Join our #CreditChat every Wednesday at 3 p.m. ET. This week, we talked with Joe Saul-Sehy - the founder of StackingBenjamins.com. Topic: How to Plan and Set Financial Goals. You can view the complete chat and featured tips and resources here:
http://www.experian.com/blogs/news/about/financial-goals/
Strategies For Paying Down (and Eliminating) DebtExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @Payoff and @LeslieHTayneEsq, we talked about ways to eliminate debt. This deck features highlights from our chat with tips from: @LeslieHTayneEsq, @Payoff, @MoneyCrashers, @WelshKristy, @Finovera, @Emergebenefit, @Rod_Griffin, @AmericaSaves, @XYPlanning and @DadisCheap
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we kicked off Financial Literacy Month with an inspiring chat about making smarter decisions with money. This deck features highlights from our chat with tips from: @DebbiKing, @emergebenefit, @KaliHawlk, @Lenda, @LeslieHTayneEsq, @HerOwnNet, @WelshKristy, @Payoff, @Marybstorj, @DadisCheap, @MoreThanWheels, @_MoneySavingPro and @PiggieBanker
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET.
This #CreditChat panel included: Douglas A. Boneparth – CFP Board Ambassador and Vice President at Life and Wealth Planning, the Debt Free Guys- John Schneider and David Auten, Rod Griffin – Director of Public Education at Experian, and Mike Delgado – Social Media Community Manager at Experian.
This deck features tips from: @BradSherman, @LeslieHTayneEsq, @Rod_Griffin, @Kasasa, @DebtFreeGuys, @dougboneparth, @SFCUNews, @CapWestMortgage, @ItPaysDividends, @CinfedCU, @vouch, @Cheapsters, @kalamarides, @CaryCarbonaro, @kevincswanson, and @comparecards.
Have you ever bought something to improve your mood? Are there any emotional triggers that make you want to spend money?
This week’s #CreditChat featured smart tips to help you control your spending this holiday season. The panel included: Ginger- Founder of Girls Just Wanna Have Funds, Paul Moyer, Founder of Saving Freak, Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
The chat featured tips from @SavingFreak, @Rod_Griffin, @Credit_IQ, @care4yourfuture, @suddenlyfrugal, @Kasasa, @CordiaGrad, @FTWCCU, @WeAreMortgages, @MoneyCrashers, @DebbiKing, @jennifercwhite, @KOFETIME, @SFCUNews, @MiriamSCross, @FedChoiceFCU, and @BeverlyHarzog.
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET. In this #CreditChat, we discussed financial literacy and financial planning for millennials. The panel included: Douglas A. Boneparth- CFP Board Ambassador and Vice President at Life and Wealth Planning, Brad Sherman- Investment Advisory Rep, Wealth Manager – LFS Corp and President of Sherman Wealth Management, Kelby Green- Financial Services Veteran and ‘Chief Frugality Officer’ at TheFRUGALennial.com, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian. This deck features tips from @SFCUNews, @care4yourfuture, @MoreThanWheels, @TheFRUGALennial, @CompareCards, @LeslieHTayneEsq, @shermanwealth, @RAHomes, @vouch, @Goldlabl, @NextGenPF, @CinfedCU, @Cheapsters, @DebbiKing, @Rod_Griffin, @CaryCarbonaro, @Kasasa, @dougboneparth,
What to Know Before Hiring a Financial AdviserExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @R_Alan_Moore, @KatieYRL, @WrenneFinancial, @Marybstorj and @Sophiabera, we talked about important questions to asking before hiring a financial planner. This deck features highlights from our chat with tips from: @GraceKvantas, @Sophiabera, @Marybstorj, @LeslieHTayne, @WrenneFinancial, @ErikOKlumpp, @KatieYRL, @XYPlanning, @R_Alan_Moore, and @LeslieHTayneEsq
Join our #CreditChat every Wednesday at 3 p.m. ET. This week, we talked with Joe Saul-Sehy - the founder of StackingBenjamins.com. Topic: How to Plan and Set Financial Goals. You can view the complete chat and featured tips and resources here:
http://www.experian.com/blogs/news/about/financial-goals/
Strategies For Paying Down (and Eliminating) DebtExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @Payoff and @LeslieHTayneEsq, we talked about ways to eliminate debt. This deck features highlights from our chat with tips from: @LeslieHTayneEsq, @Payoff, @MoneyCrashers, @WelshKristy, @Finovera, @Emergebenefit, @Rod_Griffin, @AmericaSaves, @XYPlanning and @DadisCheap
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we kicked off Financial Literacy Month with an inspiring chat about making smarter decisions with money. This deck features highlights from our chat with tips from: @DebbiKing, @emergebenefit, @KaliHawlk, @Lenda, @LeslieHTayneEsq, @HerOwnNet, @WelshKristy, @Payoff, @Marybstorj, @DadisCheap, @MoreThanWheels, @_MoneySavingPro and @PiggieBanker
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET.
This #CreditChat panel included: Douglas A. Boneparth – CFP Board Ambassador and Vice President at Life and Wealth Planning, the Debt Free Guys- John Schneider and David Auten, Rod Griffin – Director of Public Education at Experian, and Mike Delgado – Social Media Community Manager at Experian.
This deck features tips from: @BradSherman, @LeslieHTayneEsq, @Rod_Griffin, @Kasasa, @DebtFreeGuys, @dougboneparth, @SFCUNews, @CapWestMortgage, @ItPaysDividends, @CinfedCU, @vouch, @Cheapsters, @kalamarides, @CaryCarbonaro, @kevincswanson, and @comparecards.
Have you ever bought something to improve your mood? Are there any emotional triggers that make you want to spend money?
This week’s #CreditChat featured smart tips to help you control your spending this holiday season. The panel included: Ginger- Founder of Girls Just Wanna Have Funds, Paul Moyer, Founder of Saving Freak, Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
The chat featured tips from @SavingFreak, @Rod_Griffin, @Credit_IQ, @care4yourfuture, @suddenlyfrugal, @Kasasa, @CordiaGrad, @FTWCCU, @WeAreMortgages, @MoneyCrashers, @DebbiKing, @jennifercwhite, @KOFETIME, @SFCUNews, @MiriamSCross, @FedChoiceFCU, and @BeverlyHarzog.
