATION
IN THE HISTORY OF FINANCE
#RETAILISRISING

5. © 2017 Dara Albright Media, All Rights Reserved
5 Key Dynamics which are Utterly Redefining Personal Finance
• TECHNOLOGICAL ADVANCEMENT (“FinTech”)
• A CHANGING REGULATORY LANDSCAPE (“RegTech”)
• A GROWING DEMAND FOR RETAIL ALTERNATIVE INVESTMENT PRODUCTS
(“AltTech”)
• A PHENOMENON IN GLOBAL COMMUNICATIONS AND THE RISE OF NEW
FINANCIAL VOICES (“MediaTech”)
• MORE EFFICIENT MEANS OF ACCESSING INVESTMENT PRODUCTS (“AdvisorTech”)

6. © 2017 Dara Albright Media, All Rights Reserved
“FinTech”
“Technology has been dislocating financial services for decades. We are only now just reaching that seminal
moment where instead of disrupting the brokerage industry, technology will utterly obsolete it.”
• Since the 1970s, discount brokerage firms have been
using technology to drive down the transactions costs
of conventional assets. This same principle is now
being applied to the alternative asset world.
• Advancement in Micro-Technologies will empower
the consumer/retail investor. Anyone can now:
• Diversify within asset classes
• Diversify across a wider range of asset classes
• Access higher yielding alternative products
• Customize one’s own “mutual funds”
• Mitigate portfolio risk

7. © 2017 Dara Albright Media, All Rights Reserved
“RegTech”
“Finally, securities legislation is catching up to technology.”
“While FinTech makes it cost-effective for micro-investors to access alternative investment
products, RegTech is what makes it legal.”

8. © 2017 Dara Albright Media, All Rights Reserved
The Math
FinTech + RegTech = AltTech

9. © 2017 Dara Albright Media, All Rights Reserved
The Masses Are Uprising

10. © 2017 Dara Albright Media, All Rights Reserved
They Are Demanding Wealth Equality

11. © 2017 Dara Albright Media, All Rights Reserved
They are Demanding Investing Equality

12. © 2017 Dara Albright Media, All Rights Reserved
They’re sick of crappy returns
5 Year Returns of “High” Yield Bond ETFs

13. © 2017 Dara Albright Media, All Rights Reserved
They’ve had it with extreme volatility

14. © 2017 Dara Albright Media, All Rights Reserved
They want stability
0.00%
2.00%
4.00%
6.00%
8.00%
10.00%
12.00%
14.00%
16.00%
AHP Fund (Mortgage Debt) StreetShares (Small Business Lending) GROUNDFLOOR (real estate lending platform)
Returns in the Reg A+ Debt Universe
2015 2016

15. © 2017 Dara Albright Media, All Rights Reserved
They’re demanding the Small Cap IPO Returns of Yesteryear

16. © 2017 Dara Albright Media, All Rights Reserved
Twitter’s Post-IPO Growth (Decline)

17. © 2017 Dara Albright Media, All Rights Reserved
Twitter’s Pre-IPO Growth
© 2013 Dara Albright

18. REG A+ IS INSPIRING AN ENTIRELY NEW
GENERATION OF RETAIL INVESTMENT PRODUCTS

19. © 2017 Dara Albright Media, All Rights Reserved
Reg A+ Fused Fixed Income Products
A New Universe of Alternative Debt Products
for the Masses to Satisfy the Appetite for Yield
The next “hot” alternative product will be
a Money Market Alternative to satisfy the
need for yield and liquidity
JoinWorthy.com

20. © 2017 Dara Albright Media, All Rights Reserved
Reg A+ IPOs – The Small Cap IPO of Yesteryear?

21. © 2017 Dara Albright Media, All Rights Reserved
A New Ecosystem for Small Cap IPO Support is Emerging

22. © 2017 Dara Albright Media, All Rights Reserved
Reg A+ Offers Greater Investing Control
This chart that quantifies the dollar value of 1.15% in management fees over the course of one’s career. This chart supposes that a 25 year old invests $300 per
month in a fund that returns 7% per year until he is 65 years old. Over the course of the 40 year period, more than $200,000 – or 25% of his portfolio value –
will have gone towards management fees.

23. © 2017 Dara Albright Media, All Rights Reserved
Modern Methods for Accessing
Modern Investing Products

24. • People are more connected than ever before and they are getting their
products, investment ideas and even their news from non-traditional
sources.
• This phenomenon is having epic implications on consumption/retail,
finance and even politics.
A Phenomenon in Global Communications
“And once you get instantaneous communication with everybody, you have
economic activity that's far more advanced, far more liquid, far more
distributed than ever before.” - Marc Andreessen, Netscape Founder, Renowned
Venture Capitalist and Visionary

25. © 2017 Dara Albright Media, All Rights Reserved
“MediaTech”
The rise of new voices and influencers and the spread of their
messages through technology

26. © 2017 Dara Albright Media, All Rights Reserved
“AdvisorTech”
Just like media, traditional distribution channels are being displaced.
New retail distribution channels are obsoleting old ones

27. © 2017 Dara Albright Media, All Rights Reserved
Investor Mindsets are Changing

28. © 2017 Dara Albright Media, All Rights Reserved
The Future of Personal Finance

29. © 2017 Dara Albright Media, All Rights Reserved
@ToTheStoics | @FinTechRevTV
@DaraAlbrightMedia
www.Linkedin.com/in/DaraAlbright
Speaker, writer and influencer on topics
relating to FinTech, RegTech, digital-, peer-
& crowd- finance
About Dara Albright
www.daraalbrightmedia.com
www.fintechREVOLUTION.tv
Thank you!
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