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15 Minute Dream Book Presentation With Slides
- 1. Welcome 8/08 Planning Beyond the Numbers ® [Presenter name], [Presenter title] [Date] © 2008 Ameriprise Financial, Inc. All rights reserved. Financial planning services and investments offered through Ameriprise Financial Services, Inc., Member FINRA and SIPC.
- 2. Why I do what I do
- 4. Retire to, rather than retire from
- 5. Use your imagination to create the possibilities for your future. Does anything stand out as most important?
- 6. more time with kids
- 8. quiet time
- 9. What do you look forward to doing in retirement?
- 10. Travel is one activity that can satisfy many of your deepest desires. It can provide solitude, companionship, adventure or relaxation. The possibilities are endless.
- 11. see new places
- 12. live barefoot
- 13. Where do you dream of going?
- 14. People who write down their dreams are much more likely to achieve them.
- 15. next steps
- 22. Let’s get started. © 2008 Ameriprise Financial, Inc. All rights reserved. 10/08 [Presenter name], [Presenter title] [Contact Information] Financial planning services and investments offered through Ameriprise Financial Services, Inc., Member FINRA and SIPC.
Hinweis der Redaktion
- [PRESENTER STANDS OFF TO THE SIDE OF THE ROOM.] Good afternoon/morning! For those of you who don’t know me … [WALK TO THE KNOWLEDGE SPOT, WHICH IS FRONT AND CENTER OF THE ROOM.] [USE YOUR 60-SECOND INTRODUCTION FROM THE NATURAL MARKET ADVISOR GUIDE. NOTE: INCLUDE YOUR NAME, TITLE, COMPANY AFFILIATION AND DESIGNATION ] [OPTIONAL] Before I get started, I would like to thank (name of host) for helping me put this together.
- I became a financial advisor because … [CHOOSE ONE REASON BELOW, OR USE YOUR OWN. NOTE: IF YOU USE YOUR OWN, YOU MUST SUBMIT IT TO MARKETING REVIEW FOR APPROVAL PRIOR TO DELIVERY.] It seemed to me that what connects us all to each other is that drive to do something meaningful with our lives and make a difference in the lives of others. As an advisor, I like to help people do that. At the core, I see myself as an educator — I’m a person who likes to share knowledge and help people plan for their dreams. I’ve seen the results. In my life I’ve known many people who benefited from financial planning. Planning can make all the difference in how you enjoy your life. I’m passionate about financial planning and helping to fulfill people’s dreams … about being a personal financial advocate. As an advisor, I like to help people do that for themselves and their families. I’m committed to making this a meaningful learning experience for you. After the presentation, if you think that what I do for my clients is likely to improve your chances of achieving your dreams, I encourage you to schedule a complimentary meeting with me by checking this box [HOLD UP A CARD] on the comment card.
- With approximately 2.8 million individual, business and institutional clients 1 and more than 110 years of history, Ameriprise Financial is America’s largest financial planning company. 2 More people come to Ameriprise for financial planning than any other company. 2 OK. Let’s get started. 1 Ameriprise Financial 2007 Annual Report 2 Based on the number of financial plans annually disclosed in Form ADV, Part 1A, Item 5, available at adviserinfo.sec.gov as of December 31, 2007, and the number of CFP ® professionals documented by the Certified Financial Planner Board of Standards, Inc .
- Financial planning is the process of identifying your goals and then preparing to reach them. We understand that priorities differ from person to person. One of the first things I do with my clients is to get to know their goals and dreams. I do this by using a tool called the Dream Book guide. [HAND OUT DREAM BOOK GUIDES OR ASK ATTENDEES TO TAKE THEM OUT OF THEIR PACKET.] It’s a tool that helps you start thinking about what you could do next and provides you with a place to write down your goals and dreams. The Dream Book guide is a fresh approach to thinking about retirement: What do you dream about retiring TO, instead of what you’ll retire FROM? “To” is one word, but it can mean a lot. It helps you focus on the future. It turns retirement into a new beginning. Imagine retiring: TO a pursuit you’ve always wanted to do, but never had the time. TO a place you’ve always wanted to live. TO a lifestyle rich with family and friends. In short, TO a dream you’ve always wanted to live. Think back to your high school graduation. I bet few of you said to yourself, “Gee, there are so many unknowns out in the world, why would I leave here?” No, you were focused on the future, and all the possibilities. Remember that feeling? Let’s do some dreaming. Turn to page nine of your Dream Book guide.
- What do you look forward to doing? Starting a business of your own? Starting a book club? I want you to take one minute to think about what you would do if you had the time and resources. Get creative. Write down at least one item for each of the categories listed on page nine. • Careers • Hobbies • Volunteer work • Learning • Relaxing and enjoying life Take the next minute to write down your thoughts. Go ahead and begin. [PAUSE FOR ONE MINUTE. CLICK AHEAD TO RUN THE PHOTOS.]
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- [PAUSE FOR ONE MINUTE.] Did everyone write something down? Great! I would like to share some things I wrote down in my Dream Book guide ... [SHARE ONE OF YOUR UNIQUE GOALS OR DREAMS] Would anyone else like to share what you wrote down?
