It is pretty difficult to get affordable auto insurance if you are a young adult. In Canada there are some alternatives to help lower the rates but you may have to look extensively to find them. Read the slideshow to see a couple tips.

1. Young Drivers and Auto
Insurance
Ryan Bisanz

2. Young drivers have a tough time getting good
insurance rates for a multitude of reasons and
insurancehotline.com wants to help solve the
problem. Kids and young adults looking to get
affordable insurance may have trouble as their
demographic is targeted and labeled as
inexperienced behind the wheel and more likely to
be in an accident.

3. Because of this, the rates can be staggering for a
group of people that may have trouble paying the
bill themselves. The Insurance Hotline explains
that there are ways to try and combat these high
charges and below you can find a couple.

4. Student Discounts
Throughout Canada there are some places that
offer student discounts to help offset the high rates
and help students save money. Ranging from
high school students to undergraduate college
students, the lower rates are considered “quite
significant,” a recent The Record article states.

5. Driving School
You might not think you could lower your rates by
attending driving school but you’d be wrong. By
taking programs that help improve your driving you
are increasing your chance of getting a discount.
While not all insurance companies recognize
driving school lessons as an appropriate reason
for a discount, more often than not you can
receive discounts for taking lessons or simply
watching a safety video.

6. Aside from the initial high cost for young drivers, it
is also stated by The Record that it is paramount
for drivers to ask their insurance broker what is not
covered in their auto coverage. And it also falls on
the person being insured as well.

7. Pertinent questions and answers are important. If
there are unique circumstances the broker should
know about when it comes to you or the vehicle
you are insuring, transparency is a must to make
sure you avoid potential future problems.

8. For more information go
to:
www.ryanbisanz.org