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET. In this #CreditChat, we discussed financial literacy and financial planning for millennials. The panel included: Douglas A. Boneparth- CFP Board Ambassador and Vice President at Life and Wealth Planning, Brad Sherman- Investment Advisory Rep, Wealth Manager – LFS Corp and President of Sherman Wealth Management, Kelby Green- Financial Services Veteran and ‘Chief Frugality Officer’ at TheFRUGALennial.com, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian. This deck features tips from @SFCUNews, @care4yourfuture, @MoreThanWheels, @TheFRUGALennial, @CompareCards, @LeslieHTayneEsq, @shermanwealth, @RAHomes, @vouch, @Goldlabl, @NextGenPF, @CinfedCU, @Cheapsters, @DebbiKing, @Rod_Griffin, @CaryCarbonaro, @Kasasa, @dougboneparth,
What to Know Before Hiring a Financial AdviserExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @R_Alan_Moore, @KatieYRL, @WrenneFinancial, @Marybstorj and @Sophiabera, we talked about important questions to asking before hiring a financial planner. This deck features highlights from our chat with tips from: @GraceKvantas, @Sophiabera, @Marybstorj, @LeslieHTayne, @WrenneFinancial, @ErikOKlumpp, @KatieYRL, @XYPlanning, @R_Alan_Moore, and @LeslieHTayneEsq
How to Eat Healthy (Without Breaking the Bank)Experian_US
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET. This week, we talked about ways to eat healthy meals while saving money. Frugal bloggers chatting with us included: @Flcchn, @Nature79, @MoreThanWheels, @AmericaSaves, @MagnifyMoney, @ReadyForZero, @TheWalletDiet, @MyMoneyCoach_CA, @MarkAndLaurenG, @TightWadNation, and many more.
You can catch the full video chat and all tweets here:
http://www.experian.com/blogs/news/about/frugal-food/
This deck features tips about way to grow your small business and position it for success from Brian Ward- Senior Director for Experian Business Information Services, Meredith Wood- Editor-in-Chief for Fundera, Gerri Detweiler- Head of Marketing Education for Nav, Ebong Eka- C.P.A., Business Coach, Strategist and Bestselling Author of Start Me Up, Tom Gazaway- President of LenCred.
How to Strategically Manage (And Pay Off) DebtExperian_US
In our #CreditChat, we talked with Dr. Scott Rick from the University of Michigan's Ross School of Business and our community about ways to manage and pay down debt. You can find all the resources and tweets here:
http://www.experian.com/blogs/news/about/manage-debts/
This document summarizes tips from a Twitter chat about ways for families to save money. Some suggestions included creating a budget, limiting dining out and only buying groceries on a meal plan, hand-me-downs and clothing swaps for clothes, using a programmable thermostat to save on utilities, game nights for cheap entertainment, and teaching kids good financial habits from a young age. The Twitter chat on frugal living for families takes place every Wednesday at 3 p.m. ET.
Fun & Frugal Summer Activities for KidsExperian_US
This document summarizes tweets from a Twitter chat about frugal summer activities for kids. Suggested outdoor activities included swimming at the local pool, visiting neighborhood recreation centers, playing in water fountains at the park, having BBQs at local parks, kite flying, bike riding, and watching the waves at the beach. Indoor activities included going to the library, doing jigsaw puzzles, making puppet shows, and building forts out of blankets. Ways for kids to make money included running a lemonade stand, pet sitting, and recycling.
How to Get Financially Ready for CollegeExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our fourth #CreditChat of Financial Literacy Month covered the numerous options available for students and parents looking to fund a college education. Special Guests included: Wells Fargo, @Liz Weston and @BrokeMillennial. This deck features highlights from our chat with tips from: @JasonVasquezWF, Gigi Dixon, @Payoff, @emergebenefit, @TeamFSINC, @FacingFinances, @LizWeston, @mrjustinwsmith, @ygenmoney, @RAHomes, @BrokeMillennial and @kevincswanson
Credit in the Classroom: What Teens Should Know About Credit Experian_US
Join our #CreditChat every Wednesday at 3p.m. ET on Twitter and Blab.
October 15th was Get Smart About Credit Day, and we supported the American Bankers Association’s campaign to help teens understand the importance of using credit wisely with a #CreditChat about Teens and Credit.
The panel included: the American Bankers Association, Laura Levine of the Jump$tart Coalition, Cary Carbonaro- Personal Finance Expert, CFP®, MBA, MD United Capital CFP Board Ambassador and author of The Money Queen’s Guide, FamZoo- a virtual family bank that helps busy parents to teach their kids good money habits with minimal hassle through hands-on practice, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @ABABankers, @MsMadamMoney, @LLevine, @Rod_Griffin, @WelshKristy, @SavingFreak, @Payoff, @SuddenlyFrugal, @CompareCards, @WealthWithMina, @SavingThousands, @care4yourfuture, @Kasasa, @WeAreMortgages,
How to Rebuild & Raise Your Credit ScoreExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our third #CreditChat of Financial Literacy Month covered ways to rebuild and raise your credit score. This deck features highlights from our chat with tips from: @creditscoop, @LeslieHTayneEsq, @Payoff, @MoreThanWheels, @BahiyahShabazz, @GTAdmissions1, @MsMadamMoney, @TurboTax, @DebbiKing, and @RAHomes.
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed the road to financial wellness. Our #CreditChat panel included Jason Vitug – Founder of Phroogal.com, and Dr. Barbara O’Neill- CFP®, Distinguished Professor, and Specialist in Financial Resource Management, Rutgers Cooperative Extension, Carey Ransom- CMO of Payoff.We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @FSAstore, @AFCPE, @OperationHOPE, @dougboneparth, @LeslieHTayneEsq, @SFCUNews, @emergebenefit, @PhiladelphiaF.E.C., @Rod_Griffin, @URMoneyMentor, @UncommonJules, @PiggieBanker, Phroogal, @MoneyCrashers, @Kasasa, @Payoff, @DaHartattack, @firstqfinance, @_MoneySavingPro, @DearDebtBlog, and @Moneytalk1
The document provides tips for improving financial wellness and independence, including paying off debt. It discusses the average amount of debt Americans hold ($52,940), broken down by type and demographics. It recommends creating a repayment plan, prioritizing debts from highest to lowest interest rate, and considering debt consolidation or refinancing while interest rates are low to reduce costs and make progress paying off debt. Building an emergency fund and living debt-free are also presented as important steps toward financial independence.