- Who has a hobby they want to throw themselves into full time? [WAIT FOR A SHOW OF HANDS.] Whether you’re planning to enjoy a hobby or travel you want to make sure that you not only have plenty saved, but that it’s invested in a way that helps you weather the ups and downs of the market. So, if your trip around the world is scheduled in a year when the markets all take a dip, you can just brush it off. Wouldn’t that be a great feeling? [LOOK FOR NODS.] One thing you can do, if travel is your dream, is to establish an annual vacation fund so that you have money set aside for your trip when you’re ready to go. I can help you with that. That’s one advantage of having a financial advisor who helps you manage your financial concerns. I meet with my clients multiple times every year. We’re always taking the pulse, seeing if the plan is meeting your goals. Keeping an eye on performance and making adjustments. Let’s have a show of hands. How many of you are familiar with asset allocation? [WAIT FOR SHOW OF HANDS.] How many of you have a rebalancing strategy? [WAIT FOR SHOW OF HANDS.] Asset allocation is a way of describing how you divvy up the money you invest into different types of investment vehicles, based on their degree of risk and their potential returns. Once we determine the asset allocation that’s appropriate for your goals, I’ll track its performance. To make sure you stay on track, we can rebalance your portfolio from time to time as markets shift. Although appropriate asset allocation is important, remember that asset allocation does not assure a profit or protect against loss if markets decline. Or, we revise your asset allocation to reflect some new dream. You can apply this strategy to other pursuits, too, from hobbies to education. There are ways to help plan for the money to be there when the time is right.
- Now let’s turn to page 12. This is another favorite of mine. Where do you dream of going? Travel is one activity that can satisfy many of your deepest desires. It can provide solitude, companionship, adventure or relaxation. The possibilities are endless. • How do you want to travel? • How much traveling do you want to do? • Who are your travel companions? Take some time to consider your travel dreams, and write them down right now. We’ll take another minute here for you to write down some of your thoughts. [PAUSE FOR ONE MINUTE. CLICK AHEAD TO RUN THE PHOTOS.]
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- Let’s talk about this exercise for just a moment. Would anyone like to share what they wrote down? I really enjoy this section because ... [SHARE ONE OF YOUR TRAVEL GOALS] You know, one of the more popular dreams is owning a vacation home. How many of you dream about owning a vacation home? [WAIT FOR A SHOW OF HANDS.] Let me tell you about a situation one of my clients faced — he doesn’t mind when I share this story in the interest of helping others. He spent a few years saving and investing to purchase a vacation cottage, and planned to go in on it with another couple, 50-50. But he needed to think about how to best protect it for his spouse. Did you know that depending on the way you set up joint ownership of property, your spouse could end up with as little as a 25 percent share if you pass away? With my advice, he was able to set up ownership in another way — joint ownership with rights of survivorship — making sure his surviving spouse maintains her 50 percent share. Buying a vacation home out of state can also raise some complicated tax considerations and estate questions. I have helped clients navigate these questions and helped spare them some unwelcome surprises later on. I can help you contemplate options you may not have considered. Before we move on, I want to remind you that neither I nor Ameriprise Financial may provide tax or legal advice. You should consult your tax advisor or attorney regarding specific issues. Disclosure: Neither Ameriprise Financial, nor its advisors or representatives offer tax or legal advice. Consult with your tax advisor or attorney regarding specific tax issues.
- Congratulations to everyone. By writing down your dreams, you’ve made the first step toward achieving them. However, we’ve only scratched the surface of the guide’s potential. I encourage each of you to take it home, and spend some time thinking about where you want to be in the future. The next important step is creating a path to help you plan to achieve your goals and dreams, and balancing those goals and dreams within the context of today’s volatile market. An Ameriprise financial advisor, such as myself, can help you develop a plan, and track and make adjustments to it as your goals and dreams evolve. My fifteen minutes are almost up. As promised, I’m going to start wrapping it up.
- Could everyone please take the comment card out of your packets? It serves two purposes. First, as you may know, the financial services industry is highly regulated, so I need to keep record of who I speak to in group settings. Second, it is a vehicle for you to tell me what you’d like to learn more about. This might include buying a home, finding a child’s or grandchild’s education, or investing for retirement. Check this box if you’d like to receive a complimentary consultation. If you check this box, [HOLD UP CARD AND POINT TO BOX] I’ll give you a call to schedule an appointment. This first meeting is an opportunity for you to share your goals and concerns with me, as a financial professional. If, together, we see a need for financial planning, we can take steps to make that happen. Because this is only an initial consultation, I will not be able to provide written analysis or recommendations related to your financial goals and financial planning needs. Finally, I would like to mention that this card is also a great place to write down the names of people you know who might be interested in learning more about the services I provide. The most rewarding part of my job is being able to help people plan for their goals and dreams. I will always take the time to meet with anyone you may recommend.
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- Thank you for giving me your time and attention today. Whether we meet again or not, please continue to use your Dream Book guide to record your goals, passions and plans. It’s a great way to get to what’s next in your future.