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College Funding



FundCollege.net
FundCollege net ---
Your Immediate Solution!
                                   www.fundcollege.net
College Pricing Facts

   The cost of college is rising 6½ times as fast as the cost of
    living.*
   College costs are rising, while median household income is
    declining. **
    d li i
   Public college costs are up 6.5% from last year and private
    co eges are
    colleges a e up 4.4%.*
                       %
   83% of students receive financial aid at private colleges.*
   Private colleges spend on average
    $21,208 to educate each student.*

FundCollege.net
FundCollege net ---
Your Immediate Solution!
*www.collegeboard.com: 2009-2010 College Prices Statistics   www.fundcollege.net
**www.census.gov
Questions to ask yourself…
                               yourself

   How do I position my financial situation to allow my
    child to attend the college of their choice?
   How can I encourage my child to begin planning for
    H                             hild t b i l     i f
    college at an early age?
   How can I ensure a quality education for my child?
   I have multiple children, how can I afford
    college tuition for all of them?


FundCollege.net
FundCollege net ---
Your Immediate Solution!
                                                  www.fundcollege.net
TUITION REWARDS TO THE RESCUE!



   Earn Guaranteed Scholarships to Private Universities
   Have Colleges Begin Recruiting Your Child as Early as
    Their Freshman Year in High School
   Fund Multiple Children With One Plan
              p
   No Market Loss
   Access to Funds Income Tax-Free



FundCollege.net
FundCollege net ---
Your Immediate Solution!
                                                 www.fundcollege.net
Why Life Insurance vs 529 Plan?
                               vs.

Let’s take a look at two of the most popular college funding vehicles used today, 529 Plans
and the use of Life Insurance:

                                 Life Insurance                            529 Plan
Annual Contribution Limit           No Limit                          $13,000

Taxation of Withdrawals             Tax-Free, using loans              Tax-Free, qualified
                                                                       education expenses only

Value for State Education           Excluded                           Included
Financial Needs Analysis

Funding if Parent Dies (The         Death Benefit                      Stops, account value
Primary Source of Funding)          Completion, college funding        may not be sufficient


FundCollege.net
FundCollege net ---
Your Immediate Solution!
                                                                              www.fundcollege.net
How it Works:




FundCollege.net
FundCollege net ---
Your Immediate Solution!
                             www.fundcollege.net
The POWER of Tuition Rewards

            Plan A              Monthly                                              Plan B                  Monthly
                       $225                                                                     $350
                                       Savings for College                                                        Savings for College
                    $5 ,8
                    $57,824                                                                   $9 ,
                                                                                              $91,244
                                             Self-Completing                                                           Self-Completing
                   $276,678                                                                  $436,458
$5,500 immediate scholarship + $30,000 earned + $57,824 saved =           $5,500 immediate scholarship + $30,000 earned + $91,244 saved =
                    $93,324
                    $93 324                                                                    $126,744
                                                                                               $126 744

                                                         Plan C               Monthly
                                                                    $475
                                                                                     Savings for College
                                                                  $124,668

                                                                  $596,239                Self-Completing
FundCollege.net
FundCollege net ---
Your Immediate Solution!                  $5,500 immediate scholarship + $30,000 earned + $124,668 saved =   $160,168
  *North American Builder IUL, 8.00% non-guarantee rate and GLP, Level Benefit. Female, Age 35, Preferred Non-Tobacco, 11/4/09
  **Tuition Rewards Points earned based on 15 years.                                                                       www.fundcollege.net
FUNDCOLLEGE.NET
               FUNDCOLLEGE.NET




FundCollege.net ---
                             www.fundcollege.net | 800.921.3100
Your Immediate Solution!!!   www.fundcollege.net | 800.921.3100
                                           For Agent Use Only
What Happens Next?
       Your College Funding Expert will enroll you into the Tuition Rewards
        Program.
       Once enrollment is complete, you will receive a “Welcome Email” from the
        Tuition Rewards program The email will provide instructions on how to
                          program.
        activate your Tuitions Rewards account and receive your immediate 500
        Tuition Rewards points.
       Once your life insurance policy is placed in force, and you have activated
        your Tuition Rewards account online, you will be awarded with an additional
        5,000 Tuition Rewards points.
       You will continue to earn 2,000 points each year your life insurance policy
        remains in force.