What to Expect (Financially) When ExpectingExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed how to be financially prepared for a baby. Our #CreditChat panel included Emerge Benefit- a Workplace Financial Wellness Program, Mina Ennin Black- Founder of Life Event Financial Planning and In The Black financial workshops, Chad Smith- Certified Financial Planner at Financial Symmetry, and Damian Davila- Personal Finance and Wisebread Staff writer. We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @SFCUNews, @emergebenefit, @FEC_Philly, @CityParentsLaw, @LeslieHTayneEsq, @DebbiKing, @DavilaDamian, @Frostbe, @sougboneparth, @lenda, @WealthWithMina, @kevincswanson, @Payoff,
Financial Literacy for Teens and Students Experian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed Financial Literacy for Teens and Students. Our #CreditChat panel included Steve & Annette Economides – New York Times Best Selling Authors and Founders of MoneySmartFamily.com, Laura Levine – President of the Jump$tart Coalition: Financial Smarts for Students, Brian Page - Budget Challenge Outreach and Education, Manager and Debbi King- Personal Finance and Life Coach and Owner of ABC’s of Personal Finance. We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @FinEdChat, @WealthwithMina, @mymoneycoach_ca, @RAHomes, @FamZoo, @LeslieHTayneEsq, @ncl_tweets, @NextGenPF, @b__wil, @christaylor_nyc, @ACCC_helps, @TraeRetailMeNot, @PiggieBanker, @MiriamSCross and @emergebenefit
Financial Tips You Would Give Your Younger SelfExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, the community shared top personal finance tips they wish they could share with their younger selves. We were also joined by several influencers in the personal finance community on Twitter. Our panel included: Brad Sherman- Investment Advisory Rep, Wealth Manager – LFS Corp and President of Sherman Wealth Management, Lauren Young- Money editor at Reuters and host of Money Clip, and Debbi King- Owner of the ABC’s of Personal Finance. This deck features tips from: @LaurenYoung, @shermanwealth, @mymoneycoach_ca, @SuperMoney, @SFCUNews, @dougboneparth, @Rod_Griffin, @LeslieHTayneEsq, @Kasasa, @MiriamSCross, @emergebenefit, @MzShirleyD, @ttaylor2u2, @CinchFinancial and @Kiplinger
The document summarizes a Twitter chat about hiring a financial adviser. Participants in the chat discussed steps to take before hiring a financial planner, including checking their qualifications and experience. They also covered types of financial advisers to avoid, how advisers are compensated, ensuring an adviser acts as a fiduciary, how often to meet with an adviser, and tips for finding a great adviser.
Credit & Money Tips for Military FamiliesExperian_US
The document summarizes a Twitter discussion (#CreditChat) about financial challenges and advice for military families. Participants discussed common struggles like frequent relocation, deployment, and income fluctuations. They provided tips on saving on moves, preparing financially before deployment, available discounts and benefits, VA loans, educational benefits, and resources for financial help. Advice was also given for transitioning to civilian life and preparing for changes to the military retirement system.
Pay Off Debt: How to Pay Down Debt FasterExperian_US
Join our weekly #CreditChat on Twitter, Periscope, Snapchat & YouTube every Wednesday at 3 p.m. ET. This week, we talked with Zina Kumok about how she paid off $28,000 in debt within 3 years.
The panel included: Zina Kumok: Founder of Debt Free After Three; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @FinanceLacey, @LeslieHTayneEsq, @creditscoop, @FrogskinU, @JustOnePay, @saveforgem, @KOFETIME, @FamZoo, @moneyinmy30s, @SavingFreak, @StacySmith0615, @FedChoiceFCU, @Purefy, @AirForceFCU, @care4yourfuture, @kevincswanson, @suddenlyfrugal, @Rod_Griffin, and @debtcom.
Join our weekly #CreditChat on Twitter & Google Hangouts every Wednesday at 3 p.m. ET.
The panel included: Jeanne Kelly– Credit Coach, speaker and author; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @KOFETIME, @creditscoop, @Rod_Griffin, @Purefy, @LeslieHTayneEsq, @AirForceFCU, @SFCUNews, @FedChoiceFCU, @taynelawgroup, @JustOnePay, @CaryCarbonaro, @moneyinmy30s, @care4yourfuture, and @jennifercwhite.
The document discusses tips for paying for college that were shared during the #CreditChat on Twitter, including looking into scholarships, grants, loans, 529 plans, and working part-time. It provides advice on minimizing expenses, such as taking AP classes in high school, attending community college for general education courses, living off campus if cheaper, and budgeting funds. Options for repayment of student loans like income-driven repayment plans are also covered.
In recent years, a number of national studies have consistently shown Australians’ financial literacy is generally poor. The Australian Securities and Investments Commission’s (ASIC) 2017 Financial Capability Survey reveals only 35 per cent of all Australians know the exact value of their superannuation.
Deloitte Access Economics’ 2018 Financial Consciousness Index found nearly one-third of the population is “financially vulnerable” – concerned by a lack of job security and the ability to retire comfortably at the age of 65.
The document discusses the benefits of adding 401k administration to an existing ADP payroll relationship, including saving time, money, and reducing risks. It claims companies can save 50-80 hours per year of HR time and thousands in fees. It also says automation reduces errors compared to manual processes. The document then provides details on ADP's 401k administration services, including education support, automated account features to help participants save and invest, investment options and screening processes, and a sample conversion timeline.
This document discusses procrastination and time management. It notes that procrastination is related to limited attention spans and not using time wisely. It provides suggestions for stopping procrastination such as increasing awareness, turning off electronics, and setting goals. Effective time management involves making a plan and using time strategically.
How to Eat Healthy (Without Breaking the Bank)Experian_US
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET. This week, we talked about ways to eat healthy meals while saving money. Frugal bloggers chatting with us included: @Flcchn, @Nature79, @MoreThanWheels, @AmericaSaves, @MagnifyMoney, @ReadyForZero, @TheWalletDiet, @MyMoneyCoach_CA, @MarkAndLaurenG, @TightWadNation, and many more.
You can catch the full video chat and all tweets here:
http://www.experian.com/blogs/news/about/frugal-food/
This deck features tips about way to grow your small business and position it for success from Brian Ward- Senior Director for Experian Business Information Services, Meredith Wood- Editor-in-Chief for Fundera, Gerri Detweiler- Head of Marketing Education for Nav, Ebong Eka- C.P.A., Business Coach, Strategist and Bestselling Author of Start Me Up, Tom Gazaway- President of LenCred.
How to Strategically Manage (And Pay Off) DebtExperian_US
In our #CreditChat, we talked with Dr. Scott Rick from the University of Michigan's Ross School of Business and our community about ways to manage and pay down debt. You can find all the resources and tweets here:
http://www.experian.com/blogs/news/about/manage-debts/
This document summarizes tips from a Twitter chat about ways for families to save money. Some suggestions included creating a budget, limiting dining out and only buying groceries on a meal plan, hand-me-downs and clothing swaps for clothes, using a programmable thermostat to save on utilities, game nights for cheap entertainment, and teaching kids good financial habits from a young age. The Twitter chat on frugal living for families takes place every Wednesday at 3 p.m. ET.
Fun & Frugal Summer Activities for KidsExperian_US
This document summarizes tweets from a Twitter chat about frugal summer activities for kids. Suggested outdoor activities included swimming at the local pool, visiting neighborhood recreation centers, playing in water fountains at the park, having BBQs at local parks, kite flying, bike riding, and watching the waves at the beach. Indoor activities included going to the library, doing jigsaw puzzles, making puppet shows, and building forts out of blankets. Ways for kids to make money included running a lemonade stand, pet sitting, and recycling.
How to Get Financially Ready for CollegeExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our fourth #CreditChat of Financial Literacy Month covered the numerous options available for students and parents looking to fund a college education. Special Guests included: Wells Fargo, @Liz Weston and @BrokeMillennial. This deck features highlights from our chat with tips from: @JasonVasquezWF, Gigi Dixon, @Payoff, @emergebenefit, @TeamFSINC, @FacingFinances, @LizWeston, @mrjustinwsmith, @ygenmoney, @RAHomes, @BrokeMillennial and @kevincswanson
Credit in the Classroom: What Teens Should Know About Credit Experian_US
Join our #CreditChat every Wednesday at 3p.m. ET on Twitter and Blab.
