1. budget analysis of financial sector

3. Current account deficit situation poses some concern.

4. Must ensure that private investment is sustained.

8. Infusion of INR 6000 cr in Banks to maintain Tier I CRAR of 8 percent

9. Infusion of INR 500 cr in Regional Rural Banks to maintain CRAR of 9 per cent.

10. Amendments proposed to the Banking Regulation Act in the context of additional banking licences to private sector players.

12. Public sector banks to achieve a target of 15 per cent as outstanding loans to minority communities under priority sector lending at the earliest.

17. “Appropriate legal framework” is put in place for enhancing microfinance services to the poor

21. FDIs & FIIs : FII permitted : POSITIVE-The Security and Exchange Board of India registered mutual funds and unlisted bonds would be permitted to accept subscriptions from foreign investors to meet the KYC requirements for equity schemes. POSITIVE - For foreign players, insurance limit increased from 26% to 49% Retail FDIs : NEGATIVE– Lack of FDI in retail was a disappointment

23. POSITIVE- Disinvestment target set for INR 40,000 crore in the year 2011-12.

28. POSITIVE – Under this fund the interest income will be tax free for the residents of India and Taxable @ 5% for the FII investors.

31. MADE BY- ATUL KARAKOTI NAVDEEP ARORA NEHA SHARMA SHWETA SHARMA VIVEK SHARMA