FundCollege.net
FundCollege net ---
Your Immediate Solution!
                                                                      www.fundcollege.net

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College Funding

  • 1. College Funding FundCollege.net FundCollege net --- Your Immediate Solution! www.fundcollege.net
  • 2. College Pricing Facts  The cost of college is rising 6½ times as fast as the cost of living.*  College costs are rising, while median household income is declining. ** d li i  Public college costs are up 6.5% from last year and private co eges are colleges a e up 4.4%.* %  83% of students receive financial aid at private colleges.*  Private colleges spend on average $21,208 to educate each student.* FundCollege.net FundCollege net --- Your Immediate Solution! *www.collegeboard.com: 2009-2010 College Prices Statistics www.fundcollege.net **www.census.gov
  • 3. Questions to ask yourself… yourself  How do I position my financial situation to allow my child to attend the college of their choice?  How can I encourage my child to begin planning for H hild t b i l i f college at an early age?  How can I ensure a quality education for my child?  I have multiple children, how can I afford college tuition for all of them? FundCollege.net FundCollege net --- Your Immediate Solution! www.fundcollege.net
  • 4. TUITION REWARDS TO THE RESCUE!  Earn Guaranteed Scholarships to Private Universities  Have Colleges Begin Recruiting Your Child as Early as Their Freshman Year in High School  Fund Multiple Children With One Plan p  No Market Loss  Access to Funds Income Tax-Free FundCollege.net FundCollege net --- Your Immediate Solution! www.fundcollege.net
  • 5. Why Life Insurance vs 529 Plan? vs. Let’s take a look at two of the most popular college funding vehicles used today, 529 Plans and the use of Life Insurance: Life Insurance 529 Plan Annual Contribution Limit No Limit $13,000 Taxation of Withdrawals Tax-Free, using loans Tax-Free, qualified education expenses only Value for State Education Excluded Included Financial Needs Analysis Funding if Parent Dies (The Death Benefit Stops, account value Primary Source of Funding) Completion, college funding may not be sufficient FundCollege.net FundCollege net --- Your Immediate Solution! www.fundcollege.net
  • 6. How it Works: FundCollege.net FundCollege net --- Your Immediate Solution! www.fundcollege.net
  • 7. The POWER of Tuition Rewards Plan A Monthly Plan B Monthly $225 $350 Savings for College Savings for College $5 ,8 $57,824 $9 , $91,244 Self-Completing Self-Completing $276,678 $436,458 $5,500 immediate scholarship + $30,000 earned + $57,824 saved = $5,500 immediate scholarship + $30,000 earned + $91,244 saved = $93,324 $93 324 $126,744 $126 744 Plan C Monthly $475 Savings for College $124,668 $596,239 Self-Completing FundCollege.net FundCollege net --- Your Immediate Solution! $5,500 immediate scholarship + $30,000 earned + $124,668 saved = $160,168 *North American Builder IUL, 8.00% non-guarantee rate and GLP, Level Benefit. Female, Age 35, Preferred Non-Tobacco, 11/4/09 **Tuition Rewards Points earned based on 15 years. www.fundcollege.net
  • 8. FUNDCOLLEGE.NET FUNDCOLLEGE.NET FundCollege.net --- www.fundcollege.net | 800.921.3100 Your Immediate Solution!!! www.fundcollege.net | 800.921.3100 For Agent Use Only
  • 9. What Happens Next?  Your College Funding Expert will enroll you into the Tuition Rewards Program.  Once enrollment is complete, you will receive a “Welcome Email” from the Tuition Rewards program The email will provide instructions on how to program. activate your Tuitions Rewards account and receive your immediate 500 Tuition Rewards points.  Once your life insurance policy is placed in force, and you have activated your Tuition Rewards account online, you will be awarded with an additional 5,000 Tuition Rewards points.  You will continue to earn 2,000 points each year your life insurance policy remains in force. FundCollege.net FundCollege net --- Your Immediate Solution! www.fundcollege.net