October 15th was Get Smart About Credit Day, and we supported the American Bankers Association’s campaign to help teens understand the importance of using credit wisely with a #CreditChat about Teens and Credit.
The panel included: the American Bankers Association, Laura Levine of the Jump$tart Coalition, Cary Carbonaro- Personal Finance Expert, CFP®, MBA, MD United Capital CFP Board Ambassador and author of The Money Queen’s Guide, FamZoo- a virtual family bank that helps busy parents to teach their kids good money habits with minimal hassle through hands-on practice, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @ABABankers, @MsMadamMoney, @LLevine, @Rod_Griffin, @WelshKristy, @SavingFreak, @Payoff, @SuddenlyFrugal, @CompareCards, @WealthWithMina, @SavingThousands, @care4yourfuture, @Kasasa, @WeAreMortgages,
How to Rebuild & Raise Your Credit ScoreExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our third #CreditChat of Financial Literacy Month covered ways to rebuild and raise your credit score. This deck features highlights from our chat with tips from: @creditscoop, @LeslieHTayneEsq, @Payoff, @MoreThanWheels, @BahiyahShabazz, @GTAdmissions1, @MsMadamMoney, @TurboTax, @DebbiKing, and @RAHomes.
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed the road to financial wellness. Our #CreditChat panel included Jason Vitug – Founder of Phroogal.com, and Dr. Barbara O’Neill- CFP®, Distinguished Professor, and Specialist in Financial Resource Management, Rutgers Cooperative Extension, Carey Ransom- CMO of Payoff.We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @FSAstore, @AFCPE, @OperationHOPE, @dougboneparth, @LeslieHTayneEsq, @SFCUNews, @emergebenefit, @PhiladelphiaF.E.C., @Rod_Griffin, @URMoneyMentor, @UncommonJules, @PiggieBanker, Phroogal, @MoneyCrashers, @Kasasa, @Payoff, @DaHartattack, @firstqfinance, @_MoneySavingPro, @DearDebtBlog, and @Moneytalk1
The document provides tips for improving financial wellness and independence, including paying off debt. It discusses the average amount of debt Americans hold ($52,940), broken down by type and demographics. It recommends creating a repayment plan, prioritizing debts from highest to lowest interest rate, and considering debt consolidation or refinancing while interest rates are low to reduce costs and make progress paying off debt. Building an emergency fund and living debt-free are also presented as important steps toward financial independence.
What to Expect (Financially) When ExpectingExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed how to be financially prepared for a baby. Our #CreditChat panel included Emerge Benefit- a Workplace Financial Wellness Program, Mina Ennin Black- Founder of Life Event Financial Planning and In The Black financial workshops, Chad Smith- Certified Financial Planner at Financial Symmetry, and Damian Davila- Personal Finance and Wisebread Staff writer. We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @SFCUNews, @emergebenefit, @FEC_Philly, @CityParentsLaw, @LeslieHTayneEsq, @DebbiKing, @DavilaDamian, @Frostbe, @sougboneparth, @lenda, @WealthWithMina, @kevincswanson, @Payoff,
Financial Literacy for Teens and Students Experian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed Financial Literacy for Teens and Students. Our #CreditChat panel included Steve & Annette Economides – New York Times Best Selling Authors and Founders of MoneySmartFamily.com, Laura Levine – President of the Jump$tart Coalition: Financial Smarts for Students, Brian Page - Budget Challenge Outreach and Education, Manager and Debbi King- Personal Finance and Life Coach and Owner of ABC’s of Personal Finance. We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @FinEdChat, @WealthwithMina, @mymoneycoach_ca, @RAHomes, @FamZoo, @LeslieHTayneEsq, @ncl_tweets, @NextGenPF, @b__wil, @christaylor_nyc, @ACCC_helps, @TraeRetailMeNot, @PiggieBanker, @MiriamSCross and @emergebenefit
Financial Tips You Would Give Your Younger SelfExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, the community shared top personal finance tips they wish they could share with their younger selves. We were also joined by several influencers in the personal finance community on Twitter. Our panel included: Brad Sherman- Investment Advisory Rep, Wealth Manager – LFS Corp and President of Sherman Wealth Management, Lauren Young- Money editor at Reuters and host of Money Clip, and Debbi King- Owner of the ABC’s of Personal Finance. This deck features tips from: @LaurenYoung, @shermanwealth, @mymoneycoach_ca, @SuperMoney, @SFCUNews, @dougboneparth, @Rod_Griffin, @LeslieHTayneEsq, @Kasasa, @MiriamSCross, @emergebenefit, @MzShirleyD, @ttaylor2u2, @CinchFinancial and @Kiplinger
The document summarizes a Twitter chat about hiring a financial adviser. Participants in the chat discussed steps to take before hiring a financial planner, including checking their qualifications and experience. They also covered types of financial advisers to avoid, how advisers are compensated, ensuring an adviser acts as a fiduciary, how often to meet with an adviser, and tips for finding a great adviser.
Credit & Money Tips for Military FamiliesExperian_US
The document summarizes a Twitter discussion (#CreditChat) about financial challenges and advice for military families. Participants discussed common struggles like frequent relocation, deployment, and income fluctuations. They provided tips on saving on moves, preparing financially before deployment, available discounts and benefits, VA loans, educational benefits, and resources for financial help. Advice was also given for transitioning to civilian life and preparing for changes to the military retirement system.
Pay Off Debt: How to Pay Down Debt FasterExperian_US
Join our weekly #CreditChat on Twitter, Periscope, Snapchat & YouTube every Wednesday at 3 p.m. ET. This week, we talked with Zina Kumok about how she paid off $28,000 in debt within 3 years.
The panel included: Zina Kumok: Founder of Debt Free After Three; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @FinanceLacey, @LeslieHTayneEsq, @creditscoop, @FrogskinU, @JustOnePay, @saveforgem, @KOFETIME, @FamZoo, @moneyinmy30s, @SavingFreak, @StacySmith0615, @FedChoiceFCU, @Purefy, @AirForceFCU, @care4yourfuture, @kevincswanson, @suddenlyfrugal, @Rod_Griffin, and @debtcom.
Join our weekly #CreditChat on Twitter & Google Hangouts every Wednesday at 3 p.m. ET.
The panel included: Jeanne Kelly– Credit Coach, speaker and author; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @KOFETIME, @creditscoop, @Rod_Griffin, @Purefy, @LeslieHTayneEsq, @AirForceFCU, @SFCUNews, @FedChoiceFCU, @taynelawgroup, @JustOnePay, @CaryCarbonaro, @moneyinmy30s, @care4yourfuture, and @jennifercwhite.
