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Bango
Canvas8 Mobile Money

Anil Malhotra, Co-founder and SVP Alliances & Marketing




 © 2012 Bango plc
 www.bango.com

                                                          1
About Bango


–    Founded in 1999 to enable effective         Bango customers include:
     collection of payments from mobile
     device users

–    Leading global brands choose Bango
     for mobile payments and analytics

–    Bango technology, relationships and
     user data enable a superior user
     experience, higher sales and accurate   80+ Operator relationships include:
     analysis

–    On London Stock Exchange since
     2005 (AIM: BGO.L)

–    Offices in Cambridge, UK
     and New York, USA                           Award winning technology:


                                                                                   2
What Bango does …..




  Streamline
   the user
   payment
  experience
                       Pay




               For thousands of digital merchants




                                                    3
User experience can be life or death …

                  Warrior needs a sword during mobile web game-play



     Pay with PayPal (Zong)                         Pay with Bango
     •   Choose your sword                          •   Choose your sword
     •   Click & type phone number                  •   One click to pay
     •   Click to continue                          •   Get the sword
     •   Wait for a text message
     •   Open the message
     •   Note down the PIN code
     •   Go back to the app
                                                                            Defea
     •   Type in the PIN code                                                      ted
                                                                            the g
                                                                                  iant
     •   Get the sword
                                                  Met t
                                                        h
                                                  prince e
                                                        ss
                                      Killed
                                             b
                                     the O y                                 Ruling
                                            gre
                                                                            the la
                                                                                  nd
                                                                                         4
Why “Only Bango”?



                                      Common user identity across
                                      multiple services / apps
                                      Enables better user experience
                                      than any other solution

                                          Bango Payment Platform

       User Identity:                    Single technical and commercial            Operational
Bango ID merges multiple identities
  using cross-site & app history
                                        integration with 80+ billing systems         systems


         Carrier MSISDN
                                                                                      Payment
          Carrier UserID
                                                                               Reduce ops. cost and risk
           RIM Identity
             Opera ID
            Device ID                                                                Analytics
            Browser ID                                                          High performance and
                                                                                      scalability
                                                                                                           5
In-app billing




      User selects credit   Payment is   Payment is   User gets content
           amount            collected   confirmed       with credit




                                                                          6
Bango for app stores




      User browser app   User chooses   Payment is   User downloads
            store          content       collected       content




                                                                      7
Payment stats


• Conversion rates:
   – Operator billing:            40%-80%
   – Credit Card                   8%-12%
   – Credit card (2nd time)       80%-90%
   – PayPal mobile                 1% - 2%

• Typical breakdown of transactions:
   – Operator billing             85%
   – Credit card                  14%
   – PayPal                       <1%

• Transactions over Wi-Fi connections    40%-45%




                                                   Source: Bango

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Bango presentation at 'Mobile Money', 17 April 2012

  • 1. Bango Canvas8 Mobile Money Anil Malhotra, Co-founder and SVP Alliances & Marketing © 2012 Bango plc www.bango.com 1
  • 2. About Bango – Founded in 1999 to enable effective Bango customers include: collection of payments from mobile device users – Leading global brands choose Bango for mobile payments and analytics – Bango technology, relationships and user data enable a superior user experience, higher sales and accurate 80+ Operator relationships include: analysis – On London Stock Exchange since 2005 (AIM: BGO.L) – Offices in Cambridge, UK and New York, USA Award winning technology: 2
  • 3. What Bango does ….. Streamline the user payment experience Pay For thousands of digital merchants 3
  • 4. User experience can be life or death … Warrior needs a sword during mobile web game-play Pay with PayPal (Zong) Pay with Bango • Choose your sword • Choose your sword • Click & type phone number • One click to pay • Click to continue • Get the sword • Wait for a text message • Open the message • Note down the PIN code • Go back to the app Defea • Type in the PIN code ted the g iant • Get the sword Met t h prince e ss Killed b the O y Ruling gre the la nd 4
  • 5. Why “Only Bango”? Common user identity across multiple services / apps Enables better user experience than any other solution Bango Payment Platform User Identity: Single technical and commercial Operational Bango ID merges multiple identities using cross-site & app history integration with 80+ billing systems systems Carrier MSISDN Payment Carrier UserID Reduce ops. cost and risk RIM Identity Opera ID Device ID Analytics Browser ID High performance and scalability 5
  • 6. In-app billing User selects credit Payment is Payment is User gets content amount collected confirmed with credit 6
  • 7. Bango for app stores User browser app User chooses Payment is User downloads store content collected content 7
  • 8. Payment stats • Conversion rates: – Operator billing: 40%-80% – Credit Card 8%-12% – Credit card (2nd time) 80%-90% – PayPal mobile 1% - 2% • Typical breakdown of transactions: – Operator billing 85% – Credit card 14% – PayPal <1% • Transactions over Wi-Fi connections 40%-45% Source: Bango