The opening slide presentation to FinFair 2015, Wall Street’s inaugural conference featuring the leadership, products and technologies that are driving the crowd-centric retail alternatives market and democratizing the investment landscape. www.finfairconf.com | @finfairconf | #finfair2015

1. July 29, 2015 New York City
@FinFairConf | #FinFair2015 | FinFairConf.com
Today our nation stands on the precipice of its next
frontier in finance – one that is using modern
technology and regulatory overhaul to instill a culture
of FINancial FAIRness

2. WHAT ARE CROWD-CENTRIC RETAIL
ALTERNATIVES?
Crowd-Centric Retail Alternatives are a new breed of retail
alternatives is designed to bring non-correlated yield and
pre-IPO equity growth to the masses.
Some of these new products include funds, managed
accounts and online platforms that provide retail investors
with to access to private alternatives such as peer-to-peer,
peer-to-business and peer-to-real estate debt as well as
JOBS Act inspired equity offerings.

3. @tothestoics | daraalbright.com
is presented by:

4.  With companies deferring IPOs, retail investors have become the exit
strategy for the financially privileged
 Conventional fixed-income returns are languishing
 Social Security is on the brink of bankruptcy
 Median U.S. Retirement Balances (Both 401(k) and IRA) are
alarmingly low:
 Median U.S. Retirement Balances (Both 401(k) and IRA)
for all U.S. Working Households is a paltry $3,000
 Median U.S. Retirement Balances (Both 401(k) and IRA)
for Near-Retirement Households is only $12,000
 50% of all U.S. working households are without a retirement account
at all!
The U.S. Faces a Retirement Crisis of Unimaginable
Proportions

5. IN ORDER FOR ALIBABA’S IPO
INVESTORS TO REALIZE THE SAME
RETURN AS INTEL’S IPO INVESTORS,
ALIBABA WILL NEED TO BE TRADING
AT A $480 TRILLION MARKET
CAPITALIZATION – 6 TIMES MORE
THAN THE GDP OF EVERY COUNTRY
ON THE PLANET COMBINED!
The Most Sought-After Growth Companies are staying private longer -
flourishing in the hands of VC firms instead of appreciating in the retirement
portfolios of ordinary Americans

6. • Small businesses can no longer
rely on banks for loans
• With interest rates at historic
lows, investors can’t afford to be
weighted in traditional fixed-
income assets
The credit markets are as flawed and unjust as our equity
markets

7. Even peer-2-peer is no longer
“peer”-2-peer. Institutional
investors have now monopolized
P2P.

8. Reg
A+
Bridging the
Wall Street
establishment
and FinTech
pioneers
Bringing the P
back into P2P
Bridging the
equity and
debt players
Rebirthing the
Small Cap IPO
Reg A+ is a True Game-Changer
“With legislation and technology, we can narrow the investment opportunity gap and end the financial apartheid in
America”
– Congressman David Schweikert (R-AZ), architect of the Reg A+ legislation

9. The Crowd-Centric Alternative Landscape is Proliferating

10.  Financial Advisors are increasing their clients’ retail alternative
holdings
 According to McKinsey, retail alternative products are about to
account for almost 50% of total retail revenues.
 Goldman Sachs believes that retail alternatives are in the early
stages of a 5-10 year growth trend – reminiscent of early-stage
ETF growth – and capable of becoming a $2T AUM
opportunity
 Both private and public investment products are emerging to satiate
retail’s appetite for alternative products. With Reg A+ now live, even
more crowd-centric alternative products are expected to emerge
 A growing number of Next-gen Broker Dealers are emerging to help
retail investors access crowd-centric alternative products
 Investment into FinTech is projected to nearly triple in the next 3
years
All Roads Lead to Crowd-Centric
Retail Alternatives

11. What to Expect at FinFair 2015

12. THANK YOU TO OUR SPONSORS WHOSE LEADERSHIP &
INNOVATION CONTINUE TO DRIVE OUR INDUSTRY FORWARD

13. THANK YOU TO ALL OF OUR ATTENDEES WHO ARE JOINING US
IN PERSON HERE TODAY AS WELLAS VIRTUALY ACROSS THE
GLOBE!
“Whether it’s by the end of the day or 8 months from now, it’s our goal to make
sure that everyone here ends up capitalizing on their participation.”