The document discusses tips for paying for college that were shared during the #CreditChat on Twitter, including looking into scholarships, grants, loans, 529 plans, and working part-time. It provides advice on minimizing expenses, such as taking AP classes in high school, attending community college for general education courses, living off campus if cheaper, and budgeting funds. Options for repayment of student loans like income-driven repayment plans are also covered.
In recent years, a number of national studies have consistently shown Australians’ financial literacy is generally poor. The Australian Securities and Investments Commission’s (ASIC) 2017 Financial Capability Survey reveals only 35 per cent of all Australians know the exact value of their superannuation.
Deloitte Access Economics’ 2018 Financial Consciousness Index found nearly one-third of the population is “financially vulnerable” – concerned by a lack of job security and the ability to retire comfortably at the age of 65.
The document discusses the benefits of adding 401k administration to an existing ADP payroll relationship, including saving time, money, and reducing risks. It claims companies can save 50-80 hours per year of HR time and thousands in fees. It also says automation reduces errors compared to manual processes. The document then provides details on ADP's 401k administration services, including education support, automated account features to help participants save and invest, investment options and screening processes, and a sample conversion timeline.
This document discusses procrastination and time management. It notes that procrastination is related to limited attention spans and not using time wisely. It provides suggestions for stopping procrastination such as increasing awareness, turning off electronics, and setting goals. Effective time management involves making a plan and using time strategically.
Vegetarian and non-vegetarian foods impact not only the body but also the mind, affecting concentration, learning, and productivity. While some foods can calm and refresh the mind, others energize or dull it. Research has traditionally focused on how food impacts the body, but recent studies examine the mind's influence. Some research indicates vegetarian foods lack protein for muscle growth, but herbivorous animals with robust bodies contradict this. Additionally, the human digestive system and teeth are more similar to herbivores than carnivores, suggesting our bodies are better suited for vegetarian foods which are less stressful to digest. Arguments that vegetarian foods involve killing plants can be countered by noting many foods like fruits involve no killing and
Monthly #MarketingMinute highlights recent food and beverage marketing trends and tips. This month's focus was on patriotic brands, burger tote bags and 3D videos.
This document provides information about enrolling in a 401(k) retirement plan. It outlines the plan features including eligibility requirements, contribution limits, employer matching, and vesting schedules. It also describes how to enroll by completing enrollment forms, selecting investments, naming beneficiaries, and turning in paperwork. Additional sections discuss the benefits of saving in a 401k plan and accessing account information online.
This document discusses stress, its causes, effects, and ways to manage it. Some key points:
1) 75-90% of doctor visits are for stress-related problems and stress causes the most absenteeism from work. Stress can have psychological, social, behavioral, and physiological effects.
2) Sources of stress include daily hassles, major life events, and catastrophes. Common daily hassles include interpersonal conflicts, health concerns, and financial pressures.
3) Managing stress involves recognizing when you feel stressed, identifying the cause, and changing how you react to stressful situations. Effective coping strategies include relaxation, social support, exercise, and maintaining a healthy lifestyle.
This document discusses different types of stress (physiological, psychological, social), common stressors, and ways to manage stress. It provides examples of how stress can impact physical and mental health. Key recommendations for managing stress include exercising regularly, eating a healthy diet, relaxation techniques, cognitive behavioral therapy, developing social support networks, and maintaining connections with family and friends. Maintaining resiliency is important for effectively coping with stressors and improving overall health and well-being.
Google Cardboard is a virtual reality platform developed by Google that allows users to place their smartphone in a cardboard viewer to experience VR. It was created in 2014 as an inexpensive way to encourage interest and development in VR. Users can build their own viewer using specifications published by Google or purchase one from third parties. Compatible apps use the smartphone's display and lenses in the viewer to provide stereoscopic 3D images. While low-cost, it also has limitations like lack of sensors in some phones and risk of motion sickness. Over 5 million Cardboard viewers have shipped and many educational and entertainment apps are available.
This document discusses the benefits of waking up early. It states that waking up one hour earlier gives you fifteen more days each year. Early risers are more productive, balanced, and stress-free. Successful people throughout history were also early risers. The document encourages planning a morning routine and selecting an energizing playlist to start the day positively.
Sleep occurs in 90 minute cycles that alternate between REM and non-REM sleep. Non-REM sleep involves light, deeper, and deepest sleep while REM sleep involves dreaming. The duration of sleep stages changes over the night, with REM periods getting longer. Unbroken, high quality sleep yields the best benefits so people should minimize disturbances, avoid screens before bed, and create a consistent sleep routine. While naps can help make up missed sleep, long daytime naps can disrupt nighttime sleep for monophasic sleepers.
The document discusses different options for retirement planning including government programs like Social Security, employer programs, and individual programs like IRAs and life insurance. It notes that government programs alone are not enough to fully fund retirement and that employer programs have shifted more responsibility to employees. It emphasizes that individuals need to take responsibility for their own retirement security through options like IRAs, which offer tax benefits whether contributions are made pre-tax or post-tax, and life insurance, which can protect against both dying too soon and living too long into retirement.
The document discusses the differences between vegetarian and non-vegetarian diets. It defines vegetarian diets as those that exclude meat but may include dairy and eggs, listing types like lacto-ovo vegetarian and vegan. Non-vegetarian diets include meat, eggs, fish, and seafood. The document examines the use of human teeth and digestive systems in comparison to carnivores and herbivores. It also reviews several studies that indicate vegetarian diets provide health benefits and are closer to human physiological needs.
The document provides 10 steps to overcome procrastination: 1) Recognize you have a problem, 2) Figure out why you procrastinate, 3) Get organized with to-do lists and goals, 4) Identify your "frog" or hardest task, 5) Break large tasks into smaller parts, 6) Eliminate distractions, 7) Do not expect perfection, 8) Get support from others, 9) Get started by taking action, and 10) Reward yourself for completing tasks. Following these 10 steps can help you accomplish more and be successful.
This document discusses retirement planning and the different phases of retirement. It outlines common reasons people retire such as health, caregiving responsibilities, or job loss. The planning phase involves preparing financially for retirement over 20-30 years and getting personal affairs in order. The adjusting phase entails developing interests outside of work and adjusting to a new lifestyle and schedule. The enjoyment phase is focused on pursuing hobbies, staying active and using discounts. The settling in phase recognizes that some retirees live actively while others struggle with purpose and health issues in retirement.
The document discusses HIPAA regulations regarding patient privacy. It explains that HIPAA was passed in 1996 to set national standards for protecting patients' medical records and personal health information. Key aspects of HIPAA include defining protected health information, requiring facilities to implement privacy policies and provide privacy training, and giving patients rights over their health information including access and confidentiality. Facilities and individuals can face penalties for HIPAA violations.
The document discusses budgeting and saving for teenagers. It provides statistics that on average teenagers earn $80 per week from a job paying $5.70 per hour working 15 hours. Teenagers spend over $155 billion annually, with girls spending $91 per week and boys $87. Having a budget helps manage income and expenses to avoid debt and save for goals. The document recommends estimating income and expenses, planning for savings and emergencies, and using the envelope system to manage spending categories.
