Major surgeries cost upwards of Rs 2 lakhs these days. Apart from Surgery, there are costs of hospital room, diagnostic tests, medicines, etc. Hospitalization for major diseases sets you back by over Rs 50,000. Further, cost of health care is rising by over 20% pa, which is twice the overall inflation. We also know that good quality healthcare tends to be even more expensive and we do not want to subject ourselves to treatment in hospitals where basic conditions are bad (we have all heard of frightening experiences). Statistics indicate that >70% people in the country have to borrow to pay for their health-care expenses. Hospitalization, apart from the disease or injury itself, creates a big hole in a family’s corpus However, Medical Insurance is inexpensive! A Rs 5 Lakh mediclaim cover costs only about Rs 6,000 pa (for a normal 30 year old). At about Rs 500 per month this is less than what most people spend on movies. Insurance costs do not burn a hole in your pocket, whereas hospital expenses do. Additionally, medical insurance does not cover pre-existing diseases and several diseases are covered only after a few years of continuous insurance – hence insure as early as possible. It is unfortunate that people think of insurance only when they face the perils. Please remember that your insurability and cover are affected by delays. There are several diseases that are covered only after holding a policy for a few years. Also, your premium requirements increase as you get older. Thus, there is a significant cost attached to the delays in procurement of health insurance. You need to get your insurance now.

1. Hospitals are Expensive
Coronary Bypass – 2 Lakh plus
Angioplasty – 2 Lakh plus
Joint Replacement – 1.5 Lakh plus
Down with Dengue/ Malaria – 50 k
These are the basic costs. You also
need to pay for medicines, room
etc.
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2. Medical care costs are rising
faster than inflation
Cost of Living
Medical Care cost
And there is no respite
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3. It is an uphill battle. But…….
……. Insurance is Cheap!
A 30 year old can buy a Rs 5 Lakh cover for
just Rs 6,000 per annum
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4. Health Insurance
Small
Premiums
paid in High
advance Financial
with
meticulous
Burden of an
planning unexpected
mishap
Health Insurance Premiums leverage many times
their value in coverage
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5. The leverage reduces with age
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6. Your Leverage Reduces with Age
Family Floater Health Insurance Policy of a leading Insurer. SI – Rs 4 Lakhs. A family of two adults
and a child. Age of the oldest member defines the premium. Leverage Defined as ratio of SI to
annual premium.
By the time
Age Annual Leverage you reach
Premium the age of
50 your
30 6,854 58
leverage
reduces by
40 7,702 52
a factor of
50 14,675 27 2.14 from
what it was
when you
were 30

7. Get Your Health Insurance Cover
Now!

8. Fill in your details on our
inquiry form.
We will call you back!
SecureNow Insurance Broker Private Limited
3rd Floor, 29 Hauz Khas Village, New Delhi 110016
Web – www.securenow.in
SecureNow