1. The document discusses planning and saving for retirement, including estimating costs of one's desired lifestyle and identifying sources of retirement income such as pensions, 401ks, IRAs, Social Security, and other savings vehicles.
2. It explains compound interest and its power to grow savings over time, demonstrating concepts like the Rule of 72.
3. The importance of starting to save and plan for retirement early is emphasized.
The Impact of Data in the Oil and Gas IndustryNetApp
Digital technologies are helping the oil and gas industry improve efficiency and sustainability. As demand for oil and gas grows, companies are investing more in technologies that use data analytics to optimize drilling, remotely monitor wells, and accelerate collaboration. This increases production while improving safety, security, and environmental protection. Centralizing vast amounts of data through cloud computing helps companies ensure compliance and control costs.
The document discusses Google Cardboard, a low-cost virtual reality headset developed by Google. It can turn smartphones into virtual reality displays. The cardboard headset contains lenses and magnets that allow users to view VR content on their phone through compatible apps. When placed in the headset, the phone's magnetometer detects button presses via magnet to control the VR experience. The headset allows users to explore various VR environments and experiences through apps like YouTube and Google Earth at a low price point, helping make VR more accessible.
Financial inclusion ways to help the underbankedExperian_US
The document summarizes a Twitter discussion about financial inclusion and options for the underbanked population. It notes that 20% of U.S. households are underbanked, meaning they have limited access to mainstream financial services. Common reasons for being underbanked include bank fees, lack of stable income, lack of trust in banks, and lack of financial knowledge. The discussion offers suggestions on financial services available to the underbanked, like prepaid cards and check cashing, and ways the banking industry and organizations are trying to help the underbanked through financial education programs and accessible products.
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we were joined by Beverly Harzog- author of "The Debt Escape Plan" and Debbi King- Personal Finance and Life Coach and Founder of the ABCs of Personal Finance. We discussed ways to tackle and eliminate debt, and we were joined by several influencers in the Personal Finance community. This deck features tips from: @DebbiKing, @LeslieHTayneEsq, @PiggieBanker, @SFCUNews, @OperationHOPE, @ttaylor2u2, @MoreThanWheels, @credit_gurl, @lenda, @emergebenefit, @SouthStateBank, @Rod_Griffin and @AskWhatNext
In this #CreditChat, BankRate's Mark Hamrick shared insights on the job market in the United States. This chat also featured job tips and recruitment advice from bloggers.
Citi's Linda Descano and consumer advocate Elisabeth Leamy share advice for getting your personal finances in order.
Connect: Professional Women’s Network is online community with more than 440,000 members that discusses issues relevant to women and their success. The free LinkedIn group powered by Citi also features videos interviews with influential businesswomen, live Q&As with experts and slideshows with career advice. To learn more and join the conversation in the largest women's group on LinkedIn, visit http://www.linkedin.com/womenconnect.
The document provides advice from Linda Descano and Elisabeth Leamy on personal finance topics. Some of their tips include automating savings so the money is not easily spent, thinking of budgets as spending plans rather than restrictions, and prioritizing retirement savings over saving for children's college since loans are available for college. They also discuss approaches to managing debt, selecting financial planners, refinancing loans, and managing money as a married couple.
The document describes the Money Merge Account program, which uses mathematical principles to help people pay off debts faster and save on interest. It works by strategically moving money between accounts to take advantage of interest accumulation, float, and cancellation. Experts endorse the program for its ability to save tens of thousands in interest and help people become debt free and accumulate wealth years earlier than traditional repayment plans.
The document provides information and advice about dealing with debt and financial crisis. It recommends making a debt list, calculating disposable income, sticking to a budget, maintaining good credit, negotiating with creditors, considering debt settlement, avoiding future debt, and seeking help from online debt communities. These communities offer debt calculators, sample letters, articles, forums, and opportunities to help others dealing with debt issues.
The document provides information about the Military Saves program, which encourages military service members and their families to develop financial plans, establish good credit, save money, and enroll in insurance and savings programs. It also lists several websites that provide financial education resources and tools, educational games, recommended books, and financial blogs.
This document discusses strategies for handling money and building wealth. It begins by asserting that most people fall into one of three categories: money chasers, who are focused on acquiring money and possessions; money wasters, who spend excessively and don't save; and wealth creators, who leverage borrowing to earn interest and grow their money over time. The document then outlines strategies used by wealth creators, including collateralized borrowing through a properly structured permanent life insurance policy. This allows individuals to treat the policy as a private banking system, borrowing funds at low interest rates.
How To Stay In Shape (While On A Budget)Experian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @YoungFinances and @MelSmithJones, we talked about ways to stay healthy while maintaining a budget. This deck features highlights from our chat with tips from: @MelSmithJones, @YoungFinances, @LeslieHTayneEsq, @Emergebenefit, @BudgetChallenge, @Rod_Griffin, @Payoff, @Disappear23, and @MsMadamMoney
The document provides tips from the Better Business Bureau on how to avoid common scams during the summer season. It warns about verifying vacation deals and ticket purchases, researching scholarships and financial aid online, and avoiding unsolicited requests for personal or financial information. Final tips include trusting your instincts if something seems suspicious, being careful downloading apps, and only sharing credit card information with known companies.
This document provides information about various financial literacy topics including vocabulary terms, banking accounts, taxes, credit cards, and insurance. It begins with defining key terms related to finances and revenues and expenses. It then discusses the different types of banking accounts including checking, savings, money market, and certificates of deposit. The document also covers topics such as paying taxes, building credit with credit cards, and different types of insurance policies.
This document provides information about various financial literacy topics including banking, investing, taxes, credit cards, and insurance. It includes vocabulary terms, explanations of key concepts, and activities for students. Some key points covered are the different types of bank accounts, how to write a check, basic tax concepts, how credit scores are calculated, and the purpose of different types of insurance policies. Students are given assignments to demonstrate their understanding of topics through projects, worksheets, and other activities.
This document provides five steps to becoming debt-free: 1) Learn your current financial situation by reviewing credit reports and understanding your credit score. 2) Create a realistic budget that allocates at least 10% of income to debt payments. 3) Talk to lenders about lowering interest rates or refinancing loans. 4) Look for ways to reduce discretionary spending through small lifestyle changes. 5) Prioritize paying off debts from most to least valuable assets, focusing on high-interest debts first. The overall goal is to eliminate debt payments and interest expenses to free up cash flow.
Experian Millennial Credit & Finance Survey Report Part IIExperian_US
Experian® has released additional findings from a national survey among more than 1,000 millennials, ages 19 to 34, showing that this generation struggles with using credit as a tool to enhance their lives. This struggle can be attributed to unawareness of credit terms and conditions and a mixed attitude regarding credit cards. A majority (64 percent) of survey respondents consider them “dangerous,” while almost 30 percent have maxed out a card.
’Tis the season to be jolly — but it’s not so jolly for many consumers, as the holidays can cause financial stress and often put consumers into debt. According to a nationwide survey from Experian, the primary reason is that most consumers don’t create budgets and are unprepared to cover added expenses beyond gifts, such as postage costs, hostess gifts, gift-wrapping supplies and greeting cards.
The document provides a summary of key findings from a survey of 1,000 US adults about personal finance experiences and perceptions. Some key findings include:
- Nearly half have less savings than expected and almost three-quarters feel behind on retirement savings.
- Most hold some type of debt and feel it prevents fulfilling life, but only half feel comfortable discussing debt.
- Lack of income/funds, not behavior, are cited as main reasons for financial issues.
- Financial education is seen as key to debt reduction and savings but many lack access to resources.
Join our weekly #CreditChat on Twitter & Google Hangouts every Wednesday at 3 p.m. ET.
The video panel included: Jill Castilla: President & CEO of Citizens Bank of Edmond; Rod Griffin: Director of Public Education at Experian and Mike Delgado: Social Media Community Manager at Experian.
This deck features tips from: @care4yourfuture, @FedChoiceFCU, @KOFETIME, @benpankonin, @ICBA_Jessica, @LisaWeinberger, @ConsolidatedUS, @FlaxJessica, @navicorePR, @debtcom, @Kasasa, @CitizensEdmond, @KasasaNews, and @HighYaReviews.
Join our #CreditChat every Wednesday at 3pm ET on Twitter and Google Hangouts. This week's #CreditChat was inspired by Financial Literacy Month and featured an amazing panel: Brian Page– teacher, financial Literacy leader and advocate, Bill Dwight– CEO and Founder of FamZoo, Sam Renick– Founder of DreamBigDay.net and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @LeslieTayneEsq, @FamZoo, @SouthStateBank, @kevincswanson, @FinEdChat, @FedChoiceFCU, @PicaCreditUnion, @Care4YourFuture, @Catherinebyerly, @CinfedCU, @KOFETIME, @JustOnePay, @nickelapp, @dreambigclub, @creditscoop, and @FrogSkinU, @AirForceCU.
Ecs college graduate survey report finalExperian_US
College students may be about to receive their degrees but their credit education still needs some schooling. A national survey by Experian of college students graduating this year found that 69 percent of respondents will have student loan debt upon graduation. Despite the fact that most students accumulate debt, 71 percent of survey respondents said they did not learn about credit and debt management in college, giving their schools an average grade of C when it comes to preparing them to manage credit and debt after college.
Investing 101: How to Prepare for RetirementExperian_US
Join our weekly #CreditChat on Twitter & Blab every Wednesday at 3 p.m. ET. The panel included: Walter Updegrave: Former CNNMoney Ask the Expert columnist and Founder of RealDealRetirement.com, Kiplinger Retirement Report, Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @taynelawgroup, @KOFETIME, @kevincswanson, @JustOnePay, @SFCUNews, @FedChoiceFCU, @LeslieHTayneEsq, @AirForceFCU, @care4yourfuture, @StopFraudCo, @KiplingerRetire, and @FrogskinU.
Join our weekly #CreditChat on Twitter & Blab every Wednesday at 3 p.m. ET. The Twitter panel included: Sallie Mae - Helping Students and Families Pay for College; Ashley Hill - Scholarship Search Strategist; Inceptia - Non-Profit Org Focused on Higher Education Access, and CordiaGrad - Helping Grads Take Control of Student Loans. The video panel included: Carissa Uhlman - Vice President of Student Success at Inceptia; Ashley Hill - Scholarship Search Strategist; Rod Griffin - Director of Public Education at Experian, and Mike Delgado - Social Media Community Manager at Experian.
This deck features tips from: @SelfLender, @SallieMae, @KOFETIME, @GiftofCollege, @CordiaGrad, @Rod_Griffin, @TCAsolutions, @suddenlyfrugal, @taynelawgroup, @ConsolidatedUS, @Kasasa, @nerdgrad, @wisebread, @SmartWomanCan, @care4yourfuture, @GamezLawFirm, @AirForceFCU, @ACAIntl, @MrsAmandaReed, @moneyinmy30s.
Experian recently surveyed newlyweds nationwide to see what role credit and finances play in establishing a life together and achieving long-term financial goals, such as buying a home. The results suggest financial discussions should take place before saying “I do.”
Consumers need more education on how to better manage their credit as they prepare to buy a home, according to findings from a national survey by Experian. The survey, among individuals who are recent home buyers or are planning to purchase a home, showed that consumers understand having a good credit profile is key to making their homebuying dream come true but it is one of the reasons they say they are denied a loan.
Women and Money: Building Wealth and Banishing FearExperian_US
Join our weekly #CreditChat on Twitter & Blab every Wednesday at 3 p.m. ET. The panel included: Cary Carbonaro, CFP: Author & Founder of MoneyQueenGuide.com; Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @AirForceFCU, @MiriamSCross, @MrsAmandaReed, @CaryCarbonaro, @kevincswanson, @expgstockton, @kclmoneycoach, @WealthwithMina, @JoannaZarach, @SelfLender,
@FedChoiceFCU, @Pennies4Pigs, @moneyinmy30s, @navicorePR, @ubiquitysavings,
Women, the Workplace and Money: How to Take Action Today and Plan for Tomorro...Experian_US
As part of Experian’s Leadership Connections: Women Speaker Series, we were honored to host best-selling author, speaker and TV personality, Cary Carbonaro for an intimate discussion on the topic of "Women, the Workplace and Money".
Cary shared key tips for women on how we can build a financially-thoughtful and secure future from her new bestselling new book, "The Money Queen’s Guide."
The document summarizes key findings from an Experian Consumer Tax Survey conducted in January 2016 with 1,000 US adults who file tax returns. Some of the main findings include:
- Most consumers now prepare and file their taxes electronically and store tax documents digitally.
- Awareness and concern about tax-related identity theft has increased significantly in recent years.
- While awareness of new IRS protections is growing, many consumers remain unfamiliar with the IRS-issued identity protection PIN and victims' ability to request copies of fraudulent returns.
- The survey found interest among consumers in using an IRS-issued PIN to protect against tax-related identity theft when filing taxes.
‘Tis the season to give thanks and give back to the community! Join us and share how you showing love to those around you.
This week's #CreditChat included ways to give thanks to others and continue paying it forward.
The panel included: Kasasa – a national brand of free rewards checking accounts offered exclusively at community financial institutions, Amy Robles- Founder of ThinkEnriched.com, Keryl Pesce- Author of “Share This Journal,” entrepreneur, radio co-host and inspirational speaker, Jeanne Kelly- Credit Coach/Expert at Credit.com, and Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
The chat featured tips from @care4yourfuture, @andrewluu1, @Kasasa, @CompareCards, @SavingFreak, @CaryCarbonaro, @MoneyCrashers, @PicaCreditUnion, @CordiaGrad, @mymoneycoach_ca, @Rod_Griffin, @PHAVZ, @suddenlyfrugal, @KOFETIME, @moneytalk1, and @wisebread.
This document summarizes a Twitter discussion about healthy and frugal eating during the holidays. Participants shared tips like cooking at home to control calories and portion sizes, buying produce in season, shopping sales and using coupons. Favorite healthy dishes included grilled pork loin and roasted brussel sprouts. When eating out, strategies like splitting meals or taking half home were suggested to avoid overeating. Tracking calories with apps like MyFitnessPal was also discussed.
Do you have to do some traveling this holiday season? Don’t let the seasonal prices get the best of you! This chat featured tips and tricks to help you save money on your travel expenses.
Our panel included: Tonya Rapley- Certified Financial Educator, Millennial Money Coach and Founder of MyFabFinance.com, Paul Moyer- Founder of SavingFreak.com, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck featured tips from: @suddenlyfrugal, @SavingFreak, @DebbiKing, @MyFabFinance, @robert_harrow, @KOFETIME, @care4yourfuture, @WealthwithMina, @payoff, @wisebread, and @MiriamSCross.
The survey found that while holiday shopping inspires positive emotions like excitement, over half of consumers also feel negative emotions like stress and anxiety. Many feel stressed about finances during the holidays and that shopping puts a strain on their budget. Consumers tend to spend more than planned, with only 10% coming in under budget. While shoppers have saved half of what they need for gifts, they expect to charge a quarter of spending to credit cards. Looking to 2016, top resolutions are paying off credit cards and paying balances in full each month.
Members of the Personal Finance Community are bringing financial literacy to the masses in unconventional ways. This week, we highlighted some of the people making a difference in the way people learn about important financial topics.
The panel included: Marsha Barnes- Founder of The Finance Bar, Jason Vitug- Founder of Phroogal, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @LeslieHTayneEsq, @Phroogal, @lenda, @shermanwealth, @care4yourfuture, @savingfreak, @CompareCards, @Kasasa, @WealthwithMina, @moneytalk1, @gina_constantino, @dahartattack, and @suddenlyfrugal.
This deck features top tweets from the recent "Credit for Renting" Wise Bread chat sponsored by Experian RentBureau. Flip through it to learn how you can build a credit history by paying your rent on time.
Visit www.experian.com/BuildCreditHistory for more information.
Experian Millennial Credit & Finance Survey Report Part I of IIExperian_US
Experian releases the first of two reports originating from a survey of more than 1,000 millennials, ages 19-34, about a variety of personal finance topics – from their future views, to loan status, to credit knowledge, to use of technology. The survey follows a July 2015 report from Experian that analyzed credit bureau data and placed millennials last in generational credit score rankings.
We had an opportunity to talk with Kitman Labs about ways big data is leveraged for baseball. The following slides are highlights from our Twitter chat with them.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
Madhya Pradesh, the "Heart of India," boasts a rich tapestry of culture and heritage, from ancient dynasties to modern developments. Explore its land records, historical landmarks, and vibrant traditions. From agricultural expanses to urban growth, Madhya Pradesh offers a unique blend of the ancient and modern.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Every business, big or small, deals with outgoing payments. Whether it’s to suppliers for inventory, to employees for salaries, or to vendors for services rendered, keeping track of these expenses is crucial. This is where payment vouchers come in – the unsung heroes of the accounting world.
What Lessons Can New Investors Learn from Newman Leech’s Success?Newman Leech
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
How Poonawalla Fincorp and IndusInd Bank’s Co-Branded RuPay Credit Card Cater...beulahfernandes8
The eLITE RuPay Platinum Credit Card, a strategic collaboration between Poonawalla Fincorp and IndusInd Bank, represents a significant advancement in India's digital financial landscape. Spearheaded by Abhay Bhutada, MD of Poonawalla Fincorp, the card leverages deep customer insights to offer tailored features such as no joining fees, movie ticket offers, and rewards on UPI transactions. IndusInd Bank's solid banking infrastructure and digital integration expertise ensure seamless service delivery in today's fast-paced digital economy. With a focus on meeting the growing demand for digital financial services, the card aims to cater to tech-savvy consumers and differentiate itself through unique features and superior customer service, ultimately poised to make a substantial impact in India's digital financial services space.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
Budgeting as a Control Tool in Government Accounting in Nigeria
Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
2. Join our #CreditChat every Wednesday at 3 p.m. ET.
This week, we talked with Gail Cunningham from
The National Foundation for Credit Counseling.“ Check Out All the Tweets and Resources:
bit.ly/nfcc-chat
3. Gail Cunningham is a financial expert for the nation’s
top media outlets and chief spokesperson for the
National Foundation for Credit Counseling (NFCC).
Follow her @NFCCGAIL
FEATURING
4. #CreditChat
The NFCC is the largest and longest-serving network
of community based, nonprofit credit counseling
agencies in the nation.
#CreditChat
14. What are simple ways to save
more money while still enjoying life?
#CreditChat
15. Three keys to successful savings: set a goal,
Tweet by @AmericaSaves
make a plan, and save automatically.
16. Creating a budget shows you where your
hard-earned money is going.
#CreditChat
Tweet by @NFCCdebtadvice
17. Tweet by @MsMadamMoney
Most of us spend first then save what’s left (usually nothing).
We should save first then spend what’s left.
#CreditChat
18. #CreditChat
Budgets are imperative, but so is understanding the financial
Tweet by @magnify_money
#CreditChat
products you’re using. Know interest rates on loans and credit cards.
19. How do you stay motivated
to pay off debt?
#CreditChat
20. A budget is not designed to tell us what we can’t do,
Tweet by @MsMadamMoney
#CreditChat
rather it is to show us everything we can do!
21. Tweet by @NFCCdebtadvice
It doesn’t matter which method you choose to pay off your debt,
pick one that motivates you and keep at it.
22. How do you decide how much you
should save vs. pay down debt?
#CreditChat
23. It’s a good idea to have an emergency fund on hand
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Tweet by @NFCCdebtadvice
before you decide to pay down debt.
26. What should you look for in a financial
counselor? Any warning signs to watch for?
#CreditChat
27. #CreditChat
#CreditChat
HOW TO CHOOSE A FINANCIAL ADVISOR
One of the best tips I’ve heard is to ask them
what *their* finances look like.
If they divulge (and good), A+
Tweet by @BudgetsAreSexy
28. Tweet by @Magnify_Money
#CreditChat
If someone keeps pushing products on you then walk away.
They should have your best interests in mind not commission!
29. Tweet by @NFCCdebtadvice
Look for a certified counselor at a nonprofit agency
#CreditChat
that is accredited by an independent third party.
30. Any final tips for those looking to
save money and pay down debt?
#CreditChat
32. Tweet by @CecilliaBarr
Talk to your lender/creditor. Grab the reins and take control. You can do it!
Don’t get overwhelmed by your debt.
#CreditChat
33. Find a career that gives you a purpose greater than yourself.
Tweet by Brian @FinEdChat
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